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Insurance Utilization Reviewer Jobs in Illinois (NOW HIRING)

Ability to decipher whether a patient meets criteria from a utilization review standpoint. * Knowledgeable of criteria for Medicare, Medicaid, HMO and private insurance coverage. * Document discharge ...

Ability to decipher whether a patient meets criteria from a utilization review standpoint. * Knowledgeable of criteria for Medicare, Medicaid, HMO and private insurance coverage. * Document discharge ...

Transfer RN/UR

Chicago, IL · On-site

$70K/yr

Ability to decipher whether a patient meets criteria from a utilization review standpoint. * Knowledgeable of criteria for Medicare, Medicaid, HMO and private insurance coverage. * Document discharge ...

Manage payer denials and appeals by reviewing technical denials, determining appeal eligibility ... Coordinate insurance carrier audit requests, respond to payer inquiries for medical records, and ...

New

Insurance Verifier

Chicago, IL · On-site

$22.29 - $26.74/hr

Insurance Verifier Full-time - 6a-230p Day Shift Compensation: $22.29 hr - $26.74hr. Saint Anthony ... Utilization Review · Nursing Units · Patient Financial Services · Provide timely updates ...

Insurance Verifier

Chicago, IL · On-site

$22.29 - $26.74/hr

Insurance Verifier Full-time - 6a-230p Day Shift Compensation: $22.29 hr - $26.74hr. Saint Anthony ... Utilization Review • Nursing Units • Patient Financial Services • Provide timely updates ...

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Insurance Utilization Reviewer information

What is an insurance utilization reviewer?

Insurance Utilization Reviewers are professionals who evaluate healthcare services to determine if they are medically necessary and covered by insurance policies. They review patient records, treatment plans, and insurance guidelines to ensure that the care provided aligns with established criteria and standards. Their work helps control healthcare costs, prevent unnecessary treatments, and ensure patients receive appropriate care. Utilization reviewers often communicate with healthcare providers and insurance companies to support or deny coverage decisions.

What are the key skills and qualifications needed to thrive as an insurance utilization reviewer, and why are they important?

To thrive as an Insurance Utilization Reviewer, you need a solid understanding of medical terminology, healthcare regulations, and insurance processes, usually supported by a clinical background or relevant certification. Familiarity with utilization review software, electronic health records (EHRs), and coding systems like ICD-10 and CPT is often required. Strong analytical thinking, attention to detail, and effective communication skills help reviewers assess medical necessity and coordinate with healthcare providers. These skills ensure accurate, efficient case evaluations and compliance with policies, which are crucial for optimizing patient care and managing healthcare costs.

What are some common challenges faced by insurance utilization reviewers, and how can they be addressed?

One of the primary challenges Insurance Utilization Reviewers face is balancing the need to adhere to strict insurance guidelines while advocating for appropriate patient care. Reviewers often handle high caseloads and must make timely decisions based on complex medical records, which requires strong attention to detail and up-to-date knowledge of coverage policies. Effective communication with healthcare providers and insurance representatives is also crucial to resolve discrepancies and ensure approvals. Staying organized, continuously updating clinical knowledge, and leveraging support from the utilization review team can help manage these challenges successfully.

What is the difference between Insurance Utilization Reviewer vs Insurance Claims Processor?

AspectInsurance Utilization ReviewerInsurance Claims Processor
Primary RoleReview medical necessity and appropriateness of services for insurance coverageProcess and review insurance claims for payment and accuracy
Required CredentialsOften requires healthcare or insurance certifications, such as RHIT or CPCTypically requires claims processing or insurance certifications, like CPC or CPC-H
Work EnvironmentHealthcare settings, insurance companies, or third-party administratorsInsurance companies, healthcare providers, or claims processing centers
Industry UsageCommonly employed in health insurance and managed careWidely used across health, auto, and property insurance sectors

The main difference is that Insurance Utilization Reviewers focus on evaluating the medical necessity of services, while Insurance Claims Processors handle the administrative processing of claims. Both roles require insurance-related certifications and are integral to the insurance industry, but they serve distinct functions in the claims and coverage review process.

What cities in Illinois are hiring for Insurance Utilization Reviewer jobs?

