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Insurance Inspection Jobs in Michigan (NOW HIRING)

Commercial Insurance Inspector- (Saginaw, MI.)

Saginaw, MI · On-site +1

$17.50 - $21.50/hr

You will work from your own home or office, and service onsite survey/inspection assignments in the ... These reports contain information necessary to underwrite a commercial insurance policy and may ...

Commercial Insurance Inspector- (Lansing, MI.)

Lansing, MI · On-site +1

$19 - $23.25/hr

You will work from your own home or office, and service onsite survey/inspection assignments in the ... These reports contain information necessary to underwrite a commercial insurance policy and may ...

Commercial Insurance Inspector- (Lansing, MI.)

Lansing, MI · On-site +1

$19 - $23.25/hr

You will work from your own home or office, and service onsite survey/inspection assignments in the ... These reports contain information necessary to underwrite a commercial insurance policy and may ...

Commercial Insurance Inspector- (Saginaw, MI.)

Saginaw, MI · On-site +1

$17.50 - $21.50/hr

You will work from your own home or office, and service onsite survey/inspection assignments in the ... These reports contain information necessary to underwrite a commercial insurance policy and may ...

Commercial Insurance Inspector- (Lansing, MI.)

Lansing, MI · On-site +1

$19 - $23.25/hr

You will work from your own home or office, and service onsite survey/inspection assignments in the ... These reports contain information necessary to underwrite a commercial insurance policy and may ...

Commercial Insurance Inspector- (Saginaw, MI.)

Saginaw, MI · On-site +1

$17.50 - $21.50/hr

You will work from your own home or office, and service onsite survey/inspection assignments in the ... These reports contain information necessary to underwrite a commercial insurance policy and may ...

Commercial Insurance Inspector- (Saginaw, MI.)

Saginaw, MI · On-site +1

$17.50 - $21.50/hr

You will work from your own home or office, and service onsite survey/inspection assignments in the ... These reports contain information necessary to underwrite a commercial insurance policy and may ...

Commercial Insurance Inspector - (Lansing, MI.)

Lansing, MI · On-site

$19 - $23.25/hr

Commercial and personal line insurance carriers rely on EXL as a key business partner through our ... You will work from your own home or office, and service onsite survey/inspection assignments in the ...

Commercial Insurance Inspector - (Saginaw, MI.)

Saginaw, MI · On-site

$17.50 - $21.50/hr

Commercial and personal line insurance carriers rely on EXL as a key business partner through our ... You will work from your own home or office, and service onsite survey/inspection assignments in the ...

Commercial Insurance Inspector- (Saginaw, MI.)

Saginaw, MI · On-site +1

$17.50 - $21.50/hr

You will work from your own home or office, and service onsite survey/inspection assignments in the ... These reports contain information necessary to underwrite a commercial insurance policy and may ...

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Insurance Inspection information

See Michigan salary details

$5

$17

$20

How much do insurance inspection jobs pay per hour?

As of Jul 12, 2026, the average hourly pay for insurance inspection in Michigan is $17.36, according to ZipRecruiter salary data. Most workers in this role earn between $15.72 and $19.28 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an Insurance Inspector, and why are they important?

To thrive as an Insurance Inspector, you need a solid understanding of property assessment, risk evaluation, and insurance regulations, usually supported by experience in insurance or construction and sometimes a relevant certification. Familiarity with inspection software, digital cameras, and reporting systems is typically required. Strong attention to detail, effective communication, and organizational skills are crucial for accurate reporting and client interactions. These skills ensure thorough inspections, reduce liability, and help insurers make informed underwriting decisions.

How do I become an insurance inspector?

To become an insurance inspector, you typically need a high school diploma or equivalent, along with knowledge of construction, safety, or insurance practices. Many employers prefer candidates with experience in property inspection, appraisals, or related fields, and some roles require certification or licensing depending on the state or company policies. Strong attention to detail, communication skills, and the ability to use inspection tools are also important for success in this role.

What is the difference between Insurance Inspection vs Insurance Adjuster?

AspectInsurance InspectionInsurance Adjuster
CredentialsTypically requires licensing, certifications like Xactimate, and knowledge of inspection standardsRequires licensing, certifications, and often more extensive claims handling training
Work EnvironmentFieldwork at properties, inspecting damages or conditionsOffice-based and fieldwork, investigating claims and assessing damages
Employer & Industry UsageInsurance companies, independent inspection firmsInsurance companies, third-party claims adjusting firms
Search & Comparison IntentUnderstanding inspection roles, requirements, and dutiesComparing claims adjustment processes and career paths

Insurance Inspection involves evaluating properties for insurance purposes, focusing on assessing damages or risks. Insurance Adjusters handle claims, investigate damages, and determine claim payouts. While both roles require licensing and industry knowledge, Insurance Inspectors focus on inspections, whereas Adjusters manage entire claims processes.

