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Insurance Underwriting Jobs in Bloomfield, CT (NOW HIRING)

Underwriting Trainee

Hartford, CT · On-site

$65K - $75K/yr

This opportunity is suited for recent graduates and early career professionals with an interest in commercial insurance underwriting and a commitment to professional development. POSITION ...

Underwriter-IM

Hartford, CT · On-site +1

$67K - $110K/yr

Insurance Industry designations are. What is a Must Have? * 2 years of Insurance, Underwriting, MGA or program business experience * Comprehensive knowledge of Commercial Lines insurance coverage ...

Underwriter-IM

Hartford, CT · On-site

$67K - $110K/yr

Insurance Industry designations are. What is a Must Have? * 2 years of Insurance, Underwriting, MGA or program business experience * Comprehensive knowledge of Commercial Lines insurance coverage ...

Underwriting Manager

Cheshire, CT · Hybrid

$72K - $157K/yr

The Contract Binding Team within the Excess and Surplus division of IAT Insurance Group has an immediate opening for Underwriting Manager of our East Coast Territory from our Cheshire, Connecticut;

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Insurance Underwriting information

See Bloomfield, CT salary details

$39K

$43K

$46.5K

How much do insurance underwriting jobs pay per year?

As of Aug 30, 2026, the average yearly pay for insurance underwriting in Bloomfield, CT is $42,970.00, according to ZipRecruiter salary data. Most workers in this role earn between $41,500.00 and $44,500.00 per year, depending on experience, location, and employer.

What is an insurance underwriter?

Insurance underwriters are professionals who evaluate the risks of insuring people or assets and determine the terms and pricing of insurance policies. They analyze information provided by applicants, such as health records or property details, and use specialized software and guidelines to assess risk levels. Based on this assessment, underwriters decide whether to approve or reject applications, and set coverage amounts and premiums. Their work helps insurance companies maintain profitability while offering fair coverage to customers.

How does an insurance underwriter typically collaborate with agents and other departments during the policy approval process?

Insurance underwriters frequently work closely with insurance agents, sales teams, and risk assessment departments to evaluate applications and ensure policies meet company guidelines. This collaboration often involves clarifying applicant information, discussing unique or complex risks, and negotiating coverage terms to balance client needs with the insurer's risk tolerance. Effective communication is key, as underwriters must provide timely decisions and clear explanations to support both customer satisfaction and organizational objectives. Teamwork is essential, especially when dealing with high-value or unusual cases that require input from multiple experts.

What are the key skills and qualifications needed to thrive as an insurance underwriter, and why are they important?

To thrive as an Insurance Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of risk assessment, typically supported by a bachelor’s degree in finance, business, or a related field. Familiarity with underwriting software, risk evaluation tools, and sometimes industry certifications like CPCU (Chartered Property Casualty Underwriter) is common. Excellent decision-making, communication, and negotiation skills help underwriters collaborate with agents and clients and make sound judgments. These skills ensure accurate risk evaluation, profitable policy decisions, and strong client relationships in a highly regulated industry.

What is the difference between Insurance Underwriting vs Insurance Claims Adjuster?

AspectInsurance UnderwritingInsurance Claims Adjuster
Primary RoleAssess risk and determine policy eligibility and premiumsEvaluate insurance claims to determine coverage and settlement
Required CredentialsTypically requires a bachelor's degree; certifications like CPCU are commonHigh school diploma or bachelor's; certifications like AIC or CPCU beneficial
Work EnvironmentOffice-based, analyzing data and risk factorsField and office-based, inspecting damages and interviewing claimants
Industry UsageUsed across insurance companies for policy issuanceUsed for claims processing and settlement

Insurance Underwriting and Insurance Claims Adjuster roles are both vital in the insurance industry but focus on different stages. Underwriters assess risk before policy issuance, while claims adjusters evaluate claims after a loss occurs. Both roles require analytical skills and industry knowledge, but their daily tasks and responsibilities differ significantly.

How do you become an insurance underwriter?

To become an insurance underwriter, typically a bachelor's degree in finance, business, or a related field is required. Gaining experience in insurance or risk assessment and obtaining professional certifications, such as the Chartered Property Casualty Underwriter (CPCU), can improve job prospects. Strong analytical skills and knowledge of underwriting software are also important.

Is insurance underwriting a good career?

Insurance underwriting is a stable career that involves evaluating risks and determining policy terms, often requiring analytical skills and attention to detail. It offers opportunities for advancement, professional certification, and typically follows a standard work schedule, making it a viable option for those interested in finance and risk management.

Is insurance underwriting a low stress job?

Insurance underwriting is generally considered a moderate-stress job that involves evaluating risk and making decisions under deadlines. The level of stress can vary depending on workload, company culture, and experience, but it often requires attention to detail and analytical skills. Some underwriters find the work routine and clear guidelines to be manageable, while others may experience pressure during busy periods or complex cases.
Infographic showing various Insurance Underwriting job openings in Bloomfield, CT as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 20% Part Time, and 6% Contract. Highlights an 86% Physical, 1% Hybrid, and 13% Remote job distribution, with an average salary of $42,970 per year, or $20.7 per hour.

Director, Personal Insurance, Underwriting Practices

The Hartford

Hartford, CT • On-site

$126K - $189K/yr

Full-time

Posted 19 days ago


The Hartford rating

8.8

Company rating: 8.8 out of 10

Based on 122 frontline employees who took The Breakroom Quiz

58th of 315 rated insurance


Job description

Dir Underwriting - UA06DE

We’re determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals – and to help others accomplish theirs, too. Join our team as we help shape the future.   

