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Insurance Underwriter Jobs in Roy, UT (NOW HIRING)

Anywhere

Escrow Assistant- Ogden, UT

Ogden, UT

$19 - $24.25/hr

... insurance underwriter minority owned joint ventures. Anywhere supports nearly 1 million home sale transactions annually and our portfolio of industry-leading brands turns houses into homes in more ...

US Bank

Mortgage Loan Originator

Ogden, UT

... underwriting requirements of various mortgage insurance companies - Working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors - Basic ...

US Bank

Mortgage Loan Originator

Layton, UT

... underwriting requirements of various mortgage insurance companies - Working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors - Basic ...

US Bank

Mortgage Loan Originator

Farmington, UT

... underwriting requirements of various mortgage insurance companies - Working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors - Basic ...

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All JobsInsurance Underwriter JobsInsurance Underwriter Jobs in Roy, UT

Insurance Underwriter information

See Roy, UT salary details

$26.7K

$59.4K

$100.1K

How much do insurance underwriter jobs pay per year?

As of Jun 16, 2026, the average yearly pay for insurance underwriter in Roy, UT is $59,404.00, according to ZipRecruiter salary data. Most workers in this role earn between $42,000.00 and $79,600.00 per year, depending on experience, location, and employer.

What degree do I need to be an Insurance Underwriter?

Insurance underwriters typically need at least a bachelor's degree in fields such as finance, economics, business, or risk management. Relevant skills include strong analytical abilities and knowledge of insurance policies and regulations; some roles may require industry certifications like the Chartered Property Casualty Underwriter (CPCU).

What does an insurance underwriter do?

An insurance underwriter evaluates applications for insurance coverage and determines the level of risk involved in insuring a person or asset. They review information such as application forms, medical records, and financial documents to decide whether to offer insurance and at what premium rate. Underwriters play a crucial role in helping insurance companies set appropriate coverage terms and minimize potential losses. Their work ensures that the company remains profitable while providing fair and accurate coverage to clients.

What are some common challenges insurance underwriters face in balancing risk and customer satisfaction?

Insurance underwriters often face the challenge of assessing risks accurately while maintaining competitive offerings that satisfy clients. Striking the right balance can be difficult, as being too cautious may result in lost business, while being overly lenient can lead to unprofitable claims. Underwriters must stay current with industry trends, regulations, and risk assessment tools, and they frequently collaborate with agents and actuaries to ensure sound decisions. Effective communication and analytical skills are essential to navigate these competing demands and to help build long-term client relationships.

What are the key skills and qualifications needed to thrive as an Insurance Underwriter, and why are they important?

To thrive as an Insurance Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of finance and risk assessment, often supported by a bachelor's degree in business, finance, or related fields. Familiarity with underwriting software, risk management systems, and relevant certifications like Chartered Property Casualty Underwriter (CPCU) is typically required. Excellent communication, decision-making, and negotiation skills help underwriters explain policies and collaborate effectively with agents and clients. These skills are vital for accurately assessing risk, ensuring profitability, and maintaining strong client relationships in the insurance industry.

What qualifications do I need to be an underwriter?

To become an insurance underwriter, a bachelor's degree in fields like finance, economics, or business is typically required. Relevant skills include strong analytical abilities, attention to detail, and knowledge of insurance policies and risk assessment. Professional certifications such as the Chartered Property Casualty Underwriter (CPCU) can enhance job prospects.

Is insurance underwriting a good career?

Insurance underwriting is a stable career that involves evaluating risks and determining policy terms, often requiring analytical skills and attention to detail. It offers opportunities for advancement, certification, and a typical office schedule, making it a viable option for those interested in finance and risk management.

What Are Insurance Underwriters?

Insurance underwriters evaluate insurance policy applications, assess the risk, and make recommendations for coverage and premium pricing to insurance issuers. As an insurance underwriter, you use computer software and specific criteria to assess risk and establish pricing and research other factors such as market trends and equity values to provide data to support your recommendations. You determine if the policy will likely be a good financial investment for the insurance provider.

What do you do as an Insurance Underwriter?

An Insurance Underwriter evaluates insurance applications to determine coverage eligibility and premium rates based on risk assessment. They analyze factors such as applicant information, policy details, and industry data, often using specialized software, to make informed decisions that balance company risk and profitability.

