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Lender Jobs in Arizona (NOW HIRING)

CULA

Regional Sales Manager

Phoenix, AZ · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Work with Lender Partner dealer representatives to potentially increase number of participating dealers as well as increase the number of leases received from participating dealers monthly * Maintain ...

CULA

Regional Sales Manager

Phoenix, AZ · On-site

$61K - $150K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Work with Lender Partner dealer representatives to potentially increase number of participating dealers as well as increase the number of leases received from participating dealers monthly * Maintain ...

Westlake Financial

Regional Sales Manager

Phoenix, AZ · On-site

$61K - $150K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Work with Lender Partner dealer representatives to potentially increase number of participating dealers as well as increase the number of leases received from participating dealers monthly * Maintain ...

Hankey Group External

Regional Sales Manager

Phoenix, AZ · On-site

$61K - $150K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Work with Lender Partner dealer representatives to potentially increase number of participating dealers as well as increase the number of leases received from participating dealers monthly * Maintain ...

The Hankey Group

Regional Sales Manager

Phoenix, AZ

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Work with Lender Partner dealer representatives to potentially increase number of participating dealers as well as increase the number of leases received from participating dealers monthly * Maintain ...

Royal Speedway Inc

Deal Processor

Tucson, AZ · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Can read credit and knows lender programs * Submits finance loans to the lender * Knows how to read and interpret lender callbacks * Works loans directly with lender and finds best lender for ...

Direct Counsel

Venture & Growth Finance Attorney

Phoenix, AZ · Hybrid

$310K - $365K/yr

  • Medical

  • Dental

  • Vision

  • Retirement

Represent banks and private credit funds in lender-side commercial finance matters. * Advise on financing transactions, including venture debt and growth capital loans. * Draft and negotiate ...

Williston Financial Group

1425 - Escrow Assistant

Peoria, AZ · On-site

$19.25 - $24.25/hr

  • PTO

Submit post-closing documents to lender to obtain funding and disbursement approval. * Ensure all parties, including buyers, sellers, agents, lenders or borrowers receive copies of final settlement ...

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Showing results 21-40

All JobsLender JobsLender Jobs in Arizona

Lender information

See Arizona salary details

$14

$19

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How much do lender jobs pay per hour?

As of Aug 15, 2026, the average hourly pay for lender in Arizona is $19.92, according to ZipRecruiter salary data. Most workers in this role earn between $18.61 and $21.49 per hour, depending on experience, location, and employer.

What does a lender do?

A lender is an individual, financial institution, or entity that provides funds to borrowers with the expectation that the money will be repaid, typically with interest. Lenders evaluate the creditworthiness of borrowers, determine loan terms, and manage repayment schedules. They play a crucial role in personal, business, and real estate financing by offering various types of loans, such as mortgages, auto loans, and business loans. Ensuring responsible lending practices and managing risk are also key responsibilities of lenders.

What are the key skills and qualifications needed to thrive as a lender?

To thrive as a Lender, you need strong financial analysis, risk assessment, and credit evaluation skills, typically supported by a degree in finance, business, or a related field. Familiarity with loan origination systems, credit scoring software, and regulatory compliance tools is essential. Excellent communication, negotiation, and customer service skills help build trust and foster lasting client relationships. These competencies ensure responsible lending practices, minimize risk, and contribute to organizational growth and client satisfaction.

What do lenders get paid?

Lenders typically earn interest on the loans they provide, which is their primary source of income. They may also receive fees for processing or underwriting loans, and compensation can vary based on the type of loan, the lender's policies, and the borrower's creditworthiness.

How to get a job as a lender?

To become a lender, candidates typically need a bachelor's degree in finance, economics, or a related field, along with strong analytical and communication skills. Relevant experience in banking, credit analysis, or sales can improve job prospects, and obtaining certifications such as the Mortgage Loan Originator license or similar credentials may be required depending on the role. Employers often look for familiarity with financial software and regulatory compliance knowledge.

What is the difference between Lender vs Loan Officer?

AspectLenderLoan Officer
CredentialsMay require licensing, certifications, and financial backgroundTypically licensed, with knowledge of loan products and regulations
Work EnvironmentWorks for banks, credit unions, or mortgage companies, handling loan processing and approvalWorks directly with clients to gather information and recommend loan options
Employer & Industry UsageFinancial institutions, mortgage lendersMortgage brokers, banks, credit unions

While both Lenders and Loan Officers are involved in the mortgage process, Lenders primarily handle the approval and funding of loans within financial institutions. Loan Officers work directly with clients to assess their needs and guide them through the application process. Understanding these roles helps clarify the mortgage lending process and career paths in the industry.

How do lenders typically collaborate with underwriters and other team members during the loan approval process?

Lenders work closely with underwriters, loan processors, and sometimes loan officers to ensure that each loan application is thoroughly reviewed and compliant with lending guidelines. Collaboration often involves gathering and verifying documentation, discussing risk factors, and addressing any concerns that arise during the review process. Effective communication and teamwork are essential, as Lenders often need to clarify applicant information and coordinate with various departments to deliver timely decisions to clients. This cooperative environment helps ensure that loans are processed efficiently and in accordance with regulations.

What qualifications do you need to be a lender?

To become a lender, individuals typically need a high school diploma or equivalent, and some roles may require a bachelor's degree in finance, economics, or a related field. Relevant skills include financial analysis, customer service, and knowledge of lending regulations; professional certifications such as a mortgage license or loan officer license can also be required depending on the type of lending.

What cities in Arizona are hiring for Lender jobs?

Cities in Arizona with the most Lender job openings:

Lender jobs near you
Infographic showing various Lender job openings in Arizona as of August 2026, with employment types broken down into 98% Full Time, 1% Part Time, and 1% Contract. Highlights an 83% Physical, 4% Hybrid, and 13% Remote job distribution, with an average salary of $41,441 per year, or $19.9 per hour.

