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Insurance Risk Manager Jobs in Mesa, AZ (NOW HIRING)

American Express

Senior Manager-Risk Management

Phoenix, AZ · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

The Banking Credit & Fraud Risk team leads the first line of defense for credit and fraud risk ... Comprehensive medical, dental, vision, life insurance, and disability benefits * Flexible working ...

MUFG Bank, Ltd.

Model Risk Management, Vice President

Tempe, AZ · Hybrid

$133K - $164K/yr

  • Medical

  • Retirement

  • PTO

Job Summary: We're seeking an Audit Relationship Manager who will provide audit coverage of model risk management activities of First and Second Lines of defense. The potential candidate should have ...

Royal Bank of Canada

Senior Manager, Risk Advice

Phoenix, AZ · On-site

$99K - $176K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

As a Risk Advice Senior Manager, Business Risk Oversight, you will provide risk advice and guidance ... insurance, and paid-time off. * Leaders who support your development through coaching and managing ...

Republic Services

Manager, Risk Management Casualty

Phoenix, AZ · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

This includes reviewing contracts and certificates of insurance for insurance compliance, as well as managing the liability and workers' compensation claims program. The Manager, Risk Management ...

Aprio

Growth Leader, Risk Services

Scottsdale, AZ

$156K - $195K/yr

  • Medical

  • Dental

  • Vision

  • Retirement

Manage the development of campaign assets such as articles, whitepapers, videos, and website lead ... Perks/Benefits we offer for full-time team members: - Medical, Dental, and Vision Insurance on the ...

Republic Services

Manager, Risk Management Casualty

Phoenix, AZ · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

This includes reviewing contracts and certificates of insurance for insurance compliance, as well as managing the liability and workers' compensation claims program. The Manager, Risk Management ...

USI Insurance Services

Personal Risk Specialist

Phoenix, AZ · On-site

$97K/yr

Schedule appointments and visit with high net worth individuals to understand their lifestyle, concerns and unique insurance needs, and provide consultative advice to tailor personal risk management ...

American Express

Manager - Ops Risk Management

Phoenix, AZ · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

The Global Risk & Compliance Organization (GRC) is an independent risk management function, led by ... Comprehensive medical, dental, vision, life insurance, and disability benefits * Flexible working ...

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All JobsInsurance Risk JobsInsurance Risk Manager JobsInsurance Risk Manager Jobs in Mesa, AZ

Insurance Risk Manager information

See Mesa, AZ salary details

$81.9K

$120.6K

$184.6K

How much do insurance risk manager jobs pay per year?

As of Aug 15, 2026, the average yearly pay for insurance risk manager in Mesa, AZ is $120,560.00, according to ZipRecruiter salary data. Most workers in this role earn between $100,200.00 and $136,900.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an Insurance Risk Manager?

To thrive as an Insurance Risk Manager, you need expertise in risk assessment, analytical thinking, and a strong understanding of insurance principles, often supported by a relevant degree and certifications like ARM or CPCU. Familiarity with risk modeling software, statistical analysis tools, and regulatory compliance systems is typically required. Strong communication, decision-making, and problem-solving skills help you effectively advise stakeholders and manage complex risk scenarios. These abilities are crucial for identifying, evaluating, and mitigating risks to protect organizational assets and ensure regulatory compliance.

What is the difference between Insurance Risk Manager vs Insurance Underwriter?

AspectInsurance Risk ManagerInsurance Underwriter
CredentialsTypically requires a bachelor's degree in risk management, finance, or related fields; professional certifications like ARM or CPCU are commonUsually holds a bachelor's degree in finance, economics, or related areas; certifications like CPCU or ARe are beneficial
Work EnvironmentWorks in corporate risk management departments, analyzing and mitigating risks for the companyWorks in insurance companies, assessing individual or business applications to determine coverage and premiums
Employer & Industry UsageUsed by insurance companies and large corporations to manage risk exposurePrimarily employed by insurance carriers to evaluate and approve insurance policies

While both roles involve understanding insurance policies, the Insurance Risk Manager focuses on overall risk mitigation strategies within an organization, whereas the Insurance Underwriter evaluates individual insurance applications to determine coverage and pricing.

What does an Insurance Risk Manager do?

An Insurance Risk Manager is responsible for identifying, assessing, and mitigating risks that could negatively impact an organization’s assets, operations, or reputation. They analyze various types of risks—including financial, operational, and compliance risks—and develop strategies to minimize potential losses. Insurance Risk Managers also advise on appropriate insurance coverage, negotiate policies with insurers, and ensure that the company complies with relevant regulations to protect against unforeseen events.

What are the most common challenges Insurance Risk Managers face when working across different departments?

Insurance Risk Managers often collaborate with various departments such as underwriting, claims, and compliance to identify and mitigate potential risks. One common challenge is ensuring clear communication and alignment of risk policies across teams that may have different priorities or levels of risk awareness. Balancing regulatory requirements with business objectives can also be complex, requiring strong negotiation and relationship-building skills. Successfully navigating these challenges helps create a unified risk culture and strengthens the organization's overall resilience.

What job categories do people searching Insurance Risk Manager jobs in Mesa, AZ look for?

The top searched job categories for Insurance Risk Manager jobs in Mesa, AZ are:

What cities near Mesa, AZ are hiring for Insurance Risk Manager jobs?

