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Insurance Risk Analyst Jobs in Seattle, WA (NOW HIRING)

Enterprise Risk Manager

Seattle, WA · On-site +1

$90K - $102K/yr

... Analysis, Grants, Contracts, & Compliance, and PACT (People and Culture Team). This exempt ... Administer enterprise insurance programs, state registrations, and charitable registrations ...

... risk, insurance strategy, legal risk, or related leadership roles. * Demonstrated experience ... Strong analytical skills with ability to ensure plans and action meet the enterprise goals.

... risk, insurance strategy, legal risk, or related leadership roles. * Demonstrated experience ... Strong analytical skills with ability to ensure plans and action meet the enterprise goals.

Risk Management Specialist

Seattle, WA · On-site

$85K - $100K/yr

Summary The Risk Management Specialist supports the administration of a complex corporate insurance ... Analytical thinking, problem solving, planning/organizing, decision-making, and follow-through.

Managing Risk - Assessing and effectively managing all of the risks associated with their business ... This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act ...

Risk Management Specialist

Seattle, WA · On-site +1

$85K - $100K/yr

Maintain record of pending premium payments from insurers. * Assist with the renewal of a portfolio ... Analytical thinking, problem solving, planning/organizing, decision-making, and follow-through.

Analyst, Advanced Analytics

Seattle, WA · On-site

$67K - $126K/yr

Description USRM Small Commercial Risk Analytics is seeking a highly motivated individual to ... Knowledge of underwriting, claims, insurance finance/actuarial concepts, regulatory environment ...

Portfolio Manager

Seattle, WA · On-site

$90K - $120K/yr

Proficiency with financial spreading software (e.g., CreditQuest, Moody's Risk Analyst, Buker's Tax ... Life Insurance, Long Term Disability, Voluntary Life * 401K with Bank contribution, Stock Award ...

Portfolio Manager

Seattle, WA · On-site

$90K - $120K/yr

Proficiency with financial spreading software (e.g., CreditQuest, Moody's Risk Analyst, Buker's Tax ... Life Insurance, Long Term Disability, Voluntary Life * 401K with Bank contribution, Stock Award ...

Portfolio Manager

Seattle, WA · On-site

$90K - $120K/yr

Proficiency with financial spreading software (e.g., CreditQuest, Moody's Risk Analyst, Buker's Tax ... Life Insurance, Long Term Disability, Voluntary Life * 401K with Bank contribution, Stock Award ...

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Showing results 1-20

Insurance Risk Analyst information

See Seattle, WA salary details

$55.8K

$94.7K

$177.5K

How much do insurance risk analyst jobs pay per year?

As of Jul 1, 2026, the average yearly pay for insurance risk analyst in Seattle, WA is $94,726.00, according to ZipRecruiter salary data. Most workers in this role earn between $74,000.00 and $98,400.00 per year, depending on experience, location, and employer.

How much does an insurance analyst make?

The average salary for an insurance risk analyst is around $70,000 to $85,000 per year, depending on experience, location, and certifications. Entry-level analysts typically earn less, while those with specialized skills or advanced credentials can earn higher salaries. Compensation may also include bonuses and benefits based on performance and company size.

What are some common challenges faced by Insurance Risk Analysts in evaluating emerging risks?

Insurance Risk Analysts often encounter challenges when assessing emerging risks such as cyber threats, climate change, or new technologies, as there may be limited historical data available. This requires them to continuously update their knowledge, collaborate with underwriters, actuaries, and external experts, and adopt advanced analytical tools to make informed recommendations. Staying proactive in identifying trends and adapting risk models is essential for success in this dynamic environment.

How much do risk analysts get paid?

Risk analysts in the insurance industry typically earn a median annual salary of around $70,000 to $90,000, depending on experience, location, and certifications. Entry-level positions may start lower, while experienced analysts with specialized skills can earn over $100,000 annually.

What are Insurance Risk Analysts?

Insurance Risk Analysts are professionals who assess and analyze potential risks that could affect an insurance company or its clients. They evaluate data and financial information to determine the likelihood and potential cost of events such as accidents, natural disasters, or other losses. Their work helps insurance companies set appropriate premiums and develop strategies to minimize financial loss. Insurance Risk Analysts also monitor trends and provide recommendations to reduce risk exposure.