Senior Treasury Analyst

RideNow Powersports

Chandler, AZ • On-site

Full-time

PTO

Posted 3 days ago

New

RideNow Powersports rating

5.5

Company rating: 5.5 out of 10

Based on 14 frontline employees who took The Breakroom Quiz

162nd of 173 rated vehicle equipment hire

Job description

Position Summary
RideNow Group operates the largest publicly traded powersports dealership network in the United States, with 55+ retail locations under (NASDAQ: RDNW). Treasury is a lean, high-visibility function within the CFO organization.
The Senior Treasury Analyst owns the analytical, forecasting, and lender-reporting work that supports RideNow's capital structure, including an active senior debt refinancing and an anticipated lender facility. This is a modeling and reporting-forward role with meaningful executive exposure, structured to grow into broader Treasury leadership over time.
Key Responsibilities
Cash Flow Forecasting & Liquidity Analysis
  • Own the rolling 13-week direct cash flow forecast across all entities.
  • Refresh weekly variances, analyze drivers, and communicate liquidity risks and opportunities to the Treasury Manager and CFO.
  • Maintain the FY26 / FY27 rolling cash forecast workbook and dashboards.
  • Support 3-statement projections where they intersect with debt capacity, liquidity, and lender reporting.

Debt Compliance & Lender Reporting
  • Prepare the weekly lender certificate: pull AR aging and inventory data, apply eligibility rules and advance rates, calculate availability, and deliver to the lender on schedule.
  • Maintain the covenant compliance workbook, leverage, fixed charge coverage, minimum liquidity, minimum EBITDA, with support schedules and traceable back-up.
  • Own the compliance calendar: reporting deliverables, covenant certificates, notice obligations, and lender-required financial reporting.
  • Model covenant headroom and liquidity under multiple scenarios; refresh projections as actuals come in.

Refinancing & Capital Structure Support
  • Support the senior debt refinancing and the anticipated facilities: data room population, lender diligence responses, Q&A coordination, and pre-close reporting build-out.
  • Partner with the Treasury Director. FP&A and CFO/CEO on lender presentations, term sheet analysis, and capital structure decisions.
  • Build and maintain the lender exposure schedule and debt service forecast.

Reporting, Modeling & Ad-Hoc Analysis
  • Deliver recurring treasury reports for leadership, weekly cash trend, used unit flooring status, floor plan interest tracker, and lender exposure summaries.
  • Build and refresh dashboards in Excel, Power Query, and web-based tools tied to bank and ERP data.
  • Produce ad-hoc analyses for the CFO on working capital, debt service, merchant economics, surcharge programs, and capital structure decisions.

Cash Management & Bank Operations
  • Execute daily cash positioning across all RideNow and RumbleOn entities; identify funding needs and excess cash.
  • Support bank reconciliation activity as additional store locations centralize.

Floor Plan & Payment Workflow Support
  • Support monthly floor plan statement reconciliation, interest processing, and unit transfer coordination across all lenders (Polaris Acceptance, Huntington Distribution Finance, Wells Fargo CDF, and others).
  • Support major unit payoffs and Cash Offer program purchase accounting - lienholder verification, funding confirmation, and reconciliation to the DMS / ERP.
  • Partner with AP and Retail Accounting on exception resolution.

Required Qualifications
  • Bachelor's degree in finance, Accounting, Economics, or related field.
  • 3-5 years of experience in Treasury, Corporate Finance, FP&A, or Accounting.
  • Strong analytical and modeling capability, 3-statement modeling, forecasting, and variance analysis.
  • Advanced Microsoft Excel: pivot tables, XLOOKUP / INDEX-MATCH, SUMIFS, and comfort with large datasets.
  • Experience pulling data from ERP or reporting systems and producing recurring reports.
  • Clear written and verbal communication; comfortable preparing materials for CFO-level and lender audiences.
  • Detail-driven, self-directed, and comfortable in a lean team where ownership is expected.

Preferred Qualifications
  • Prior experience with debt compliance, ABL / borrowing base reporting, or covenant certificate preparation.
  • Refinancing, M&A, or lender diligence experience.
  • Prior Treasury exposure, bank portals (JPMorgan Access, Wells Fargo CEO), Positive Pay, wire / ACH origination.
  • Automotive, powersports, marine, RV, Retail background.
  • Power Query, Power BI, VBA, SQL, or Python.

Tools & Systems
  • Banking: JPMorgan Access, Wells Fargo CEO, Huntington portals.
  • Floor Plan / OEM Lenders: Polaris Acceptance, Huntington Distribution Finance, Wells Fargo CDF, OEM portals.
  • Dealership / Accounting Systems: Lightspeed, Sage Intacct, EVO, AVID, Floqast.
  • Analysis & Reporting: Excel (advanced), Power Query, Power BI, Google Workspace.

What Success Looks Like
  • 90 days: independently producing the weekly borrowing base and covenant compliance package; fully operating daily cash positioning and core bank operations.
  • 6 months: owning the rolling cash forecast, covenant workbook, and lender reporting cadence; capable of leading diligence responses under Treasury Manager direction.
  • 12 months: trusted second seat in Treasury, covering core operations during PTO, driving the analytical work for the ABL environment, and delivering at least one automation improvement to production.

Work Authorization
  • Candidates must be authorized to work in the United States without current or future sponsorship.

Our Culture
  • We operate in a fast-paced, performance-driven environment focused on accountability, ownership, and continuous improvement.

Equal Opportunity Employer
  • RideNow is an equal opportunity employer. We are committed to creating an inclusive environment for all employees and applicants and do not discriminate based on race, color, religion, sex, national origin, age, disability, or any other protected status.

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