The Hartford Personal Insurance is seeking an experienced leader to lead our Underwriting Practices Team. This leader will lead a team of 5 responsible for the guidelines, policies, and general practices of all underwriting across Auto, Home, and Personal Umbrella.

A successful candidate will need to demonstrate a strong history of successful talent management, thought leadership in Underwriting contexts, and execution excellence.

Financial Performance:

  • Direct Underwriting appetite, processes, and procedures to target annual financial plan goals.

  • Translate strategic plans into Underwriting Practices.

  • Respond to business needs to balance growth and profitability.

  • Consult with all levels of internal partners regarding underwriting policy and practice.

  • Evolve practices to reflect changing external environment.

  • Enable growth through targeted revisions to practices.

Underwriting Strategy:

  • Develop strategy that guides Underwriting Practices, operational decisions, and underwriting perspective to underwriting team and internal partners.

  • Contribute to Invest agenda to achieve business unit goals.

  • Responsible for a high level of service to all customers, emphasizing customer centricity in all practices.

  • Ensure that underwriting practices and guidelines are understood and adhered to, specifically focusing on price, risk selection, mix of business, flow management and quality analysis.

  • Execution oversight for publishing of guidelines, managing regulatory requirements, and deployment of guidelines through internal systems.

  • Contribution to the development of appetite that guides all underwriting decisions.

Leadership and  Talent Development:

  • Determine and ensure delivery of training and development based on individual and department needs.

  • Coach, develop and provide feedback to Underwriting Practices team members.

  • Performance management, coaching, and development for Underwriting Practices talent.

  • Establishes pipeline of talent to support the attraction, selection and development of high caliber, diverse talent from within and/or outside the organization.

  • Participates in creation of strategic staffing plans to support the profitable growth of the business while also providing development opportunities for employees.

  • Responsible for managing and developing direct reports as well as working closely with the leadership team to ensure completion of meaningful development opportunities for employees.

  • Executes on Employee Survey Action Items as a result of annual survey outcomes.

Qualifications:

  • 10+ years of Property & Casualty (P&C) Insurance Underwriting experience with a demonstrated track record of success in underwriting operations, portfolio management, risk assessment, profitability management, and agency/broker relationship development. Candidates should possess deep industry knowledge and a strong understanding of underwriting principles, market trends, regulatory considerations, and business performance drivers.

  • 3+ years of people leadership experience, including leading, coaching, mentoring, and developing underwriting professionals and/or cross-functional teams. Proven ability to build high-performing teams, drive accountability, foster employee engagement, and create a culture focused on collaboration, execution, and continuous improvement.

  • Bachelor's degree preferred, but not required, in Business, Finance, Risk Management, Insurance, Economics, or a related field. Equivalent professional experience within Property & Casualty Insurance, Underwriting, Operations, or Leadership roles will also be considered. Candidates with relevant industry certifications such as CPCU, AU, ARM, or similar professional designations are encouraged to apply, as these credentials demonstrate a commitment to continued professional development and expertise within the insurance industry.

  • Experience in Personal Lines and/or Small Commercial/Small Business Insurance preferred. Candidates should bring a strong understanding of product strategy, underwriting performance metrics, distribution channels, and customer needs within these segments.

  • Demonstrated record of delivering against strategic and operational objectives. Proven ability to establish priorities, execute business plans, manage competing demands, and consistently achieve key performance, growth, profitability, and service objectives.

  • Strong change leadership and organizational transformation experience. Ability to successfully lead teams through periods of change, influence stakeholders at multiple levels, drive adoption of new processes and technologies, and effectively communicate vision, expectations, and outcomes.

  • Project management experience preferred, including leading cross-functional initiatives, process improvement efforts, operational transformation projects, technology implementations, or business process redesign efforts. Ability to manage timelines, stakeholders, risks, and deliverables while ensuring successful execution and measurable business impact.

  • Exceptional communication, relationship-building, and influence skills, with the ability to partner effectively across underwriting, product, claims, operations, technology, and executive leadership teams to drive business results and strategic initiatives.

  • Strong analytical and problem-solving capabilities, with the ability to leverage data, performance metrics, and market insights to make informed business decisions and identify opportunities for growth, efficiency, and continuous improvement.

Additional Information:

This role can have a Hybrid or Remote work schedule.  Candidates who live near one of our office locations will have the expectation of working in an office 3 days a week (Tuesday through Thursday).  Candidates who do not live near an office will have a remote work schedule, with the expectation of coming into an office as business needs arise.

Compensation

The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford’s total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:

$126,000 - $189,000

Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age


What The Hartford employees say

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About Hartford

Sourced by ZipRecruiter

Hartford Financial Services Group, widely recognized as The Hartford, is a renowned company based in Hartford, CT, US. Established in 1810, it has evolved into an industry leader in the insurance and financial services sector, proudly serving more than one million businesses in the US. The Hartford is committed to offering a gamut of insurance products that include homeowners, automobile, and business insurance as well as employee benefits and mutual funds. The company’s core values revolve around customer-focused innovations, diversity and inclusion, and ethical dealings that have earned them a customer-centric reputation. This shapes their mission which revolves around aiding their clients to overcome unforeseen obstacles and enhancing their wealth over time. Among the company's noted accomplishments is being consistently listed among the World's Most Ethical Companies, a testament to their unwavering commitment towards responsible business practices.

Industry

Finance and insurance

Company size

10,000+ Employees

Headquarters location

Hartford, CT, US

Year founded

1810

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