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Insurance Risk Engineer Jobs in Hartford, CT (NOW HIRING)

Principal Software Engineer

Hartford, CT

$136K - $182K/yr

... insurance company that goes well beyond coverages and policies. Working here means having every ... Technology Risk & External Insight Awareness : * Continuously assess the relevant external ...

Cyber and Tech Risk UW SR

Hartford, CT · On-site +1

$99K - $117K/yr

Bachelor's degree in Risk Management, Marketing, Computer Science, Engineering, or a related discipline * Five or more years of experience in the insurance and/or reinsurance industry * Three or more ...

Cyber and Tech Risk UW SR

Hartford, CT · On-site

$99K - $117K/yr

Bachelor's degree in Risk Management, Marketing, Computer Science, Engineering, or a related discipline * Five or more years of experience in the insurance and/or reinsurance industry * Three or more ...

... insurance company that goes well beyond coverages and policies. Working here means having every ... risk management capabilities across the firm. The ideal candidate brings strong software ...

Senior Security Engineer

Hartford, CT · Hybrid

$115K - $158K/yr

... insurance company that goes well beyond coverages and policies. Working here means having every ... management, risk prioritization, and automation. * Lead end-to-end solution architecture ...

Manufacturing Engineer

New Britain, CT

$72K - $93K/yr

Preparing risk analyses of assembly and test processes (PFMEA) * Training and supervising ... Paid short term, long term & basic life insurance paid by the company. * Bonus program Your ZEISS ...

Manufacturing Engineer

New Britain, CT · On-site

$72K - $93K/yr

Preparing risk analyses of assembly and test processes (PFMEA) * Training and supervising ... Paid short term, long term & basic life insurance paid by the company. * Bonus program Your ZEISS ...

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Insurance Risk Engineer information

See Hartford, CT salary details

$39.3K

$102.6K

$138.7K

How much do insurance risk engineer jobs pay per year?

As of Jul 16, 2026, the average yearly pay for insurance risk engineer in Hartford, CT is $102,639.00, according to ZipRecruiter salary data. Most workers in this role earn between $84,700.00 and $117,500.00 per year, depending on experience, location, and employer.

What does an Insurance Risk Engineer do?

An Insurance Risk Engineer assesses potential risks associated with a business or property to help insurers make informed underwriting decisions. They analyze safety protocols, operational procedures, and structural conditions to identify hazards and recommend risk mitigation strategies. Their goal is to minimize potential losses for both the insurer and the policyholder by implementing effective preventive measures. Risk engineers often conduct site inspections, review compliance with industry regulations, and provide detailed reports to underwriters. This role requires a strong understanding of engineering principles, risk assessment methodologies, and industry-specific safety standards.

What are the typical daily responsibilities of an Insurance Risk Engineer?

Insurance Risk Engineers commonly spend their days conducting on-site risk assessments of commercial and industrial properties, analyzing data to identify potential hazards, and preparing detailed risk evaluation reports for underwriters and clients. They often meet with property managers, safety officers, and other stakeholders to discuss best practices and recommend loss prevention measures. The role may involve occasional travel to client locations and close collaboration with underwriting and claims teams. This dynamic work environment enables continuous learning and opportunities to make tangible impacts on risk management outcomes.

What are the key skills and qualifications needed to thrive in the Insurance Risk Engineer position, and why are they important?

To thrive as an Insurance Risk Engineer, you need a solid background in engineering or a related technical field, strong analytical abilities, and in-depth knowledge of risk assessment methodologies. Familiarity with risk modeling software, industry safety codes, and certifications such as CFPS (Certified Fire Protection Specialist) or ARM (Associate in Risk Management) is highly valued. Exceptional communication, problem-solving skills, and attention to detail are key soft skills for effectively interacting with clients and translating complex technical findings. These competencies ensure accurate risk evaluations, support underwriters, and help mitigate losses, ultimately protecting both insurers and their clients.

What job categories do people searching Insurance Risk Engineer jobs in Hartford, CT look for? The top searched job categories for Insurance Risk Engineer jobs in Hartford, CT are:
Principal Software Engineer

Principal Software Engineer

The Hartford

Hartford, CT

$136K - $182K/yr

Full-time

Posted 22 days ago


The Hartford rating

8.8

Company rating: 8.8 out of 10

Based on 111 frontline employees who took The Breakroom Quiz

54th of 281 rated insurance


Job description

Director Software Engineering - IE06FE

We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future.

Principal Software Engineer (T6)

Role Summary

The Principal Software Engineer is a senior technical leader and hands-on engineer for Digital Enablement which is the digital backbone for most of our external customer interactions and internal workflow management. This role shapes and executes end-to-end application and platform strategy while providing forward-looking technology leadership across the Digital Enablement ecosystem.

As a trusted technical authority, the Principal Engineer anticipates emerging technology trends and architectural risks, guiding modernization decisions to ensure platforms remain secure, scalable, and resilient over multi-year horizons. Operating at the intersection of strategy and execution, this role influences architectural standards and engineering practices across teams while remaining deeply engaged in design, code, and the resolution of the most complex technical challenges with an AI first mindset.


