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Insurance Underwriting Analyst Jobs in Ohio (NOW HIRING)

Sentry Insurance

Underwriter Senior- Commercial Lines

Cincinnati, OH

$95K - $112K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Previous Commercial Property Casualty insurance underwriting experience * Completed or in-process ... Effective analytical, human relations and communication skills * Ability to meet limited travel ...

Core Specialty

Underwriter

Cincinnati, OH · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

The Underwriter will analyze E&S Product Liability submissions from broker partners to determine ... of Commercial Insurance Underwriting experience * Achieved or working towards an industry ...

Core Specialty

Underwriter

Cincinnati, OH · Hybrid

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

- The Underwriter will analyze E&S Product Liability submissions from broker partners to determine ... of Commercial Insurance Underwriting experience * Achieved or working towards an industry ...

Elevance Health

National Account Strategic Underwriter

Mason, OH · On-site

$103K - $177K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Minimum of 7 years in large group insurance underwriting, actuarial analysis, or strategic finance. Preferred Skills, Capabilities and Experiences: * ASA/FSA, CFA, or CEBS credentials preferred.

Berkley

Underwriting Specialist

Cincinnati, OH · Remote

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

At Berkley Luxury Group we offer tailored, all-inclusive insurance solutions for luxury condo, co ... Strong analytical and problem-solving skills in addition to strong interpersonal, communication and ...

Berkley

Underwriting Specialist

Cincinnati, OH · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

At Berkley Luxury Group we offer tailored, all-inclusive insurance solutions for luxury condo, co ... Strong analytical and problem-solving skills in addition to strong interpersonal, communication and ...

Berkley

Underwriting Specialist

Cincinnati, OH · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

At Berkley Luxury Group we offer tailored, all-inclusive insurance solutions for luxury condo, co ... Strong analytical and problem-solving skills in addition to strong interpersonal, communication and ...

Berkley

Underwriting Specialist

Cincinnati, OH · Remote

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

At Berkley Luxury Group we offer tailored, all-inclusive insurance solutions for luxury condo, co ... Strong analytical and problem-solving skills in addition to strong interpersonal, communication and ...

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All JobsInsurance Underwriting Analyst JobsInsurance Underwriting Analyst Jobs in Ohio

Insurance Underwriting Analyst information

What does an insurance underwriting analyst do?

An Insurance Underwriting Analyst evaluates insurance applications to determine the level of risk involved in insuring an individual or organization. They analyze data on applicants, such as financial status, health, and other risk factors, to decide whether coverage should be provided and at what premium. Their work helps insurance companies set appropriate policies and premiums to maintain profitability while offering fair coverage to clients. Additionally, they often collaborate with underwriters and agents to review guidelines and ensure compliance with regulations.

What are the key skills and qualifications needed to thrive as an insurance underwriting analyst?

To thrive as an Insurance Underwriting Analyst, you need strong analytical skills, attention to detail, and a solid foundation in finance or business, often supported by a bachelor's degree. Familiarity with underwriting software, risk assessment tools, and industry certifications like CPCU or AU is typically required. Excellent communication, critical thinking, and decision-making skills help analysts interpret complex data and collaborate effectively with clients and colleagues. These competencies are crucial for accurately evaluating risk, setting appropriate premiums, and ensuring the profitability and compliance of insurance portfolios.

How does an insurance underwriting analyst typically collaborate with other departments within an insurance company?

Insurance Underwriting Analysts work closely with a variety of teams, including claims, sales, actuarial, and risk assessment departments. They often consult with these teams to gather necessary information, clarify risk factors, and ensure that policies are accurately priced and compliant with regulations. Effective communication and teamwork are essential, as analysts need to balance the interests of the company with customer needs while maintaining regulatory standards. This collaboration helps ensure that underwriting decisions are well-informed and support the overall goals of the organization.

What is the difference between Insurance Underwriting Analyst vs Insurance Underwriter?

AspectInsurance Underwriting AnalystInsurance Underwriter
CredentialsBachelor's degree in finance, economics, or related field; some certifications like CPCU or ARMBachelor's degree often required; certifications like CPCU or AIC are common
Work EnvironmentAnalyzing data, assessing risk, supporting underwriting decisionsEvaluating applications, making risk decisions, approving policies
Industry UsageUsed in insurance companies, brokerage firms, and risk managementPrimarily in insurance companies and agencies

Insurance Underwriting Analysts support underwriters by analyzing data and assessing risk, while Insurance Underwriters make the final risk decisions and approve policies. Both roles require similar credentials and work in comparable environments, but their responsibilities differ in scope and decision-making authority.

How much does an insurance underwriting analyst make?

An insurance underwriting analyst typically earns between $50,000 and $80,000 annually, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts or those with specialized skills can earn higher salaries. Certifications such as CPCU or ARM can also influence compensation.

Is an insurance underwriting analyst a good job?

An insurance underwriting analyst is a stable role that involves evaluating insurance applications, assessing risk, and determining policy terms. It typically requires strong analytical skills, attention to detail, and knowledge of insurance policies and regulations. The job offers opportunities for career advancement and often includes benefits such as a regular schedule and professional development options.

