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Insurance Risk Assessment Jobs in Charlotte, NC (NOW HIRING)

E*Pro, Inc.

E-Business SYS Consultant

Charlotte, NC

In addition, our industry expertise and knowledge within financial services, Insurance, Telecom ... Support the creation and completion of Fraud and Authentication Risk Assessments. * Help drive the ...

Sentinel

Director, Risk Engineering

Charlotte, NC · On-site

Have comprehensive knowledge of commercial insurance lines of coverage as it relates to risk. * Provide technical guidance as it relates to safety and risk management based on assessments. * Design ...

Truist

Business Risk Manager

Charlotte, NC · On-site

... assessment, and escalation of operational, control, and regulatory risks across supported business ... Truist offers medical, dental, vision, life insurance, disability, accidental death and ...

Truist

Business Risk Manager

Charlotte, NC · On-site

... assessment, and escalation of operational, control, and regulatory risks across supported business ... Truist offers medical, dental, vision, life insurance, disability, accidental death and ...

US Bank

GRC Transformation Coordinator

Charlotte, NC · Hybrid

Risk Control Self-Assessment (RCSA) framework is inclusive of scoping and managing Risk Assessment ... Basic term and optional term life insurance * Short-term and long-term disability * Pregnancy ...

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All JobsInsurance Risk Assessment JobsInsurance Risk Assessment Jobs in Charlotte, NC

Insurance Risk Assessment information

See Charlotte, NC salary details

$80.6K

$118.7K

$181.7K

How much do insurance risk assessment jobs pay per year?

As of Aug 8, 2026, the average yearly pay for insurance risk assessment in Charlotte, NC is $118,676.00, according to ZipRecruiter salary data. Most workers in this role earn between $98,600.00 and $134,800.00 per year, depending on experience, location, and employer.

What is an insurance risk assessment?

An Insurance Risk Assessment job involves evaluating potential risks associated with insuring individuals, businesses, or assets. Professionals in this role analyze data, assess policyholder information, and determine the likelihood of claims to set appropriate premiums and coverage terms. They use industry guidelines, statistical models, and market factors to make informed decisions. The goal is to minimize financial risk for the insurance company while ensuring fair and accurate policy pricing for clients.

What does a typical day look like for someone working in insurance risk assessment?

A typical day for an Insurance Risk Assessment professional involves analyzing new and existing insurance applications, assessing risk profiles using specialized software, interpreting actuarial data, and preparing detailed reports for underwriting teams. You will also collaborate closely with claims adjusters, underwriters, and occasionally clients to gather information and communicate findings. Many roles involve regular meetings to discuss trends in risk exposure, as well as ongoing education to stay current with industry regulations and best practices. The environment is often collaborative and analytical, providing opportunities to develop both technical expertise and professional relationships.

What are the key skills and qualifications needed to thrive in insurance risk assessment, and why are they important?

To thrive in Insurance Risk Assessment, you need a solid understanding of risk analysis, data interpretation, actuarial principles, and typically a degree in finance, mathematics, or a related field. Familiarity with risk modeling software like RMS, data analytics tools, and relevant certifications such as Associate of the Society of Actuaries (ASA) are highly valued. Strong decision-making, analytical thinking, and effective communication skills distinguish top performers in this profession. These abilities are vital to accurately evaluate potential risks, influence insurance policies, and ensure sound, data-driven recommendations for the organization.

How to become an insurance risk assessment?

To become an insurance risk assessor, typically a bachelor's degree in fields like risk management, finance, or insurance is required. Gaining experience in insurance underwriting or risk analysis, along with professional certifications such as the Chartered Property Casualty Underwriter (CPCU), can improve job prospects. Strong analytical skills and knowledge of insurance policies and data analysis tools are also important.

What does an insurance risk assessment do?

An insurance risk assessment involves evaluating the potential risks associated with insuring a person, property, or business. It helps determine the level of risk and appropriate coverage or premiums by analyzing factors such as health, safety, and history, often using data analysis tools. Risk assessors use industry standards and may hold certifications to perform thorough evaluations that inform insurance decisions.
What are the most commonly searched types of Insurance Risk Assessment jobs in Charlotte, NC? The most popular types of Insurance Risk Assessment jobs in Charlotte, NC are:
What are popular job titles related to Insurance Risk Assessment jobs in Charlotte, NC? For Insurance Risk Assessment jobs in Charlotte, NC, the most frequently searched job titles are:
What job categories do people searching Insurance Risk Assessment jobs in Charlotte, NC look for? The top searched job categories for Insurance Risk Assessment jobs in Charlotte, NC are:
What cities near Charlotte, NC are hiring for Insurance Risk Assessment jobs? Cities near Charlotte, NC with the most Insurance Risk Assessment job openings:
Insurance Risk Assessment jobs near you
Infographic showing various Insurance Risk Assessment job openings in Charlotte, NC as of August 2026, with employment types broken down into 1% As Needed, 72% Full Time, 21% Part Time, 1% Temporary, and 5% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $118,676 per year, or $57.1 per hour.

