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Insurance Risk Analyst Jobs in Seattle, WA (NOW HIRING)

USI Holdings Corporation

Personal Risk Advisor

Seattle, WA · On-site

$120K - $175K/yr

Design risk management insurance programs to protect the personal assets, exposures and lifestyles of high net worth individuals, families and family offices * Implement comprehensive risk analysis ...

YMCA Of Greater Seattle

Risk Manager

Seattle, WA

$80K - $85K/yr

Medical, Dental, Vision, and Life insurance * Retirement with generous employer contributions ... Analyses data, and implements solutions and change. * Ensures Association is compliant with legal ...

YMCA Of Greater Seattle

Risk Manager

Seattle, WA · On-site

$80K - $85K/yr

Medical, Dental, Vision, and Life insurance * Retirement with generous employer contributions ... Analyses data, and implements solutions and change. * Ensures Association is compliant with legal ...

Coinstar, LLC

Director Fraud Risk Management

Bellevue, WA · On-site +1

$238K/yr

Analytics & Transaction Monitoring * Set fraud risk reduction goals, KPIs, and performance tracking ... insurance, Short- and Long-Term Disability Insurance, and Life Insurance. * Retirement Savings ...

Coinstar

Director Fraud Risk Management

Bellevue, WA · On-site +1

$238K/yr

Analytics & Transaction Monitoring * Set fraud risk reduction goals, KPIs, and performance tracking ... insurance, Short- and Long-Term Disability Insurance, and Life Insurance. * Retirement Savings ...

Coinstar

Director Fraud Risk Management

Bellevue, WA · On-site +1

$238K/yr

Analytics & Transaction Monitoring * Set fraud risk reduction goals, KPIs, and performance tracking ... insurance, Short- and Long-Term Disability Insurance, and Life Insurance. * Retirement Savings ...

HomeServices Insurance

Insurance Producer

Seattle, WA · On-site

$24.03 - $28.84/hr

Working knowledge of risk assessment and risk management techniques. * Excellent analytical ... Appropriate state agent/broker personal lines insurance license. Wage: $24.03 - $28.84 hourly ...

Panorama Global

Enterprise Risk Manager

Seattle, WA · Remote

$90K - $102K/yr

... Analysis, Grants, Contracts, & Compliance, and PACT (People and Culture Team). This exempt ... Administer enterprise insurance programs, state registrations, and charitable registrations ...

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Showing results 1-20

All JobsInsurance Risk Analyst JobsInsurance Risk Analyst Jobs in Seattle, WA

Insurance Risk Analyst information

See Seattle, WA salary details

$55.8K

$94.7K

$177.5K

How much do insurance risk analyst jobs pay per year?

As of Jul 2, 2026, the average yearly pay for insurance risk analyst in Seattle, WA is $94,726.00, according to ZipRecruiter salary data. Most workers in this role earn between $74,000.00 and $98,400.00 per year, depending on experience, location, and employer.

How much does an insurance analyst make?

The average salary for an insurance risk analyst is around $70,000 to $85,000 per year, depending on experience, location, and certifications. Entry-level analysts typically earn less, while those with specialized skills or advanced credentials can earn higher salaries. Compensation may also include bonuses and benefits based on performance and company size.

What are some common challenges faced by Insurance Risk Analysts in evaluating emerging risks?

Insurance Risk Analysts often encounter challenges when assessing emerging risks such as cyber threats, climate change, or new technologies, as there may be limited historical data available. This requires them to continuously update their knowledge, collaborate with underwriters, actuaries, and external experts, and adopt advanced analytical tools to make informed recommendations. Staying proactive in identifying trends and adapting risk models is essential for success in this dynamic environment.

How much do risk analysts get paid?

Risk analysts in the insurance industry typically earn a median annual salary of around $70,000 to $90,000, depending on experience, location, and certifications. Entry-level positions may start lower, while experienced analysts with specialized skills can earn over $100,000 annually.

What are Insurance Risk Analysts?

Insurance Risk Analysts are professionals who assess and analyze potential risks that could affect an insurance company or its clients. They evaluate data and financial information to determine the likelihood and potential cost of events such as accidents, natural disasters, or other losses. Their work helps insurance companies set appropriate premiums and develop strategies to minimize financial loss. Insurance Risk Analysts also monitor trends and provide recommendations to reduce risk exposure.

What does a risk analyst do for an insurance company?

An insurance risk analyst evaluates potential risks that could affect an insurance company's financial stability by analyzing data, assessing risk exposure, and developing strategies to mitigate losses. They use statistical tools and industry knowledge to determine policy pricing and ensure the company's risk management aligns with regulatory standards.

What is the difference between Insurance Risk Analyst vs Insurance Underwriter?

AspectInsurance Risk AnalystInsurance Underwriter
Required CredentialsBachelor's degree in finance, economics, or related field; certifications like CPCU or ARM beneficialBachelor's degree in finance, economics, or related field; certifications like CPCU or ARM beneficial
Work EnvironmentAnalyzes data, assesses risks, and provides reports; often in an office settingEvaluates applications, determines policy terms, and approves or declines coverage; office-based
Employer & Industry UsageInsurance companies, risk management firms, consulting agenciesInsurance companies, brokerage firms, underwriting agencies

While both roles require similar credentials and work in the insurance industry, Insurance Risk Analysts focus on analyzing and quantifying risks to inform decision-making, whereas Insurance Underwriters evaluate individual applications to determine policy terms. Understanding these differences helps clarify career paths and employer expectations in the insurance sector.