What does a risk analyst do for an insurance company?

An insurance risk analyst evaluates potential risks that could affect an insurance company's financial stability by analyzing data, assessing risk exposure, and developing strategies to mitigate losses. They use statistical tools and industry knowledge to determine policy pricing and ensure the company's risk management aligns with regulatory standards.

What is the difference between Insurance Risk Analyst vs Insurance Underwriter?

AspectInsurance Risk AnalystInsurance Underwriter
Required CredentialsBachelor's degree in finance, economics, or related field; certifications like CPCU or ARM beneficialBachelor's degree in finance, economics, or related field; certifications like CPCU or ARM beneficial
Work EnvironmentAnalyzes data, assesses risks, and provides reports; often in an office settingEvaluates applications, determines policy terms, and approves or declines coverage; office-based
Employer & Industry UsageInsurance companies, risk management firms, consulting agenciesInsurance companies, brokerage firms, underwriting agencies

While both roles require similar credentials and work in the insurance industry, Insurance Risk Analysts focus on analyzing and quantifying risks to inform decision-making, whereas Insurance Underwriters evaluate individual applications to determine policy terms. Understanding these differences helps clarify career paths and employer expectations in the insurance sector.

What are the key skills and qualifications needed to thrive as an Insurance Risk Analyst, and why are they important?

To thrive as an Insurance Risk Analyst, you need strong analytical skills, a solid understanding of risk assessment methodologies, and typically a bachelor’s degree in finance, mathematics, or a related field. Familiarity with statistical software, risk modeling tools, and certifications such as Chartered Property Casualty Underwriter (CPCU) or Associate in Risk Management (ARM) are often required. Attention to detail, critical thinking, and effective communication are crucial soft skills for interpreting data and presenting findings to stakeholders. These skills ensure accurate risk evaluation, informed decision-making, and the development of effective risk mitigation strategies within insurance organizations.

Is risk analyst an entry level job?

A risk analyst position can be entry-level or require some experience, depending on the employer. Entry-level risk analyst roles typically require a bachelor's degree in finance, economics, or a related field, and may involve on-the-job training. Advanced roles may require additional certifications or experience in data analysis or risk management tools.

What Does an Insurance Risk Analyst Do?

An insurance risk analyst performs a variety of duties related to assessing risks your clients may undergo and how to insure them properly. You collect and analyze data, such as past claims in the industry, competitor pricing, and various risk management strategies to help your company keep costs down. Qualifications for the job include career training, education, and specialized skills. Typically, you need a bachelor’s degree in accounting or finance and some work experience in the industry. Important skills include an excellent eye for detail and strong analytical problem-solving.

What are popular job titles related to Insurance Risk Analyst jobs in Seattle, WA? For Insurance Risk Analyst jobs in Seattle, WA, the most frequently searched job titles are:
What job categories do people searching Insurance Risk Analyst jobs in Seattle, WA look for? The top searched job categories for Insurance Risk Analyst jobs in Seattle, WA are:
Infographic showing various Insurance Risk Analyst job openings in Seattle, WA as of June 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $94,726 per year, or $45.5 per hour.
Enterprise Risk Manager

Enterprise Risk Manager

Panorama Global

Seattle, WA • On-site, Remote

$90K - $102K/yr

Full-time

Medical, Retirement, PTO

Posted 4 hours ago


Job description

About Panorama
Panorama is a platform for social change driven by audacious thinking, radical collaboration, and bold action. We help our partners navigate multiple pathways from vision to impact based on their needs. Our mission is to maximize social impact by partnering with visionary leaders to co-develop solutions to change systems. Panorama's value proposition is helping partners to operate in smarter, more impactful, and more efficient ways. Panorama's values are built on four core principles:
  • Vision: See the big picture and examine all angles
  • Integrity: Maintain trust and strive for excellence
  • Partnership: Collaborate and foster meaningful relationships
  • Impact: Act boldly and create a ripple effect.