Cities near Mesa, AZ with the most Insurance Risk Manager job openings:

Insurance Risk Manager jobs near you
Infographic showing various Insurance Risk Manager job openings in Mesa, AZ as of August 2026, with employment types broken down into 80% Full Time, and 20% Temporary. Highlights an 100% In-person job distribution, with an average salary of $120,560 per year, or $58 per hour.

Senior Manager-Risk Management

American Express

Phoenix, AZ • On-site

Full-time

Medical, Dental, Vision, Life, Retirement

Posted 26 days ago

American Express rating

8.6

Company rating: 8.6 out of 10

Based on 37 frontline employees who took The Breakroom Quiz

23rd of 150 rated financial services

Job description

The Banking Onboarding FRAP team within Credit and Fraud Risk (CFR) is responsible for developing, optimizing, and managing identity theft controls at onboarding for Banking products, including Business Checking Account (BCA), Business Savings Account (BSA), Consumer Checking Account (CCA), and High Yield Savings Account (HYSA).

How will you makean impact in this role?

The Banking Credit & Fraud Risk team leads the first line of defense for credit and fraud risk across non-card banking products and channels. This individual contributor role will support the end-to-end strategy, control design, monitoring, and continuous optimization of onboarding identity theft controls while balancing fraud prevention, customer experience, regulatory expectations, and operational effectiveness.

  • Analyze onboarding fraud trends, emerging identity theft patterns, and control performance to identify actionable strategy opportunities.

  • Translate fraud insights into clear business requirements, risk rules, operating procedures, and control enhancements.

  • Partner with Product, Technology, Compliance, Servicing, Operations, and second line risk teams to deliver effective and compliant fraud controls.

  • Monitor key fraud, customer experience, and operational metrics to ensure strategies remain effective and within risk appetite.

  • Support governance routines, documentation, issue identification, and timely escalation of emerging risks or control gaps.

  • Share insights and best practices across CFR and partner teams to strengthen identity theft risk management across the enterprise.

  • To deliver these outcomes, this colleague will work independently and partner closely with Product, Compliance, Operational Excellence, Enterprise Banking Services, Technology, Servicing, and other stakeholder teams.

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.

As part of Team Amex, you'll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

  • Competitive base salaries
  • Bonus incentives
  • 6% Company Match on retirement savings plan
  • Free financial coaching and financial well-being support
  • Comprehensive medical, dental, vision, life insurance, and disability benefits
  • Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
  • 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy
  • Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
  • Free and confidential counseling support through our Healthy Minds program
  • Career development and training opportunities

For a full list of Team Amex benefits, visit our Colleague Benefits Site.

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.

We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.

US Job Seekers - Click to view the "Know Your Rights" poster. If the link does not work, you may access the poster by copying and pasting the following URL in a new browser window: https://www.eeoc.gov/poster.


The below represents the expected salary range for this job requisition. Ultimately, in determining your pay, we'll consider your location, experience, and other job-related factors.

Minimum Qualifications:

  • 3+ years of experience in fraud risk management, risk strategy, control management, banking, lending, or a related risk discipline.

  • 2+ years of experience working with data, analytics, strategy performance monitoring, or analytical project execution.

  • Bachelor's degree in Business, Statistics, Mathematics, Economics, Computer Science, Engineering, or equivalent work experience.

  • Strong analytical and problem-solving skills, with the ability to synthesize large volumes of data and develop practical recommendations in complex, ambiguous environments.

  • Ability to independently manage priorities, drive execution, and deliver high-quality work in a fast-paced, results-driven environment.

  • Strong written and verbal communication skills, including the ability to explain complex risk issues clearly and influence cross-functional partners.

  • High attention to detail and strong judgment in assessing risk, control effectiveness, customer impact, and governance requirements.

  • Technical acumen with experience using SQL, Python, Hive, Big Data tools, automation, visualization, or similar analytical tools.

Preferred Qualifications:

  • Master's degree in Business, Statistics, Mathematics, Economics, Computer Science, Engineering, or a related field.

  • Experience with identity theft, synthetic identity, application fraud, account takeover, onboarding controls, or banking fraud typologies.

  • Experience developing or optimizing fraud decisioning strategies, risk rules, control frameworks, or operating procedures.

  • Experience partnering with Product, Technology, Compliance, Legal, Operations, Servicing, or second line risk teams to deliver cross-functional risk capabilities.

  • Experience working in a hybrid environment.

Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions. 

Key Responsibilities:

  • Own and optimize identity theft / third-party fraud risk strategies for banking onboarding journeys, balancing fraud mitigation, customer experience, operational capacity, and regulatory expectations.

  • Develop, maintain, and monitor fraud risk controls, rules, strategies, and decisioning requirements across in-scope banking products.

  • Use data-driven analysis to identify emerging fraud trends, evaluate strategy effectiveness, quantify impacts, and recommend control enhancements.

  • Define and track daily, weekly, and monthly KPIs/KRIs for fraud coverage, pend rates, approval outcomes, disruption rates, losses, and operational performance.

  • Partner with Product, Technology, Compliance, Legal, Servicing, Operational Excellence, and second line risk teams to translate risk needs into executable capabilities and procedures.

  • Support operating procedure updates for risk strategy and back-office review teams to improve financial outcomes, compliance adherence, customer experience, and operational consistency.

  • Prepare clear, concise updates for leadership on emerging fraud themes, strategy performance, residual risk areas, and recommended actions.

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