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Life Insurance Medical Exam Jobs (NOW HIRING)

HMG Careers

Remote Life Insurance Agent

Griffin, GA · Remote

$69K/yr

Comprehensive benefits package including medical, dental, and prescription coverage * Ongoing ... Insurance license required or willingness to obtain one * Basic computer skills * Must reside in ...

Lone Star Careers

Remote Life Insurance Agent

Fremont, CA · Remote

$69K - $150K/yr

Comprehensive benefits package including medical, dental, and prescription coverage * Ongoing ... Insurance license required or willingness to obtain one * Basic computer skills * Must reside in ...

Lone Star Careers

Remote Life Insurance Agent

Tucson, AZ · Remote

$69K - $150K/yr

Comprehensive benefits package including medical, dental, and prescription coverage * Ongoing ... Insurance license required or willingness to obtain one * Basic computer skills * Must reside in ...

HMG Careers

Remote Life Insurance Agent

Pine Bluff, AR · Remote

$69K/yr

Comprehensive benefits package including medical, dental, and prescription coverage * Ongoing ... Insurance license required or willingness to obtain one * Basic computer skills * Must reside in ...

Lone Star Careers

Remote Life Insurance Agent

Boulder, CO · Remote

$69K - $150K/yr

Comprehensive benefits package including medical, dental, and prescription coverage * Ongoing ... Insurance license required or willingness to obtain one * Basic computer skills * Must reside in ...

HMG Careers

Remote Life Insurance Agent

Owensboro, KY · Remote

$69K/yr

Comprehensive benefits package including medical, dental, and prescription coverage * Ongoing ... Insurance license required or willingness to obtain one * Basic computer skills * Must reside in ...

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Life Insurance Medical Exam information

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How much do life insurance medical exam jobs pay per hour?

As of Sep 10, 2026, the average hourly pay for life insurance medical exam in the United States is $20.78, according to ZipRecruiter salary data. Most workers in this role earn between $16.35 and $21.15 per hour, depending on experience, location, and employer.

What is a life insurance medical exam?

A Life Insurance Medical Exam job involves conducting health assessments for individuals applying for life insurance. Medical examiners, often nurses or paramedics, collect vital signs, blood and urine samples, and medical history to help insurers determine coverage eligibility and premium rates. These exams are typically performed at the applicant’s home, workplace, or a medical facility.

What does a life insurance medical examiner do?

A typical day as a Life Insurance Medical Examiner involves traveling to clients’ homes or workplaces to conduct brief health assessments, collect vital signs, obtain blood and urine samples, and record medical histories. You’ll interact directly with clients to explain procedures and ensure accurate documentation, often working autonomously but staying connected with your scheduling team and lab partners. You may perform multiple exams in one day, requiring flexibility and strong time management. While the job can be fast-paced, it provides rewarding opportunities to interact with a variety of clients and offers independence in managing your schedule.

What are the key skills and qualifications needed to thrive as a life insurance medical examiner?

To thrive as a Life Insurance Medical Examiner, you need a strong background in nursing or phlebotomy, experience with health assessments, and relevant state licensure or certification. Familiarity with diagnostic equipment, electronic medical record (EMR) systems, and specimen collection protocols is essential. Attention to detail, strong communication skills, and professionalism help build trust with clients and ensure accurate data collection. These abilities are crucial for delivering reliable examination results that support fair underwriting and positive client experiences.

What does a life insurance medical exam consist of?

A life insurance medical exam for the job typically involves a health assessment including blood and urine tests, a physical examination, and sometimes additional screenings like EKG or cholesterol tests. The exam is conducted by a medical professional and helps determine the applicant's health risk for policy approval.
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Life Insurance Medical Exam jobs near you
Infographic showing various Life Insurance Medical Exam job openings in the United States as of September 2026, with employment types broken down into 1% As Needed, 73% Full Time, 21% Part Time, and 5% Contract. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution, with an average salary of $43,221 per year, or $20.8 per hour.

Remote Life Insurance Agent

Oklahoma City, OK • Remote

Lone Star Careers
See more jobs at Lone Star Careersexternal

$69K - $150K/yr

Contractor

Medical, Dental

Re-posted 28 days ago

Job description

Remote Insurance Representative | Flexible Schedule | Commission Only

This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely, serving clients by providing guidance and protection solutions for individuals and families.

What We Offer
  • Remote, work-from-home career
  • Average first-year earnings of $69K through commissions and bonuses
  • Increased earning potential in later years through performance and renewals
  • Residual income opportunities through client renewals
  • Unionized position with stock options
  • Comprehensive benefits package including medical, dental, and prescription coverage
  • Ongoing training and mentorship from experienced managers
  • High-quality leads provided with no cold calling friends or family
  • Flexible scheduling within a career-focused structure
  • Advancement and recognition opportunities with promotion from within
  • Supportive and collaborative virtual team environment
Qualities We Value
  • Willingness to learn and be coached through structured training
  • Friendly, outgoing, and professional communication style
  • Genuine desire to help others by providing guidance and solutions
  • Strong verbal communication and relationship-building skills
  • Sales or customer service experience is helpful but not required
Qualifications
  • Laptop or desktop computer with a working camera
  • Insurance license required or willingness to obtain one
  • Basic computer skills
  • Must reside in North America including the United States or Canada
  • We do not hire candidates residing outside North America
Responsibilities
  • Contact provided leads to schedule virtual meetings with clients
  • Present benefit programs and assist clients with enrollment
  • Build and maintain strong client relationships
  • Work closely with your manager to set goals and achieve them