What kind of inspectors make the most money?

In the insurance inspection field, senior or specialized inspectors such as those performing complex risk assessments, commercial property inspections, or working in high-value markets tend to earn higher salaries. Certifications, experience, and the ability to handle more complex inspections often lead to increased earnings in this profession.

Is it hard to make money as a home inspector?

Making money as an insurance inspection professional depends on experience, certification, and the number of inspections completed. Income can vary widely, with experienced inspectors earning a steady income, especially if they build a strong client base and develop specialized skills. Success often requires good time management and attention to detail to secure ongoing work.

What are some common challenges faced by professionals in insurance inspection roles, and how can they be addressed?

Insurance inspectors often encounter challenges such as tight deadlines, varying site conditions, and the need to accurately document property details under time constraints. Adapting to diverse environments—ranging from residential homes to commercial properties—requires attention to detail and strong organizational skills. Effective communication with property owners and underwriters is also essential to clarify findings and ensure accurate reporting. To succeed, inspectors benefit from continuous learning, leveraging inspection technology, and maintaining a structured approach to site visits and documentation.

What are insurance inspections?

Insurance inspections are evaluations conducted by insurance companies or third-party inspectors to assess the condition, safety, and value of a property or asset before issuing or renewing a policy. These inspections help insurers determine potential risks and ensure that the property meets underwriting guidelines. They may include checking structural integrity, safety features, and compliance with local codes. The results can influence policy terms, premiums, or even eligibility for coverage.

How much do car insurance inspectors make?

Car insurance inspectors typically earn between $40,000 and $70,000 annually, depending on experience, location, and employer. They often work flexible hours and may need to travel to inspect vehicles and assess damage using specialized tools and reports.
What are popular job titles related to Insurance Inspection jobs in Michigan? For Insurance Inspection jobs in Michigan, the most frequently searched job titles are:
Infographic showing various Insurance Inspection job openings in Michigan as of July 2026, with employment types broken down into 2% Locum Tenens, 86% Full Time, 8% Part Time, 3% Contract, and 1% Nights. Highlights an 99% Physical, and 1% Remote job distribution, with an average salary of $36,114 per year, or $17.4 per hour.
Commercial Insurance Inspector- (Northern MI.)

Commercial Insurance Inspector- (Northern MI.)

exl

Traverse City, MI • On-site, Remote

$18.75 - $23/hr

Other

Posted 16 days ago


ExlService Holdings rating

7.8

Company rating: 7.8 out of 10

Based on 8 frontline employees who took The Breakroom Quiz

116th of 449 rated business services


Job description

Job Description

EXL Risk Control is looking for self-directed independent contractors who possess excellent communication skills, computer proficiency, and a commitment to meeting client quality and timeliness standards. You will work from your own home or office, and service onsite survey/inspection assignments in the Northern, MI area, and other locations within approximately 200 miles of Northern Michigan.

Responsibilities

You will be responsible for scheduling on-site surveys and providing risk control reports to insurance industry clients. These reports contain information necessary to underwrite a commercial insurance policy and may include recommendations to control and/or correct potential loss producing conditions associated with that policy. You will be expected to manage assignments you accept, successfully secure customer appointments within a local territory and complete work assignments on time.

Our Risk Control Inspectors evaluate businesses behind the scenes to identify hazards and improve safety, mitigating risks for our insurance company clients. The type of businesses we survey are commercial operations, including retail, restaurants, hotels, apartments, construction jobsites, churches, schools, etc. Most surveys are focused on assessing the business for Property and General Liability coverage, but we also service other commercial insurance lines of business including Workers Compensation, Auto/Fleet, Products Liability, Inland Marine and Builders Risk.

Preferred experience in commercial insurance, real estate, inspection, construction, claim, loss control, underwriting, and/or fire and safety experience is a plus, but all interested candidates are encouraged to submit their qualifications. In lieu of experience, we can refer you to a 15-hour online certification option to qualify you. Fees are negotiable depending on experience and the unique aspects of selected jobs.

Tools or Items You Must Provide:

  • Digital camera or tablet
  • Computer
  • Printer
  • High speed internet access
  • Reliable vehicle
  • Measuring device such as a laser, 100 ft. tape, or measuring wheel
  • Auto and General Liability Insurance

 

All interested candidates are encouraged to apply.


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