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Insurance Sales Rep Jobs in Detroit, MI (NOW HIRING)

Pioneer Agency

Insurance Sales Representative

Detroit, MI · Remote

$50K - $75K/yr

We are a fast-growing insurance agency helping individuals and families with life, health, and retirement insurance solutions. We're looking for motivated people who want to build a career in the ...

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All JobsInsurance Sales Rep JobsInsurance Sales Rep Jobs in Detroit, MI

Insurance Sales Rep information

See Detroit, MI salary details

$22.9K

$71.8K

$129K

How much do insurance sales rep jobs pay per year?

As of Sep 7, 2026, the average yearly pay for insurance sales rep in Detroit, MI is $71,842.00, according to ZipRecruiter salary data. Most workers in this role earn between $41,200.00 and $102,000.00 per year, depending on experience, location, and employer.

What does an insurance sales rep do?

An Insurance Sales Representative sells insurance policies to individuals or businesses, helping clients choose coverage that best fits their needs. They explain various insurance products, answer questions about coverage, and assist with policy applications. Insurance Sales Reps also help clients make changes to their policies, process renewals, and file claims. Their goal is to ensure customers are adequately protected while meeting sales targets set by their employer.

What are the key skills and qualifications needed to thrive as an insurance sales rep?

To thrive as an Insurance Sales Representative, you need a solid understanding of insurance products, sales techniques, and typically a state-issued insurance license. Familiarity with customer relationship management (CRM) software and quoting platforms is important for managing leads and processing applications. Strong interpersonal skills, active listening, and persuasive communication help build trust and close sales with clients. These skills ensure you can effectively match clients with appropriate coverage, meet sales targets, and build lasting client relationships in a competitive market.

What are some common challenges faced by insurance sales reps, and how can they be overcome?

Insurance Sales Reps often encounter challenges such as meeting sales targets, overcoming client objections, and building a reliable client base. Success in this role typically requires perseverance, excellent communication skills, and the ability to educate clients about complex insurance products. Regular follow-up, leveraging CRM tools, and seeking mentorship from experienced colleagues can help new reps build confidence and improve their sales techniques. Additionally, staying updated on industry trends and continuously improving product knowledge can make it easier to address customer concerns effectively.

Is it hard to make money in insurance sales?

Insurance sales representatives can earn varying income levels based on commissions, sales skills, and client base. Success often depends on building relationships, product knowledge, and persistence, with income potential increasing as experience and sales volume grow.

What type of insurance sales rep pays the most?

In insurance sales, those specializing in high-net-worth clients or commercial insurance often earn the highest commissions and salaries. Experienced agents with strong sales skills, industry certifications, and a focus on complex policies tend to have higher earning potential compared to those selling standard personal lines insurance.

Why do most insurance sales representatives quit?

Many insurance sales representatives quit due to high rejection rates, inconsistent income, and the pressure to meet sales targets. The job often requires strong communication skills, self-motivation, and resilience, which can be challenging over time. Additionally, the commission-based pay structure can lead to financial instability, prompting some to leave the profession.

What cities near Detroit, MI are hiring for Insurance Sales Rep jobs?

Cities near Detroit, MI with the most Insurance Sales Rep job openings:

Insurance Sales Rep jobs near you
Infographic showing various Insurance Sales Rep job openings in Detroit, MI as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 20% Part Time, and 5% Contract. Highlights an 84% Physical, 1% Hybrid, and 15% Remote job distribution, with an average salary of $71,842 per year, or $34.5 per hour.

Insurance Sales Representative

Karn Sitkins Payette Insurance

Wyandotte, MI • On-site

$35K - $55K/yr

Full-time

Medical, Dental, Life, Retirement, PTO

Re-posted 4 days ago

Job description

Locally owned independent insurance agency seeking an experienced, licensed Personal Lines Insurance Producer to help grow our business and serve clients throughout Southeast Michigan


Benefits

Annual Base Salary + Commission + Bonus Opportunities

Paid Time Off (PTO)

Health Insurance

Dental Insurance

Life Insurance

Disability Insurance

Hands on Training

Retirement Plan


Responsibilities

Prospect and develop new insurance clients

Present and sell insurance products to meet client needs

Build long-term relationships with customers

Meet and exceed sales goals

Maintain knowledge of industry products and trends


Requirements

Previous sales experience

Excellent communication and negotiation skills

A go-getter attitude and strong work ethic

Active insurance license or willingness to obtain one

Desire to grow with a supportive, winning team