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Internship Automotive Credit Analyst Jobs (NOW HIRING)

Wilks

Credit Analyst I

Fort Worth, TX · On-site

We are seeking a highly motivated Credit Analyst I to join the credit and underwriting team at ... Internship or rotational experience in commercial lending or equipment finance is preferred.

Equify

Credit Analyst I

Fort Worth, TX · On-site

We are seeking a highly motivated Credit Analyst I to join the credit and underwriting team at ... Internship or rotational experience in commercial lending or equipment finance is preferred.

Wilks Brothers

Credit Analyst I

Fort Worth, TX · On-site

We are seeking a highly motivated Credit Analyst I to join the credit and underwriting team at ... Internship or rotational experience in commercial lending or equipment finance is preferred.

Citizens

Corporate Banking Credit Analyst I

Atlanta, GA · On-site

Description The Credit Analyst I will conduct detailed research and analysis of market data, trends ... Commercial Banking experience may include internships, formal credit training, business banking ...

Citizens

Corporate Banking Credit Analyst I

Atlanta, GA · On-site

The Credit Analyst I will conduct detailed research and analysis of market data, trends and other ... Commercial Banking experience may include internships, formal credit training, business banking ...

Citizens

Corporate Banking Credit Analyst I

Atlanta, GA · On-site

Description The Credit Analyst I will conduct detailed research and analysis of market data, trends ... Commercial Banking experience may include internships, formal credit training, business banking ...

Dtna

Senior Commercial Credit Analyst

Charlotte, NC

Senior Dealer Credit Analyst Key Account Management Specialist Regional Credit Analyst Posting ... Experience in accounting, dealership operations, automotive/trucking industry finance, floorplan ...

Huntington

CRE Credit Analyst

Dallas, TX · On-site +1

Gather and analyze all financial and business information to determine credit worthiness for loans ... Related internship/work experience in finance or banking preferred. * Related internship/work ...

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Internship Automotive Credit Analyst information

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$15

$29

$49

How much do internship automotive credit analyst jobs pay per hour?

As of Aug 6, 2026, the average hourly pay for internship automotive credit analyst in the United States is $29.92, according to ZipRecruiter salary data. Most workers in this role earn between $23.08 and $33.65 per hour, depending on experience, location, and employer.

What is the difference between Internship Automotive Credit Analyst vs Automotive Credit Analyst?

AspectInternship Automotive Credit AnalystAutomotive Credit Analyst
CredentialsEnrolled in or recent graduate of finance, business, or related fieldBachelor's degree in finance, economics, or related field; some roles may prefer certifications
Work EnvironmentInternship setting, learning-focused, part-time or temporaryFull-time professional role, responsible for credit analysis and decision-making
Employer & Industry UsageUsed by automotive finance companies, banks, and dealerships for trainingUsed by financial institutions, banks, and automotive lenders for credit assessment

The Internship Automotive Credit Analyst is a training position designed for students or recent graduates gaining industry experience. In contrast, the Automotive Credit Analyst is a full-time role involving independent credit evaluation and decision-making. The internship provides foundational knowledge, while the full-time analyst role requires more experience and responsibility.

What cities are hiring for Internship Automotive Credit Analyst jobs? Cities with the most Internship Automotive Credit Analyst job openings:
What are the most commonly searched types of Automotive Credit Analyst jobs? The most popular types of Automotive Credit Analyst jobs are:
What states have the most Internship Automotive Credit Analyst jobs? States with the most job openings for Internship Automotive Credit Analyst jobs include:
Internship Automotive Credit Analyst jobs near you

Credit Analyst I

Wilks

Fort Worth, TX • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 29 days ago

