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Insurance Utilization Reviewer Jobs in Miami, FL

Utilization Review Nurse

Miami, FL · Remote

$35 - $45.94/hr

We're hiring a Utilization Review Nurse to join our Utilization Review team. About the role: You ... insurance, and paid wellness time and reimbursements. Artificial Intelligence (AI): Our AI ...

Must be familiar with a variety of insurances and funding streams, including commercial insurance ... Utilization Review position, such as: * Challenging and rewarding work environment * Competitive ...

The Director of Utilization Management is also responsible for ensuring that the utilization review ... Must be familiar with a variety of insurances and funding streams, including commercial insurance ...

Experience in utilization review, medical auditing, or healthcare quality assurance. * Familiarity with insurance claims processes and healthcare reimbursement models. * Proficiency with electronic ...

Familiarity with Utilization Management Guidelines, ICD-10 and CPT-4 coding, and managed health ... insurance, wellness programs and financial education resources, to name a few. Elevance Health ...

Familiarity with Utilization Management Guidelines, ICD-10 and CPT-4 coding, and managed health ... insurance, wellness programs and financial education resources, to name a few. Elevance Health ...

Familiarity with Utilization Management Guidelines, ICD-10 and CPT-4 coding, and managed health ... insurance, wellness programs and financial education resources, to name a few. Elevance Health ...

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Insurance Utilization Reviewer information

See Miami, FL salary details

$29.6K

$36.3K

$42.1K

How much do insurance utilization reviewer jobs pay per year?

As of Aug 2, 2026, the average yearly pay for insurance utilization reviewer in Miami, FL is $36,337.00, according to ZipRecruiter salary data. Most workers in this role earn between $32,500.00 and $40,200.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an Insurance Utilization Reviewer, and why are they important?

To thrive as an Insurance Utilization Reviewer, you need a solid understanding of medical terminology, healthcare regulations, and insurance processes, usually supported by a clinical background or relevant certification. Familiarity with utilization review software, electronic health records (EHRs), and coding systems like ICD-10 and CPT is often required. Strong analytical thinking, attention to detail, and effective communication skills help reviewers assess medical necessity and coordinate with healthcare providers. These skills ensure accurate, efficient case evaluations and compliance with policies, which are crucial for optimizing patient care and managing healthcare costs.

What is the difference between Insurance Utilization Reviewer vs Insurance Claims Processor?

AspectInsurance Utilization ReviewerInsurance Claims Processor
Primary RoleReview medical necessity and appropriateness of services for insurance coverageProcess and review insurance claims for payment and accuracy
Required CredentialsOften requires healthcare or insurance certifications, such as RHIT or CPCTypically requires claims processing or insurance certifications, like CPC or CPC-H
Work EnvironmentHealthcare settings, insurance companies, or third-party administratorsInsurance companies, healthcare providers, or claims processing centers
Industry UsageCommonly employed in health insurance and managed careWidely used across health, auto, and property insurance sectors

The main difference is that Insurance Utilization Reviewers focus on evaluating the medical necessity of services, while Insurance Claims Processors handle the administrative processing of claims. Both roles require insurance-related certifications and are integral to the insurance industry, but they serve distinct functions in the claims and coverage review process.

What are some common challenges faced by Insurance Utilization Reviewers, and how can they be addressed?

One of the primary challenges Insurance Utilization Reviewers face is balancing the need to adhere to strict insurance guidelines while advocating for appropriate patient care. Reviewers often handle high caseloads and must make timely decisions based on complex medical records, which requires strong attention to detail and up-to-date knowledge of coverage policies. Effective communication with healthcare providers and insurance representatives is also crucial to resolve discrepancies and ensure approvals. Staying organized, continuously updating clinical knowledge, and leveraging support from the utilization review team can help manage these challenges successfully.

What are Insurance Utilization Reviewers?

Insurance Utilization Reviewers are professionals who evaluate healthcare services to determine if they are medically necessary and covered by insurance policies. They review patient records, treatment plans, and insurance guidelines to ensure that the care provided aligns with established criteria and standards. Their work helps control healthcare costs, prevent unnecessary treatments, and ensure patients receive appropriate care. Utilization reviewers often communicate with healthcare providers and insurance companies to support or deny coverage decisions.
What cities near Miami, FL are hiring for Insurance Utilization Reviewer jobs? Cities near Miami, FL with the most Insurance Utilization Reviewer job openings:
Infographic showing various Insurance Utilization Reviewer job openings in Miami, FL as of June 2026, with employment types broken down into 6% As Needed, 88% Full Time, and 6% Part Time. Highlights an 94% In-person, and 6% Remote job distribution, with an average salary of $36,337 per year, or $17.5 per hour.

