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Iul Jobs in Alabama (NOW HIRING)

Remote Insurance Agent

Mobile, AL · Remote

$60K - $110K/yr

Recognized among top producers for major IUL carriers nationwide - empowering agents to earn more without cold calling or lead generation. We provide all tools, comprehensive training, proven scripts ...

Remote Insurance Agent

Montgomery, AL · Remote

$60K - $110K/yr

Recognized among top producers for major IUL carriers nationwide - empowering agents to earn more without cold calling or lead generation. We provide all tools, comprehensive training, proven scripts ...

Remote Insurance Agent

Huntsville, AL · Remote

$60K - $110K/yr

Recognized among top producers for major IUL carriers nationwide - empowering agents to earn more without cold calling or lead generation. We provide all tools, comprehensive training, proven scripts ...

Remote Insurance Agent

Birmingham, AL · Remote

$60K - $110K/yr

Recognized among top producers for major IUL carriers nationwide - empowering agents to earn more without cold calling or lead generation. We provide all tools, comprehensive training, proven scripts ...

Iul information

What are the key skills and qualifications needed to thrive as an iul, and why are they important?

I'm sorry, but 'Iul' does not appear to be a recognized real-world professional occupation, so I cannot provide an answer based on your request.

What is an iul?

IUL stands for Indexed Universal Life insurance, which is a type of permanent life insurance policy that offers a death benefit and also accumulates cash value over time. The cash value growth is tied to the performance of a specific stock market index, such as the S&P 500, but typically comes with a cap and floor to limit gains and losses. IULs offer flexible premiums and death benefits, allowing policyholders to adjust coverage and payments as their financial needs change. They are popular for those seeking both life insurance protection and the potential for cash value growth without direct investment in the stock market.

What is the difference between IUL vs Life Insurance Agent?

AspectIULLife Insurance Agent
CredentialsFinancial licenses, insurance licensesInsurance licenses, sales certifications
Work EnvironmentFinancial institutions, insurance companiesIndependent or agency-based sales
Industry UsageFinancial planning, insurance productsInsurance sales and client consultation

While IUL (Indexed Universal Life) is a type of life insurance product, a Life Insurance Agent is a professional who sells various insurance policies, including IULs. The agent helps clients choose suitable coverage, whereas IUL refers to a specific policy type that offers flexible premiums and cash value growth linked to market indices.

What cities in Alabama are hiring for Iul jobs? Cities in Alabama with the most Iul job openings:
Infographic showing various Iul job openings in Alabama as of July 2026, with employment types broken down into 80% Full Time, and 20% Part Time. Highlights an 59% In-person, and 41% Remote job distribution.

Life Insurance Specialist

Agent Advantage Recruiting

Birmingham, AL • On-site

Full-time

Life

Posted 9 days ago


Job description

Position Overview

We're seeking a motivated Life Insurance Sales Specialist to help clients protect their families and achieve their financial goals. This role focuses primarily on permanent life insurance solutions, including Indexed Universal Life (IUL), while recommending term life insurance when appropriate.

The ideal candidate is a self-starter with strong communication skills, a professional phone presence, and a passion for building lasting client relationships.

Responsibilities
  • Sell permanent life insurance solutions, including IUL, based on client needs.
  • Recommend term life insurance when appropriate.
  • Conduct phone consultations with prospective clients and financial professionals.
  • Build client relationships through proactive communication and follow-up.
  • Gather client information and explain policy features, benefits, and illustrations.
  • Maintain accurate client records and follow compliance and operational guidelines.
  • Collaborate with team members to achieve sales goals.
  • Participate in ongoing product and sales training.
Qualifications
  • 25 years of life insurance sales experience.
  • Active Life Insurance License in good standing.
  • Experience selling permanent life insurance products, including IUL.
  • Strong phone, communication, and relationship-building skills.
  • Self-motivated with excellent organizational and time management abilities.
  • Detail-oriented, coachable, and able to thrive in a fast-paced sales environment.
  • Positive attitude with the ability to work both independently and as part of a team.
Preferred Qualifications
  • Experience working with financial advisors, insurance agents, or broker-dealers.
  • Knowledge of life insurance underwriting and new business processes.
  • Experience using CRM systems and managing a sales pipeline.
  • Consistent history of meeting or exceeding sales goals.
What We're Looking For

We're looking for someone who is driven, professional, and passionate about helping clients. The ideal candidate builds trust quickly, communicates effectively over the phone, follows through on commitments, embraces coaching, and takes ownership of results while contributing positively to the team.