Internship Merchant Risk Analyst Jobs in Blaine, MN

Employment-based non-immigrant visa sponsorship and/or assistance is not offered for this specific job opportunity. We will only consider candidates who are currently authorized to work in the United States and who will not require sponsorship now or in the future. Please note: student visas, CPT, OPT, H-1B, TN, and other temporary work authorizations are considered restricted forms of employment eligibility. Once these expire, the candidate must be able to present another valid form of work authorization.
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The Business
Create your future. Our Corporate Risk & Broking Construction team - part of WTW's global Risk & Broking segment - helps clients navigate the unique challenges of building and infrastructure projects through innovative insurance and risk management strategies. We partner with some of the world's largest contractors, developers, and owners to protect their most complex and capital-intensive projects. From placing Builders Risk policies to advising on emerging construction risks, we deliver tailored solutions that support our clients' success from the ground up.
Explore an opportunity. This internship provides a unique opportunity to gain hands-on experience and exposure to a variety of client, carrier, and internal interactions that support the full lifecycle of commercial construction insurance placements. You'll be introduced to innovative tools, strategic processes, and industry best practices that help our clients manage and mitigate risk across large and complex construction projects.
Love your work. We are offering one internship opportunity (up to 15 hours per week) with a focus on Professional & Pollution Liability. As a Client Service Intern, you'll support our client service and broking teams across a range of impactful, real-world projects. You'll gain hands-on experience, build practical skills, and contribute to work that directly supports our clients and helps deliver exceptional results.
Professional & Pollution Liability Internship
The Professional & Pollution Liability Part-Time Internship offers hands-on experience across the full insurance renewal cycle-including exposure analysis, quoting, proposal development, binding, and policy issuance-while providing insight into the commercial insurance market, particularly within the construction and real estate sectors. Interns will support client advisory work through coverage analysis, contract reviews, claims scenario evaluation, and the development of research-driven insights on market trends and emerging issues. The role also includes the use of analytical tools and opportunities to collaborate across teams.
Key responsibilities include:

• Conducting coverage analysis and reviewing insurance contracts to support client advisory work.
• Researching market trends and emerging issues and developing client-ready insights and materials.
• Supporting the renewal lifecycle, including quoting, proposal development, binding, and policy issuance.
• Performing claims scenario analysis and preparing related reporting.
• Utilizing the Broking Platform, Excel, and other analytical tools to support day-to-day work.
• Participating in project-based assignments that may span multiple lines of coverage, offering broader exposure to the commercial insurance landscape and opportunities for cross-functional collaboration.

What You'll Gain

• Hands-on experience working on real client projects within a leading global organization.
• Exposure to the commercial insurance industry, including construction and real estate sectors.
• The opportunity to build analytical, technical, and client-facing skills.
• Experience working with industry tools, data, and methodologies.
• Collaboration with experienced professionals across multiple teams and disciplines.

Responsibilities
Love your work.
We are offering two part-time internship opportunities (up to 40 hours per week): one in Data Analytics & Reporting and one in Professional & Pollution Liability. As a Client Service Intern, you'll support our client service and broking teams across a range of impactful, real-world projects. You'll gain hands-on experience, build practical skills, and contribute to work that directly supports our clients and helps deliver exceptional results.
Data Analytics & Reporting Internship
The Data Analytics & Reporting Part-Time Internship offers hands-on experience working with WTW's proprietary Core Analytics models to support the development of loss analysis tools and client-facing deliverables. Interns will work with complex datasets, build reporting outputs, and contribute to insights that inform strategic decision-making and the negotiation of competitive insurance programs.
Key responsibilities include:

• Extracting and cleaning loss run data from carriers and third-party administrators (TPAs).
• Consolidating data into standardized, upload-ready templates.
• Developing reports such as loss ratio workbooks, exposure and premium histories, loss summaries, collateral analyses, and benchmarking analyses.
• Utilizing data visualization and reporting tools to translate complex datasets into actionable insights.

