1

Insurance Sales Rep Jobs in Lowell, MA (NOW HIRING)

Be Seen First

Life Insurance License HUGE PLUS or Willingness To Obtain One * (Can Be Obtained In 20 Days Or Less) *This position is a commission only position with incentives, bonuses and no caps or quotas. If ...

New

Sales Representative Work From Home Must be authorized to work in the US, no work visas offered at ... You will need to be willing to obtain a Life Insurance license if you don't currently hold one.

Showing results 21-40

Insurance Sales Rep information

See Lowell, MA salary details

$24.8K

$77.9K

$139.8K

How much do insurance sales rep jobs pay per year?

As of Sep 7, 2026, the average yearly pay for insurance sales rep in Lowell, MA is $77,870.00, according to ZipRecruiter salary data. Most workers in this role earn between $44,600.00 and $110,600.00 per year, depending on experience, location, and employer.

What does an insurance sales rep do?

An Insurance Sales Representative sells insurance policies to individuals or businesses, helping clients choose coverage that best fits their needs. They explain various insurance products, answer questions about coverage, and assist with policy applications. Insurance Sales Reps also help clients make changes to their policies, process renewals, and file claims. Their goal is to ensure customers are adequately protected while meeting sales targets set by their employer.

What are the key skills and qualifications needed to thrive as an insurance sales rep?

To thrive as an Insurance Sales Representative, you need a solid understanding of insurance products, sales techniques, and typically a state-issued insurance license. Familiarity with customer relationship management (CRM) software and quoting platforms is important for managing leads and processing applications. Strong interpersonal skills, active listening, and persuasive communication help build trust and close sales with clients. These skills ensure you can effectively match clients with appropriate coverage, meet sales targets, and build lasting client relationships in a competitive market.

What are some common challenges faced by insurance sales reps, and how can they be overcome?

Insurance Sales Reps often encounter challenges such as meeting sales targets, overcoming client objections, and building a reliable client base. Success in this role typically requires perseverance, excellent communication skills, and the ability to educate clients about complex insurance products. Regular follow-up, leveraging CRM tools, and seeking mentorship from experienced colleagues can help new reps build confidence and improve their sales techniques. Additionally, staying updated on industry trends and continuously improving product knowledge can make it easier to address customer concerns effectively.

Is it hard to make money in insurance sales?

Insurance sales representatives can earn varying income levels based on commissions, sales skills, and client base. Success often depends on building relationships, product knowledge, and persistence, with income potential increasing as experience and sales volume grow.

What type of insurance sales rep pays the most?

In insurance sales, those specializing in high-net-worth clients or commercial insurance often earn the highest commissions and salaries. Experienced agents with strong sales skills, industry certifications, and a focus on complex policies tend to have higher earning potential compared to those selling standard personal lines insurance.

Why do most insurance sales representatives quit?

Many insurance sales representatives quit due to high rejection rates, inconsistent income, and the pressure to meet sales targets. The job often requires strong communication skills, self-motivation, and resilience, which can be challenging over time. Additionally, the commission-based pay structure can lead to financial instability, prompting some to leave the profession.

What cities near Lowell, MA are hiring for Insurance Sales Rep jobs?

Cities near Lowell, MA with the most Insurance Sales Rep job openings:

Infographic showing various Insurance Sales Rep job openings in Lowell, MA as of August 2026, with employment types broken down into 1% As Needed, 71% Full Time, 24% Part Time, and 4% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $77,870 per year, or $37.4 per hour.

Personal Insurance Sales Producer (Insurance Sales)

Salem Five Bank

Woburn, MA

Full-time

Medical, Dental, Vision, Retirement

Re-posted 14 days ago


Key responsibilities

  • Generate new organic business and maintain a strong renewal book of business for the agency.

  • Contact prospects, schedule appointments, and conduct sales presentations to convert prospect opportunities into clients.

  • Coordinate production efforts with marketing, underwriting, and service personnel to ensure efficient and accurate processing of new business.


Job description

Salem Five is a growing regional financial services organization with a rich history of over 170 years.  As an independent bank, we are deeply rooted in the communities we serve and offer our employees successful and rewarding careers.

Why Join Us: At Salem Five Insurance, you will be part of a team that delivers more than just coverage, we provide peace of mind to the clients we serve. With experienced professionals across six Massachusetts offices and access to a broad network of trusted carrier partners, we work together to create tailored insurance solutions that reflect each client’s unique goals and values. Whether supporting families, businesses, or individuals with complex needs, you will play a key role in delivering clarity, care, and professionalism every step of the way.