Job description

Equify Financial is a privately-owned, independent specialty finance company based in Fort Worth, Texas. We tailor and personalize our services for each client to build a strong relationship and a strong future for their business. We are an independent, collateral-based lender that can service customers at every financial stage of their business. With over 180 years of combined experience in the equipment finance industry, we can provide an extensive amount of knowledge and an in-depth understanding of our customers' financial circumstances. We help our clients identify areas of growth and find creative solutions that bring more capital to their businesses.
LinkedIn: https://www.linkedin.com/company/equifyfinancialllc/
Website: www.equifyfinancial.com
Position Summary: We are seeking a highly motivated Credit Analyst I to join the credit and underwriting team at Equify Financial. This role is designed for an early-career professional seeking to build a long-term career in equipment finance, commercial lending, and construction-industry underwriting. They will support the underwriting, portfolio management, and credit administration functions by gathering financial information, analyzing borrower performance, reviewing collateral, preparing credit packages, and assisting senior analysts with ongoing portfolio monitoring. This is a fast-paced position that offers direct exposure to credit, operations, sales, collections, and senior leadership.
The ideal candidate is a motivated recent graduate or emerging credit professional with a degree in Finance, Accounting, Economics, or Business, who enjoys analyzing financial data, evaluating risk, and partnering with cross-functional teams to support sound lending decisions while developing expertise in equipment finance, construction lending, and commercial credit underwriting.
Key Roles / Responsibilities:
  • Analyze business financial statements, tax returns, cash flow, bank statements, and borrowing requests to support credit underwriting and transaction structuring.
  • Prepare financial spreads, borrower cash flow analyses, credit memos, underwriting summaries, and portfolio management reports.
  • Review collateral schedules, equipment valuations, UCC filings, background checks, and other due diligence items required to support credit decisions.
  • Prepare written credit memos utilizing the Six C's of Credit for commercial, construction, transportation, and other industrial entities.
  • Support annual reviews, portfolio renewals, and ongoing borrower monitoring activities, including covenant compliance and risk rating updates.
  • Collaborate with internal departments including sales, documentation, funding, and accounting to support transaction closing.
  • Generate and explain standard financial ratios used in credit evaluation.
  • Maintain accurate records within internal systems while supporting reporting, data integrity, and process improvement initiatives.
  • Participate in continuous improvement of systems, processes, and procedures for custody or control of records, collateral, security, and other key business activities.
  • Develop specific goals and plans to prioritize, organize, and accomplish work independently and within a team.
  • Develop constructive and cooperative working relationships and maintain them over time.
  • Perform other duties as assigned.

Skills and Proficiencies:
  • Using logic and reasoning skills to identify the strengths and weaknesses of alternative solutions, conclusions, or approaches to problems.
  • Ability to apply critical thinking skills to business and credit decisions.
  • Must work well independently and as a member of a team.
  • Ability to safeguard confidential and protected information, familiarity with privacy law and company policy.
  • Proficiency in Microsoft Excel and financial spreading tools.
  • Strong attention to detail and accuracy in written work product.

Required Education, Experience, and Qualifications:
  • Bachelor's Degree in Finance, Accounting, Economics, Business Administration, or related field, required.
  • 0-3 years of work-related skill, knowledge, or experience in commercial banking, equipment finance, credit analysis, financial analysis, or public accounting is preferred.
  • Internship or rotational experience in commercial lending or equipment finance is preferred.
  • Understanding of financial statements and cash flow analysis is preferred.
  • Construction, equipment, industrial, and/or transportation industry exposure is preferred.

Working Conditions:
  • Prolonged periods sitting at a desk and working on a computer.

  • Must be able to lift 15 pounds at times.

  • Positions self to install equipment, including under desks.

  • Moves throughout the building to access files.

  • Must be able to comprehend and follow written and oral instructions.

  • Must be able to complete tasks even with frequent interruptions.

  • Must be able to use discretion and independent judgment as needed.

  • Must be able to speak clearly on the phone and to fellow workers.

Benefits:
  • Competitive Compensation Package
  • Medical + Dental + Vision Coverage
  • 401K + Company Match
  • Life Insurance + Long Term Disability Coverage - 100% Company Paid
  • Health Savings Account (HSA)
  • Gym Reimbursement Program
  • Tuition Reimbursement Program
  • Wellness Check Program - Insurance Premium Discounts
  • EAP Resources
  • Paid Holidays
  • Paid Time Off (PTO)

This job description should not be interpreted as an exhaustive list of responsibilities or as an employment agreement between the employer and the employee. The above statements are intended to describe the general nature and level of work being performed by employees assigned to this classification and are subject to change as the needs of the employer and requirements of the job change. Any essential functions of this position will be evaluated as necessary should an employee/applicant be unable to perform the functions or requirements due to a disability as defined by the Americans with Disabilities Act (ADA). Reasonable accommodation for the specific disability will be made for the employee/applicant when possible.
I acknowledge that I have read and understand the description of this position and have had the opportunity to ask my supervisor about any points I did not understand. I hereby state that I can perform the essential functions of this position with or without reasonable accommodation.
Wilks Brothers and affiliated companies do not accept unsolicited resumes from recruitment agencies or fee-based recruitment services. Recruitment agencies or recruitment services may contact recruiting@wilksbrothers.com for more information.
#EQUIFYFINANCIAL#LI-ONSITE #LI-MH1
Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws.
For further information, please review the Know Your Rights notice from the Department of Labor.

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