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Insurance Risk Services Jobs in New Jersey (NOW HIRING)

Ethos Risk Services

Investigator

Hackensack, NJ · On-site

$25 - $35/hr

Ethos Risk Services is a leading insurance claims investigation and medical management company, specializing in surveillance and fraud detection. At the forefront, we provide accurate data and ...

Ethos Risk Services

Investigator

Hackensack, NJ · On-site

$25 - $35/hr

Ethos Risk Services is a leading insurance claims investigation and medical management company, specializing in surveillance and fraud detection. At the forefront, we provide accurate data and ...

Ethos Risk Services

Investigator

Brigantine, NJ · On-site

$25 - $35/hr

Ethos Risk Services is a leading insurance claims investigation and medical management company, specializing in surveillance and fraud detection. At the forefront, we provide accurate data and ...

Ethos Risk Services

Investigator

Brigantine, NJ · On-site

$25 - $35/hr

Ethos Risk Services is a leading insurance claims investigation and medical management company, specializing in surveillance and fraud detection. At the forefront, we provide accurate data and ...

Ethos Risk Services

Investigator

Hackensack, NJ

Ethos Risk Services is a leading insurance claims investigation and medical management company, specializing in surveillance and fraud detection. At the forefront, we provide accurate data and ...

Ethos Risk Services

Investigator

Tuckerton, NJ

Ethos Risk Services is a leading insurance claims investigation and medical management company, specializing in surveillance and fraud detection. At the forefront, we provide accurate data and ...

Ethos Risk Services

Investigator

Brigantine, NJ · On-site

Ethos Risk Services is a leading insurance claims investigation and medical management company, specializing in surveillance and fraud detection. At the forefront, we provide accurate data and ...

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Insurance Risk Services information

See New Jersey salary details

$83.8K

$123.4K

$188.8K

How much do insurance risk services jobs pay per year?

As of Aug 28, 2026, the average yearly pay for insurance risk services in New Jersey is $123,357.00, according to ZipRecruiter salary data. Most workers in this role earn between $102,500.00 and $140,100.00 per year, depending on experience, location, and employer.

What is an insurance risk services?

An Insurance Risk Services job involves assessing, analyzing, and mitigating risks for insurance companies or clients. Professionals in this role evaluate potential financial losses, review policies, conduct risk assessments, and recommend strategies to minimize exposure. They may work in underwriting, claims, or risk consulting, ensuring that businesses and individuals are adequately protected. Strong analytical skills, industry knowledge, and regulatory compliance awareness are essential for success in this field.

What are the key skills and qualifications needed to thrive in insurance risk services?

To excel in Insurance Risk Services, you need analytical skills, a solid understanding of risk assessment principles, and often a degree in finance, business, or a related field. Familiarity with risk management software, underwriting platforms, and professional certifications like ARM (Associate in Risk Management) are typically beneficial. Strong communication, attention to detail, and problem-solving abilities enable effective collaboration and decision-making. These skills are vital for accurately identifying, evaluating, and mitigating potential risks, which directly impact the stability and profitability of insurance organizations.

What types of teams or departments will I work closely with in an insurance risk services role?

In an Insurance Risk Services position, you will regularly collaborate with underwriting, claims, actuarial, and sales teams to evaluate client portfolios and develop risk mitigation strategies. You may also interact with clients directly to assess their operations and recommend ways to reduce potential exposures. This cross-departmental teamwork ensures a comprehensive approach to risk management and helps provide clients with tailored insurance solutions. Being comfortable working with diverse teams is crucial for success, as it fosters information sharing and aligned decision-making.

What are popular job titles related to Insurance Risk Services jobs in New Jersey?

For Insurance Risk Services jobs in New Jersey, the most frequently searched job titles are:

What job categories do people searching Insurance Risk Services jobs in New Jersey look for?

The top searched job categories for Insurance Risk Services jobs in New Jersey are:

Insurance Risk Services jobs near you
Infographic showing various Insurance Risk Services job openings in New Jersey as of August 2026, with employment types broken down into 1% As Needed, 72% Full Time, 19% Part Time, 2% Temporary, and 6% Contract. Highlights an 85% Physical, 1% Hybrid, and 14% Remote job distribution, with an average salary of $123,357 per year, or $59.3 per hour.

Entry Level Insurance Risk Consultant

Ramsey, NJ • On-site

3M HEALTHCARE
10K+ employees
Learn more about 3M HEALTHCAREexternal

$75 - $150/hr

Other

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 7 days ago

Job description

Foundation Risk Partners, one of the fastest growing insurance brokerage and consulting firms in the US, is adding to their team a Risk Management Consultant to their Insurance Consulting & Risk Advisory team. This role requires a high-impact, client-facing professional capable of leading complex assignments, synthesizing technical detail into strategic insight, and advising senior stakeholders on enterprise and transactional risk issues.

Key Responsibilities
  • Identify, evaluate, and analyze operational, contractual, and third-party risk exposures arising from client business activities, vendors, service providers, and customers.
  • Strategically manage enterprise-wide insurance and risk program renewals, including broker oversight, coverage optimization, cost reduction initiatives, and market negotiations.
  • Collaborate with and direct external advisors including brokers, underwriters, claims professionals, TPAs, legal counsel, and specialty consultants.
  • Review contracts, leases, vendor agreements, and licensing arrangements to ensure compliance with established insurance and risk management requirements.
  • Evaluate and negotiate insurance pricing, program structures, deductibles, limits, policy wording, and service agreements; prepare cost-benefit analyses of program alternatives.
  • Analyze loss data and prepare monthly reserve accruals and reporting for finance, risk, and safety teams.
  • Partner with legal, HR, audit, and claims teams to establish settlement strategies and support complex claims decision-making.
  • Research emerging and best-in-class risk management trends, providing strategic recommendations related to insurance purchasing, program design, loss control, safety, and claims management.
Qualifications & Experience
  • Bachelor's degree in Risk Management, Insurance, or related field
  • Strong analytical and problem-solving skills
  • Internship or coursework related to insurance, risk management, or consulting
  • Professional certifications preferred: ARM, CPCU, CRM, FRM, RF

This range represents the estimated low and high end of the salary range for this position. Actual salaries will vary and may be above or below the range based on factors including but not limited to performance, location, and experience. The range listed is just one component of FRP's total compensation package for employees.

Pay Transparency Range: $75,000 - $150,000 USD

Disclaimer

While this job description is intended to be an accurate reflection of the job requirements, management reserves the right to modify, add, or remove duties from particular jobs and to assign other duties as necessary.

Equal Employment Opportunity (EEO)

FRP provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or any other classifications protected by law.

Benefits

FRP offers a comprehensive range of health-related benefit options including medical, vision, and dental. We offer a 401(k) with company match, company-paid life insurance, STD, LTD and a generous PTO policy starting at 18 days per year plus 10 paid holidays & 2 floating holidays!

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