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Insurance Risk Manager Jobs in Charlotte, NC (NOW HIRING)

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Insurance Risk Manager information

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How much do insurance risk manager jobs pay per year?

As of Aug 17, 2026, the average yearly pay for insurance risk manager in Charlotte, NC is $118,676.00, according to ZipRecruiter salary data. Most workers in this role earn between $98,600.00 and $134,800.00 per year, depending on experience, location, and employer.

What does an Insurance Risk Manager do?

An Insurance Risk Manager is responsible for identifying, assessing, and mitigating risks that could negatively impact an organization’s assets, operations, or reputation. They analyze various types of risks—including financial, operational, and compliance risks—and develop strategies to minimize potential losses. Insurance Risk Managers also advise on appropriate insurance coverage, negotiate policies with insurers, and ensure that the company complies with relevant regulations to protect against unforeseen events.

What are the key skills and qualifications needed to thrive as an Insurance Risk Manager?

To thrive as an Insurance Risk Manager, you need expertise in risk assessment, analytical thinking, and a strong understanding of insurance principles, often supported by a relevant degree and certifications like ARM or CPCU. Familiarity with risk modeling software, statistical analysis tools, and regulatory compliance systems is typically required. Strong communication, decision-making, and problem-solving skills help you effectively advise stakeholders and manage complex risk scenarios. These abilities are crucial for identifying, evaluating, and mitigating risks to protect organizational assets and ensure regulatory compliance.

What are the most common challenges Insurance Risk Managers face when working across different departments?

Insurance Risk Managers often collaborate with various departments such as underwriting, claims, and compliance to identify and mitigate potential risks. One common challenge is ensuring clear communication and alignment of risk policies across teams that may have different priorities or levels of risk awareness. Balancing regulatory requirements with business objectives can also be complex, requiring strong negotiation and relationship-building skills. Successfully navigating these challenges helps create a unified risk culture and strengthens the organization's overall resilience.

What is the difference between Insurance Risk Manager vs Insurance Underwriter?

AspectInsurance Risk ManagerInsurance Underwriter
CredentialsTypically requires a bachelor's degree in risk management, finance, or related fields; professional certifications like ARM or CPCU are commonUsually holds a bachelor's degree in finance, economics, or related areas; certifications like CPCU or ARe are beneficial
Work EnvironmentWorks in corporate risk management departments, analyzing and mitigating risks for the companyWorks in insurance companies, assessing individual or business applications to determine coverage and premiums
Employer & Industry UsageUsed by insurance companies and large corporations to manage risk exposurePrimarily employed by insurance carriers to evaluate and approve insurance policies

While both roles involve understanding insurance policies, the Insurance Risk Manager focuses on overall risk mitigation strategies within an organization, whereas the Insurance Underwriter evaluates individual insurance applications to determine coverage and pricing.

What are popular job titles related to Insurance Risk Manager jobs in Charlotte, NC?

For Insurance Risk Manager jobs in Charlotte, NC, the most frequently searched job titles are:

What job categories do people searching Insurance Risk Manager jobs in Charlotte, NC look for?

The top searched job categories for Insurance Risk Manager jobs in Charlotte, NC are:

What cities near Charlotte, NC are hiring for Insurance Risk Manager jobs?

Cities near Charlotte, NC with the most Insurance Risk Manager job openings:

Infographic showing various Insurance Risk Manager job openings in Charlotte, NC as of August 2026, with employment types broken down into 98% Full Time, and 2% Contract. Highlights an 84% In-person, and 16% Remote job distribution, with an average salary of $118,676 per year, or $57.1 per hour.

Lead, Enterprise Risk Management

Scout Motors

Charlotte, NC

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 16 days ago


Job description

Overview 

AsLead, Enterprise Risk Management, you will be responsible for designing, implementing, and scaling Scout Motors' enterprise-wide risk management program. The role also supports the development and maturation of the Internal Control System, ensuring that key enterprise and operational risks are mitigated through effective, riskbased controls embedded in business processes. Reporting to the Chief Integrity & Compliance Officer, this role serves as a key advisor to executive leadership and supports informed decisionmaking, organizational resilience, and sustainable growth. 