What is the difference between Insurance Underwriter vs Claims Adjuster?

AspectInsurance UnderwriterClaims Adjuster
Primary RoleAssess risk and determine policy termsEvaluate insurance claims and determine payouts
Required CredentialsTypically requires a bachelor's degree; certifications like CPCU are commonOften requires a bachelor's degree; certifications like AIC or CPCU are beneficial
Work EnvironmentOffice-based, analyzing data and risk factorsField and office-based, investigating claims and interviewing claimants
Industry UsageUsed across insurance companies for policy issuanceUsed for claims processing and settlement

Both roles are integral to the insurance industry, with underwriters focusing on risk assessment before policy issuance, and claims adjusters handling claims after a loss occurs. While their work environments and responsibilities differ, they often require similar credentials and certifications, making them closely related career paths within insurance companies.

More about Insurance Underwriter jobs
What are the most commonly searched types of Insurance Underwriter jobs in Roy, UT? The most popular types of Insurance Underwriter jobs in Roy, UT are:
What are popular job titles related to Insurance Underwriter jobs in Roy, UT? For Insurance Underwriter jobs in Roy, UT, the most frequently searched job titles are:
What cities near Roy, UT are hiring for Insurance Underwriter jobs? Cities near Roy, UT with the most Insurance Underwriter job openings:
Insurance Underwriter jobs near you
Infographic showing various Insurance Underwriter job openings in Roy, UT as of June 2026, with employment types broken down into 3% As Needed, 33% Full Time, and 64% Part Time. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $59,404 per year, or $28.6 per hour.
Indirect Lending Underwriter

Indirect Lending Underwriter

Goldenwest Credit Union

Ogden, UT • On-site

Full-time

Posted 25 days ago

Goldenwest Credit Union rating

6.3

Company rating: 6.3 out of 10

Based on 14 frontline employees who took The Breakroom Quiz

Job description

WHO WE ARE

Goldenwest Credit Union is a premier non-profit financial cooperative providing exceptional member service to our members in Utah and Idaho. Our employees earn a guaranteed base wage, annual bonus and a generous incentive schedule. We provide outstanding benefits, including:

  • Medical insurance (we pay 100% of your deductible!)
  • Dental insurance (we pay 100% of your premium!)
  • Paid time-off (we pay you to take 34 days off!)
  • Tuition reimbursement (we pay for your tuition cost, up to the IRS maximum!)
  • Retirement (we pay 100% of your pension and match your 401K!)
  • And many, many more…

If what we offer interests you and you are committed to being part of an extraordinary team, apply now! We’d love to create a mutually beneficial partnership!

WHAT WE LOOK FOR

Ideal candidates will exhibit an energetic, friendly and positive attitude! We are looking for people who believe in doing the right thing, want to make a lasting impact, strive to be better every day and aren’t afraid to grow! We are an organization of people helping people!

Key Competencies

  • Strong ability to think critically and solve problems.
  • Timely and meticulous attention to verbal and written communication.
  • Devotion to earning and maintaining member trust.
  • Attentiveness to professionalism in appearance and action.

WHAT YOU CAN EXPECT

Our indirect lending underwriters eagerly assist with Indirect loan underwriting by reviewing, evaluating, and decisioning loans.

Location, Schedule Availability & Salary Information

  • 5025 Adams Avenue Ogden, UT 84403
  • Typical hours of operations are Monday through Friday 8:00 AM – 8:00 PM, rotating Saturdays 9:00 AM – 8:00 PM, rotating holidays
  • Full-time, 40 hours per week
  • Up to $26.00 per hour, based on performance and experience + Bonus + Incentive

Essential Duties & Responsibilities

  • Cultivate and effectively manage long-term, trusting relationships.
  • Review auto loan applications, verify for accuracy and completion.
  • Evaluate auto loan information to determine if conditions meet credit union and agency standards.
  • Decision loans based on credit union guidelines and policies.
  • Communicate status of loans to loan officers and processors.
  • Provide consistent member follow-up.
  • Comply with all regulations as required by law.
  • Actively participate in continuing education related to credit union career development.

Experience, Education & Certification

  • High school diploma required.
  • Minimum of 2 years loan underwriting experience, credit union experience preferred.

What Goldenwest Credit Union employees say

Pay

Benefits

Hours and flexibility

Workplace

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