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Insurance Underwriter Jobs in Warren, MI (NOW HIRING)

Encova Insurance

Underwriter, Small Business

Detroit, MI · On-site

$61K - $110K/yr

... underwriting experience with Package Lines and Workers' Compensation. We may hire a senior level ... If you know a current Encova Insurance associate and would like to apply as a referral, please ...

The Hartford

Captives Underwriter

Troy, MI · Hybrid

$124K - $199K/yr

Senior Executive Underwriter - UW07CCExecutive Underwriter - UW07CD We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies.

The Hartford

Captives Underwriter

Troy, MI · Hybrid

$124K - $199K/yr

Senior Executive Underwriter - UW07CCExecutive Underwriter - UW07CD We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies.

H.W. Kaufman Group

E&S Underwriter

Farmington Hills, MI · On-site

Atain is an admitted and non-admitted property and casualty insurance company dedicated to serving niche programs and excess & surplus (E&S) markets. Licensed in 50 states, Atain underwrites numerous ...

Chubb

Executive Underwriter, Property

Troy, MI

Chubb is a world leader in insurance. With operations in 54 countries, Chubb provides commercial ... Underwriting experience preferably in the Middle Market Monoline Property segment. * Confidence to ...

Atain

E&S Underwriter

Farmington Hills, MI · On-site

Atain is an admitted and non-admitted property and casualty insurance company dedicated to serving niche programs and excess & surplus (E&S) markets. Licensed in 50 states, Atain underwrites numerous ...

AD Mortgage

Senior Underwriter

Troy, MI · On-site

$70K - $90K/yr

... vision insurance, and 401(k). Take the first step towards a rewarding career in the mortgage ... Department Mortgage Operations | Underwriting Role Senior Underwriter Locations Troy MI Yearly ...

AD Mortgage

Senior Underwriter

Troy, MI

$93K - $110K/yr

Ensures that Company operating standards are met for underwriting and compliance by utilizing ... vision insurance, and 401(k). Take the first step towards a rewarding career in the mortgage ...

AD Mortgage

Senior Underwriter

Troy, MI · On-site

$93K - $110K/yr

Ensures that Company operating standards are met for underwriting and compliance by utilizing ... vision insurance, and 401(k). Take the first step towards a rewarding career in the mortgage ...

AD Mortgage

Junior Underwriter

Troy, MI · On-site

$50K/yr

Become a Master Underwriter At AD Mortgage , we don't just hire Underwriters; we build them. We are ... vision insurance, and 401(k). Take the first step towards a rewarding career in the mortgage ...

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All JobsInsurance Underwriter JobsInsurance Underwriter Jobs in Warren, MI

Insurance Underwriter information

See Warren, MI salary details

$26.3K

$58.5K

$98.6K

How much do insurance underwriter jobs pay per year?

As of Sep 7, 2026, the average yearly pay for insurance underwriter in Warren, MI is $58,498.00, according to ZipRecruiter salary data. Most workers in this role earn between $41,300.00 and $78,400.00 per year, depending on experience, location, and employer.

What is an insurance underwriter?

Insurance underwriters evaluate insurance policy applications, assess the risk, and make recommendations for coverage and premium pricing to insurance issuers. As an insurance underwriter, you use computer software and specific criteria to assess risk and establish pricing and research other factors such as market trends and equity values to provide data to support your recommendations. You determine if the policy will likely be a good financial investment for the insurance provider.

What does an insurance underwriter do?

An insurance underwriter evaluates applications for insurance coverage and determines the level of risk involved in insuring a person or asset. They review information such as application forms, medical records, and financial documents to decide whether to offer insurance and at what premium rate. Underwriters play a crucial role in helping insurance companies set appropriate coverage terms and minimize potential losses. Their work ensures that the company remains profitable while providing fair and accurate coverage to clients.

What are the key skills and qualifications needed to thrive as an insurance underwriter?

To thrive as an Insurance Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of finance and risk assessment, often supported by a bachelor's degree in business, finance, or related fields. Familiarity with underwriting software, risk management systems, and relevant certifications like Chartered Property Casualty Underwriter (CPCU) is typically required. Excellent communication, decision-making, and negotiation skills help underwriters explain policies and collaborate effectively with agents and clients. These skills are vital for accurately assessing risk, ensuring profitability, and maintaining strong client relationships in the insurance industry.

What are some common challenges insurance underwriters face in balancing risk and customer satisfaction?

Insurance underwriters often face the challenge of assessing risks accurately while maintaining competitive offerings that satisfy clients. Striking the right balance can be difficult, as being too cautious may result in lost business, while being overly lenient can lead to unprofitable claims. Underwriters must stay current with industry trends, regulations, and risk assessment tools, and they frequently collaborate with agents and actuaries to ensure sound decisions. Effective communication and analytical skills are essential to navigate these competing demands and to help build long-term client relationships.

What is the difference between Insurance Underwriter vs Claims Adjuster?

AspectInsurance UnderwriterClaims Adjuster
Primary RoleAssess risk and determine policy termsEvaluate insurance claims and determine payouts
Required CredentialsTypically requires a bachelor's degree; certifications like CPCU are commonOften requires a bachelor's degree; certifications like AIC or CPCU are beneficial
Work EnvironmentOffice-based, analyzing data and risk factorsField and office-based, investigating claims and interviewing claimants
Industry UsageUsed across insurance companies for policy issuanceUsed for claims processing and settlement

Both roles are integral to the insurance industry, with underwriters focusing on risk assessment before policy issuance, and claims adjusters handling claims after a loss occurs. While their work environments and responsibilities differ, they often require similar credentials and certifications, making them closely related career paths within insurance companies.

Is it hard to become an insurance underwriter?

Becoming an insurance underwriter typically requires a bachelor's degree in a related field such as finance, business, or economics, along with strong analytical and decision-making skills. Gaining industry-specific knowledge through training or certification can also be beneficial, but the difficulty varies depending on individual background and experience.
More about Insurance Underwriter jobs

What cities near Warren, MI are hiring for Insurance Underwriter jobs?

Cities near Warren, MI with the most Insurance Underwriter job openings:

Insurance Underwriter jobs near you
Infographic showing various Insurance Underwriter job openings in Warren, MI as of August 2026, with employment types broken down into 1% As Needed, 75% Full Time, 19% Part Time, and 5% Contract. Highlights an 84% Physical, 1% Hybrid, and 15% Remote job distribution, with an average salary of $58,498 per year, or $28.1 per hour.

Junior Underwriter

Allied Insurance Managers Inc.

Rochester Hills, MI • On-site

Full-time

Re-posted 7 days ago

Job description

Description
We're rapidly expanding and looking for an insurance underwriting assistant to help move insurance policy decisions forward. In this position, you'll collect and enter accurate information for new, existing, and prospective clients that serves as the foundation for decisions made by your insurance underwriter counterparts. As you support their efforts, you will grow and hone your own communications, data entry, and reporting skills, advancing to future opportunities. Apply today to start your new insurance industry career!
Responsibilities
• Review both new and renewal policies for accuracy
• Review changes to client policies for accuracy

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