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Life Insurance Agent Jobs in Highlands Ranch, CO

The Shank Group

Life Insurance Sales Agent

Denver, CO · Remote

$105K - $136K/yr

The Shank Group is expanding and looking for motivated, coachable Life Insurance Agents to join our sales team. You'll work with clients who have expressed interest in life insurance coverage and ...

AMG Financial Services

Be Seen First

Life Insurance Sales Agent

Denver, CO · Remote

$45K - $100K/yr

We're hiring driven, competitive, coachable people who want to build a real career in the life insurance industry with a proven system, training, and real leads. If you're the type who takes ...

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Life Insurance Agent information

See Highlands Ranch, CO salary details

$18.9K

$93.4K

$152.2K

How much do life insurance agent jobs pay per year?

As of Sep 5, 2026, the average yearly pay for life insurance agent in Highlands Ranch, CO is $93,382.00, according to ZipRecruiter salary data. Most workers in this role earn between $60,400.00 and $128,100.00 per year, depending on experience, location, and employer.

What is a life insurance agent?

Life insurance agents are professionals who help individuals and families choose life insurance policies that meet their financial needs and goals. They assess clients’ situations, explain various policy options, and assist in the application process. Life insurance agents may work for a specific insurance company or as independent brokers representing several insurers. Their main goal is to ensure clients are adequately protected and understand the benefits and terms of their chosen coverage.

What are the key skills and qualifications needed to thrive as a life insurance agent, and why are they important?

To thrive as a Life Insurance Agent, you need strong sales abilities, in-depth product knowledge, and a valid state insurance license. Familiarity with customer relationship management (CRM) software and quoting systems is typically required, along with ongoing education to maintain licensure. Excellent interpersonal skills, active listening, and ethical judgment help agents build trust and long-term relationships with clients. These skills are crucial for understanding client needs, providing tailored coverage solutions, and achieving sales targets in a competitive industry.

What are some common challenges faced by life insurance agents when building a client base, and how can they be overcome?

Life insurance agents often find it challenging to build and maintain a strong client base, especially when starting out. This is typically due to intense competition and the need to establish trust with prospective clients. Successful agents focus on networking, leveraging referrals, and consistently following up with leads to grow their business. Many also utilize digital marketing and social media to reach a wider audience. Ongoing training in sales techniques and product knowledge can further enhance an agent's credibility and effectiveness.

What is the difference between Life Insurance Agent vs Insurance Broker?

AspectLife Insurance AgentInsurance Broker
CredentialsLicensed to sell specific insurance productsLicensed to sell multiple insurance products from various insurers
Work EnvironmentWorks for a single insurance company or agencyWorks independently or for brokerage firms, representing multiple insurers
Employer & Industry UsageEmployed by insurance companies or agenciesIndependent or employed by brokerage firms, serving clients across insurers
Search & Comparison IntentLooking to buy or compare life insurance policiesSeeking advice on policies from multiple insurers or comparing options

While both roles involve selling insurance products, a Life Insurance Agent typically works for a single insurer and focuses on selling that company's policies. An Insurance Broker, on the other hand, offers clients a variety of options from multiple insurers, providing broader comparison and advice. Understanding these differences helps you choose the right professional for your insurance needs.

Is it hard to get hired as a life insurance agent?

Getting hired as a life insurance agent typically requires obtaining a license, which involves passing a state exam and completing pre-licensing education. Employers often look for strong communication skills, sales ability, and sometimes prior experience, but the hiring process can vary depending on the company and market conditions.
More about Life Insurance Agent jobs

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For Life Insurance Agent jobs in Highlands Ranch, CO, the most frequently searched job titles are:

What job categories do people searching Life Insurance Agent jobs in Highlands Ranch, CO look for?

The top searched job categories for Life Insurance Agent jobs in Highlands Ranch, CO are:

What cities near Highlands Ranch, CO are hiring for Life Insurance Agent jobs?

Cities near Highlands Ranch, CO with the most Life Insurance Agent job openings:

Life Insurance Agent jobs near you
Infographic showing various Life Insurance Agent job openings in Highlands Ranch, CO as of August 2026, with employment types broken down into 1% As Needed, 65% Full Time, 27% Part Time, and 7% Contract. Highlights an 85% Physical, 1% Hybrid, and 14% Remote job distribution, with an average salary of $93,382 per year, or $44.9 per hour.

Life Insurance Sales Agent

The Shank Group

Denver, CO • Remote

$105K - $136K/yr

Full-time, Part-time

Medical, Dental, Vision, Life

Re-posted 6 days ago

Job description

Build a career. Control your schedule. Get paid based on your effort.

The Shank Group is expanding and looking for motivated, coachable Life Insurance Agents to join our sales team. You’ll work with clients who have expressed interest in life insurance coverage and help them find solutions that fit their needs.

Why The Shank Group?
  • Warm Leads — Speak with clients who have requested information about life insurance coverage
  • Work From Home — Manage your own calendar and client appointments
  • Training & Mentorship — Get onboarding support, coaching, and ongoing guidance
  • Proven Sales Process — Follow a structured system for client conversations and applications
  • Uncapped Income Potential — Commission-based pay with bonus opportunities available
  • Growth-Focused Environment — Ideal for agents who are coachable, consistent, and self-motivated
What You’ll Do
  • Speak with prospective clients by phone or Zoom
  • Assess each client’s life insurance needs and financial goals
  • Present appropriate life insurance options, including term and permanent coverage
  • Submit applications and assist clients through the underwriting process
  • Maintain accurate records of client interactions and sales activity
  • Provide ongoing service and follow-up to clients as needed
  • Participate in team training and coaching sessions
Who We’re Looking For
  • Active life insurance license preferred
  • Previous life insurance or sales experience preferred
  • Strong communication and interpersonal skills
  • Coachable, goal-driven, and comfortable following a proven process
  • Able to work independently and manage your own schedule
  • Reliable internet connection and professional workspace
Compensation & Requirements
  • This is a 1099, commission-only position
  • Bonus opportunities may be available based on performance
  • Full-time or part-time options
  • Must be U.S.-based
  • No sponsorship available

Earnings vary and are performance-based. Success depends on effort, consistency, and ability to follow the training and sales process.

Benefits
  • Flexible schedule
  • Work from home
  • Training and mentorship
  • Access to CRM tools and application platforms
  • Carrier and product access
  • Dental insurance
  • Health insurance
  • Vision insurance
Work Location:

Remote