Senior Underwriter

Great American Insurance Group

Concord, NC • Remote

$62K - $94K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 21 days ago

Great American Insurance Group rating

8.8

Company rating: 8.8 out of 10

Based on 31 frontline employees who took The Breakroom Quiz

57th of 303 rated insurance

Job description

Summit provides independent insurance agents and their clients with market-leading workers' comp insurance and elite customer service. We're growing and currently serve more than 7,000 independent agents and 31,000 policyholders across the South, Midwest, and Mid-Atlantic.

Our strength comes from a single-minded focus on workers' comp and a commitment to long-term customer relationships. Summit is who you turn to when you need a specialist who not only knows workers' comp but also gets to know your business and your priorities.

Our field team members are located in every state in which we operate.

Summit is a member of the Great American Insurance Group where our highest goal is for all employees to feel included, respected, and empowered to perform at their best.

Essential Job Functions and Responsibilities

  • Evaluates and underwrites new and renewal business in accordance with Company underwriting guidelines and risk appetite.
  • Develops and implements risk assessment models to make informed decisions on coverage, pricing, and terms.
  • Collaborates with actuaries, agents, brokers, and clients to obtain necessary information and provide guidance.
  • Procures and analyzes supplementary reports and screenings, such as motor vehicle reports, loss history reports, and external inspections, to support underwriting decisions.
  • Ensures proper documentation of underwriting decisions and compliance with state and federal insurance regulations.
  • Evaluates complex policy renewals and modifications, identifying opportunities for policy enhancements and risk mitigation.
  • Communicates underwriting strategies and decisions effectively to internal teams, agents, and brokers.
  • Stays updated on industry trends, regulatory changes, and market conditions.
  • Maintains effective business relationships with internal and external customers/coworkers, focusing on generating new business and retaining profitable business.
  • Monitors and evaluates underwriting practices, assisting with implementing strategic adjustments to improve overall effectiveness and outcomes.
  • May have responsibility for performance and coaching of staff and may have a participatory role in decisions regarding talent selection, development, and performance management for direct reports.
  • Performs other duties as assigned.
  • Great American's culture is built on connection, shared learning, and strong relationships. To support this, employees in this role are expected to be on-site four days a week, with the flexibility to work one day remotely. Core in-office days are Tuesday-Thursday, with the fourth day determined by business needs.
  • The person hired for this position will work out of the Gainesville, GA office.

#LI-Remote

Job Requirements

Education: Bachelor's Degree in Business, Economics, Risk Management and Insurance, or a related field or equivalent experience.Experience: Generally, a minimum of 9 years of experience in Underwriting or a related field. Completion of or continuing progress toward a professional designation preferred, such as Associate in Underwriting (AU), Chartered Property Casualty Underwriter (CPCU), Certified Insurance Counselor (CIC), Program in General Insurance (INS) or Associate of Risk Management (ARM), or a marketing designation.Scope of Job/Qualifications: Performs work under limited supervision and technical direction. Works with significant latitude and authority on complex assignments. Maintains advanced knowledge of company policies and industry laws and regulations. Excellent interpersonal and communication skills. Demonstrates advanced analytical, risk assessment, and problem-solving skills. Strong negotiation and decision-making ability. Familiarity with marketing strategies and tools is beneficial. Viewed as a senior resource on the Underwriting team. Provides technical advice and support to lower-level positions. Position requires occasional travel.

Company:

SCI Summit Consulting, LLC


Salary Range:

$62,700.00 -$94,620.00

Benefits:

We offer competitive benefits packages for full-time and part-time employees*. Full-time employees have access to medical, dental, and vision coverage, wellness plans, parental leave, adoption assistance, and tuition reimbursement. Full-time and eligible part-time employees also enjoy Paid Time Off and paid holidays, a 401(k) plan with company match, an employee stock purchase plan, and commuter benefits.

Compensation varies by role, level, and location and is influenced by skills, experience, and business needs. Your recruiter will provide details about benefits and specific compensation ranges during the hiring process. Learn more at http://www.gaig.com/careers.

*Excludes seasonal employees and interns.

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