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Insurance Risk Manager Jobs in Frederick, MD (NOW HIRING)

Insurance/risk management Training and licensing support: * First Command offers a comprehensive training and licensing program designed for veterans, transitioning service members and military ...

Insurance/risk management Training and licensing support: * First Command offers a comprehensive training and licensing program designed for veterans, transitioning service members and military ...

LPN Risk Management Nurse

Charles Town, WV · On-site

$24.50 - $33.25/hr

This is for an LPN Risk Nurse position Now Offering Daily Pay! Work Today, Get Paid Tomorrow! We ... Company paid life insurance & much, much more! QUALIFICATIONS & EXPERIENCE REQUIREMENTS: * Lisenced ...

Elite Insurance Agent

Leesburg, VA · On-site

$220K - $250K/yr

... of risk and coverage feel clear, manageable, and supportive. We believe that insurance is about ... As an Elite Insurance Agent here, you will not just be managing a book of business; you will be ...

Senior Manager, Internal Audit

Gaithersburg, MD · On-site

$97K - $133K/yr

Certification in Risk Management Assurance (CRMA) - IIA Additional Preferred Experience: * Seven or more years of audit or related experience. * Management or supervisory role. * Health Insurance ...

Showing results 21-40

Insurance Risk Manager information

See Frederick, MD salary details

$82K

$120.8K

$184.9K

How much do insurance risk manager jobs pay per year?

As of Sep 10, 2026, the average yearly pay for insurance risk manager in Frederick, MD is $120,809.00, according to ZipRecruiter salary data. Most workers in this role earn between $100,400.00 and $137,200.00 per year, depending on experience, location, and employer.

What does an Insurance Risk Manager do?

An Insurance Risk Manager is responsible for identifying, assessing, and mitigating risks that could negatively impact an organization’s assets, operations, or reputation. They analyze various types of risks—including financial, operational, and compliance risks—and develop strategies to minimize potential losses. Insurance Risk Managers also advise on appropriate insurance coverage, negotiate policies with insurers, and ensure that the company complies with relevant regulations to protect against unforeseen events.

What are the key skills and qualifications needed to thrive as an Insurance Risk Manager?

To thrive as an Insurance Risk Manager, you need expertise in risk assessment, analytical thinking, and a strong understanding of insurance principles, often supported by a relevant degree and certifications like ARM or CPCU. Familiarity with risk modeling software, statistical analysis tools, and regulatory compliance systems is typically required. Strong communication, decision-making, and problem-solving skills help you effectively advise stakeholders and manage complex risk scenarios. These abilities are crucial for identifying, evaluating, and mitigating risks to protect organizational assets and ensure regulatory compliance.

What are the most common challenges Insurance Risk Managers face when working across different departments?

Insurance Risk Managers often collaborate with various departments such as underwriting, claims, and compliance to identify and mitigate potential risks. One common challenge is ensuring clear communication and alignment of risk policies across teams that may have different priorities or levels of risk awareness. Balancing regulatory requirements with business objectives can also be complex, requiring strong negotiation and relationship-building skills. Successfully navigating these challenges helps create a unified risk culture and strengthens the organization's overall resilience.

What is the difference between Insurance Risk Manager vs Insurance Underwriter?

AspectInsurance Risk ManagerInsurance Underwriter
CredentialsTypically requires a bachelor's degree in risk management, finance, or related fields; professional certifications like ARM or CPCU are commonUsually holds a bachelor's degree in finance, economics, or related areas; certifications like CPCU or ARe are beneficial
Work EnvironmentWorks in corporate risk management departments, analyzing and mitigating risks for the companyWorks in insurance companies, assessing individual or business applications to determine coverage and premiums
Employer & Industry UsageUsed by insurance companies and large corporations to manage risk exposurePrimarily employed by insurance carriers to evaluate and approve insurance policies

While both roles involve understanding insurance policies, the Insurance Risk Manager focuses on overall risk mitigation strategies within an organization, whereas the Insurance Underwriter evaluates individual insurance applications to determine coverage and pricing.

What job categories do people searching Insurance Risk Manager jobs in Frederick, MD look for?

The top searched job categories for Insurance Risk Manager jobs in Frederick, MD are:

What cities near Frederick, MD are hiring for Insurance Risk Manager jobs?

Cities near Frederick, MD with the most Insurance Risk Manager job openings:

Infographic showing various Insurance Risk Manager job openings in Frederick, MD as of August 2026, with employment types broken down into 1% As Needed, 70% Full Time, 24% Part Time, and 5% Contract. Highlights an 85% Physical, 1% Hybrid, and 14% Remote job distribution, with an average salary of $120,809 per year, or $58.1 per hour.

Commercial Insurance Producer

Rockville, MD • On-site

$45K - $60K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 3 days ago


Job description

Harders Bradford Insurance Agency is seeking a motivated Commercial Lines Producer to drive new business growth across our commercial book. In this role, you will identify, pursue, and close new commercial accounts while partnering with our account management team, who handle day-to-day servicing so you can stay focused on selling. This is an opportunity to build a book of business with the backing of an established independent agency and a flagship carrier relationship with ERIE Insurance.

Work Arrangement: This is a mostly remote position. New hires should expect a greater amount of in-office time at our Rockville office during the initial training and onboarding period; once fully onboarded, work is performed primarily remotely, with occasional in-office days for team meetings, client appointments, and agency events.

Responsibilities

• Prospect and generate new commercial lines opportunities through networking, referrals, centers of influence, and targeted outreach

• Conduct discovery meetings with business owners to identify exposures, coverage gaps, and risk management needs

• Prepare and present new business submissions, working with carriers to secure competitive quotes and coverage terms

• Present proposals and close new accounts, clearly explaining coverage recommendations and value to business owners

• Partner with commercial account managers for a smooth handoff of new accounts into ongoing service

• Round out accounts by identifying cross-sell opportunities across commercial, personal, and life lines

• Maintain an active pipeline and document all sales activity in the agency management system in accordance with agency standards

• Represent the agency at industry events, association meetings, and community functions to build referral relationships

• Stay current on commercial lines products, appetite, and market conditions across Maryland, Virginia, and DC

Requirements

• Active Property Casualty insurance license in Maryland (required; multi-state licensing a plus)

• Minimum 2 years of commercial insurance sales or commercial account management experience in an agency or brokerage environment

• Proven ability to prospect, build relationships, and close business with commercial clients

• Working knowledge of commercial coverages including BOP, General Liability, Commercial Auto, Workers' Compensation, Commercial Property, and Umbrella/Excess

• Strong written and verbal communication skills, including the ability to explain complex coverage concepts clearly to business owners

• Self-motivated with strong organizational habits; capable of managing a pipeline and multiple deadlines simultaneously

• CIC, CISR, or other industry designations a plus

Benefits
Work from Home###Paid Time Off (PTO)###Health Insurance###Dental Insurance###Vision Insurance###Life Insurance###Disability Insurance###Hands on Training###Mon-Fri Schedule###Career Growth Opportunities###Retirement Plan###