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Interchange Jobs in Georgia (NOW HIRING)

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Interchange information

See Georgia salary details

$20.2K

$48.1K

$105.8K

How much do interchange jobs pay per year?

As of Sep 9, 2026, the average yearly pay for interchange in Georgia is $48,078.00, according to ZipRecruiter salary data. Most workers in this role earn between $31,122.00 and $56,798.00 per year, depending on experience, location, and employer.

What is an interchange?

Interchange professionals typically work in the payments and financial services industry, focusing on the process of exchanging payment information and funds between banks and card networks during transactions. Their main responsibilities include managing the fees, rules, and processes associated with payment card transactions between merchants, acquiring banks, and issuing banks. They play a crucial role in ensuring smooth, secure, and cost-effective card payment operations for businesses and financial institutions.

What skills and qualifications are needed to thrive as an interchange?

To thrive as an Interchange (Transportation Planner), you need expertise in transportation engineering, urban planning, and traffic flow analysis, often backed by a degree in civil engineering or urban planning. Proficiency with tools like AutoCAD, GIS software, and traffic simulation programs, as well as relevant certifications such as AICP or PE, is typically required. Strong analytical thinking, project management, and communication skills help coordinate with stakeholders and solve complex transportation challenges. These skills are essential to design safe, efficient interchanges and ensure effective transportation systems in growing urban environments.

What are common challenges faced by professionals working in interchange management roles within the payments industry?

Professionals in interchange management often navigate complex and frequently changing fee structures set by card networks, which requires staying current with industry updates and compliance requirements. They must analyze transaction data to optimize fee costs for their organization while maintaining strong relationships with banks, processors, and payment partners. Additionally, balancing the needs of internal stakeholders (such as finance and operations teams) with external regulations can be demanding. Effective communication and analytical skills are crucial for overcoming these challenges and ensuring cost-effective and compliant payment operations.

What is the difference between Interchange vs Payment Processor?

AspectInterchangePayment Processor
RoleFacilitates card transaction settlements between banks and merchantsHandles transaction processing, authorization, and settlement for merchants
CredentialsPart of the card network infrastructure, no specific certifications requiredOften requires certifications like PCI DSS, and technical expertise
Work EnvironmentBanking, card networks, financial institutionsPayment processing companies, merchant services providers
Industry UsageUsed by banks and card networks during transaction settlementUsed by merchants and payment service providers to process transactions

Interchange and payment processors are both essential in electronic transactions. Interchange refers to the fees and processes between banks and card networks, while payment processors handle the actual transaction processing for merchants. Understanding their roles helps clarify how electronic payments are securely completed and settled.

What are popular job titles related to Interchange jobs in Georgia?

For Interchange jobs in Georgia, the most frequently searched job titles are:

What job categories do people searching Interchange jobs in Georgia look for?

The top searched job categories for Interchange jobs in Georgia are:

Interchange jobs near you
Infographic showing various Interchange job openings in Georgia as of August 2026, with employment types broken down into 93% Full Time, 5% Part Time, and 2% Contract. Highlights an 86% Physical, 5% Hybrid, and 9% Remote job distribution, with an average salary of $48,078 per year, or $23.1 per hour.

Senior Manager, Payments & Financial Analytics

Atlanta, GA • On-site

National Information Solutions Cooperative
501 - 1,000 employees
Learn more about National Information Solutions Cooperativeexternal

