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Insurance Underwriter Jobs in Reno, NV (NOW HIRING)

AMBA

Professional Liability Insurance Agent

Reno, NV · Remote

Inside Sales Insurance Specialist (P&C | Professional Liability & Cyber) Remote | Full-Time About ... Pre-qualify prospects and ask underwriting questions * Cross-sell additional Property & Casualty ...

AMBA

Professional Liability Insurance Agent

Reno, NV · Remote

$55K/yr

Inside Sales Insurance Specialist (P&C | Professional Liability & Cyber) Remote | Full-Time About ... Pre-qualify prospects and ask underwriting questions * Cross-sell additional Property & Casualty ...

Farmers Insurance

Be Seen First

Insurance Agent

Reno, NV · On-site

$70K - $300K/yr

Job Summary Join our dynamic team as a Farmers Insurance Agent and become a vital part of helping clients protect what matters most! In this energetic role, you will engage with diverse customers ...

Farmers Insurance

Be Seen First

Insurance Agent

Reno, NV · On-site

$70K - $300K/yr

Job Summary Join our dynamic team as a Farmers Insurance Agent and become a vital part of helping clients protect what matters most! In this energetic role, you will engage with diverse customers ...

Varsity Tutors

Insurance License Tutor

Reno, NV · Remote

$40/hr

Deep knowledge of insurance licensing examination content covering life insurance, health insurance, property insurance, casualty insurance, insurance regulations, policy provisions, and underwriting ...

Paychex

Small Commercial P&C Sales Agent IV

Reno, NV · On-site +1

$40K/yr

Works with insurance carrier underwriters to develop business relationships to write profitable business and professionally manage mutual objectives for PIA. * Performs underwriting of business risks ...

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All JobsInsurance Underwriter JobsInsurance Underwriter Jobs in Reno, NV

Insurance Underwriter information

See Reno, NV salary details

$27.9K

$62.1K

$104.7K

How much do insurance underwriter jobs pay per year?

As of Jun 15, 2026, the average yearly pay for insurance underwriter in Reno, NV is $62,100.00, according to ZipRecruiter salary data. Most workers in this role earn between $43,900.00 and $83,300.00 per year, depending on experience, location, and employer.

What degree do I need to be an Insurance Underwriter?

Insurance underwriters typically need at least a bachelor's degree in fields such as finance, economics, business, or risk management. Relevant skills include strong analytical abilities and knowledge of insurance policies and regulations; some roles may require industry certifications like the Chartered Property Casualty Underwriter (CPCU).

What does an insurance underwriter do?

An insurance underwriter evaluates applications for insurance coverage and determines the level of risk involved in insuring a person or asset. They review information such as application forms, medical records, and financial documents to decide whether to offer insurance and at what premium rate. Underwriters play a crucial role in helping insurance companies set appropriate coverage terms and minimize potential losses. Their work ensures that the company remains profitable while providing fair and accurate coverage to clients.

What are some common challenges insurance underwriters face in balancing risk and customer satisfaction?

Insurance underwriters often face the challenge of assessing risks accurately while maintaining competitive offerings that satisfy clients. Striking the right balance can be difficult, as being too cautious may result in lost business, while being overly lenient can lead to unprofitable claims. Underwriters must stay current with industry trends, regulations, and risk assessment tools, and they frequently collaborate with agents and actuaries to ensure sound decisions. Effective communication and analytical skills are essential to navigate these competing demands and to help build long-term client relationships.

What are the key skills and qualifications needed to thrive as an Insurance Underwriter, and why are they important?

To thrive as an Insurance Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of finance and risk assessment, often supported by a bachelor's degree in business, finance, or related fields. Familiarity with underwriting software, risk management systems, and relevant certifications like Chartered Property Casualty Underwriter (CPCU) is typically required. Excellent communication, decision-making, and negotiation skills help underwriters explain policies and collaborate effectively with agents and clients. These skills are vital for accurately assessing risk, ensuring profitability, and maintaining strong client relationships in the insurance industry.

What qualifications do I need to be an underwriter?

To become an insurance underwriter, a bachelor's degree in fields like finance, economics, or business is typically required. Relevant skills include strong analytical abilities, attention to detail, and knowledge of insurance policies and risk assessment. Professional certifications such as the Chartered Property Casualty Underwriter (CPCU) can enhance job prospects.

Is insurance underwriting a good career?

Insurance underwriting is a stable career that involves evaluating risks and determining policy terms, often requiring analytical skills and attention to detail. It offers opportunities for advancement, certification, and a typical office schedule, making it a viable option for those interested in finance and risk management.

What Are Insurance Underwriters?