What are the key skills and qualifications needed to thrive as an Insurance Risk Analyst, and why are they important?

To thrive as an Insurance Risk Analyst, you need strong analytical skills, a solid understanding of risk assessment methodologies, and typically a bachelor’s degree in finance, mathematics, or a related field. Familiarity with statistical software, risk modeling tools, and certifications such as Chartered Property Casualty Underwriter (CPCU) or Associate in Risk Management (ARM) are often required. Attention to detail, critical thinking, and effective communication are crucial soft skills for interpreting data and presenting findings to stakeholders. These skills ensure accurate risk evaluation, informed decision-making, and the development of effective risk mitigation strategies within insurance organizations.

Is risk analyst an entry level job?

A risk analyst position can be entry-level or require some experience, depending on the employer. Entry-level risk analyst roles typically require a bachelor's degree in finance, economics, or a related field, and may involve on-the-job training. Advanced roles may require additional certifications or experience in data analysis or risk management tools.

What Does an Insurance Risk Analyst Do?

An insurance risk analyst performs a variety of duties related to assessing risks your clients may undergo and how to insure them properly. You collect and analyze data, such as past claims in the industry, competitor pricing, and various risk management strategies to help your company keep costs down. Qualifications for the job include career training, education, and specialized skills. Typically, you need a bachelor’s degree in accounting or finance and some work experience in the industry. Important skills include an excellent eye for detail and strong analytical problem-solving.

More about Insurance Risk Analyst jobs
What are popular job titles related to Insurance Risk Analyst jobs in Seattle, WA? For Insurance Risk Analyst jobs in Seattle, WA, the most frequently searched job titles are:
What job categories do people searching Insurance Risk Analyst jobs in Seattle, WA look for? The top searched job categories for Insurance Risk Analyst jobs in Seattle, WA are:
Insurance Risk Analyst jobs near you
Infographic showing various Insurance Risk Analyst job openings in Seattle, WA as of June 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $94,726 per year, or $45.5 per hour.
Actuary, Data Science, Global Risk Management &Claims

Actuary, Data Science, Global Risk Management &Claims

Amazon

Seattle, WA • On-site

Full-time

Posted 3 days ago

Amazon rating

7.4

Company rating: 7.4 out of 10

Based on 6,921 frontline employees who took The Breakroom Quiz

6th of 39 rated national retailers

Job description

We are expanding our Global Risk Management & Claims team and insurance program support for Amazon's growing risk portfolio. This role will partner with a wide range of stakeholders to build underwriting and claims models, determine rate and reserve adequacy, build cloud-based modeling tools, and provide other analytical support for financially prudent decision making. As a member of the Global Risk Management team, this role will provide actuarial and data science support for Amazon's worldwide operation.


Key job responsibilities
Collaborate with risk management and claims team to identify insurance gaps, propose solutions, and measure impacts insurance brings to the business
Develop models for new and existing insurance programs utilizing actuarial and data science techniques in innovative ways
Build forecasts and analyses for businesses under rapid growth, including trend studies, loss distribution analysis, ILF development, and industry benchmarks
Create processes to monitor loss cost and trends
Propose and implement loss prevention initiatives with impact on insurance costs in mind
Advise underwriting decisions with analysis on exposure risk profile
Support insurance cost budgeting activities
Collaborate with external vendors and other internal science teams to extract insurance insight
Conduct other ad hoc analyses and risk modeling as needed

What Amazon employees say

Pay

Benefits

Hours and flexibility

Workplace

Get the full story on Breakroom

Amazon logo

About Amazon

Sourced by ZipRecruiter

Amazon.com, Inc., commonly known as Amazon, is an American multinational technology company. It was founded by Jeff Bezos in 1994 and initially started as an online marketplace for books. Since then, Amazon has expanded its operations and become one of the largest e-commerce companies in the world. Amazon's primary business is its online retail platform, where customers can purchase a vast array of products, including electronics, clothing, books, home goods, and much more. The company offers a convenient and user-friendly shopping experience, with features such as fast shipping, customer reviews, and personalized recommendations. In addition to its e-commerce platform, Amazon has diversified its business into various other areas. One of its notable ventures is Amazon Web Services (AWS), a comprehensive cloud computing platform that provides services such as storage, compute power, and database management to individuals and businesses. AWS has become a leader in the cloud computing industry, powering many websites and applications worldwide. Amazon has also developed its own consumer electronics, including the popular Amazon Kindle e-reader, Fire tablets, Fire TV streaming devices, and the Alexa-powered Echo smart speakers. The Alexa voice assistant, integrated into these devices, allows users to interact with their devices using voice commands, perform tasks, and access information. Furthermore, Amazon has expanded into media and entertainment. It operates Prime Video, a streaming service that offers a wide range of movies, TV shows, and original content. Amazon Music provides a platform for streaming and purchasing digital music, while Audible offers audiobooks and other audio content. The company's commitment to customer satisfaction and convenience is demonstrated by its membership program, Amazon Prime. Prime members receive various benefits, including free two-day shipping, access to streaming services, exclusive deals, and more.

Industry

It services, book publishers, retail, real estate and computer and electronic product manufacturing

Company size

10,000+ Employees

Headquarters location

Seattle, WA, US

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