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Insurance Property Inspection Jobs in Seattle, WA

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Insurance Property Inspection information

See Seattle, WA salary details

$22

$25

$29

How much do insurance property inspection jobs pay per hour?

As of Jul 5, 2026, the average hourly pay for insurance property inspection in Seattle, WA is $25.61, according to ZipRecruiter salary data. Most workers in this role earn between $24.09 and $26.83 per hour, depending on experience, location, and employer.

What are some common challenges faced by Insurance Property Inspectors in the field?

Insurance Property Inspectors often encounter challenges such as managing a high volume of inspections within tight deadlines, accurately documenting property conditions in various weather conditions, and communicating effectively with property owners who may have concerns or questions. Additionally, inspectors must stay updated on local building codes and insurance guidelines to ensure thorough and compliant assessments. Working both independently and with underwriting or claims teams requires strong organizational skills and adaptability to changing schedules.

What are the key skills and qualifications needed to thrive as an Insurance Property Inspector, and why are they important?

To thrive as an Insurance Property Inspector, you need a solid understanding of building structures, risk assessment, and insurance policy standards, often supported by relevant certifications or experience in property inspection or construction. Familiarity with inspection reporting software, digital cameras, and mobile data collection tools is typically required. Strong attention to detail, effective communication, and time management are vital soft skills for accurately documenting findings and interacting with clients. These skills ensure comprehensive, reliable inspections that support accurate underwriting and claims processes for insurers.

What is insurance property inspection?

Insurance property inspection is the process where an inspector evaluates a property to assess its condition, safety, and potential risks for insurance purposes. This inspection helps insurance companies determine the level of risk associated with insuring a property and influences the coverage terms and premiums. Inspectors review aspects such as the building’s structure, electrical systems, plumbing, roofing, and any potential hazards. The findings are documented and provided to the insurer to help with underwriting decisions. Property owners may also receive recommendations for repairs or improvements to mitigate risks.

What is the difference between Insurance Property Inspection vs Insurance Adjuster?

AspectInsurance Property InspectionInsurance Adjuster
CredentialsTypically requires state-specific licenses or certifications, knowledge of property standardsRequires licensing, often with additional certifications in claims or insurance
Work EnvironmentFieldwork inspecting properties, often on-site at residential or commercial locationsField or office work assessing claims, sometimes involving site visits
Employer & Industry UsageInsurance companies, independent inspection firms, property managementInsurance carriers, claims departments, adjusting firms
Search & Comparison IntentUnderstanding inspection roles, certification requirements, job dutiesComparing claims assessment roles, licensing, and responsibilities

Insurance Property Inspectors focus on evaluating property conditions for underwriting or claims purposes, while Insurance Adjusters handle claims assessments, often making decisions on payouts. Both roles require licensing and involve fieldwork, but their primary responsibilities differ in scope and decision-making authority.

What are popular job titles related to Insurance Property Inspection jobs in Seattle, WA? For Insurance Property Inspection jobs in Seattle, WA, the most frequently searched job titles are:
What job categories do people searching Insurance Property Inspection jobs in Seattle, WA look for? The top searched job categories for Insurance Property Inspection jobs in Seattle, WA are:
What cities near Seattle, WA are hiring for Insurance Property Inspection jobs? Cities near Seattle, WA with the most Insurance Property Inspection job openings:
Senior Property Inspection Specialist

Senior Property Inspection Specialist

Pemco Mutual Insurance Company

Seattle, WA • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 6 days ago


Job description

Who We Are: 

At PEMCO, we're all about people - our customers, our employees, and the community.  We're a mutual insurance company owned by our Northwest policyholders.  We provide auto, home, renters, and boat coverage. Recognized by Forbes as one of America's Best Insurance Companies in both Auto and Home for 2025, based on customer survey feedback, and by Newsweek as one of America's Greatest Midsize Workplaces 2025. We are consistently recognized for our outstanding customer service, employee expertise, community partnerships, and social impact programs. All of which makes PEMCO a great place to work!

