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Life Insurance Agent Jobs in Romeoville, IL (NOW HIRING)

Horace Mann Agent

Insurance Agent

Geneva, IL

... an Exclusive Agent. With Horace Mann's expertise and your ambition, together, we can help you ... Life and Health Insurance License * Property and Casualty Insurance License * Ability to obtain ...

HealthMarkets, Inc.

Insurance Sales Agent

Joliet, IL · On-site

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other ... life. Never worked in the health insurance industry before? Its no problem. If youve got an ...

HealthMarkets, Inc.

Insurance Sales Agent

Aurora, IL · On-site

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other ... life. Never worked in the health insurance industry before? Its no problem. If youve got an ...

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Showing results 1-20

All JobsLife Insurance Agent JobsLife Insurance Agent Jobs in Romeoville, IL

Life Insurance Agent information

See Romeoville, IL salary details

$18.4K

$90.7K

$147.8K

How much do life insurance agent jobs pay per year?

As of Jul 23, 2026, the average yearly pay for life insurance agent in Romeoville, IL is $90,713.00, according to ZipRecruiter salary data. Most workers in this role earn between $58,600.00 and $124,400.00 per year, depending on experience, location, and employer.

Is becoming a life insurance agent worth it?

A career as a life insurance agent involves selling policies and providing financial advice, often requiring licensing and strong interpersonal skills. Income can vary based on commissions, experience, and sales performance, making it a potentially rewarding but competitive profession.

Can I get life insurance with lupus?

Life insurance agents often work with clients who have lupus, but approval depends on the severity and management of the condition. Insurers may require medical records and a detailed health assessment, and coverage options can vary based on individual health status. Agents should be knowledgeable about underwriting processes for chronic illnesses like lupus to assist clients effectively.

What are the key skills and qualifications needed to thrive as a Life Insurance Agent, and why are they important?

To thrive as a Life Insurance Agent, you need strong sales abilities, in-depth product knowledge, and a valid state insurance license. Familiarity with customer relationship management (CRM) software and quoting systems is typically required, along with ongoing education to maintain licensure. Excellent interpersonal skills, active listening, and ethical judgment help agents build trust and long-term relationships with clients. These skills are crucial for understanding client needs, providing tailored coverage solutions, and achieving sales targets in a competitive industry.

What are life insurance agents?

Life insurance agents are professionals who help individuals and families choose life insurance policies that meet their financial needs and goals. They assess clients’ situations, explain various policy options, and assist in the application process. Life insurance agents may work for a specific insurance company or as independent brokers representing several insurers. Their main goal is to ensure clients are adequately protected and understand the benefits and terms of their chosen coverage.

What Does a Life Insurance Agent Do?

Like an auto insurance or health insurance salesperson, a Life Insurance Agent will contact clients and walk them through the process of applying for and purchasing life insurance coverage. While some companies offer life insurance through a benefits package, it is also available for individual needs. An Insurance Agent can help clients with the confusing process of filling out insurance forms. They offer advice and explaining difficult financial and insurance terms in ways the client can understand. A Life Insurance Agent has to be a great communicator and can translate a complicated process with ease.

What kind of insurance agent gets paid the most?

In the insurance industry, life insurance agents who work on a commission basis and sell high-value policies tend to earn the most. Agents with specialized certifications, strong client networks, and experience in affluent markets often achieve higher incomes. Top earners may also work as independent agents or in managerial roles with bonuses and overrides.

Is it hard to make money as a life insurance agent?

Making money as a life insurance agent depends on factors such as sales skills, client base, and commission structure. Success often requires building relationships, obtaining relevant licenses, and consistent effort, especially in the early stages of the career.

What are some common challenges faced by life insurance agents when building a client base, and how can they be overcome?

Life insurance agents often find it challenging to build and maintain a strong client base, especially when starting out. This is typically due to intense competition and the need to establish trust with prospective clients. Successful agents focus on networking, leveraging referrals, and consistently following up with leads to grow their business. Many also utilize digital marketing and social media to reach a wider audience. Ongoing training in sales techniques and product knowledge can further enhance an agent's credibility and effectiveness.

What is the difference between Life Insurance Agent vs Insurance Broker?

AspectLife Insurance AgentInsurance Broker
CredentialsLicensed to sell specific insurance productsLicensed to sell multiple insurance products from various insurers
Work EnvironmentWorks for a single insurance company or agencyWorks independently or for brokerage firms, representing multiple insurers
Employer & Industry UsageEmployed by insurance companies or agenciesIndependent or employed by brokerage firms, serving clients across insurers
Search & Comparison IntentLooking to buy or compare life insurance policiesSeeking advice on policies from multiple insurers or comparing options

While both roles involve selling insurance products, a Life Insurance Agent typically works for a single insurer and focuses on selling that company's policies. An Insurance Broker, on the other hand, offers clients a variety of options from multiple insurers, providing broader comparison and advice. Understanding these differences helps you choose the right professional for your insurance needs.

More about Life Insurance Agent jobs
What cities near Romeoville, IL are hiring for Life Insurance Agent jobs? Cities near Romeoville, IL with the most Life Insurance Agent job openings:
Life Insurance Agent jobs near you
Infographic showing various Life Insurance Agent job openings in Romeoville, IL as of July 2026, with employment types broken down into 1% Locum Tenens, 95% Full Time, 2% Part Time, and 2% Contract. Highlights an 92% Physical, 1% Hybrid, and 7% Remote job distribution, with an average salary of $90,713 per year, or $43.6 per hour.
Insurance Agent - South Holland, IL

Insurance Agent - South Holland, IL

American Family Insurance

South Holland, IL • On-site

Other

Posted 13 days ago

American Family Insurance rating

7.5

Company rating: 7.5 out of 10

Based on 135 frontline employees who took The Breakroom Quiz

203rd of 281 rated insurance

Job description

Community leader. Protector of dreams. That’s what it means to be an American Family Insurance Agent! It's a highly rewarding opportunity that allows you to create financial stability while making a positive impact on our customers' lives. If you're looking for a chance to own your future — we're interested in you! Apply today.

We’re not simply looking for “salespeople” to become Agents. We’re searching for passionate relationship builders—people who are ready to make a real impact in their community, provide exceptional care to our customers, and build something truly amazing!

You don’t need insurance experience to succeed here. We welcome candidates from all industries and a variety of backgrounds, and if you do have insurance experience-that’s a plus! Our Talent Acquisition team reviews every application and connects with qualified candidates to start the conversation. Explore your potential and apply today!

Agents operate as independent contractors, representing American Family and its products exclusively. As an Insurance Agent, you'll be responsible for your agency's overall management, sales, and growth. You'll also hire your team and work with them to meet the strategic business goals you set.

Reasons why you should become an American Family Insurance Agent:

  • Financially Fit: American Family has the financial security to protect the dreams of your policyholders

  • Fortune 500 company that is among the largest Property and Casualty insurance groups

  • Offer American Family Insurance products as well as products and services through our subsidiary partners

  • Training and support from a local team – from marketing, prospecting, business consultation and more

  • Unlimited compensation potential including a New Agent Incentive Program

Requirements

  • Obtain Property and Casualty and Life and Health insurance licenses

  • Ability to pass a motor vehicle, financial/credit and criminal background check

We believe people are an organization’s most valuable asset, and their ideas and experiences matter. From our CEO to our agency force, we’re committed to growing a diverse and inclusive culture that empowers innovation that will inspire, protect, and restore our customers’ dreams in ways never imagined.

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