What you'll do

Become part of an iconic brand that is set to revolutionize the electric pick-up truck & rugged SUV marketplace by achieving the following:

Enterprise Risk Management (ERM): 

  • Design and lead the phased implementation of an enterprise-wide ERM framework aligned with strategy, growth objectives, and the organization's risk profile. 
  • Establish clear risk governance, including defined roles, escalation pathways, and risk oversight structures. 
  • Support the development and articulation of a formal risk appetite and tolerance framework. 
  • Partner crossfunctionally to identify, assess, and prioritize key enterprise risks and embed risk considerations into strategic planning and major initiatives. 
  • Ensure that agreed risk mitigation actions are actively monitored, implemented, and embedded in business decisionmaking.  
  • Act as a commercially minded partner to the business, supporting entrepreneurial risktaking within the agreed risk appetite. 
  • Develop concise, forwardlooking risk reporting for the Scout Management Board while managing regular risk reporting obligations to Scout's parent company. 

Internal Control System Support 

  • Support the design and ongoing development of a riskdriven Internal Control System (ICS) aligned to enterprise and operational risks. 
  • Help link key risks to control objectives and support the identification and design of proportionate, effective controls. 
  • Collaborate with firstline functions to embed internal controls into core business processes and systems. 
  • Partner with Integrity & Compliance, Finance, and Internal Audit to support riskbased control assessment, monitoring, and remediation. 
  • Provide integrated insight into changes in risk exposure and control effectiveness. 

Risk Culture & Integration 

  • Promote a strong risk and control culture that emphasizes accountability and management ownership. 
  • Drive consistent risk and control language, tools, and understanding across the organization. 
  • Ensure alignment and coordination between ERM, ICS, compliance programs, and audit activities. 

Location & Travel Expectations:

  • This role may be based out of the Scout Motors corporate headquarters in Charlotte, NC
  • This role requires 4 days per week in the office, with regular in-person meetings and events. 
  • Applicants should expect that the role will require the ability to convene with Scout colleagues in person and travel to participate in events on behalf of the company from time to time.
What you'll bring 

We expect all Scout employees to have integrity, curiosity, resourcefulness, and strive to exhibit a positive attitude, as well as a growth mindset. You'll be comfortable with change and flexible in a fast-paced, high-growth environment. You'll take a collaborative approach to achieve ambitious goals. Here's what else you'll bring: 

Required Qualifications & Experience 

  • 12+ years of experience in enterprise risk management, internal controls, internal audit, compliance, finance, or a related field. 
  • Proven experience designing and implementing ERM frameworks and/or supporting Internal Control Systems in complex or growing organizations. 
  • Strong understanding of the linkage between enterprise risk, operational risk, and internal controls. 
  • Experience engaging senior executives and Boards on risk-related matters. 

Preferred Experience 

  • Background in manufacturing, automotive, mobility, or other operationally complex and regulated industries. 
  • Experience working in multinational or matrixed environments. 
  • Practical familiarity with frameworks such as COSO ERM and COSO Internal Control. 
  • Experience supporting organizations through rapid growth, transformation, or governance maturation. 

Skills & Competencies 

  • Strategic and systems thinker with the ability to connect strategy, risk, and controls. 
  • Strong programbuilding capability with a pragmatic, executionoriented mindset. 
  • Clear, persuasive communicator able to translate complex topics for senior leaders. 
  • Sound judgment, comfort with ambiguity, and the confidence to challenge constructively. 
  • Collaborative influencer with high integrity and independence.

What Success Looks Like 

  • A clearly defined, scalable ERM framework that is understood, used, and valued by leadership. 
  • Risk governance and reporting that meaningfully informs executive and Board decisions. 
  • Strong engagement and ownership of enterprise risks across the organization. 
  • A risk culture that supports thoughtful risk-taking, resilience, and long-term value creation. 
What you'll gain

The benefits of joining Scout include the chance to build products and a company from the ground up.  This is a chance to create something new and lasting - with an iconic brand at its foundation.  In addition, Scout provides competitive compensation and benefits to support your physical, mental, and financial wellbeing. Program specifics are detailed in company policies and employee benefit guides, select highlights:

  • Competitive insurance including:
    • Medical, dental, vision and income protection plans
  • 401(k) program with:
    • An employer match and immediate vesting
  • Generous Paid Time Off including:
    • 20 days planned PTO, as accrued
    • 40 hours of unplanned PTO and 14 company or floating holidays, annually
    • Up to 16 weeks of paid parental leave for biological and adoptive parents of all genders
    • Paid leave for circumstances related to bereavement, jury duty, voting time, or military leave
Pay Transparency

This is a full-time, exempt position eligible to receive a base salary and to participate in an annual performance bonus program. Final salary offered will be determined based on factors including but not limited to the candidate's skills and experience. The annual performance bonus program is preset and not candidate dependent.

Initial base salary range = $140,000.00 - $170,000.00

Internal leveling code: IC7