ZipRecruiter

Log In

1

Junior Credit Risk Analyst Jobs in Biddeford, ME

NBT Bank

Credit Analyst III

Portsmouth, NH · On-site

$71K - $95K/yr

Analyst may assist Credit Team Leader in providing trainings to junior analysts. Analyst may ... RMA or Credit Risk certifications and/or Sales Training * Established Individual Development Plan ...

Td

Collections Strategy Manager

Portland, ME

$120K - $145K/yr

Risk Management We are seeking a highly analytical and strategic Credit Card Collections Strategy Manager to drive performance optimization across the collections lifecycle. This role will leverage ...

KeyBank

Investment Risk Officer

Portland, ME · On-site

Leading compliance-related projects and mentoring junior analysts. * Applying sound judgment in ... Experience with risk tools (Bloomberg/PORT, Morningstar, Charles River IMS, FactSet, etc.

Keybank

Investment Risk Officer

Portland, ME · On-site

Leading compliance-related projects and mentoring junior analysts. * Applying sound judgment in ... Experience with risk tools (Bloomberg/PORT, Morningstar, Charles River IMS, FactSet, etc.

next page

Showing results 1-20

All JobsCredit Risk Analyst JobsJunior Credit Risk Analyst JobsJunior Credit Risk Analyst Jobs in Biddeford, ME

Junior Credit Risk Analyst information

See Biddeford, ME salary details

$16

$33

$56

How much do junior credit risk analyst jobs pay per hour?

As of Aug 28, 2026, the average hourly pay for junior credit risk analyst in Biddeford, ME is $33.63, according to ZipRecruiter salary data. Most workers in this role earn between $24.18 and $37.02 per hour, depending on experience, location, and employer.

What is a junior credit risk analyst?

A Junior Credit Risk Analyst is responsible for assessing the creditworthiness of individuals or businesses to minimize financial risk for a company. They analyze financial data, review credit reports, and assist in developing risk models. Their role supports senior analysts and risk managers in making informed lending decisions. Strong analytical skills, attention to detail, and knowledge of financial principles are essential for success in this position.

What are common responsibilities and projects for a junior credit risk analyst?

As a Junior Credit Risk Analyst, your daily tasks may involve gathering and analyzing financial data, preparing credit risk reports, and monitoring the performance of loan portfolios. You’ll typically assist senior analysts with evaluating new credit applications, performing industry research, and contributing to risk modeling initiatives. Collaboration with other teams, such as loan officers or underwriting, is frequent to ensure a complete understanding of client profiles and risk factors. This hands-on experience with varied projects helps build a strong foundation in financial risk assessment and opens up opportunities for advancement to more senior roles in credit or risk management.

What are the key skills and qualifications needed to thrive in the junior credit risk analyst position, and why are they important?

To excel as a Junior Credit Risk Analyst, you should possess strong analytical abilities, attention to detail, proficiency in financial analysis, and typically hold a degree in finance, economics, or a related field. Familiarity with risk assessment software, data visualization tools like Excel or Tableau, and knowledge of credit scoring systems are commonly required. Excellent communication skills, eagerness to learn, and effective teamwork set standout candidates apart. These skills are essential for accurately evaluating client risk, supporting informed lending decisions, and collaborating efficiently within a financial team.

What cities near Biddeford, ME are hiring for Junior Credit Risk Analyst jobs?

Cities near Biddeford, ME with the most Junior Credit Risk Analyst job openings:

Junior Credit Risk Analyst jobs near you
Infographic showing various Junior Credit Risk Analyst job openings in Biddeford, ME as of August 2026, with employment types broken down into 83% Full Time, and 17% Part Time. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $69,945 per year, or $33.6 per hour.

Risk Management Analyst - Portsmouth, NH

Portsmouth, NH • On-site

Service Credit Union
Finance and Insurance • 501 - 1,000 employees
Learn more about Service Credit Unionexternal

$60K/yr

Full-time

Medical, Dental, Retirement, PTO

Posted 17 days ago

Job description

It's fun to work in a company where people truly BELIEVE in what they're doing!
We're committed to bringing passion and customer focus to the business.
Service Credit Union is seeking a Risk Management Analyst who will be responsible for supporting the daily operations, documentation, monitoring, and administrative functions of the department while developing foundational knowledge of enterprise risk management practices.
"Members are the priority at Service Credit Union, and every role at the credit union is responsible for supporting member solutions and contributing positively to member experience."
Compensation: Starting at $60,000. Negotiable with experience.
Hours: Monday - Friday 8:30a.m.-5:00-p.m
Location: Portsmouth, NH Service Credit Union Corporate Headquarters
Hybrid: Required three days in office
Benefits Include:
  • Great health and dental benefits starting day one!
  • PTO, long-term disability, and paid holidays.
  • 401k with 8% company contribution after one year of employment.
  • Paid leave policy after 12 consecutive months of employment.
  • Free confidential mental health support program with Talkspace
  • Free identify theft protection through IdentityForce
  • Tuition reimbursement.
  • Training and career growth opportunities.

