ZipRecruiter

Log In

1

Life Insurance Agent Jobs in Highlands Ranch, CO

Promoted2

Remote Insurance Agent

Denver, CO · Remote

$60K - $110K/yr

Remote Insurance Sales Agent | $60k-$110k+ First Year | No Cold Calling Earn strong first-year ... Valid life insurance license (or willing to obtain - licensing guidance provided) * Strong ...

Promoted2

Remote Insurance Agent

Aurora, CO · Remote

$60K - $110K/yr

Remote Insurance Sales Agent | $60k-$110k+ First Year | No Cold Calling Earn strong first-year ... Valid life insurance license (or willing to obtain - licensing guidance provided) * Strong ...

Bendixen Life Group

Remote Insurance Agent

Denver, CO · On-site +1

$105K - $136K/yr

Build a Flexible Career Helping Families Protect Their Future Bendixen Life Group is a growing independent life insurance agency helping families find coverage that fits their needs, goals, and ...

previous page

Showing results 41-60

All JobsLife Insurance Agent JobsLife Insurance Agent Jobs in Highlands Ranch, CO

Life Insurance Agent information

See Highlands Ranch, CO salary details

$18.9K

$93.4K

$152.2K

How much do life insurance agent jobs pay per year?

As of Aug 13, 2026, the average yearly pay for life insurance agent in Highlands Ranch, CO is $93,382.00, according to ZipRecruiter salary data. Most workers in this role earn between $60,400.00 and $128,100.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a life insurance agent, and why are they important?

To thrive as a Life Insurance Agent, you need strong sales abilities, in-depth product knowledge, and a valid state insurance license. Familiarity with customer relationship management (CRM) software and quoting systems is typically required, along with ongoing education to maintain licensure. Excellent interpersonal skills, active listening, and ethical judgment help agents build trust and long-term relationships with clients. These skills are crucial for understanding client needs, providing tailored coverage solutions, and achieving sales targets in a competitive industry.

What is a life insurance agent?

Life insurance agents are professionals who help individuals and families choose life insurance policies that meet their financial needs and goals. They assess clients’ situations, explain various policy options, and assist in the application process. Life insurance agents may work for a specific insurance company or as independent brokers representing several insurers. Their main goal is to ensure clients are adequately protected and understand the benefits and terms of their chosen coverage.

Is it hard to get hired as a life insurance agent?

Getting hired as a life insurance agent typically requires obtaining a state license, which involves passing a licensing exam and completing pre-licensing education. Employers often look for strong communication skills, sales experience, and the ability to build client relationships, but the hiring process can vary depending on the company and market conditions.

What are some common challenges faced by life insurance agents when building a client base, and how can they be overcome?

Life insurance agents often find it challenging to build and maintain a strong client base, especially when starting out. This is typically due to intense competition and the need to establish trust with prospective clients. Successful agents focus on networking, leveraging referrals, and consistently following up with leads to grow their business. Many also utilize digital marketing and social media to reach a wider audience. Ongoing training in sales techniques and product knowledge can further enhance an agent's credibility and effectiveness.

What is the difference between Life Insurance Agent vs Insurance Broker?

AspectLife Insurance AgentInsurance Broker
CredentialsLicensed to sell specific insurance productsLicensed to sell multiple insurance products from various insurers
Work EnvironmentWorks for a single insurance company or agencyWorks independently or for brokerage firms, representing multiple insurers
Employer & Industry UsageEmployed by insurance companies or agenciesIndependent or employed by brokerage firms, serving clients across insurers
Search & Comparison IntentLooking to buy or compare life insurance policiesSeeking advice on policies from multiple insurers or comparing options

While both roles involve selling insurance products, a Life Insurance Agent typically works for a single insurer and focuses on selling that company's policies. An Insurance Broker, on the other hand, offers clients a variety of options from multiple insurers, providing broader comparison and advice. Understanding these differences helps you choose the right professional for your insurance needs.

More about Life Insurance Agent jobs

What are popular job titles related to Life Insurance Agent jobs in Highlands Ranch, CO?

For Life Insurance Agent jobs in Highlands Ranch, CO, the most frequently searched job titles are:

What job categories do people searching Life Insurance Agent jobs in Highlands Ranch, CO look for?

The top searched job categories for Life Insurance Agent jobs in Highlands Ranch, CO are:

What cities near Highlands Ranch, CO are hiring for Life Insurance Agent jobs?

Cities near Highlands Ranch, CO with the most Life Insurance Agent job openings:

Life Insurance Agent jobs near you
Infographic showing various Life Insurance Agent job openings in Highlands Ranch, CO as of August 2026, with employment types broken down into 1% As Needed, 72% Full Time, 22% Part Time, 1% Temporary, and 4% Contract. Highlights an 90% Physical, 1% Hybrid, and 9% Remote job distribution, with an average salary of $93,382 per year, or $44.9 per hour.

Life Insurance Position - State Farm Agent Team Member

Shawn Hughes - State Farm Agent

Lafayette, CO • On-site

$65K/yr

Full-time

Medical, Life, Retirement, PTO

Re-posted 9 days ago

Job description

Benefits:
  • Bonus based on performance
  • Competitive salary
  • Flexible schedule
  • Health insurance
  • Opportunity for advancement
  • Paid time off
  • Training & development

ABOUT OUR AGENCY:
Our agency celebrates its 5th anniversary on April 1, 2025, but I’ve been with State Farm since 2012. I lead a team of six—three in-office and three remote—and we’re moving into a beautiful new building in March 2025. We offer flexible hours, personalized training, competitive pay with commissions and bonuses, PTO, a 401K match, and snacks. Health or life insurance benefits are coming in 2025, and we even have an office dog!
I have a Bachelor of Business Administration from Kennesaw State University and am passionate about giving back. We support the homeless with clothing drives, partner with the local YMCA for kids' programs, and sponsor events like the Lafayette Music Fest. Our office culture is collaborative, fun, and supportive. We celebrate wins, birthdays, and holidays while building a team that works hard and enjoys each other’s company.
ROLE DESCRIPTION:
Shawn Hughes - State Farm Agent is seeking a qualified and empathetic professional for the role of Life Insurance Position - State Farm Agent Team Member. As a customer-oriented expert, you will market the best Life/Health insurance services and products to benefit clients and their families. Your sales experience equips you to continually grow your income as you provide the needed security for times of distress and vulnerability. 
As a strategic and emotionally intelligent resource to the community, we are excited to expand our successful agency with your skillset. 
RESPONSIBILITIES:
  • Promote and sell life insurance products to clients.
  • Assist clients with life insurance applications and claims.
  • Provide clients with information on life insurance plans and options.
  • Maintain compliance with life insurance regulations.
QUALIFICATIONS:
  • Knowledge of life insurance products and services.
  • Strong sales and customer service skills.
  • Previous experience in life insurance sales.
  • Must currently hold valid Life/Health License.