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Life Insurance Agent Jobs in Waco, TX (NOW HIRING)

HSS Careers

Remote Life Insurance Agent

Waco, TX · Remote

$69K - $150K/yr

Life insurance license or willingness to obtain one * Basic computer proficiency and comfort working remotely * Must reside in the United States or Canada * Professional communication skills and a ...

HSS Careers

Remote Life Insurance Agent

Temple, TX · Remote

$69K - $150K/yr

Life insurance license or willingness to obtain one * Basic computer proficiency and comfort working remotely * Must reside in the United States or Canada * Professional communication skills and a ...

Empire State Careers

Remote Life Insurance Agent

Waco, TX · Remote

$69K - $150K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Lone Star Careers

Remote Life Insurance Agent

Temple, TX · Remote

$69K - $150K/yr

Remote Insurance Representative | Flexible Schedule | Commission Only This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Lone Star Careers

Remote Life Insurance Agent

Waco, TX · Remote

$69K - $150K/yr

Remote Insurance Representative | Flexible Schedule | Commission Only This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Purdy Financial Group

Life Insurance Sales Agent

Waco, TX · On-site +1

$30K - $160K/yr

... agent journey • World class culture and leadership development • A clear path to agency ownership What you'll bring: • Willingness to obtain a life insurance license (with our help) • A ...

Texas Farm Bureau

Insurance Agent

Temple, TX · On-site

Sell Life Insurance and Property/Casualty Insurance products * Seek out leads and new clients ... Develop your professional skills and knowledge Requirements of Insurance Agent Ability to pass ...

Texas Farm Bureau

Insurance Agent

Temple, TX · On-site

Sell Life Insurance and Property/Casualty Insurance products * Seek out leads and new clients ... Develop your professional skills and knowledge Requirements of Insurance Agent Ability to pass ...

Texas Farm Bureau

Insurance Agent

Temple, TX · On-site

Sell Life Insurance and Property/Casualty Insurance products * Seek out leads and new clients ... Develop your professional skills and knowledge Requirements of Insurance Agent Ability to pass ...

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All JobsLife Insurance Agent JobsLife Insurance Agent Jobs in Waco, TX

Life Insurance Agent information

See Waco, TX salary details

$16K

$79K

$128.7K

How much do life insurance agent jobs pay per year?

As of Sep 7, 2026, the average yearly pay for life insurance agent in Waco, TX is $78,982.00, according to ZipRecruiter salary data. Most workers in this role earn between $51,000.00 and $108,300.00 per year, depending on experience, location, and employer.

What is a life insurance agent?

Life insurance agents are professionals who help individuals and families choose life insurance policies that meet their financial needs and goals. They assess clients’ situations, explain various policy options, and assist in the application process. Life insurance agents may work for a specific insurance company or as independent brokers representing several insurers. Their main goal is to ensure clients are adequately protected and understand the benefits and terms of their chosen coverage.

What are the key skills and qualifications needed to thrive as a life insurance agent, and why are they important?

To thrive as a Life Insurance Agent, you need strong sales abilities, in-depth product knowledge, and a valid state insurance license. Familiarity with customer relationship management (CRM) software and quoting systems is typically required, along with ongoing education to maintain licensure. Excellent interpersonal skills, active listening, and ethical judgment help agents build trust and long-term relationships with clients. These skills are crucial for understanding client needs, providing tailored coverage solutions, and achieving sales targets in a competitive industry.

What are some common challenges faced by life insurance agents when building a client base, and how can they be overcome?

Life insurance agents often find it challenging to build and maintain a strong client base, especially when starting out. This is typically due to intense competition and the need to establish trust with prospective clients. Successful agents focus on networking, leveraging referrals, and consistently following up with leads to grow their business. Many also utilize digital marketing and social media to reach a wider audience. Ongoing training in sales techniques and product knowledge can further enhance an agent's credibility and effectiveness.

What is the difference between Life Insurance Agent vs Insurance Broker?