Our social impact programs motivate high achievement by youth in education; build stronger and greener communities; and increase safety at home, on the road, and at play. We're committed to diversity, equity, inclusion, and belonging, and to fostering an inspiring and inclusive workplace. These efforts create and cultivate an environment that builds fairness and understanding, encourages collaboration and flexibility, and celebrates all the ways in which we're different and the same - enabling all individuals to achieve their full potential.

Why We Need You:

PEMCO has an opportunity for a Senior Property Inspection Specialist to join our community. The Senior Property Inspection Specialist position is responsible for obtaining and analyzing property risk exposure information and educating others through collaboration with the Underwriting management team and staff to assist in the growth and retention of profitable business.

What You'll Be Doing:

  • Oversee inspection vendor program including onboarding, training, workflow, and quality assurance. 
    Participate on an as needed basis as a project SME, conduct project research, or fill in for a supervisor as a technical resource. 
  • Occasional CAT duty as needed 
  • Maintain ongoing education focused on technical home construction, including high-value homes, code changes, new materials and construction methods, construction type and property risk guidelines, use of valuator tools, geographic replacement value and property risk differences, and known concerns within the industry for residential housing. 
    Identify, analyze and recommend improvements and changes to inspection workflow, guidelines, and automated rules. 
  • Ensure prompt and accurate delivery of requested inspections. 
  • Develop, direct, and present technical and educational assistance to underwriters and staff in other departments such as Sales and Product. 
  • Maintain network of Property Claims resources and knowledge of company property loss experience and trends.
  • Deliver results though a collaborative environment by communicating openly and contributing equitably to maximize contribution based on volume of inspection requests. 
  • Assist with escalated issues relating to the inspection program and provide solutions. 
  • Demonstrate behaviors consistent with PEMCO's policies, values, code of ethics and business conduct. 
  • Authentically support the PEMCO Brand and constantly are on the lookout for top talent to join us to achieve our Mission to Worry Less and Live More. 
  • Other duties as assigned. 

 What You'll Bring

  •  Associates degree or equivalent work experience (Construction management, business or equivalent) is required 
  • B.A. or B.S. degree or equivalent work experience 
  •  4 years' experience in property related insurance role 
    with increasing levels of responsibility is required 
  • Chartered Property Casualty Underwriter (CPCU) designation preferred  
  • Customer First: Has a relentless focus on the customer and dives deep into the challenges they face with a strong customer service orientation is required 
  •  MS Office: Skilled proficiency in Excel, Word, PowerPoint, Outlook is required 
  • Job specific: Valid driver's license and a good driving record is required 
  • Independent: Is highly self-motivated and self-directed. The ability to work with limited direction and communicate relevant information to the appropriate levels during times of uncertainty is required 
  • Organized: Has excellent time management skills and easily manages multiple tasks, activities, and projects 
  • Highly Analytical: Is passionate about working with disparate datasets bringing data together to answer business questions. Collaborates to create, manage, and translate data to meaningful insights. Can work with external vendors to integrate data for analysis; knows how to build efficient and scalable infrastructure and data models 
  • Service Passion: Provides excellent service to others and seeks ways to improve that service; ensures the customer experience (internal and external) is a key consideration in policies, procedures, and decision-making 
  • Growth Mindset: Develops abilities through dedication and hard work, views challenges and failures as opportunities to learn and improve skills 
  • Complex Problem Solving: Solves ill-defined, ambiguous problems in complex settings using logic, process, and experience 
  • Agility: Handles risk and uncertainty, shifts gears with ease and speed, copes with and manages change well 

What We Value:

In fostering a culture where everyone thrives, PEMCO embodies a set of core traits that guide our collective efforts. These traits include:

  • Make Agile Decisions: Define desired outcomes. Use a consistent, inclusive approach. Drive decisions with a sense of urgency. Pivot decisions quickly as supported by data.
  • Build Trust: Listen to understand and use direct and open communication. Engage in healthy debate with mutual respect. Find solutions and move forward together.
  • Own Results: Commit to desired outcomes. Define and achieve success metrics. Anticipate and mitigate risks, and always have a plan B. Take accountability for and learn from outcomes. 
    Empower Execution: Take action to drive desired outcomes. Act with initiative, mastery, and purpose.
  • Explore Fearlessly: Make swift, iterative progress through testing and learning, create a safe place to fail fast and learn from mistakes, and continuously improve.
  • Value People: Appreciate and care about unique experiences and perspectives Respect the dignity of others and have empathy for people Authentically and meaningfully support and recognize people in real time.


These traits form the bedrock of our commitment to caring deeply for each other, our customers, and our community. As you become a part of PEMCO, your contribution will further enrich our success story, where the power of these shared values propels us forward.

Compensation:
The pay range for this role is shown below. Compensation decisions are determined based on an individual's qualifications, job-related knowledge, skills, and experience.

Greater Seattle area target pay range: $105,762-$129,264.  The full pay range is $88,135-$146,891.
Outside greater Seattle area target pay range: $93,337-$114,079.  The full pay range is $77,781-$129,634.


Greater Seattle Area is defined as working within approximately 100 miles of Seattle.

Outside Greater Seattle is defined as working approximately 100 miles or more from Seattle.
 

Benefits:

Regular part-time PEMCO employees working at least 24 hours per week and regular full-time PEMCO employees are eligible to elect coverage under medical, dental, and vision plans for themselves and their eligible family members with generous employer premium cost shares. In addition, as a benefits-eligible employee, you are:

  • covered by employer-paid basic life and accidental death & dismemberment insurance policies as well as long- and short-term disability benefit coverages.
  • eligible to participate in PEMCO's 401(k) plan, which includes a generous employer match (2 for 1 on the first 6% employee pre-tax and/or Roth deferral, up to federal maximums). 

PEMCO provides the following paid leave programs for benefits-eligible employees in their first year of PEMCO employment:

  • Vacation accrues at a rate of 10 days for new hires and increases based on a schedule to a maximum annual accrual of 25 days based on tenure.
  • Granted four (4) personal days immediately upon hire.
  • Paid holidays for the eight (8) holidays observed by PEMCO throughout the calendar year.
  • Granted up to ten (10) days of sick leave immediately upon hire (pro-rated based on hire date and full-time/part-time status), which is approximately 28 hours more per year than the Washington state-required accrual.
  • In addition, PEMCO provides paid time off for bereavement, jury duty, and employee volunteering in the community.

Other miscellaneous benefit programs offered by PEMCO include:

  • Flexible Spending Accounts.
  • Education Assistance Program after one year of service.
  • Scholarship program for children of PEMCO employees after one year of service.
  • Employee Assistance Program.
  • Well-being program.
  • Discretionary taxable gifts and gift cards.
  • And other Perks & Benefits, including discounts on computer software and hardware, cell phone plans, and rental cars.

 Other compensation, depending on role, contributions, and performance, may include:

  • Discretionary bonuses.
  • Tiered sales commissions and/or incentives (from 5-25% of employee's monthly sales).
  • Employee referral bonuses.
  • Shift differential pay.

Equal Employment Opportunity:

At PEMCO, we celebrate and support our differences. We know employing a team rich in diverse thoughts, experiences, and opinions allows our employees, our products, and our community to flourish. PEMCO is honored to be an equal opportunity workplace. We are dedicated to equal employment opportunities regardless of race, color, ancestry, religion, sex, national orientation, age, citizenship, marital status, disability, gender identity, sexual orientation, or veteran status.

 Applicants have rights under Federal Employment Laws:

  • Family and Medical Leave Act (FMLA) 
  • Equal Employment Opportunity (EEO) 
  • Employee Polygraph Protection Act (EPPA)