Position Responsibilities:
  • Identify, gather, and document current business processes through stakeholder interviews, workflow analysis, and process mapping.
  • Conduct day-to-day operational activities associated with the Enterprise Risk Management program, including risk assessments, RCSAs, data collection, and reporting support
  • Assist in identifying, documenting, and evaluating operational, compliance, strategic, and reputational risks across business units
  • Communicate risk findings and recommendations to business unit owners in a professional and collaborative manner
  • Support business unit owners in the development and tracking of corrective action plans and risk mitigation activities
  • Maintain accurate system records, documentation, and data entry within departmental systems and applications
  • Collect, organize, and maintain key risk indicator (KRI) data and supporting documentation
  • Assist with preparation and maintenance of risk reports, assessment documentation, and program tracking activities
  • Develop and maintain departmental procedures, workflows, and process documentation to support operational consistency and program maturity
  • Support ongoing monitoring and follow-up activities related to risk assessments, action plans, and remediation efforts
  • Participate in process improvement initiatives and identify opportunities to strengthen operational efficiency and risk management practices
  • Collaborate with internal stakeholders to support risk awareness, governance, and control effectiveness
  • Contribute to a positive and collaborative team environment through knowledge sharing, accountability, and continuous learning
  • Regular and reliable attendance is an essential function of this position.
  • Perform other duties as required.

Required Knowledge and Skills:
  • Bachelor's degree required
  • Minimum 3 years experience in Risk Management. Financial industry experience preferred.
  • Ability to identify, assess, and articulate operational, compliance, strategic, and control risks
  • Strong critical thinking and problem-solving skills
  • Ability to think through and build sustainable processes and workflows
  • Inquisitive mindset with a natural tendency to ask "why"
  • Ability to analyze issues beyond surface-level symptoms and identify root causes
  • Comfortable challenging assumptions and identifying gaps in controls or processes
  • Ability to connect business activities to risk impacts and control requirements
  • Strong attention to detail while maintaining awareness of enterprise-level impacts
  • Ability to prioritize competing risks and assignments effectively
  • Ability to develop and document risk events, controls, mitigation strategies, and corrective actions
  • Experience building or enhancing risk assessment methodologies and governance processes
  • Ability to evaluate effectiveness of controls and recommend practical improvements
  • Ability to translate regulatory or policy expectations into operational processes
  • Understanding of risk management frameworks, governance, and control environments
  • Ability to support development of KRIs, reporting metrics, and monitoring activities
  • Ability to document procedures and workflows clearly and effectively
  • Effective communicator capable of translating complex risk and control concepts into business-friendly language
  • Ability to build strong working relationships across business units
  • Personable and collaborative approach when working with stakeholders
  • Comfortable facilitating discussions surrounding risk, accountability, and process improvement
  • Ability to provide constructive feedback professionally and respectfully
  • Ability to influence without direct authority
  • Strong written communication and presentation skills
  • Ability to train, coach, or guide business partners through risk-related processes
  • Self-starter with strong initiative and accountability
  • Positive attitude with a solutions-oriented mindset
  • Coachable and open to continuous feedback and development
  • Ability to manage multiple assessments, projects, and competing priorities simultaneously
  • Strong organizational and time-management skills
  • Adaptable and comfortable working in evolving environments
  • Ability to work independently while also contributing to team success
  • Demonstrates professionalism, discretion, and sound judgment
  • Comfortable navigating ambiguity and developing structure where needed

At Service Credit Union we celebrate our employees diverse backgrounds, ethnicities, gender identities, spiritual practices, abilities, and all the other traits that make us individuals. We follow the adage of treating others how we want to be treated while striving for understanding. Together, we create a unique credit union capable of serving our members needs with the same respect, empathy, and kindness we give each other.
Equal Opportunity Employer

Apply