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Insurance Risk Analyst Jobs in Seattle, WA (NOW HIRING)

Risk Manager

Bremerton, WA

$29.58 - $36.97/hr

Pet Insurance * Free Wellness App (2MorrowHealth) * Collaborative, Supportive Team Environment ... Work with clinical and administrative teams to perform root cause analyses and develop improvement ...

Risk Manager

Bremerton, WA · On-site

$29.58 - $36.97/hr

Pet Insurance * Free Wellness App (2MorrowHealth) * Collaborative, Supportive Team Environment ... Work with clinical and administrative teams to perform root cause analyses and develop improvement ...

Personal Risk Advisor

Seattle, WA · On-site

$120K - $175K/yr

Design risk management insurance programs to protect the personal assets, exposures and lifestyles of high net worth individuals, families and family offices * Implement comprehensive risk analysis ...

Insurance Producer

Seattle, WA · On-site

$24.03 - $28.84/hr

Working knowledge of risk assessment and risk management techniques. * Excellent analytical ... Appropriate state agent/broker personal lines insurance license. Wage: $24.03 - $28.84 hourly ...

Analyze and evaluate work functions to develop safety, environmental and ergonomic policies to ... Collect, manage and verify certificates of insurance from third-party vendors, partners and clients ...

Analytics & Transaction Monitoring * Set fraud risk reduction goals, KPIs, and performance tracking ... insurance, Short- and Long-Term Disability Insurance, and Life Insurance. * Retirement Savings ...

Analytics & Transaction Monitoring * Set fraud risk reduction goals, KPIs, and performance tracking ... insurance, Short- and Long-Term Disability Insurance, and Life Insurance. * Retirement Savings ...

Analytics & Transaction Monitoring * Set fraud risk reduction goals, KPIs, and performance tracking ... insurance, Short- and Long-Term Disability Insurance, and Life Insurance. * Retirement Savings ...

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Showing results 1-20

Insurance Risk Analyst information

See Seattle, WA salary details

$55.8K

$94.7K

$177.5K

How much do insurance risk analyst jobs pay per year?

As of May 31, 2026, the average yearly pay for insurance risk analyst in Seattle, WA is $94,726.00, according to ZipRecruiter salary data. Most workers in this role earn between $74,000.00 and $98,400.00 per year, depending on experience, location, and employer.

What Does an Insurance Risk Analyst Do?

An insurance risk analyst performs a variety of duties related to assessing risks your clients may undergo and how to insure them properly. You collect and analyze data, such as past claims in the industry, competitor pricing, and various risk management strategies to help your company keep costs down. Qualifications for the job include career training, education, and specialized skills. Typically, you need a bachelor’s degree in accounting or finance and some work experience in the industry. Important skills include an excellent eye for detail and strong analytical problem-solving.

What are the key skills and qualifications needed to thrive as an Insurance Risk Analyst, and why are they important?

To thrive as an Insurance Risk Analyst, you need strong analytical skills, a solid understanding of risk assessment methodologies, and typically a bachelor’s degree in finance, mathematics, or a related field. Familiarity with statistical software, risk modeling tools, and certifications such as Chartered Property Casualty Underwriter (CPCU) or Associate in Risk Management (ARM) are often required. Attention to detail, critical thinking, and effective communication are crucial soft skills for interpreting data and presenting findings to stakeholders. These skills ensure accurate risk evaluation, informed decision-making, and the development of effective risk mitigation strategies within insurance organizations.

What are some common challenges faced by Insurance Risk Analysts in evaluating emerging risks?

Insurance Risk Analysts often encounter challenges when assessing emerging risks such as cyber threats, climate change, or new technologies, as there may be limited historical data available. This requires them to continuously update their knowledge, collaborate with underwriters, actuaries, and external experts, and adopt advanced analytical tools to make informed recommendations. Staying proactive in identifying trends and adapting risk models is essential for success in this dynamic environment.

What are Insurance Risk Analysts?