Insurance underwriters evaluate insurance policy applications, assess the risk, and make recommendations for coverage and premium pricing to insurance issuers. As an insurance underwriter, you use computer software and specific criteria to assess risk and establish pricing and research other factors such as market trends and equity values to provide data to support your recommendations. You determine if the policy will likely be a good financial investment for the insurance provider.

What do you do as an Insurance Underwriter?

An Insurance Underwriter evaluates insurance applications to determine coverage eligibility and premium rates based on risk assessment. They analyze factors such as applicant information, policy details, and industry data, often using specialized software, to make informed decisions that balance company risk and profitability.

What is the difference between Insurance Underwriter vs Claims Adjuster?

AspectInsurance UnderwriterClaims Adjuster
Primary RoleAssess risk and determine policy termsEvaluate insurance claims and determine payouts
Required CredentialsTypically requires a bachelor's degree; certifications like CPCU are commonOften requires a bachelor's degree; certifications like AIC or CPCU are beneficial
Work EnvironmentOffice-based, analyzing data and risk factorsField and office-based, investigating claims and interviewing claimants
Industry UsageUsed across insurance companies for policy issuanceUsed for claims processing and settlement

Both roles are integral to the insurance industry, with underwriters focusing on risk assessment before policy issuance, and claims adjusters handling claims after a loss occurs. While their work environments and responsibilities differ, they often require similar credentials and certifications, making them closely related career paths within insurance companies.

More about Insurance Underwriter jobs
What are the most commonly searched types of Insurance Underwriter jobs in Reno, NV? The most popular types of Insurance Underwriter jobs in Reno, NV are:
What are popular job titles related to Insurance Underwriter jobs in Reno, NV? For Insurance Underwriter jobs in Reno, NV, the most frequently searched job titles are:
What cities near Reno, NV are hiring for Insurance Underwriter jobs? Cities near Reno, NV with the most Insurance Underwriter job openings:
Insurance Underwriter jobs near you
Loss Control Consultant Commercial Insurance - Independent Contractor- Reno, NV.

Loss Control Consultant Commercial Insurance - Independent Contractor- Reno, NV.

exl

Reno, NV • On-site

Other

Posted 14 days ago

ExlService Holdings rating

8.3

Company rating: 8.3 out of 10

Based on 7 frontline employees who took The Breakroom Quiz

60th of 428 rated business services

Job description

EXL Risk Control is a leading provider of risk assessments and loss control surveys for commercial lines insurance carriers. We are seeking candidates who possess 10+ years of experience with a major insurance carrier and/or national broker in commercial Property & Casualty Risk Control, excellent communication skills, computer proficiency, and a commitment to meeting client quality and timeliness standards. Those with these skills as well as knowledge or experience in commercial insurance, inspections, or fire and safety assessments are encouraged to apply.

 

You will be responsible for scheduling on-site surveys and provide risk evaluation and risk improvement reports to insurance industry clients.  These reports contain information necessary to underwrite a commercial insurance policy and may include recommendations to control and/or correct potential loss producing conditions associated with that policy. You will be expected to manage assignments you accept, successfully secure customer appointments within a local territory and complete work assignments on time.

You may work on special projects or conduct more challenging risk evaluation surveys or risk improvement service requests that utilize your education, professional certifications and overall risk control skills level. Insured businesses range from Middle Market to Large Multi-location commercial size.

Consultants will work from their home or office, and travel to local commercial business operations (i.e.) retail businesses, restaurants, hotels, apartment buildings and complexes, construction operations and jobsites, various types of manufacturers, churches, schools, etc.  You will assess the risk for various commercial insurance lines of business that can include Property, General Liability, Workers Compensation, Auto/Fleet, Products Liability, Inland Marine and Builders Risk.

 

Tools or Items You Must Provide:

  • Computer with an image/document scanner
  • Digital camera or tablet
  • High speed internet access
  • Measuring device such as a laser, 100 ft. tape, or measuring wheel
  • Reliable vehicle
  • Auto and General Liability Insurance Preferred Experience 
  • 10+ years of Risk Control Consulting
  • Experience working with major carrier or national brokerage preferred
  • BS Degree in Engineering, Safety and/or the physical sciences is preferred
  • CSP or ARM designations preferred but not required
  • Commercial Lines Property/Casualty Loss Control
  • Commercial Lines Property/Casualty Underwriting
  • Commercial Lines Property/Casualty Claims Adjuster
  • Commercial insurance inspections
  • Fire and Life Safety investigations/inspections
  • EIN (Employer Identification Number)
  • No Licensed Insurance Agents/Producers

Apply