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Insurance Underwriter Jobs in Roy, UT (NOW HIRING)

Awac

Account Coordinator

Farmington, UT · On-site

$19 - $24.75/hr

We are seeking a strong candidate with operational skills and insurance knowledge to join our team supporting our North American Production Underwriters. The position requires strong analytical ...

HealthMarkets, Inc.

Insurance Agent

Ogden, UT · On-site

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers agents the resources and support they need to grow their businesses and succeed in ...

US Bank

Mortgage Loan Originator

Ogden, UT · On-site

... underwriting requirements of various mortgage insurance companies - Working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors - Basic ...

US Bank

Mortgage Loan Originator

Magna, UT

... underwriting requirements of various mortgage insurance companies - Working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors - Basic ...

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All JobsInsurance Underwriter JobsInsurance Underwriter Jobs in Roy, UT

Insurance Underwriter information

See Roy, UT salary details

$26.7K

$59.4K

$100.1K

How much do insurance underwriter jobs pay per year?

As of Aug 23, 2026, the average yearly pay for insurance underwriter in Roy, UT is $59,404.00, according to ZipRecruiter salary data. Most workers in this role earn between $42,000.00 and $79,600.00 per year, depending on experience, location, and employer.

What is an insurance underwriter?

Insurance underwriters evaluate insurance policy applications, assess the risk, and make recommendations for coverage and premium pricing to insurance issuers. As an insurance underwriter, you use computer software and specific criteria to assess risk and establish pricing and research other factors such as market trends and equity values to provide data to support your recommendations. You determine if the policy will likely be a good financial investment for the insurance provider.

What does an insurance underwriter do?

An insurance underwriter evaluates applications for insurance coverage and determines the level of risk involved in insuring a person or asset. They review information such as application forms, medical records, and financial documents to decide whether to offer insurance and at what premium rate. Underwriters play a crucial role in helping insurance companies set appropriate coverage terms and minimize potential losses. Their work ensures that the company remains profitable while providing fair and accurate coverage to clients.

What are the key skills and qualifications needed to thrive as an insurance underwriter?

To thrive as an Insurance Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of finance and risk assessment, often supported by a bachelor's degree in business, finance, or related fields. Familiarity with underwriting software, risk management systems, and relevant certifications like Chartered Property Casualty Underwriter (CPCU) is typically required. Excellent communication, decision-making, and negotiation skills help underwriters explain policies and collaborate effectively with agents and clients. These skills are vital for accurately assessing risk, ensuring profitability, and maintaining strong client relationships in the insurance industry.

What are some common challenges insurance underwriters face in balancing risk and customer satisfaction?

Insurance underwriters often face the challenge of assessing risks accurately while maintaining competitive offerings that satisfy clients. Striking the right balance can be difficult, as being too cautious may result in lost business, while being overly lenient can lead to unprofitable claims. Underwriters must stay current with industry trends, regulations, and risk assessment tools, and they frequently collaborate with agents and actuaries to ensure sound decisions. Effective communication and analytical skills are essential to navigate these competing demands and to help build long-term client relationships.

What is the difference between Insurance Underwriter vs Claims Adjuster?

AspectInsurance UnderwriterClaims Adjuster
Primary RoleAssess risk and determine policy termsEvaluate insurance claims and determine payouts
Required CredentialsTypically requires a bachelor's degree; certifications like CPCU are commonOften requires a bachelor's degree; certifications like AIC or CPCU are beneficial
Work EnvironmentOffice-based, analyzing data and risk factorsField and office-based, investigating claims and interviewing claimants
Industry UsageUsed across insurance companies for policy issuanceUsed for claims processing and settlement

Both roles are integral to the insurance industry, with underwriters focusing on risk assessment before policy issuance, and claims adjusters handling claims after a loss occurs. While their work environments and responsibilities differ, they often require similar credentials and certifications, making them closely related career paths within insurance companies.

Is it hard to become an insurance underwriter?

Becoming an insurance underwriter typically requires a bachelor's degree in a related field such as finance, business, or economics, along with strong analytical and decision-making skills. Gaining industry-specific knowledge through training or certification can also be beneficial, but the difficulty varies depending on individual background and experience.
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Insurance Underwriter jobs near you
Infographic showing various Insurance Underwriter job openings in Roy, UT as of August 2026, with employment types broken down into 1% As Needed, 75% Full Time, 20% Part Time, and 4% Contract. Highlights an 92% Physical, 1% Hybrid, and 7% Remote job distribution, with an average salary of $59,404 per year, or $28.6 per hour.

Ogden, UT - Field Inspector - Insurance Loss Control

H&S Loss Control Inspections

Ogden, UT • On-site

Other

Re-posted 2 days ago

Job description

Qualified Field Inspectors for Insurance Loss Control are needed in your area! Immediate placement available.
Pay: We pay a competitive standard flat fee per case -based on customer as well as, inspection type and complexity.
The dominant standard flat fee range is $60 - $75, with some exceptions.
Job Type: Independent Contractor
Qualifications
We are currently seeking inspector applicants who are qualified to work in the USA and have a history of direct experience completing commercial line inspections and/or have completed a training course such as, the VIITA Basic Commercial Line Inspector course or its equivalent.
Full Job Description of the Loss Control Inspector:
• Receives assignments electronically and reviews for inspection requirements.
• Schedules the inspection appointment with the Insured by phone, email, or text.
• Inspects the property for potential issues or hazards pertaining to utilities/building systems (heating, wiring, plumbing), common areas, maintenance, protections, and life safety, etc. Take 20-35 exterior/interior photos. Take measurements with a measuring wheel or with online tools as needed.
• Interviews the Insured for operations information, ages of the building systems, etc.
• Communicates inspection status through online application.
• Completes the inspection report on the web-based Loss Control 360 system with Rapid Sketch. Returns the completed report electronically (the reports consist of check-off questions, narrative, and digital photos).
Preferred skills:
  • 3-5 years' experience providing commercial insurance loss control inspections
  • Understanding of commercial property and casualty lines: property, general liability, and worker's compensation
  • Ability to work independently, manage your time effectively, and communicate well verbally and in writing
  • Comfortable completing reports online and uploading documents

Other Recommended Skills:
commercial building inspection ~ fire safety ~ industrial safety ~ environmental safety ~ construction work ~ customer service ~ online reporting and document handling ~ ability to travel approximately a 50-mile radius
Helpful (but not required) Professional certifications: CSP, OHST, ALCM, ARM
H&S Loss Control Inspections, Inc company information:
We have provided insurance underwriting Loss Control inspection reports since 1970 and we work directly with insurance Underwriters. Our friendly support staff are available to help you by assigning orders and assisting with questions.
Despite the challenges presented by recent events, H&S has been continuing to grow and successfully serve our customers with excellent reports and time service!
We look forward to hearing from all qualified applicants!

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