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Junior Credit Risk Analyst Jobs in New York (NOW HIRING)

Junior Credit Analyst Altbanq | Midtown Manhattan (On-Site) The Junior Credit Analyst at Altbanq is ... You'll work closely with experienced underwriters and the Chief Risk Officer, gaining exposure to ...

Junior Credit Analyst

New York, NY · On-site

$65K - $85K/yr

Junior Credit Analyst Altbanq | Midtown Manhattan (On-Site) The Junior Credit Analyst at Altbanq is ... You'll work closely with experienced underwriters and the Chief Risk Officer, gaining exposure to ...

Role: Credit Risk Analyst Onsite NY, NC and DE Key Responsibilities · Design, implement, and validate credit risk strategies across the lifecycle (acquisition, underwriting, account management ...

New

The Credit & Collections Analyst will support the Credit Risk Management and Collections teams by evaluating customer creditworthiness, analyzing financial and trade reports, and helping minimize ...

Sr. Credit Risk Analyst

New York, NY · On-site

$100K - $150K/yr

As a Senior Credit Risk Analyst, you will join our Global Risk team in New York and oversee credit risk activities across the Americas. Working closely with senior traders and the Global Risk ...

As a Senior Credit Risk Analyst, you will join our Global Risk team in New York and oversee credit risk activities across the Americas. Working closely with senior traders and the Global Risk ...

Description Conduct detailed credit assessments of existing and prospective counterparties, including financial statement analysis and risk evaluation. Support business teams by providing credit ...

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Junior Credit Risk Analyst information

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$35

$58

How much do junior credit risk analyst jobs pay per hour?

As of Aug 21, 2026, the average hourly pay for junior credit risk analyst in New York is $35.14, according to ZipRecruiter salary data. Most workers in this role earn between $25.24 and $38.65 per hour, depending on experience, location, and employer.

What is a junior credit risk analyst?

A Junior Credit Risk Analyst is responsible for assessing the creditworthiness of individuals or businesses to minimize financial risk for a company. They analyze financial data, review credit reports, and assist in developing risk models. Their role supports senior analysts and risk managers in making informed lending decisions. Strong analytical skills, attention to detail, and knowledge of financial principles are essential for success in this position.

What are common responsibilities and projects for a junior credit risk analyst?

As a Junior Credit Risk Analyst, your daily tasks may involve gathering and analyzing financial data, preparing credit risk reports, and monitoring the performance of loan portfolios. You’ll typically assist senior analysts with evaluating new credit applications, performing industry research, and contributing to risk modeling initiatives. Collaboration with other teams, such as loan officers or underwriting, is frequent to ensure a complete understanding of client profiles and risk factors. This hands-on experience with varied projects helps build a strong foundation in financial risk assessment and opens up opportunities for advancement to more senior roles in credit or risk management.

What are the key skills and qualifications needed to thrive in the junior credit risk analyst position, and why are they important?

To excel as a Junior Credit Risk Analyst, you should possess strong analytical abilities, attention to detail, proficiency in financial analysis, and typically hold a degree in finance, economics, or a related field. Familiarity with risk assessment software, data visualization tools like Excel or Tableau, and knowledge of credit scoring systems are commonly required. Excellent communication skills, eagerness to learn, and effective teamwork set standout candidates apart. These skills are essential for accurately evaluating client risk, supporting informed lending decisions, and collaborating efficiently within a financial team.

What are the most commonly searched types of Credit Risk Analyst jobs in New York?

The most popular types of Credit Risk Analyst jobs in New York are:

What cities in New York are hiring for Junior Credit Risk Analyst jobs?

Cities in New York with the most Junior Credit Risk Analyst job openings:

Infographic showing various Junior Credit Risk Analyst job openings in New York as of August 2026, with employment types broken down into 84% Full Time, and 16% Part Time. Highlights an 85% In-person, and 15% Hybrid job distribution, with an average salary of $73,084 per year, or $35.1 per hour.

Junior Credit Analyst

altbanq

Manhattan, NY • On-site

Full-time

Medical, Dental, Vision, Life, Retirement

Re-posted 11 days ago


Job description

Junior Credit Analyst
Altbanq | Midtown Manhattan (On-Site)
The Junior Credit Analyst at Altbanq is a key member of our credit team. You’ll work closely with experienced underwriters and the Chief Risk Officer, gaining exposure to real credit decisions while helping support the quality and performance of Altbanq’s loan portfolio. This role is designed for candidates early in their careers who are eager to build hands-on experience in credit analysis, financial review, and risk assessment within a fast-growing fintech lending platform.
Location: Midtown, New York City  
Work Schedule: Fully on-site, Monday–Friday, 9:30 AM – 6:00 PM
Company Website: https://altbanq.com
Why This Role Matters
Junior Credit Analysts help ensure that every loan we originate meets Altbanq’s credit and risk standards. In this role, you’ll contribute to important credit decisions while learning how financial data, borrower behavior, and risk policy come together in real-world lending. This is a strong opportunity for someone looking to start a career in credit, underwriting, or risk management.
What You’ll Do
  • Review borrower credit reports and assist with background checks and public record searches, including liens, judgments, bankruptcies, and UCC filings.
  • Assist in analyzing financial documents such as bank statements, profit & loss statements, balance sheets, and tax returns to help assess cash flow and credit risk.
  • Support senior analysts on credit reviews and complex cases.
  • Learn and apply Altbanq’s credit policies, procedures, and risk guidelines.
  • Prepare credit summaries and memos for internal review and approval.
What We’re Looking For
  • Bachelor’s degree in finance, accounting, economics, business administration, or a related field
  • Proficiency in Microsoft Excel (formulas, filters, basic functions)
  • Strong interest in credit analysis, lending, financial risk and transaction due diligence 
  • High attention to detail and willingness to learn
  • Clear written and verbal communication skills
  • Ability to stay organized and meet deadlines in a fast-paced environment
Compensation and Benefits
Salary Range: $65,000 - $85,000, depending on experience.
Benefits Include:
  •   Medical, Dental, and Vision Insurance  
  •   Life Insurance and Commuter Benefits  
  •   401(k) Retirement Plan
  •   Flexible Spending Accounts (FSA)
  •   End-of-year discretionary performance bonus
Join Us
Join Altbanq and start your career by learning from experienced credit professionals while helping small businesses access capital responsibly.
 

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