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Life Insurance Agent Jobs in Springfield, OH (NOW HIRING)

HMG Careers

Remote Life Insurance Agent

Dayton, OH · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Shelter Insurance

Insurance Agent

Piqua, OH · On-site

We are seeking an exceptional entrepreneur to make a difference in Piqua, OH and become our newest Shelter Insurance Agent. Do you have a desire to meet new people, develop new contacts, and become ...

Shelter Insurance

Insurance Agent

Centerville, OH · On-site

We are seeking an exceptional entrepreneur to make a difference in Centerville, OH and become our newest Shelter Insurance Agent. Do you have a desire to meet new people, develop new contacts, and ...

Shelter Insurance

Insurance Agent

Beavercreek, OH · On-site

We are seeking an exceptional entrepreneur to make a difference in Beavercreek, OH and become our newest Shelter Insurance Agent. Do you have a desire to meet new people, develop new contacts, and ...

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All JobsLife Insurance Agent JobsLife Insurance Agent Jobs in Springfield, OH

Life Insurance Agent information

See Springfield, OH salary details

$16.2K

$80.1K

$130.6K

How much do life insurance agent jobs pay per year?

As of Jul 5, 2026, the average yearly pay for life insurance agent in Springfield, OH is $80,138.00, according to ZipRecruiter salary data. Most workers in this role earn between $51,800.00 and $109,900.00 per year, depending on experience, location, and employer.

Is becoming a life insurance agent worth it?

A career as a life insurance agent involves selling policies and providing financial advice, often requiring licensing and strong interpersonal skills. Income can vary based on commissions, experience, and sales performance, making it a potentially rewarding but competitive profession.

Can I get life insurance with lupus?

Life insurance agents often work with clients who have lupus, but approval depends on the severity and management of the condition. Insurers may require medical records and a detailed health assessment, and coverage options can vary based on individual health status. Agents should be knowledgeable about underwriting processes for chronic illnesses like lupus to assist clients effectively.

What are the key skills and qualifications needed to thrive as a Life Insurance Agent, and why are they important?

To thrive as a Life Insurance Agent, you need strong sales abilities, in-depth product knowledge, and a valid state insurance license. Familiarity with customer relationship management (CRM) software and quoting systems is typically required, along with ongoing education to maintain licensure. Excellent interpersonal skills, active listening, and ethical judgment help agents build trust and long-term relationships with clients. These skills are crucial for understanding client needs, providing tailored coverage solutions, and achieving sales targets in a competitive industry.

What are life insurance agents?

Life insurance agents are professionals who help individuals and families choose life insurance policies that meet their financial needs and goals. They assess clients’ situations, explain various policy options, and assist in the application process. Life insurance agents may work for a specific insurance company or as independent brokers representing several insurers. Their main goal is to ensure clients are adequately protected and understand the benefits and terms of their chosen coverage.

What Does a Life Insurance Agent Do?

Like an auto insurance or health insurance salesperson, a Life Insurance Agent will contact clients and walk them through the process of applying for and purchasing life insurance coverage. While some companies offer life insurance through a benefits package, it is also available for individual needs. An Insurance Agent can help clients with the confusing process of filling out insurance forms. They offer advice and explaining difficult financial and insurance terms in ways the client can understand. A Life Insurance Agent has to be a great communicator and can translate a complicated process with ease.

What kind of insurance agent gets paid the most?

In the insurance industry, life insurance agents who work on a commission basis and sell high-value policies tend to earn the most. Agents with specialized certifications, strong client networks, and experience in affluent markets often achieve higher incomes. Top earners may also work as independent agents or in managerial roles with bonuses and overrides.

Is it hard to make money as a life insurance agent?

Making money as a life insurance agent depends on factors such as sales skills, client base, and commission structure. Success often requires building relationships, obtaining relevant licenses, and consistent effort, especially in the early stages of the career.

What are some common challenges faced by life insurance agents when building a client base, and how can they be overcome?

Life insurance agents often find it challenging to build and maintain a strong client base, especially when starting out. This is typically due to intense competition and the need to establish trust with prospective clients. Successful agents focus on networking, leveraging referrals, and consistently following up with leads to grow their business. Many also utilize digital marketing and social media to reach a wider audience. Ongoing training in sales techniques and product knowledge can further enhance an agent's credibility and effectiveness.

What is the difference between Life Insurance Agent vs Insurance Broker?

AspectLife Insurance AgentInsurance Broker
CredentialsLicensed to sell specific insurance productsLicensed to sell multiple insurance products from various insurers
Work EnvironmentWorks for a single insurance company or agencyWorks independently or for brokerage firms, representing multiple insurers
Employer & Industry UsageEmployed by insurance companies or agenciesIndependent or employed by brokerage firms, serving clients across insurers
Search & Comparison IntentLooking to buy or compare life insurance policiesSeeking advice on policies from multiple insurers or comparing options

While both roles involve selling insurance products, a Life Insurance Agent typically works for a single insurer and focuses on selling that company's policies. An Insurance Broker, on the other hand, offers clients a variety of options from multiple insurers, providing broader comparison and advice. Understanding these differences helps you choose the right professional for your insurance needs.

More about Life Insurance Agent jobs
What are the most commonly searched types of Life Insurance Agent jobs in Springfield, OH? The most popular types of Life Insurance Agent jobs in Springfield, OH are:
What are popular job titles related to Life Insurance Agent jobs in Springfield, OH? For Life Insurance Agent jobs in Springfield, OH, the most frequently searched job titles are:
What job categories do people searching Life Insurance Agent jobs in Springfield, OH look for? The top searched job categories for Life Insurance Agent jobs in Springfield, OH are:
What cities near Springfield, OH are hiring for Life Insurance Agent jobs? Cities near Springfield, OH with the most Life Insurance Agent job openings:
Life Insurance Agent jobs near you

Life Insurance Agent Position

Pope Insurance Group (A Senior Life Insurance Company Agency)

Dayton, OH • On-site

Contractor

Posted 28 days ago

Job description

Team Nexa Insurance Solutions is seeking to hire a life insurance agent that will specialize in providing coverage for clients with health issues and pre-existing conditions.
We are contracted to provide coverage with no waiting period for conditions such as:
Amputation
Cardiomyopathy
Congestive Heart Failure
C.O.P.D.
Past Cancer
Dialysis
Heart Attack
Kidney Failure
Obesity
Organ Transplant (Over 5 years ago)
Sickle Cell
This list is not all inclusive. Health Questions are used to qualify without a prescription check.
Agents will receive competitive commissions under a non-captive agreement.
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