Full-time

Posted 5 days ago


Job description

JOB SUMMARY:

Assesses patient records to determine legitimacy of admission, treatment, and length of stay in hospital to comply with government and insurance company reimbursement policies. Performs utilization review and management, including quality review, case review for third party payers’ requirements. Ensures optimal reimbursement from governmental third-party payers’, obtaining proper authorization. A strong utilization review professional ensures medical necessity, appropriate level of care, accurate reimbursement, and regulatory compliance by conducting prospective, concurrent, and retrospective reviews, applying evidence‑based criteria, coordinating with providers and payers, and preventing denials.

ESSENTIAL RESPONSIBILITIES:

·       Performs admission reviews (ISD) of Medicare and Medicaid patient records and provides review data to the carrier when requested.

·       Performs admission reviews (ISD) of insurance and HMO patient records and provides review data to the carrier when requested.

·       Maintains a system of monitoring all admissions and ensures review of extended stay in a timely manner.

·       Identifies length of stay in accordance with established norms.

·       Performs discharge reviews (ISD) of Medicare and Medicaid patient records and advises the physician accordingly.

·       Performs discharge reviews (ISD) of insurance and HMO patient records and provides review data to the carrier when requested.

·       Collects, aggregates, displays and conducts first level analysis of data obtained from monitoring and evaluating the quality and utilization level of patient care.

·       Conducts medical care evaluation studies concerning patient admissions, duration of hospitalization, ancillary and professional services.

·       Consults with department supervisor about admissions under review and study.

·       Reports data collected certification and recertification of patients.

·       Performs retrospective review of records scheduled to be reviewed by PRO.

·       Assists physicians with review of charts when “Attending Physician Notice” is received.

·       Assist in the preparation of reconsideration letters to the PRO, as needed.

·       Maintains availability to the business office and case management department to assist in specific cases of overuse of hospital resources and disposition/placement related problems affecting lengths of stay.

·       Assists with Medical Diagnostic review and provides carriers with required information.

·       Participates in cross-functional CQI, safety and infection control studies as assigned.

·       Required to have flexibility of schedule to meet the needs of the patient and family members for purpose of discharge planning, counseling, etc.


·       Occasionally may require overtime.

Performs other assigned duties as required.

SKILLS AND ABILITIES:

·       Address age specific needs of adult and geriatric population in all intervention, assessment, and service delivery coordination.

·       Maintains a professional level of conduct and appearance.

·       Practices good public and guest relations by displaying a friendly and cheerful manner.

·       Displays good judgment and tact when dealing with complaints and situations where the policies of the hospital are being enforced.

·       Use personal judgment and specialized knowledge to give information to people.

·       Communicate well. Speaks clearly and listens carefully.

·       Adheres to policy and procedures as set forth by the hospital.

·       Maintains confidentiality of patient information.

·       Assist patients and their families in their needs.

·       Ability to multitask.

·       Uses eyes, hands, and fingers accurately while operating a switchboard or computer keyboard.

PHYSICAL DEMANDS: 

Sedentary Work:  Exerting up to 10 pounds of force occasionally and/or a negligible amount of force frequently to lift, carry, push, or pull, or otherwise move objects, including the human body.

ENVIRONMENTAL CONDITIONS: 

Inside:  Protection from weather conditions but not necessarily from temperature changes.

REASONING DEVELOPMENT:  

Be able to apply principles of rational systems to solve practical problems and deal with a variety of concrete variables.  Interpret and direct a variety of instructions furnished in written, oral, diagrammatic or schedule form.

 

MATHEMATICAL DEVELOPMENT:  Add, subtract, multiply, and divide all units of measure.  Perform the four operations with like common and decimal fractions.  Compute ratio, rate, and percent

 

LANGUAGE DEVELOPMENT: 

Reading:  Read and understand instructions, safety rules, etc. 

 

Writing:  Write reports with proper format, punctuation, spelling, and grammar, using all parts of speech. 


Speaking:  Speak with poise, voice control, and confidence, using correct English and well-modulated voice.   

 

RELATIONSHIPS TO DATA, PEOPLE AND THINGS:

Data:  Coordinating:  Determining time, place and sequence of operations or actions to be taken based on analysis of data; executing determination of and/or reporting on events.

 

People: Maintaining harmonious relations among coworkers and other people and promoting efficiency.

 

Things:  Handling:  Using body members, hand tools, and/or special devices to work, move or carry objects or material.

QUALIFICATION: 

Education and/or experience:

·        Associate’s degree in nursing, Bachelor of Nursing preferred

·        A minimum of two years’ UR/DCP/CM experience in a hospital setting.

·        Valid RN Licensure for State Of Florida