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Life Insurance Agent Jobs in Highlands Ranch, CO

The McCrimmon Agency

Life Insurance Sales Agent

Denver, CO · On-site +1

$50K - $175K/yr

Must be willing to obtain a life and health insurance license in your state. Licensing costs are the responsibility of the Sales Agent, but we provide support and guidance throughout the process.

Cypress Memorial Insurance Services

Be Seen First

Licensed Insurance Agent - Final Expense

Denver, CO · On-site

$500/day

Licensed Insurance Agent - Opportunity Highlights: * Competitive commission structure paid upon submission * Renewals begin the very next month, providing a steady stream of income * Access to ...

HealthMarkets

Be Seen First

Insurance Sales Agent

Lakewood, CO · Remote

$125K - $175K/yr

Company Description Expect to have both a life and a career with HealthMarkets. When you join us as a Licensed Independent Insurance Agent, you'll be building a business that you control with our ...

The Shank Group

Life Insurance Sales Agent

Aurora, CO · Remote

$45K - $65K/yr

  • Medical

  • Dental

  • Vision

  • Life

The Shank Group is expanding and looking for motivated, coachable Life Insurance Agents to join our sales team. You'll work with clients who have expressed interest in life insurance coverage and ...

The Shank Group

Life Insurance Sales Agent

Denver, CO · Remote

$45K - $65K/yr

  • Medical

  • Dental

  • Vision

  • Life

The Shank Group is expanding and looking for motivated, coachable Life Insurance Agents to join our sales team. You'll work with clients who have expressed interest in life insurance coverage and ...

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Showing results 21-40

All JobsLife Insurance Agent JobsLife Insurance Agent Jobs in Highlands Ranch, CO

Life Insurance Agent information

See Highlands Ranch, CO salary details

$18.9K

$93.4K

$152.2K

How much do life insurance agent jobs pay per year?

As of Aug 13, 2026, the average yearly pay for life insurance agent in Highlands Ranch, CO is $93,382.00, according to ZipRecruiter salary data. Most workers in this role earn between $60,400.00 and $128,100.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a life insurance agent, and why are they important?

To thrive as a Life Insurance Agent, you need strong sales abilities, in-depth product knowledge, and a valid state insurance license. Familiarity with customer relationship management (CRM) software and quoting systems is typically required, along with ongoing education to maintain licensure. Excellent interpersonal skills, active listening, and ethical judgment help agents build trust and long-term relationships with clients. These skills are crucial for understanding client needs, providing tailored coverage solutions, and achieving sales targets in a competitive industry.

What is a life insurance agent?

Life insurance agents are professionals who help individuals and families choose life insurance policies that meet their financial needs and goals. They assess clients’ situations, explain various policy options, and assist in the application process. Life insurance agents may work for a specific insurance company or as independent brokers representing several insurers. Their main goal is to ensure clients are adequately protected and understand the benefits and terms of their chosen coverage.

Is it hard to get hired as a life insurance agent?

Getting hired as a life insurance agent typically requires obtaining a state license, which involves passing a licensing exam and completing pre-licensing education. Employers often look for strong communication skills, sales experience, and the ability to build client relationships, but the hiring process can vary depending on the company and market conditions.

What are some common challenges faced by life insurance agents when building a client base, and how can they be overcome?

Life insurance agents often find it challenging to build and maintain a strong client base, especially when starting out. This is typically due to intense competition and the need to establish trust with prospective clients. Successful agents focus on networking, leveraging referrals, and consistently following up with leads to grow their business. Many also utilize digital marketing and social media to reach a wider audience. Ongoing training in sales techniques and product knowledge can further enhance an agent's credibility and effectiveness.

What is the difference between Life Insurance Agent vs Insurance Broker?

AspectLife Insurance AgentInsurance Broker
CredentialsLicensed to sell specific insurance productsLicensed to sell multiple insurance products from various insurers
Work EnvironmentWorks for a single insurance company or agencyWorks independently or for brokerage firms, representing multiple insurers
Employer & Industry UsageEmployed by insurance companies or agenciesIndependent or employed by brokerage firms, serving clients across insurers
Search & Comparison IntentLooking to buy or compare life insurance policiesSeeking advice on policies from multiple insurers or comparing options

While both roles involve selling insurance products, a Life Insurance Agent typically works for a single insurer and focuses on selling that company's policies. An Insurance Broker, on the other hand, offers clients a variety of options from multiple insurers, providing broader comparison and advice. Understanding these differences helps you choose the right professional for your insurance needs.

More about Life Insurance Agent jobs

What are popular job titles related to Life Insurance Agent jobs in Highlands Ranch, CO?

For Life Insurance Agent jobs in Highlands Ranch, CO, the most frequently searched job titles are:

What job categories do people searching Life Insurance Agent jobs in Highlands Ranch, CO look for?

The top searched job categories for Life Insurance Agent jobs in Highlands Ranch, CO are:

What cities near Highlands Ranch, CO are hiring for Life Insurance Agent jobs?

Cities near Highlands Ranch, CO with the most Life Insurance Agent job openings:

Life Insurance Agent jobs near you
Infographic showing various Life Insurance Agent job openings in Highlands Ranch, CO as of August 2026, with employment types broken down into 1% As Needed, 72% Full Time, 22% Part Time, 1% Temporary, and 4% Contract. Highlights an 90% Physical, 1% Hybrid, and 9% Remote job distribution, with an average salary of $93,382 per year, or $44.9 per hour.

Insurance Agent - Colorado (Various Cities)

American Family Insurance

Westminster, CO • On-site

Other

Re-posted 5 days ago

American Family Insurance rating

7.5

Company rating: 7.5 out of 10

Based on 135 frontline employees who took The Breakroom Quiz

220th of 306 rated insurance

Job description

Community leader. Protector of dreams. That's what makes an American Family Insurance Agent. It's a highly rewarding opportunity that allows you to create financial stability while making a positive impact on our customers' lives. If you're looking for a chance to own your future — we're interested in you! Apply today.

At American Family, we're seeking highly motivated individuals with a demonstrated track record of success and eagerness to accomplish something that takes time, energy, and commitment. Do you possess a strong work ethic and have an inner drive that makes you hungry for success?  

Insurance Agents operate as independent contractors, representing American Family and its products exclusively. As an insurance agent, you'll be responsible for your agency's overall management, sales, and growth. You'll also hire your team and work with them to meet the strategic business goals you set. 

Reasons why you should become an American Family Insurance Agent: 

  • Financially Fit: American Family has the financial security to protect the dreams of your policy holders 

  • Fortune 500 company that is among the largest Property and Casualty insurance groups 

  • Offer American Family Insurance products as well as products and services through our subsidiary partners 

  • Training and support from a local team – from marketing, prospecting, business consultation and more 

  • Unlimited compensation potential including a New Agent Incentive Program 

Requirements 

  • Obtain Property and Casualty and Life insurance licenses 

  • Ability to pass a motor vehicle, financial/credit and criminal background check 

We believe people are an organization’s most valuable asset, and their ideas and experiences matter. From our CEO to our agency force, we’re committed to growing a diverse and inclusive culture that empowers innovation that will inspire, protect, and restore our customers’ dreams in ways never imagined. 

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