Insurance Risk Analysts are professionals who assess and analyze potential risks that could affect an insurance company or its clients. They evaluate data and financial information to determine the likelihood and potential cost of events such as accidents, natural disasters, or other losses. Their work helps insurance companies set appropriate premiums and develop strategies to minimize financial loss. Insurance Risk Analysts also monitor trends and provide recommendations to reduce risk exposure.

What is the difference between Insurance Risk Analyst vs Insurance Underwriter?

AspectInsurance Risk AnalystInsurance Underwriter
Required CredentialsBachelor's degree in finance, economics, or related field; certifications like CPCU or ARM beneficialBachelor's degree in finance, economics, or related field; certifications like CPCU or ARM beneficial
Work EnvironmentAnalyzes data, assesses risks, and provides reports; often in an office settingEvaluates applications, determines policy terms, and approves or declines coverage; office-based
Employer & Industry UsageInsurance companies, risk management firms, consulting agenciesInsurance companies, brokerage firms, underwriting agencies

While both roles require similar credentials and work in the insurance industry, Insurance Risk Analysts focus on analyzing and quantifying risks to inform decision-making, whereas Insurance Underwriters evaluate individual applications to determine policy terms. Understanding these differences helps clarify career paths and employer expectations in the insurance sector.

What job categories do people searching Insurance Risk Analyst jobs in Seattle, WA look for? The top searched job categories for Insurance Risk Analyst jobs in Seattle, WA are:
Infographic showing various Insurance Risk Analyst job openings in Seattle, WA as of May 2026, with employment types broken down into 67% Full Time, and 33% Part Time. Highlights an 100% In-person job distribution, with an average salary of $94,726 per year, or $45.5 per hour.
Risk Manager

$29.58 - $36.97/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 17 days ago


Kitsap Mental Health Services rating

7.9

Company rating: 7.9 out of 10

Based on 6 frontline employees who took The Breakroom Quiz


Job description

Risk Manager

Full-Time, On-Site

Hiring Range: $29.58 - $36.97 per hour

Benefits at a Glance

  • Comprehensive Coverage: Health, Dental & Vision
  • Generous PTO: Up to 19 days + 2 mental health days + 10 holidays (pro-rated for part-time)
  • Fully Paid YMCA Membership for you and eligible family members
  • Company-Paid Life & Disability Insurance
  • Student Loan Assistance & Professional Development
  • 403(b) Retirement Plan with Company Contributions
  • Employee Assistance Program (EAP)
  • Pet Insurance
  • Free Wellness App (2MorrowHealth)
  • Collaborative, Supportive Team Environment


Kitsap Mental Health Services (KMHS) is seeking a Risk Manager to lead agencywide risk prevention and response efforts. In this role, you will identify and address risks affecting client and staff safety, as well as daily operations. You will work closely with clinical, operational, and compliance teams to strengthen systems and support regulatory readiness. If you're committed to protecting clients, staff, and services, we welcome your application.


Primary Responsibilities:

Risk Identification, Assessment, and Mitigation

  • Proactively identify, assess, and prioritize risks affecting clinical, operational, and administrative areas.
  • Conduct and oversee investigations of client complaints, near-misses, and safety incidents, ensuring thorough documentation and corrective action.
  • Work with clinical and administrative teams to perform root cause analyses and develop improvement plans to prevent recurrence.
  • Collaborate with leadership and staff to develop and implement risk mitigation strategies across all levels of the organization.
  • Monitor emerging trends, laws, and regulations impacting behavioral health and mental health services.
  • Develop and maintain agency Risk Assessment and Risk Register

Policy, Compliance, and Regulatory Management

  • Develop, implement, and maintain comprehensive risk management policies, ensuring alignment with federal, state, and local regulations (e.g., HIPAA, CARF, CMS, DSHS, OSHA).
  • Interpret and apply regulatory requirements to agency operations, programs, and services.
  • Prepare for and support external audits, inspections, and surveys, ensuring organizational readiness and effective corrective action planning.
  • Collaborate with internal teams to ensure documentation, reporting, and recordkeeping meet all compliance and accreditation standards.