Cities in Illinois with the most Insurance Utilization Reviewer job openings:

Infographic showing various Insurance Utilization Reviewer job openings in Illinois as of August 2026, with employment types broken down into 95% Full Time, and 5% Part Time. Highlights an 86% In-person, 9% Hybrid, and 5% Remote job distribution.

Utilization Management Registered Nurse (RN) - Remote

Guidehealth

Chicago, IL • Remote

$70K - $75K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 16 days ago


Job description

Company Description

WHO IS GUIDEHEALTH? 

Guidehealth is a data-powered, performance-driven healthcare company dedicated to operational excellence. Our goal is to make great healthcare affordable, improve the health of patients, and restore the fulfillment of practicing medicine for providers. Driven by empathy and powered by AI and predictive analytics, Guidehealth leverages remotely-embedded Healthguides and a centralized Managed Service Organization to build stronger connections with patients and providers. Physician-led, Guidehealth empowers our partners to deliver high-quality healthcare focused on outcomes and value inside and outside the exam room for all patients. 

Join us as we put healthcare on a better path!!  

Job Description

The Utilization Management Registered Nurse is responsible for performing utilization review activities in compliance with federal and state regulations, URAC standards, and Guidehealth policies. This role applies established medical necessity criteria to obtain, analyze, and accurately document clinical information from medical records in support of utilization determinations.

The UMRN works collaboratively with providers, medical directors, and internal teams to ensure timely, compliant, and high-quality review processes.

WHAT YOU'LL BE DOING

Utilization Review & Clinical Determinations

  • Performing timely reviews of healthcare services, including precertification and concurrent reviews, using approved medical necessity criteria.
  • Accurately documenting clinical findings, criteria application, and determinations in accordance with regulatory and accreditation standards.
  • Communicating review determinations (written and/or verbal) to providers, members, and other required parties within established timeframes.

Clinical Collaboration

  • Collaborating with the Medical Director and Peer Reviewer(s) on cases requiring further review of:
    • Medical necessity
    • Appropriate treatment plans
    • Intensity and duration of inpatient or outpatient services
    • Quality of care concerns
  • Interfacing routinely with ordering providers and provider organizations; communicate with members or their representatives when appropriate.
  • Integrating of Artificial Intelligence (AI) into daily workflow. Offer feedback and assist in 'teaching' AI to make AI tools more reliable and user-friendly.

Care Coordination & Quality Support

  • Initiating referrals of identified patients to disease management or population health programs to support continuity and quality of care.
  • Participating in quality management activities and performance improvement initiatives.
  • Assisting in the development of UM/PHM Committee materials and packets, including review of cases impacting performance metrics and identification of trends within assigned IPA(s).

Compliance & Professional Standards

  • Maintaining strict confidentiality of member information and case documentation.
  • Ensure ongoing compliance with federal and state regulatory requirements across multiple jurisdictions and medical groups.
  • Integrating current knowledge of medical group guidelines and URAC standards into daily review activities.
  • Maintaining continued professional growth and education consistent with current nursing practice standards and the Illinois Nurse Practice Act.
Qualifications

WHAT YOU'LL NEED FOR SUCCESS

  • Registered Nurse with an active and unrestricted Illinois State License. 
  • Three years of experience in a variety of health care settings.
  • Knowledge of utilization review, managed care, and community health. 
  • The State of Illinois requires Nursing Professional Staff to complete 20 hours of CE per 2-year license renewal cycle.
  • Computer skills including Microsoft 365 (Word, Excel, PowerPoint, etc).
  • Strong organizational, writing, and speaking skills are necessary.
  • Ability to prioritize and react based on rapidly changing business needs.
  • Excellent clinical judgment, compassion, and a positive attitude.

WHAT WE'D LOVE FOR YOU TO HAVE

  • Interest in Informatics
  • Knowledge in Population Health and Disparities
  • Previous Health insurance experience
Additional Information

The salary range for this position is $70,000.00 to $75,000.00 per year based upon experience and qualifications.

ALIVE with Purpose: How We Thrive at Guidehealth 

At Guidehealth, our values come to life in everything we do. 