AspectLife Insurance AgentInsurance Broker
CredentialsLicensed to sell specific insurance productsLicensed to sell multiple insurance products from various insurers
Work EnvironmentWorks for a single insurance company or agencyWorks independently or for brokerage firms, representing multiple insurers
Employer & Industry UsageEmployed by insurance companies or agenciesIndependent or employed by brokerage firms, serving clients across insurers
Search & Comparison IntentLooking to buy or compare life insurance policiesSeeking advice on policies from multiple insurers or comparing options

While both roles involve selling insurance products, a Life Insurance Agent typically works for a single insurer and focuses on selling that company's policies. An Insurance Broker, on the other hand, offers clients a variety of options from multiple insurers, providing broader comparison and advice. Understanding these differences helps you choose the right professional for your insurance needs.

Is it hard to get hired as a life insurance agent?

Getting hired as a life insurance agent typically requires obtaining a license, which involves passing a state exam and completing pre-licensing education. Employers often look for strong communication skills, sales ability, and sometimes prior experience, but the hiring process can vary depending on the company and market conditions.
More about Life Insurance Agent jobs

What are the most commonly searched types of Life Insurance Agent jobs in Waco, TX?

The most popular types of Life Insurance Agent jobs in Waco, TX are:

What are popular job titles related to Life Insurance Agent jobs in Waco, TX?

For Life Insurance Agent jobs in Waco, TX, the most frequently searched job titles are:

What job categories do people searching Life Insurance Agent jobs in Waco, TX look for?

The top searched job categories for Life Insurance Agent jobs in Waco, TX are:

What cities near Waco, TX are hiring for Life Insurance Agent jobs?

Cities near Waco, TX with the most Life Insurance Agent job openings:

Life Insurance Agent jobs near you
Infographic showing various Life Insurance Agent job openings in Waco, TX as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 21% Part Time, and 5% Contract. Highlights an 85% Physical, 1% Hybrid, and 14% Remote job distribution, with an average salary of $78,982 per year, or $38 per hour.

Life Insurance Agent

Team Nexa Insurance Solutions

Waco, TX • Remote

$55K - $275K/yr

Contractor

Re-posted 4 days ago

Job description

Life Insurance Agent – Final Expense & Mortgage Protection (Waco, TX Area)

Team Nexa Insurance Solutions

Location: Waco, TX & surrounding areas (Hybrid / Field / Remote Options)
Compensation: Commission-based (Advances, renewals, overrides available)
Position Type: Independent Agent (1099)

About the Opportunity

Team Nexa Insurance Solutions is expanding in Central Texas and is actively seeking motivated life insurance agents to help families protect what matters most.

We specialize in Final Expense, Mortgage Protection, Term, Indexed Universal Life and other life insurance products, working with multiple top-rated carriers to ensure our agents can match clients with the right coverage — without being tied to a single product or company.

Whether you are an experienced producer or a newly licensed agent, we provide the systems, support, and training to help you build a sustainable book of business.

What You’ll Do

  • Meet with clients who have requested information about life insurance

  • Present Final Expense and life insurance solutions clearly and ethically

  • Help families secure coverage that fits their needs and budget

  • Manage follow-ups, applications, and client service with support from our team

  • Build long-term income through renewals and persistency

What We Offer

  • Multiple A-rated carriers (no captive contracts)

  • Competitive commissions with advances

  • Weekly pay & Daily pay

  • Renewals and growth opportunities

  • Leads Programs available (no cold-calling required for lead-based agents)

  • Structured onboarding & ongoing training

  • Mentorship and team support — you’re never on your own

  • Opportunity to build a team and earn overrides (optional)

Who We’re Looking For

  • Active life insurance license (or willing to obtain one quickly)

  • Coachable, self-motivated professionals

  • Strong communication and people skills

  • Reliable transportation and basic tech skills

  • Desire to build long-term income, not just make a quick sale

Why Team Nexa?

We focus on doing business the right way — with transparency, strong carrier relationships, and a culture built around training, accountability, and agent success.

If you’re tired of:

  • Limited product options

  • Poor support after onboarding

  • Unclear compensation structures

…you’ll find Team Nexa to be a refreshing change.

Join our Live Informational Session where you can get your questions answeredRegister Here

Join Team Nexa Insurance Solutions and build a business — not just a job

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