Key Responsibilities

End-to-End Application & Platform Strategy :

  • Own and execute end-to-end technical strategy for Digital Enablement platforms and applications, from architecture and design through delivery and production support.
  • Serve as a technical authority across Digital Enablement platforms, spanning frontend, backend, integration, and data layers.
  • Define and evolve solution architectures aligned with enterprise standards, security requirements, resiliency expectations, and modernization goals.
  • Ensure technology decisions directly support business outcomes, operational efficiency, and long-term platform sustainability.
  • Technical Leadership & Architecture Excellence :
  • Establish and enforce engineering standards, architectural patterns, and best practices across teams and release trains with an AI first Engineering Excellence mindset.
  • Lead the modernization of legacy systems into cloud-native, API-driven, and event-based architectures.
  • Evaluate architectural trade-offs and risks, providing clear recommendations to senior technology and business leaders.
  • Partner with Enterprise Architecture, Security, and Platform teams to ensure solutions meet non-functional requirements including performance, availability, scalability, and compliance.
  • Hands-On Engineering & Delivery :
  • Contribute production-quality code, technical designs, prototypes, and reference implementations for complex and high-risk initiatives.
  • Lead the resolution of complex technical issues, including high-severity production incidents and systemic design problems.
  • Act as a technical escalation point for delivery teams, helping unblock critical path issues and reduce delivery risk.
  • Ensure solutions are production-ready and supportable, with appropriate documentation, controls, and operational readiness.

Quality & Engineering Excellence :

  • Ensure quality is engineered into solutions through strong design, extreme automation, and preventative practices.
  • Define and enforce 'Definition of Ready' and 'Definition of Done' expectations across the development lifecycle.
  • Promote shift-left practices such as test-driven development, in-sprint automation, and design for testability.
  • Lead root cause analysis of recurring defects or reliability issues and drive systemic improvements.
  • AI-First Innovation Focus :
  • Identify opportunities to leverage modern platforms, AI-enabled capabilities, and GenAI solutions to improve business outcomes.
  • Lead Proof of Concept (POC) efforts to validate feasibility, value, risk, and scalability of new technologies or approaches.
  • Translate ambiguous business problems into clear technical hypotheses and solution options.
  • Present POC outcomes, architectural decisions, and recommendations to senior stakeholders.

SDLC, DevOps & Operational Excellence:

  • Champion strong AI driven SDLC and DevOps practices, including CI/CD pipelines, automation-first delivery, and environment hygiene.
  • Partner with DevSecOps and Reliability Engineering to embed observability, monitoring, alerting, and resiliency into functional solutions.
  • Design systems that are reliable, diagnosable, and operable at enterprise scale.

Technology Risk & External Insight Awareness :

  • Continuously assess the relevant external technology landscape to identify emerging trends, architectural shifts, and external innovations with potential business impact.
  • Proactively surface and mitigate technology stack risks, including obsolescence, scalability constraints, security exposure, and vendor or platform dependencies.
  • Evaluate long-term trade-offs across build vs. buy, modernization sequencing, and platform investments to inform strategic decision-making.
  • Partner with Enterprise Architecture, Security, and Platform teams to ensure future-facing designs remain resilient, compliant, and aligned to enterprise strategy.
  • Cross-Functional Influence & Collaboration with Business and Technology
  • Partner closely with business Product Owners to validate requirements, influence technical prioritization, and align solutions with business objectives.
  • Manage technical dependencies across teams and release trains; proactively identify and escalate risks.
  • Mentor and guide engineers through design reviews, technical coaching, and knowledge sharing.

Professional Skills & Experience :

  • 12+ years of experience in enterprise application development and large-scale system delivery.
  • Demonstrated success delivering complex, mission-critical systems in Agile environments.
  • Proven ability to influence technical direction across multiple teams or domains.
  • Demonstrated success in using the AI tools in SDLC and delivering better business outcomes.
  • Exceptional communication skills, with the ability to drive clarity and sound decision-making in ambiguous situations.
  • Experience in Finance and/or Insurance industries strongly preferred.
  • Bachelor's degree in Computer Science, Engineering, or related field required.

Technical Qualifications :

  • Strong hands-on expertise in Java, Spring Boot, Angular/TypeScript, SQL, and modern application architectures.
  • Deep experience with cloud-native platforms (AWS experience preferred).
  • Expertise in APIs, microservices, event-driven architectures, and distributed systems. Experience with observability and monitoring tools (e.g., Application Insights, Splunk).
  • Experience in Identity and Access Management, Mobile a plus.
  • Hands on experience with AI frameworks and AI-assisted development tools.

This role will have a Hybrid work schedule, with the expectation of working in an office (Columbus, OH, Chicago, IL, Hartford, CT or Charlotte, NC) 3 days a week (Tuesday through Thursday). Candidates must be authorized to work in the US without company sponsorship. The company will not support the STEM OPT I-983 Training Plan endorsement for this position.

Compensation

The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:

$168,400 - $252,600

Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age

About Us|Our Culture|What It's Like to Work Here|Perks & Benefits


What The Hartford employees say

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About Hartford

Sourced by ZipRecruiter

Hartford Financial Services Group, widely recognized as The Hartford, is a renowned company based in Hartford, CT, US. Established in 1810, it has evolved into an industry leader in the insurance and financial services sector, proudly serving more than one million businesses in the US. The Hartford is committed to offering a gamut of insurance products that include homeowners, automobile, and business insurance as well as employee benefits and mutual funds. The company’s core values revolve around customer-focused innovations, diversity and inclusion, and ethical dealings that have earned them a customer-centric reputation. This shapes their mission which revolves around aiding their clients to overcome unforeseen obstacles and enhancing their wealth over time. Among the company's noted accomplishments is being consistently listed among the World's Most Ethical Companies, a testament to their unwavering commitment towards responsible business practices.

Industry

Finance and insurance

Company size

10,000+ Employees

Headquarters location

Hartford, CT, US

Year founded

1810

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