  • We are Driven by Accountability - grounded in transparency, reliability, and integrity as we navigate challenges and opportunities alike. 
  • Always Growing, Always Learning - staying curious and continuously improving inspires us to shape a better future for healthcare. 
  • With Collaborative Innovation, we solve problems creatively, making every experience better for our employees and the patients we serve. 
  • At Guidehealth, Every Voice Matters - we believe our collective strength is rooted in the unique perspectives of each team member. 
  • And through Empathy in Action, we build stronger connections with those who count on us. 
  • This is what it means to be ALIVE with purpose. This is how we thrive - together - at Guidehealth. 

BENEFITS:

While you are hard at work advancing value-based healthcare, we are here to ensure YOU have the care you and your family need and the opportunities for growth and development. Our commitments to you include:

  • Work from Home: Guidehealth is a fully remote company, providing you the flexibility to spend less time commuting and more time focusing on your professional goals and personal needs.
  • Keep Health a Priority: We offer comprehensive Medical, Dental, and Vision plans to keep you covered.
  • Plan for the Future: Our 401(k) plan includes a 3% employer match to your 6% contribution.
  • Have Peace of Mind: We provide Life and Disability insurance for those "just in case" moments. Additionally, we offer voluntary Life options to keep you and your loved ones protected.
  • Feel Supported When You Need It Most: Our Employee Assistance Program (EAP) is here to help you through tough times.
  • Take Time for Yourself: We offer paid time off plans helping you achieve work-life balance and meet your personal goals.
  • Support Your New Family: Welcoming a new family member takes time and commitment. Guidehealth offers paid parental leave to give you the time you need.
  • Learn and Grow: Your professional growth is important to us. Guidehealth offers various resources dedicated to your learning and development to advance your career with us.

All full-time employees of Guidehealth who work 30 hours per week or more are eligible for our comprehensive benefits package. Temporary employees and contractors are not eligible for benefits.

COMPENSATION:

The listed compensation range listed is paid bi-weekly per our standard payroll practices. Final base pay decisions are dependent upon a variety of factors which may include, but are not limited to: skill set, years of relevant experience, education, location, and licensure/certifications.

OUR COMMITMENT TO EQUAL OPPORTUNITY EMPLOYMENT 

Diversity, inclusion, and belonging are at the core of Guidehealth's values. We are an equal opportunity employer. We enthusiastically accept our responsibility to make employment decisions without regard to race, religious creed, color, age, sex, sexual orientation and identity, national origin, citizenship, religion, marital status, familial status, physical, sensory, or medical disability, Family and Medical Leave, military or veteran status, pregnancy, childbirth or other related medical conditions, or any other classification protected by federal, state, and local laws and ordinances. Our management is fully dedicated to ensuring the fulfillment of this policy with respect to hiring, placement, promotion, transfer, demotion, layoff, termination, recruitment advertising, pay, and other forms of compensation, training, and general treatment during employment. 

OUR COMITTMENT TO PROTECTION OF PATIENT AND COMPANY DATA

This position is responsible for following all Security policies and procedures in order to protect all PHI and PII under Guidehealth's custodianship as well as Guidehealth Intellectual Properties.  For any security-specific roles, the responsibilities would be further defined by the hiring manager. 

As a remote-first organization handling sensitive healthcare data, Guidehealth verifies candidate identity at multiple stages of the hiring and onboarding to safeguard patient privacy, data security, and compliance requirements.

REMOTE WORK TECHNICAL REQUIREMENTS
Guidehealth is a fully remote company. We provide new employees with the necessary equipment to function in their role at no charge to the employee. Employees provide their own internet connection, capable of conducting video calls on camera and connecting to various internal and external systems. The required internet speed is a minimum of 100 mbps download, 10 mbps upload. Please run a speed test here to confirm your internet connection meets these requirements. 

SECONDARY EMPLOYMENT

At Guidehealth, we value transparency and collaboration as part of our commitment to excellence. As your primary employer, we kindly ask all team members to disclose any secondary employment, regardless of whether it may present a potential conflict of interest. 

To ensure smooth teamwork and availability, employees must be accessible during our stated working hours. We foster connection and engagement by asking team members to join virtual meetings with their cameras on.