Insurance Risk Inspector Jobs in Kentucky (NOW HIRING)

HSIP - Senior Risk Engineering Consultant (Remote)

Chattanooga, TN, USA •

Memphis, TN, USA •

Knoxville, TN, USA

Job Description

For more than 170 years, The Hanover has been committed to delivering on our promises and being there when it matters the most. We live our values every day, demonstrating we CARE through our values, Sustainability initiatives and inclusive corporate culture .

Hanover’s Specialty Industrial Property team is seeking a Senior Risk Engineering Consultant with deep property risk engineering expertise to support high‑hazard industrial accounts. This 100% property‑focused role is ideal for a technically strong, mechanically inclined engineer with expertise in complex manufacturing operations and fire protection systems.

The consultant will independently conduct on‑site property risk assessments, identify key loss drivers, and partner with insureds to deliver practical risk improvement recommendations. Experience evaluating high‑hazard occupancies—such as plastics manufacturing, aerosols, perfumes, sawmills, and other combustible or sprinkler‑dependent operations—is required. Strong sprinkler system knowledge is essential, as is experience in the standard and middle‑market property space with modern manufacturing risks.

This role requires excellent technical judgment, time management, and consultative skills, along with the ability to assess evolving industrial processes.

This full-time, exempt position is fully remote and open to candidates based in Tennessee with the ability to travel within region. The level is flexible, and professionals with proven high‑hazard property experience are encouraged to apply.

At The Hanover, we value diversity and are committed to building an inclusive workplace where every voice is heard.

Note: This role is not aligned with EHS‑only or health & safety backgrounds; direct property risk engineering experience is required.

POSITION OVERVIEW:

Operates semi-autonomously regarding core competencies including day-to-day risk engineering and insured support activities. Conducts property risk engineering field inspections of existing and limited prospective policyholders including consulting with customers regarding solutions to identified property risk engineering exposures/deficiencies. Demonstrates a broad knowledge and expertise across the Risk Engineering spectrum. Occasionally provides guidance to lesser experienced field consultants to provide guidance. Some travel may require overnight stays depending upon distance from home base and infrequently out-of-territory air travel may be required based on workload allocations.

IN THIS ROLE, YOU WILL:

• Perform property risk engineering site inspections of existing and limited prospective policyholders with all levels of complexity.
• Generate technical property risk engineering reports designed to identify property risk engineering exposures and recommend appropriate controls to minimize the frequency and magnitude of potential losses.
• Collaborate with Risk Analysts to assist insureds in solving/resolving identified property risk engineering deficiencies.
• Occasionally partner with the Technical/Project Specialist on various projects and initiatives within the risk engineering department to further develop technical knowledge of the processes and controls specific to the operations conducted at insured locations.
• Partner periodically with less experienced Risk Engineering Field Consultants as a mentor as part of their continued development to build skills in report generation and performing audits/managing accounts of increasing complexity.
• Regularly coordinates with internal and external resources on risks of all levels of complexity.
• Conduct property risk engineering field inspections of existing and prospective policyholders including consulting with customers regarding solutions to identified property risk engineering exposures/deficiencies; Workload may fluctuate based on territory and/or experience level.
• Generate technical property risk engineering reports and other related documents in conjunction with the field inspections carried out as outlined in the first bullet item.
• Provide input and contributing in the completion of various risk engineering related projects.
• Mentor junior Risk Engineering Consultants.

WHAT YOU NEED TO APPLY:

• Bachelor’s Degree in an engineering discipline preferred.
• 8+ years in technical and/or engineering related experience.
• Must have property experience, inclusive of high hazard property exposure.
• Strong understanding of NFPA Codes and Standards or equivalent (Factory Mutual Guidelines).
• Proficient in Microsoft Word and basic knowledge of Excel.
• Must be able to travel by car regularly (limited air travel).
• Good command of fundamental and advanced technical concepts, practices, and procedures.
• Excellent communication skills including the ability to communicate difficult or technical decisions with confidence and precision.
• Consistently demonstrate high level of proficiency across Property Risk Engineering core competencies.

CAREER DEVELOPMENT:

It’s not just a job, it’s a career, and we are here to support you every step of the way. We want you to be successful and fulfilled. Through on-the-job experiences, personalized coaching and our robust learning and development programs, we encourage you – at every level – to grow and develop.

BENEFITS:

We offer comprehensive benefits to help you be healthy, build financial security, and balance work and home life. At The Hanover, you’ll enjoy what you do and have the support you need to succeed.

Benefits include:

• Medical, dental, vision, life, and disability insurance
• 401K with a company match
• PTO
• Cultural Awareness Day in support of IDE
• On-site medical/wellness center (Worcester only)

The Hanover values diversity in the workplace and among our customers. The company provides equal opportunity for employment and promotion to all qualified employees and applicants on the basis of experience, training, education, and ability to do the available work without regard to race, religion, color, age, sex/gender, sexual orientation, national origin, gender identity, disability, marital status, veteran status, genetic information, ancestry or any other status protected by law. Furthermore, The Hanover Insurance Group is committed to providing an equal opportunity workplace that is free of discrimination and harassment based on national origin, race, color, religion, gender, ancestry, age, sexual orientation, gender identity, disability, marital status, veteran status, genetic information or any other status protected by law. As an equal opportunity employer, Hanover does not discriminate against qualified individuals with disabilities. Individuals with disabilities who wish to request a reasonable accommodation to participate in the job application or interview process, or to perform essential job functions, should contact us at: HRServices@hanover.com and include the link of the job posting in which you are interested.

Privacy Policy:

To view our privacy policy and online privacy statement, click here .

Applicants who are California residents:To see the types of information we may collect from applicants and employees and how we use it, please click here .

Compensation:

The target hiring range for this role may vary based on geographic location and other factors, including merit or performance, demonstrated proficiency, skills for the role, education, travel requirements, and experience. Additional compensation may include an annual bonus (which could take the form of a general bonus, sales incentive, or short-term incentive), long-term incentive or spot recognition awards. The posted range reflects our ability to hire at different position titles and levels depending on background and experience.