Insurance Risk Manager Jobs in Charlotte, NC (NOW HIRING)

The Risk Manager will identify, assess, and mitigate potential risks that could impact the company’s health and objectives by following PC’s risk management strategies, policies, and procedures to minimize threats and ensure compliance with regulations. Key functions include administration of the Corporate Property & Casualty Program, Contractor Controlled Insurance Program (CCIP), Subcontractor Default Insurance Program (SDI), Builder’s Risk, and other project-specific coverages and providing timely and accurate review, analysis and recommendations of insurance coverage related to construction contracts, lease agreements, subcontract agreements, purchase orders and consultant agreements in collaboration with other corporate departments.

The right candidate will have 8-10 years of proven experience in construction risk management, insurance underwriting, or account management. Extensive knowledge of the insurance market and strong organizational, time management, and analytical skills are required. Construction industry experience is preferred.

This is an onsite, in-office-based position and can be based in our South Burlington, Vermont office, or one of our other regional offices located in Charlotte, NC, Atlanta, GA, or Alexandria, VA. 

Key Responsibilities:

• Track pipeline pursuits, review and analyze bid documents and specifications to identify insurance requirements. Obtain builder’s risk, Owner’s protective, railroad protective and other project specific liability insurance coverage as necessary.
• Review Owner Contracts, lease agreements, and equipment rental agreements to identify insurance requirements and request and issue insurance certificates on behalf of all PC Construction owned entities.
• Identify and track subcontractor flow-down insurance requirements to support estimating, operations, and purchasing activities. Develop and maintain sample certificates of insurance for subcontractors and vendors to ensure consistency with contract requirements and facilitate bid package preparation and negotiations.
• Communicate subcontractor and vendor insurance requirements to the third-party compliance vendor and review, evaluate, and approve exceptions as necessary.
• Maintain and manage schedules of projects insured under the company’s master builder’s risk program, including preparation of quarterly audit reports for the carrier. Separately, track and administer project-specific builder’s risk policies, including monitoring insured limits and expiration dates and coordinating necessary adjustments such as limit increases and policy extensions.
• Oversee and maintain comprehensive schedules of insurable assets, including all property locations, construction equipment, vehicles, trailers, drones, and other company-owned or operated assets.
• Maintain and manage schedules of riggers’ liability exposures, ensuring accurate tracking of values and locations.
• Review Owner Controlled Insurance Program (OCIP) and Contractor Controlled Insurance Program (CCIP) manuals prior to project start-up and advise project teams on the scope of coverage, exclusions, and operational requirements under each program. Oversee program administrators to ensure all subcontractors are properly enrolled or excluded, as applicable, prior to commencing on-site work. Validate enrollment documentation, confirm compliance with program requirements, and verify that certificates of insurance are obtained and maintained for all off-site exposures not covered by the OCIP or CCIP.
• Work collaboratively with project teams to evaluate and track subcontractor eligibility for the SDI program, complete enrollment forms, and manage ongoing quarterly reporting requirements to support program compliance.
• Partner with the Corporate Safety Department to develop and maintain compliant workers’ compensation physician panels in applicable states, including coordinating with carriers/brokers, verifying state-specific posting and notice requirements, and supporting project teams with implementation and ongoing compliance.
• Administer workers’ compensation return-to-work protocols, including issuing notice letters for light duty and return-to-full-duty status, coordinating with adjusters and medical providers, and maintaining documentation to support effective claim management.
• Oversees requests for MVRs (Motor Vehicle Records) for driver authorizations and in conjunction with pending vehicle assignments; reviews results and advises the Director of Risk Management of any concerns. Conducts annual MVR audits and oversees tracking of personal auto certificates of insurance (COIs) for allowance drivers to ensure compliance with minimum required limits and coverage standards.
• Process all departmental invoices in alignment with the appropriate project/department phase.
• Maintain a strong relationship with insurance and surety broker partners to ensure the efficiency of program administration functions, program invoicing, policy issuance, and certificate of insurance requests.
• Coordinate underwriting details for renewals providing accurate and organized information.
• Participate/lead training with Operations Teams.

100% EMPLOYEE OWNED

PC Construction is an Equal Opportunity Employer that values and respects the importance of a diverse and inclusive workforce.

About PC Construction: PC offers general contracting, construction management and design-build services to private and public clients across the country. The company manages projects along the east coast from its headquarters in Vermont and a network of locations in Florida, Georgia, Maine, New Hampshire, New York, North Carolina and the Mid-Atlantic. From specialized buildings to complex water and wastewater treatment plants, PC is ranked annually as one of the top contractors in the country. A construction industry leader for over 65 years, PC Construction is guided to success by its team of dedicated employee-owners. #LI-AL1#LI-ONSITE

This position has a pay range of $119,000 to $130,000 annually, depending on experience, in addition to an extensive benefits package that includes company stock and a profit-sharing bonus.