Incident Response and Liability

  • Serve as the primary contact for internal and external stakeholders on risk management and safety matters.
  • Manage liability and insurance claims, coordinating communication with insurers, attorneys, and regulatory agencies.
  • Maintain records and data on incidents and claims, identify trends, and recommend system-level improvements.
  • Ensure timely and accurate reporting to leadership and regulatory bodies.

Emergency Preparedness

  • Lead the development, implementation, and ongoing improvement of the organization's emergency preparedness, disaster recovery, and business continuity plans.
  • Collaborate with Facilities, IS, and Communications teams to maintain effective emergency communication and response systems.
  • Coordinate with city and county emergency management authorities to strengthen community partnerships and response capabilities.

Education and Culture of Safety

  • Design, deliver, and evaluate training programs related to risk prevention, compliance, and safety for staff and leadership.
  • Lead the agency's safety committee, ensuring active engagement and continuous improvement initiatives.
  • Promote an organizational culture of transparency, accountability, and learning through education, coaching, and open communication.
  • Serve as a subject matter expert on best practices in risk management, compliance, and safety leadership.

Collaborate with the Director of Facilities to identify and mitigate safety hazards and risks.

Data Analysis and Reporting

  • Collect, analyze, and interpret data on risk indicators, incident trends, and safety performance.
  • Develop and maintain dashboards and regular reports for executive leadership, committees, and governing bodies.
  • Use data insights to inform strategic decisions, strengthen compliance efforts, and guide quality improvement initiatives.

Minimum Qualifications:

EDUCATION: Bachelor's degree in Risk Management, Safety Management, Occupational Health and Safety, Environmental Safety, Industrial Hygiene, Healthcare Administration, or a related field.

EXPERIENCE/SKILLS: At least three (3) years of progressively responsible experience in risk management, compliance, or quality assurance, preferably within healthcare, behavioral health, or a similar regulated industry

Preferred Qualifications:

EDUCATION: Master's degree in Risk Management, Healthcare Administration, Public Health, Business Administration, or a related field.

EXPERIENCE/SKILLS: Five (5) years of advanced-level experience in healthcare or behavioral health risk management, compliance, or quality improvement.

LICENSES/CREDENTIALS: Professional certification in Risk Management, Patient Safety, or Compliance (e.g., CPHRM, CPPS, CHC, or equivalent).

Performance Requirements:

KNOWLEDGE:

  • Federal, state, and accreditation standards related to healthcare risk management, safety, and compliance.
  • Best practices in emergency preparedness, crisis response, and business continuity planning.
  • Principles of data analysis, incident reporting, and root cause analysis

SKILLS:

  • Exceptional analytical, investigative, and critical-thinking abilities.
  • Strong communication and presentation skills, with the ability to translate complex information clearly.
  • Demonstrated diplomacy and collaboration in working across interdisciplinary teams.
  • Proficiency in risk management software, data reporting systems, and documentation tools.

ABILITIES:

  • Demonstrated ability to:
    • Interpret local, state, and federal legislation, regulations, policies, and rules governing environmental, health, and safety issues.
    • Develop clear and concise policies to assist the Agency in meeting obligations and objectives
    • Maintain confidentiality.

Equipment Operated: Standard office equipment including computers, fax machines, copiers, printers, telephones, etc.

Work Environment: Office, other worksites.

Mental/Physical Requirements: While performing the job duties, the employee is required to walk, sit, use hands and fingers reach with arms, talk, and listen. Frequent mobility and/or sitting required for extended periods. Visual acuity to observe work sites, read written materials, blueprints, plans, schematics and observe work in progress and moving objects is required.

Our recruitment processes are designed to prevent discrimination against our people regardless of gender identity or orientation, religion, ethnicity, age, neurodiversity, disability status, citizenship, or any aspect which makes someone unique.

Employment Type: Full-Time