Professional & Pollution Liability Internship
The Professional & Pollution Liability Part-Time Internship offers hands-on experience across the full insurance renewal cycle-including exposure analysis, quoting, proposal development, binding, and policy issuance-while providing insight into the commercial insurance market, particularly within the construction and real estate sectors. Interns will support client advisory work through coverage analysis, contract reviews, claims scenario evaluation, and the development of research-driven insights on market trends and emerging issues. The role also includes the use of analytical tools and opportunities to collaborate across teams.
Key responsibilities include:

• Conducting coverage analysis and reviewing insurance contracts to support client advisory work.
• Researching market trends and emerging issues and developing client-ready insights and materials.
• Supporting the renewal lifecycle, including quoting, proposal development, binding, and policy issuance.
• Performing claims scenario analysis and preparing related reporting.
• Utilizing the Broking Platform, Excel, and other analytical tools to support day-to-day work.
• Participating in project-based assignments that may span multiple lines of coverage, offering broader exposure to the commercial insurance landscape and opportunities for cross-functional collaboration.

What You'll Gain

• Hands-on experience working on real client projects within a leading global organization.
• Exposure to the commercial insurance industry, including construction and real estate sectors.
• The opportunity to build analytical, technical, and client-facing skills.
• Experience working with industry tools, data, and methodologies.
• Collaboration with experienced professionals across multiple teams and disciplines

Qualifications
Education and Academic Requirements:

• Progress towards a bachelor's or master's degree in mathematics, statistics, finance, risk management, actuarial science, or any other major with significant quantitative course work with a minimum overall GPA of 3.0.
• Expected graduation date between December 2027 and June 2028

Experience and Skills:

• Prior internship or work experience in a professional setting that demonstrates strong analytical, technical, or client service capabilities (e.g., business analyst, risk management, financial services, or insurance internship experience preferred).
• Passion for solving problems, identifying trends, and delivering innovative solutions that exceed client expectations.
• Strong initiative and ability to work both independently and collaboratively within a close-knit team environment.
• Excellent written and verbal communication skills.
• Proficiency in Microsoft Office, particularly Excel (e.g., use of formulas, PivotTables, and basic data analysis).

Additional Requirements:

• This is an in-office position based in Bloomington, MN, requiring local residency or the ability to commute to the WTW Bloomington office.
• Must be authorized to work in the United States on a permanent basis without the need for visa sponsorship now or in the future.

The Application-Interview Process:
Step 1: Submit your online application, including your resume
Step 2: Participate in an in-person Interview with the hiring manager and team members
Step 3: Complete an Excel skills assessment, if applicable
Step 4: Receive an offer and begin the onboarding process to join WTW's Construction team
Compensation and Benefits:
Base salary range and benefits information for this position are being included in accordance with requirements of various state/local pay transparency legislation. Please note that base salaries may vary for different individuals in the same role based on several factors, including but not limited to location of the role, individual competencies, education/professional certifications, qualifications/experience, performance in the role and potential for revenue generation (Producer roles only).
Compensation The hourly compensation being offered for this role is $22-$28/hour USD. This role is eligible for overtime.
Company Benefits
WTW provides a competitive benefit package which includes the following (eligibility requirements apply):
Retirement Benefits: Contributory Pension Plan and Savings Plan (401k).
WTW Work Flex: At WTW, we trust you to know your work and the people, tools, and environment you need to be successful. The majority of our colleagues work in a "hybrid" style, with a mix of remote, in-person and in-office interactions dependent on the needs of the team, role and clients. Our flexibility is rooted in trust and "hybrid" is not a one-size-fits-all solution. Visit our career site for more information: https://careers.wtwco.com/wtw-work-flex/
Recruiting tips: WTW specializes in preparing for the unknown. Here's how to get ready for the big day: https://careers.wtwco.com/hints-and-tips/.
Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles County Fair Chance Ordinance for Employers, we will consider for employment qualified applicants with arrest and conviction records.
We're committed to equal employment opportunity and provide application, interview and workplace adjustments and accommodations to all applicants. If you foresee any barriers, from the application process through to joining WTW, please email candidate.helpdesk@willistowerswatson.com.
This position will remain posted for a minimum of three business days from the date posted or until sufficient/appropriate candidate slate has been identified.
EOE, including disability/vets