$101K - $133K/yr

Full-time

Posted 12 days ago

National Information Solutions Cooperative rating

7.3

Company rating: 7.3 out of 10

Based on 6 frontline employees who took The Breakroom Quiz

180th of 247 rated software companies

Job description

About NISC:
NISC develops and implements enterprise-level and customer-facing software solutions for over 1,200+ energy cooperatives and communication organizations across North America. Our mission is to deliver technology solutions and services that are Member-focused, quality-driven and valued-priced. We exist to serve our Members and help them serve their communities through our innovative software products, services and outstanding customer support. We are an AI-forward company committed to being a technology leader in our industry. NISC has been ranked in ComputerWorld's Best Places to Work for 23 years, and we are looking for qualified individuals to join our team.
Job Summary:
The Director of Financial Services & Analytics is responsible for supporting profitable performance, risk optimization, and member/customer value across the credit card portfolio. This role will support portfolio performance, payment applications, product performance, customer and lifecycle management contributing to the overall strategy, and will assist in P&L analysis. The role will partner closely with Finance, Risk, Marketing, Operations, and Technology to optimize acquisition, engagement, retention, and payment processing performance.
Essential Duties:
Credit Card Portfolio Strategy & Management
  • Support VP in P&L management including revenue, billing performance, interchange, fee income, and expense management
  • Develop and contribute to strategic growth around acquisition, activation, and usage
  • Support pricing strategy development, line assignment, balance transfer strategy, and promotional programs
  • Monitor portfolio performance and recommend actions to improve risk-adjusted returns
  • Evaluate new product features, rewards structures, and partnership opportunities

Analytics & Decision Science Leadership
  • Develop and maintain segmentation models, profitability modeling, lifetime value analysis, and forecasting
  • Support test-and-learn experimentation frameworks (A/B testing, champion/challenger models)
  • Translate data insights into actionable business strategies
  • Build and evolve customer and internal facing payment applications, dashboards and KPIs for executive reporting
  • Serve as subject matter expert in SQL-based data environments; extract, manipulate and interpret large transactional datasets.

Credit Risk & Compliance
  • Ensure adherence to regulatory requirements
  • Support internal audits and regulatory exams

Treasury Knowledge
  • Partner with Finance and Treasury to analyze payment flows and provide recommendations to settlement timing, liquidity forecasting, and transaction cost management
  • Oversee payment operations within utility/banking frameworks, ensuring operational efficiency and financial control
  • Evaluate and improve billing processes, interchange optimization, fee income, and cost of funds
  • Analyze transaction lifecycle performance including authorization rates, disputes, fraud exposure, and chargebacks ratios and improve payment acceptance
  • Develop strategies to reduce chargeback

Customer Lifecycle Management
  • Optimize customer journey from acquisition through retention
  • Develop activation campaigns and engagement strategies
  • Identify attrition risk and implement retention strategies
  • Drive digital engagement and card-on-file strategies

Cross-Functional Leadership
  • Collaborate with Finance on forecasting and capital planning
  • Partner with Marketing on targeted campaigns and acquisition strategy
  • Work with Technology to enhance data infrastructure and reporting
  • Support relationships with payment processors, banks, networks (e.g., Visa/Mastercard), and external vendors

Knowledge, Skills, & Abilities:
Required
  • 8+ years of experience in payment processing portfolio management, treasury management, or financial analytics
  • Strong understanding of , pricing strategy, and portfolio optimization
  • Advanced analytical capability (SQL, LLM's, Python, R, SAS, or similar tools)
  • Experience supporting P&L analysis, forecasting and reporting or large product portfolio
  • Proven leadership experience managing analytical and/or product teams
  • Bachelor's degree in Finance, Economics, Data Analytics, Business, Computer Science, or a related field, or equivalent combination of education and relevant professional experience
  • Strong executive communication skills

Preferred
  • Experience in fintech, bank, or credit union environments
  • MBA, CFA, or advanced quantitative degree
  • Experience with regulatory compliance in payment processing
  • Familiarity with risk modeling frameworks

Leadership Competencies
  • Strategic thinking
  • Data-driven decision making
  • Cross-functional influence
  • Regulatory awareness
  • Operational discipline
  • Talent development

Minimum Physical Requirements:
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the essential functions of this position, employees must be able to see and communicate. Employees are regularly required to maintain a stationary position, move, and operate computer keyboards or office equipment.
Disclaimer:
Management may modify this job description by assigning or reassigning duties and responsibilities at any time.

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