ZipRecruiter

Log In

1

Insurance Underwriter Jobs in Gilbert, AZ (NOW HIRING)

Tipton Agency

Remote Insurance Broker

Phoenix, AZ · Remote

$60K - $200K/yr

The Field Underwriter will interact with families seeking coverage, evaluate risk, and identify the ... in the insurance industry or underwriting principles required - Strong attention to detail and ...

Chubb

Endorsement Underwriter

Phoenix, AZ · On-site

The Endorsement Underwriter is a critical technical role within our Underwriting Center ... Chubb is a world leader in insurance. With operations in 54 countries, Chubb provides commercial ...

Berkley

Senior Underwriter, Excess

Scottsdale, AZ · On-site

$99K - $117K/yr

Berkley Specialty Excess is an excess and surplus lines commercial insurance carrier. Berkley ... Responsibilities The role of the Senior Underwriter, Excess is to provide superior business ...

Berkley

Senior Underwriter, Excess

Scottsdale, AZ

$99K - $117K/yr

Berkley Specialty Excess is an excess and surplus lines commercial insurance carrier. Berkley ... Responsibilities The role of the Senior Underwriter, Excess is to provide superior business ...

Auto-Owners Insurance

Underwriter

Mesa, AZ · On-site

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute ...

Auto Owners Insurance Company

Underwriter

Mesa, AZ · On-site

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute ...

Berkley

Senior Underwriter, Excess

Scottsdale, AZ

$99K - $117K/yr

Berkley Specialty Excess is an excess and surplus lines commercial insurance carrier. Berkley ... The role of the Senior Underwriter, Excess is to provide superior business development and ...

IAT Insurance Group

Underwriter

Scottsdale, AZ · On-site

$75 - $110/hr

JR100325IAT Insurance Group has an immediate opening for **Underwriter** from our **Scottsdale, Arizonia** location.This role will be tasked with underwriting the company's risk profile to achieve ...

IAT Insurance Group

Underwriter

Scottsdale, AZ · On-site

IAT Insurance Group has an immediate opening for Underwriter from our Scottsdale, Arizona location. This role will be tasked with underwriting the company's risk profile to achieve objectives for ...

IFG Companies

Underwriting Trainee

Scottsdale, AZ · On-site

$65K - $75K/yr

POSITION SUMMARY The Underwriter Trainee ("Trainee") participates in the commercial underwriting ... Supporting the Companies' underwriters in developing insurance solutions for a wide range of small ...

next page

Showing results 1-20

All JobsInsurance Underwriter JobsInsurance Underwriter Jobs in Gilbert, AZ

Insurance Underwriter information

See Gilbert, AZ salary details

$25.3K

$56.2K

$94.8K

How much do insurance underwriter jobs pay per year?

As of Sep 3, 2026, the average yearly pay for insurance underwriter in Gilbert, AZ is $56,235.00, according to ZipRecruiter salary data. Most workers in this role earn between $39,700.00 and $75,400.00 per year, depending on experience, location, and employer.

What is an insurance underwriter?

Insurance underwriters evaluate insurance policy applications, assess the risk, and make recommendations for coverage and premium pricing to insurance issuers. As an insurance underwriter, you use computer software and specific criteria to assess risk and establish pricing and research other factors such as market trends and equity values to provide data to support your recommendations. You determine if the policy will likely be a good financial investment for the insurance provider.

What does an insurance underwriter do?

An insurance underwriter evaluates applications for insurance coverage and determines the level of risk involved in insuring a person or asset. They review information such as application forms, medical records, and financial documents to decide whether to offer insurance and at what premium rate. Underwriters play a crucial role in helping insurance companies set appropriate coverage terms and minimize potential losses. Their work ensures that the company remains profitable while providing fair and accurate coverage to clients.

What are the key skills and qualifications needed to thrive as an insurance underwriter?

To thrive as an Insurance Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of finance and risk assessment, often supported by a bachelor's degree in business, finance, or related fields. Familiarity with underwriting software, risk management systems, and relevant certifications like Chartered Property Casualty Underwriter (CPCU) is typically required. Excellent communication, decision-making, and negotiation skills help underwriters explain policies and collaborate effectively with agents and clients. These skills are vital for accurately assessing risk, ensuring profitability, and maintaining strong client relationships in the insurance industry.

What are some common challenges insurance underwriters face in balancing risk and customer satisfaction?

Insurance underwriters often face the challenge of assessing risks accurately while maintaining competitive offerings that satisfy clients. Striking the right balance can be difficult, as being too cautious may result in lost business, while being overly lenient can lead to unprofitable claims. Underwriters must stay current with industry trends, regulations, and risk assessment tools, and they frequently collaborate with agents and actuaries to ensure sound decisions. Effective communication and analytical skills are essential to navigate these competing demands and to help build long-term client relationships.

What is the difference between Insurance Underwriter vs Claims Adjuster?

AspectInsurance UnderwriterClaims Adjuster
Primary RoleAssess risk and determine policy termsEvaluate insurance claims and determine payouts
Required CredentialsTypically requires a bachelor's degree; certifications like CPCU are commonOften requires a bachelor's degree; certifications like AIC or CPCU are beneficial
Work EnvironmentOffice-based, analyzing data and risk factorsField and office-based, investigating claims and interviewing claimants
Industry UsageUsed across insurance companies for policy issuanceUsed for claims processing and settlement

Both roles are integral to the insurance industry, with underwriters focusing on risk assessment before policy issuance, and claims adjusters handling claims after a loss occurs. While their work environments and responsibilities differ, they often require similar credentials and certifications, making them closely related career paths within insurance companies.

Is it hard to become an insurance underwriter?

Becoming an insurance underwriter typically requires a bachelor's degree in a related field such as finance, business, or economics, along with strong analytical and decision-making skills. Gaining industry-specific knowledge through training or certification can also be beneficial, but the difficulty varies depending on individual background and experience.
More about Insurance Underwriter jobs

What are the most commonly searched types of Insurance Underwriter jobs in Gilbert, AZ?

The most popular types of Insurance Underwriter jobs in Gilbert, AZ are:

What cities near Gilbert, AZ are hiring for Insurance Underwriter jobs?

Cities near Gilbert, AZ with the most Insurance Underwriter job openings:

Insurance Underwriter jobs near you
Infographic showing various Insurance Underwriter job openings in Gilbert, AZ as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $56,235 per year, or $27 per hour.

Production Underwriter Commercial Insurance Phoenix

Criterion Executive Search

Phoenix, AZ

Full-time

Re-posted 10 days ago

Job description

Growing wholesaler in Phoenix that has all the markets you need to write tons of new business has an excellent opportunity for a proven 3+ year commercial lines E&S insurance underwriter who has their own agency contacts. If you are a self-driven underwriter on the wholesale side, or an associate underwriter ready to build your own book, who is tired of being held back by your current employer or micromanaged, this company will help you take your career to the next level. Base salary plus uncapped bonus potential. Top company, manager, and group to work with! May even have some business to give to you.