The Panorama Group is a community of organizations that includes:
  • Panorama Global, a social impact nonprofit that empowers changemakers through radical collaboration,
  • Panorama Strategy, a social purpose consultancy that accelerates progress for partners through audacious thinking, and
  • Panorama Action, which mobilizes voices and resources through bold action.

Position Summary
The Enterprise Risk Manager is responsible for developing and maintaining processes for identifying, tracking, mitigating, and communicating enterprise risk for Panorama Global. Key areas for the role include risk management, entity compliance, data protection, cybersecurity, record retention, insurance, and state registrations. The Enterprise Risk Manager will support the Leadership Team's strategic decision-making and help inform organizational objectives and priorities based on collected risk assessments, which present both opportunities and challenges. As a member of Panorama's Operations Team, this role will work across Panorama organizations and in close collaboration with Business Strategy & Operations, Finance, Financial Planning & Analysis, Grants, Contracts, & Compliance, and PACT (People and Culture Team). This exempt, full-time position reports to the Vice President, Finance.
While this role is open to candidates based anywhere in the U.S., we prioritize hiring in Panorama's hub cities (Seattle, Denver, NYC, and Washington, DC).
If the hired candidate is based in one of Panorama's hub cities (Seattle, Denver, Washington, DC, and New York City), they are expected to work in the office four days per week starting in 2026. For Washington, DC, and Denver, this requirement will go into effect once the offices are established, no earlier than Q4 2026.
Essential Duties & Responsibilities
Enterprise Risk Management
  • Design, implement, and continuously improve the organization's risk management framework to align with strategic objectives and regulatory requirements.
  • Identify, assess, and monitor enterprise-wide risks, including financial, operational, strategic, compliance, and reputational risks.
  • Develop and maintain risk registers, dashboards, and Key Risk Indicators (KRIs) to track exposure and mitigation progress.
  • Assist in the preparation of comprehensive risk reports to senior leadership, the Board, and the Audit & Finance Committee.
  • Coordinate with Associate Director, Grants & Contracts when appropriate to identify and resolve compliance and risk issues presented by agreements (including but not limited to permissible 501(c)(c) charitable activities, lobbying/political activity, fundraising, funding from governmental entities, and high-risk activities potentially impacting corporate insurance coverages).
  • Support the development, implementation, and maintenance of the enterprise trademark strategy.

Operations and Policy Management
  • Oversee organizational policies in data protection, cybersecurity, internal controls, record retention, urgent matters response, and more.
  • Coordinate implementation of record retention and destruction practices across teams, including schedule tracking and routine clean-ups.
  • Manage international entity governance and compliance under the direction of VP, Finance.
  • Administer enterprise insurance programs, state registrations, and charitable registrations, including serving as the primary point of contact and maintaining organizational compliance calendars.

Compliance and Governance
  • Conduct first-level legal reviews and collaborate with external legal counsel and internal teams on key risk and compliance matters.
  • Act as the point of contact for data protection inquiries and GDPR compliance; ensure adherence to applicable laws, regulations, grant requirements, and industry standards.
  • Support business continuity planning, crisis management, staff training, and emergency response efforts.
  • Coordinate allocations and compliance requirements between the member organizations of the Panorama Group.
  • Assist Board and Audit & Finance Committee governance activities, including preparation of materials, Board resolutions, annual conflict of interest review, and maintaining organizational records.
  • Partner with the VP, Fiscally Sponsored Programs, to ensure sponsored project compliance.

Continuous Improvement
  • Benchmark ERM practices against sector standards and leading non-profit frameworks.
  • Recommend and assist with the implementation of improvements to strengthen organizational resilience, sustainability, and accountability.

Organizational Engagement & Participation
  • Exemplify qualities of Panorama's Values, Culture, and Mission as an impact player who
    • Embraces everyday challenges and ambiguity as opportunities to lean in and take action,
    • Demonstrates curiosity and commitment to asking questions, learning, and adapting,
    • Commits to adding value to their team and to Panorama, and
    • Actively contributes to the enhancement of Panorama's culture by participating in organizational and team activities such as committee volunteerism, coffee chats, and other initiatives.
  • Serve as an organizational brand ambassador by representing the organization externally.
  • Contribute to process improvements and service/practice enhancements to advance our platform for social change.
  • As needed, provide timely input for co-design and development of initiatives, proposals, briefings/debriefs, reports, and knowledge-sharing efforts.
  • Ensure accurate and timely entry of data and other information into systems such as Salesforce, SharePoint, Harvest, Lattice, and Certify.
  • May manage Individual Contributors and/or Interns, ensuring Panorama's performance management concepts are upheld, and supporting their professional development and learning.
  • Participate in and actively contribute to internal Learning & Development opportunities, including People Managers training sessions.