This position can be based in any of our offices: Woburn, Danvers, Gloucester, Plymouth, or Norwood office. 

ESSENTIAL DUTIES AND RESPONSIBILITIES: 

  • The primary objectives of this role are to generate new organic business and maintain a strong renewal book of business for the agency.
  • Monitor renewal retention rates and proactively address potential service or pricing issues to retain clients.
  • Work closely with Personal Lines Account Managers and agency staff to deliver excellent service and retain risks.
  • Participate in the development and execution of a sales and marketing plan to support agency growth initiatives.
  • Collaborate with banking partners to identify crossselling opportunities and build mutually beneficial relationships.
  • Develop and maintain a prospect list aligned with the agency’s targeted personal lines segments.
  • Contact prospects, schedule appointments, and conduct sales presentations to convert prospect opportunities into clients.
  • Coordinate production efforts with marketing, underwriting, and service personnel to ensure efficient and accurate processing of new business.
  • Accurately and thoroughly complete all required documentation prior to submission to carriers or internal marketing teams.
  • Conduct periodic meetings with Account Managers, Operations, and Marketing to provide updates on pipeline activity, account status, and production goals.
  • Arrange payment terms in accordance with agency credit and collection policies and ensure timely followup.
  • Cooperate in gathering renewal information and assist with the delivery of renewal proposals and binders in compliance with agency guidelines.
  • Balance production to achieve the desired mix of business and promote carrier products identified as strategic priorities by Salem Five Insurance.
  • Stay current on industry trends, carrier appetites, and sales techniques; leverage agency tools and resources to maintain a competitive position in the marketplace.
  • Attend sales seminars, company meetings, training sessions, and continuing education programs to improve sales performance and remain current on market developments.
  • Maintain all required licenses and any professional designations.
  • Participate in special projects and initiatives as requested by management.
  • Demonstrate full compliance with banking, insurance, and regulatory requirements as outlined in company policies and procedures.

Sales Management

  • Collaborate closely with the Sales Manager to develop and execute strategies that achieve targeted sales goals.
  • Work closely with Salem Five Bank partners to identify crossselling opportunities, strengthen relationships, and support shared growth initiatives.
  • Provide input on sales strategies, market trends, and partner feedback to help shape the agency’s growth and sales initiatives.
  • Attend and actively participate in regular sales meetings, partner meetings, and agency events.
  • Participate in the development and execution of the agency’s sales and marketing plans.

Networking and Relationship Building

  • Actively participate in networking events and community engagements to increase the agency’s visibility and generate new business opportunities.
  • Develop and maintain strong relationships with prospective clients, industry professionals, and banking partners to support long-term growth.
  • Attend meetings, training sessions, and presentations with carrier representatives and vendors to stay informed on products, trends, and best practices.
EDUCATION and/or EXPERIENCE
  • Bachelor’s degree preferred but not required.
  • Proven history of success in sales, preferably within the insurance industry.
  • Strong leadership, communication, and negotiation skills, with the ability to prospect, market, sell, and close new business.
  • Demonstrated ability to build and maintain strong relationships with clients and insurance company partners, with attention to detail and strategic thinking.
  • Excellent organizational, time-management, problem-solving, and follow-through skills.
  • Strong written and verbal communication skills.
  • Working knowledge of Agency Management Systems, insurance rating software, Microsoft Office Suite, and internet-based tools.

CERTIFICATE AND LICENSING REQUIREMENTS

  • Resident Property and Casualty license, valid driver's license.

Benefits/Incentives:

We offer a comprehensive benefits package designed to support your wellbeing and success, including medical, dental, and vision coverage; Flexible Spending and Health Savings Accounts; 401(k) matching; and tuition reimbursement. You will also enjoy additional perks such as our employee referral program, annual holiday reception, summer family outing, and more. 

Salary Range:            Salary plus commission 

The pay range is the lowest to highest compensation we reasonably in good faith believe we would pay at posting for this role. We may ultimately pay more or less than this range. Employee pay is based on factors like relevant education, qualifications, certifications, experience, skills, seniority, location, and performance. This range may be modified in the future.

PHYSICAL DEMANDS

The physical demands described here are representative of those, which must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is regularly required to use hands to finger, handle, or feel; reach with hands and arms; and talk or hear. The employee is occasionally required to stand; walk; sit; climb; or balance; and stoop, kneel, crouch, or crawl. Specific vision abilities required by this job include close vision. The noise level in the work environment is usually moderate.

Ready to apply? If this job sounds like a fit for you, then click on Apply/Apply Now in this posting. We look forward to talking with you.

No unsolicited resumes accepted from agencies.