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Junior Credit Risk Analyst Jobs in Montpelier, VT

STV

Senior Project Controls Specialist

Washington, VT · On-site

$128K - $146K/yr

Provide technical direction and mentorship to Project Controls Specialists and junior staff ... Change Management & Risk * Lead change management reviews, including analysis of scope, cost, and ...

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Junior Credit Risk Analyst information

See Montpelier, VT salary details

$15

$32

$54

How much do junior credit risk analyst jobs pay per hour?

As of Sep 4, 2026, the average hourly pay for junior credit risk analyst in Montpelier, VT is $32.47, according to ZipRecruiter salary data. Most workers in this role earn between $23.32 and $35.72 per hour, depending on experience, location, and employer.

What is a junior credit risk analyst?

A Junior Credit Risk Analyst is responsible for assessing the creditworthiness of individuals or businesses to minimize financial risk for a company. They analyze financial data, review credit reports, and assist in developing risk models. Their role supports senior analysts and risk managers in making informed lending decisions. Strong analytical skills, attention to detail, and knowledge of financial principles are essential for success in this position.

What are common responsibilities and projects for a junior credit risk analyst?

As a Junior Credit Risk Analyst, your daily tasks may involve gathering and analyzing financial data, preparing credit risk reports, and monitoring the performance of loan portfolios. You’ll typically assist senior analysts with evaluating new credit applications, performing industry research, and contributing to risk modeling initiatives. Collaboration with other teams, such as loan officers or underwriting, is frequent to ensure a complete understanding of client profiles and risk factors. This hands-on experience with varied projects helps build a strong foundation in financial risk assessment and opens up opportunities for advancement to more senior roles in credit or risk management.

What are the key skills and qualifications needed to thrive in the junior credit risk analyst position, and why are they important?

To excel as a Junior Credit Risk Analyst, you should possess strong analytical abilities, attention to detail, proficiency in financial analysis, and typically hold a degree in finance, economics, or a related field. Familiarity with risk assessment software, data visualization tools like Excel or Tableau, and knowledge of credit scoring systems are commonly required. Excellent communication skills, eagerness to learn, and effective teamwork set standout candidates apart. These skills are essential for accurately evaluating client risk, supporting informed lending decisions, and collaborating efficiently within a financial team.

What cities near Montpelier, VT are hiring for Junior Credit Risk Analyst jobs?

Cities near Montpelier, VT with the most Junior Credit Risk Analyst job openings:

Junior Credit Risk Analyst jobs near you
Infographic showing various Junior Credit Risk Analyst job openings in Montpelier, VT as of August 2026, with employment types broken down into 85% Full Time, and 15% Part Time. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $67,535 per year, or $32.5 per hour.

Commercial Credit Operations Administrator

Union Bank

Morrisville, VT • On-site

$70K - $80K/yr

Full-time

Posted 20 days ago

Job description

Commercial Credit Operations Administrator
We are seeking a Full-time Commercial Credit Operations Administrator who will be responsible for serving as the operational administrator and subject matter expert for commercial credit systems, reporting processes, workflow administration, data governance, appraisal administration, and flood compliance activities that support Commercial Credit Administration.
Responsibilities:
  • Serve as the subject matter expert for Commercial Credit operational systems, workflows, reporting, appraisal administration, and flood compliance processes.
  • Analyze and improve operational processes, controls, data integrity, and risk management practices to enhance efficiency and compliance.
  • Develop and maintain management reporting and data analytics to support portfolio oversight, risk monitoring, and strategic decision-making.
  • Administer and optimize the Commercial Loan Origination System (LOS), including workflows, system configurations, reporting, and user support.
  • Ensure the accuracy, completeness, and integrity of commercial lending data across multiple systems and reporting platforms.
  • Oversee commercial appraisal and collateral valuation processes to ensure compliance with regulatory requirements and Bank policies.
  • Manage commercial flood compliance activities, including determinations, insurance calculations, exception tracking, and regulatory adherence.
  • Support technology, automation, and AI initiatives to improve operational efficiency, reporting effectiveness, and process standardization.
  • Lead operational process improvement initiatives, workflow enhancements, and implementation of internal controls.
  • Support audits, examinations, loan reviews, and remediation efforts by maintaining documentation and strengthening operational controls.
  • Partner with Commercial Lending, Credit Administration, Compliance, IT, and other stakeholders to resolve operational and system-related issues.

Note: This summary highlights the primary responsibilities of the role and does not include all duties and responsibilities.
Requirements
  • Bachelor's degree in Business, Finance, Accounting, Information Systems, Data Analytics, Economics, or related field preferred; equivalent experience may be considered.
  • 3-7 years of banking, loan operations, credit administration, system administration, reporting, data analysis, or related experience preferred.
  • Experience working with commercial lending systems and banking applications.
  • Strong understanding of commercial lending operations and credit administration processes.
  • Demonstrated experience producing management reporting and operational analysis.
  • Strong Excel, reporting, and database skills.
  • Experience supporting audits, exams, operational controls, or process improvement initiatives preferred.
  • Strong technology aptitude and ability to learn new systems quickly.
  • Experience with workflow automation, AI tools, reporting platforms, or process improvement initiatives preferred.
  • Demonstrated ability to analyze operational issues, evaluate alternatives, exercise independent judgment, and recommend solutions.
  • Ability to interpret policies, procedures, regulatory requirements, and system functionality and determine appropriate operational implementation.
  • Ability to manage multiple operational processes with limited supervision.
  • Ability to serve as a subject matter expert and resource to management and business partners.

Salary description: $70K-$80K/ Annually
Salary Description
$70K-$80K/ Annually

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