Typical Knowledge, Skills, and Abilities
  • Minimum of 6-8 years of progressive experience in risk management, internal audit, compliance, or operations - ideally within a nonprofit, NGO, or mission-driven organization.
  • Strong understanding of enterprise risk management frameworks (e.g., COSO ERM, ISO 31000) and their application in non-profit settings.
  • Familiarity with legal frameworks governing organizations exempt from taxation under Section 501(c)(3) of the Internal Revenue Code.
  • Familiarity with non-profit financial management, grant compliance, and program evaluation.
  • Familiarity with data privacy regulations (GDPR, CCPA, etc.).
  • Experience in maintaining tracking systems, registers, or dashboards.
  • Experience implementing organizational policies and procedures across teams.
  • Excellent analytical, strategic, and problem-solving abilities.
  • Outstanding communication and interpersonal skills with the ability to engage leadership, staff, and board members.
  • Exceptional project management and organizational skills, including meticulous attention to detail and the ability to balance workload under deadlines and with multiple priorities.
  • High ethical standards and commitment to the organization's mission and values.
  • Change and crisis management experience.

Desired Qualifications
  • Bachelor's degree in Business Administration, Risk Management, Non-profit Management or Finance.
  • Experience in grant-funded program management, donor compliance, or organizational governance is strongly preferred.
  • Experience in compliance for a multi-entity organization
  • Certified Risk Manager (CRM), Certified Internal Auditor (CIA), or related professional certification preferred.

This job description may change as our team continues to grow and evolve - we hope you will be excited to evolve with us as we scale and increase our impact.
Compensation & Benefits
The starting salary for this role is $90,000-$102,000. When determining an initial offer, we carefully consider these factors: candidate skills and experience; room for growth within the band; and internal equity across the team.
Alongside salary, we offer a comprehensive benefits package including:
  • Flexible paid time off
  • 10 paid holidays per year, plus an organization-wide Winter Break
  • Up to 95% employer-paid monthly premiums for employee medical coverage (depending on plan selected)
  • 401(k) safe harbor plan, with employer contribution equal to 3% salary with immediate vesting
  • Up to 12 weeks fully paid family/medical leave (eligible after 1 year of employment)
  • ... And more!Visit our Careers Pagefor our full list of benefits

How to Apply
Interested candidates should submit a resume and cover letter through our Careers Page Portal at panoramaglobal.applytojob.com/apply.
Applications will be reviewed on a rolling basis; the position will stay open until filled.
Panorama is committed to creating a diverse team and is proud to be an equal opportunity employer. We know that representation matters in the workplace and with our partners; to that end we are committed to a hiring process grounded in equity and inclusion. All qualified applicants will receive consideration without regard to race, color, religion, citizenship or immigration status, national origin, caste, genetic information, gender identity, gender expression, sexual orientation, marital status, veteran status, political ideology, the presence of any physical, mental, or sensory disability, age, or any other status or characteristic protected by federal, state, or local law.
Panorama complies with federal and state disability laws and makes reasonable accommodations for applicants and employees with disabilities. If reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and/or to receive other benefits and privileges of employment, please contact our People & Culture team at [email protected]
In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the United States and to complete the required employment eligibility verification form upon hire. Panorama participates in the federal E-Verify system.
All candidates should review the required federal notices:
E-Verify Participation Notice:
https://www.e-verify.gov/sites/default/files/everify/posters/EVerifyParticipationPoster.pdf
Right to Work / Immigrant and Employee Rights Poster:
https://www.e-verify.gov/sites/default/files/everify/posters/IER_RightToWorkPoster%20Eng_Es.pdf
The final offer will be contingent on the completion of a successful background check.