What are popular job titles related to Insurance Underwriting Analyst jobs in Ohio?

For Insurance Underwriting Analyst jobs in Ohio, the most frequently searched job titles are:

What job categories do people searching Insurance Underwriting Analyst jobs in Ohio look for?

The top searched job categories for Insurance Underwriting Analyst jobs in Ohio are:

What cities in Ohio are hiring for Insurance Underwriting Analyst jobs?

Cities in Ohio with the most Insurance Underwriting Analyst job openings:

Insurance Underwriting Analyst jobs near you
Infographic showing various Insurance Underwriting Analyst job openings in Ohio as of August 2026, with employment types broken down into 1% As Needed, 68% Full Time, 27% Part Time, and 4% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution.

Director Group Benefits - Underwriting

Western & Southern Financial Group

Cincinnati, OH • On-site

Full-time

Medical, Life

Re-posted 17 days ago

Western & Southern Financial Group rating

8.9

Company rating: 8.9 out of 10

Based on 8 frontline employees who took The Breakroom Quiz

47th of 309 rated insurance

Job description

Overview
Partners with Gerber Life Group Benefits medical stop loss and specialty lines underwriters to evaluate and select risk, monitor results, and develop/execute on strategies for continuous improvement in underwriting performance. Position is responsible for developing and strengthening relationships with distribution partners to effectively direct processes such as facultative reviews, among others, to ensure profitability targets are achieved.
Please note this position is located in Cincinnati, OH.
Responsibilities
What you will do:
  • Develop in depth product and industry knowledge as it relates to Gerber Life Group Benefits products and distribution. Assist in daily business strategy and growth management with MGU's, TPA's and brokers.
  • Evaluate and select risk to ensure the profitable acquisition of new cases and the continued profitable retention of in-force business through facultative reviews of our MGU partners. Cultivate relationships with MGU leadership to evaluate facultative submissions and make determinations as to the appropriateness of risk selection, terms, and pricing to support continuous improvement in underwriting results.
  • Review referral guidelines to ensure alignment with industry best practices, and develop monitoring processes to ensure continued operation within guidelines.
  • Provide expertise in evaluation of new programs, program structure, expansion into additional lines of business, and emerging market opportunities.
  • Communicate and partner with MGUs, brokers, reinsurers and internal stakeholders regarding case issues, underwriting assessments, pricing, rating, placement of lasers, etc.
  • Develop, implement and direct the execution of annual, risk-based underwriting audits of distribution partners.
  • Monitor developing market and block results to proactively identify threats to profitability objectives, detect emerging trends or loss concentrations. Develop and execute on strategies to improve underwriting margin and maintain loss ratios below established targets.
  • Continuously review reinsurance programs to identify opportunities for improvement and review proposed changes on an annual basis.
  • Provide support to Group Benefits team in execution of operations, compliance, and claims administration.
  • Participate in periodic review of existing distribution and risk monitoring through frequent communication with senior executives (Gerber Life, W&S Actuarial, W&S Risk, Gerber Life/W&S Compliance, etc.).
  • Performs other duties as assigned.
  • Complies with all policies and standards.

Qualifications
  • Bachelor's Degree - Required
  • 5-10 years knowledge in medical stop loss insurance underwriting. - Required
  • Proven track record of achieving medical stop loss profitability targets, building relationships with customers and stakeholders and successfully negotiating with external and internal customers. - Required
  • Adept at negotiating sound business deals as well as demonstrate excellent communication, leadership, and problem-solving skills. - Required
  • Proven ability to grasp new products, concepts and procedures. - Required
  • Ability to review financial reports and loss ratios to ensure profit and sales objectives are achieved, and recommend and implement changes to improve overall results. - Required
  • Ability to handle multiple duties and completing assigned tasks accurately and on a timely basis. - Required
  • Demonstrated knowledge of insurance products and regulations. - Required
  • Proficient in all Microsoft Office applications and common medical stop loss underwriting platforms. - Required
  • Excellent analytical, problem-solving, and decision-making skills. - Required

Work Setting/Position Demands:
  • Works in an office setting and remains in a stationary position for long periods of time while working at a desk, on a computer or with other standard office equipment, or while in meetings.
  • Requires the ability to verbally communicate and exchange accurate information to customers and associates on a regular basis.
  • Requires visual acuity to read and interpret a variety of correspondence, procedures, reports and forms via paper and electronic documents, visual inspection involving small defects; small parts, and/or operation of machinery (including inspection); using measurement devices continuously. Visual acuity is required to determine accuracy, neatness, and thoroughness of work assigned.
  • Requires the ability to prepare written correspondence, reports and forms using prescribed formats and conforming to rules of punctuation, grammar, diction, and style on a regular basis.
  • Requires the ability to apply principles of logical thinking to define problems, collect data, establish facts, and draw valid conclusions
  • Performs substantial movement of wrists, hands, and fingers for continuous computer work.
  • Extended hours required during peak workloads or special projects/events.

Travel Requirements:
  • 25% Travel required.

What Western & Southern Financial Group employees say

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