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Insurance Field Inspector Jobs in Kentucky (NOW HIRING)

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Derbyshire Field Services is seeking disciplined Independent Contractors to complete exterior residential and commercial field inspections for national insurance carriers. Our inspectors are the eyes ...

$20/hr

Mortgage Field Inspector (1099 Independent Contractor) Flexible Schedule | Part-Time or Full-Time | ... Reliable vehicle covered by auto insurance to travel within your territory. * Smartphone (iPhone or ...

Our 1099 Field Inspectors are the frontline experts who assist and collect data for our clients in ... Property Insurance experience * Haag Certification * Ability to use a 40'-foot ladder Minimum ...

Our 1099 Field Inspectors are the frontline experts who assist and collect data for our clients in ... Property Insurance experience * Haag Certification * Ability to use a 40'-foot ladder Minimum ...

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Insurance Field Inspector information

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How much do insurance field inspector jobs pay per hour?

As of Jun 15, 2026, the average hourly pay for insurance field inspector in Kentucky is $21.87, according to ZipRecruiter salary data. Most workers in this role earn between $16.68 and $25.05 per hour, depending on experience, location, and employer.

What does a typical workday look like for an Insurance Field Inspector?

A typical day as an Insurance Field Inspector often involves traveling to various properties or sites to conduct in-person inspections, document conditions, and gather evidence such as photographs and measurements. Inspectors usually work independently, but may collaborate remotely with underwriters, claims adjusters, or office staff to clarify findings and complete reports. The role balances fieldwork with administrative tasks like writing detailed reports or uploading data through inspection management systems. Work schedules can be flexible, but may require prompt response times, especially after significant weather events or claims surges. This mix of autonomy, varied environments, and teamwork makes for a dynamic and engaging career path.

What does an insurance field inspector do?

An insurance field inspector evaluates property and risk factors by inspecting homes, businesses, or vehicles to determine insurance coverage and premiums. They collect data, take photographs, and prepare reports, often using tools like inspection software, to help insurance companies assess claims and policy eligibility.

What kind of inspectors make the most money?

In the insurance field, senior or specialized inspectors such as catastrophe or large-loss adjusters tend to earn higher salaries due to their expertise and experience. These inspectors often handle complex claims, require advanced knowledge, and may work longer hours or in more demanding environments, which can contribute to higher compensation.

How do I become an insurance inspector?

To become an insurance field inspector, you typically need a high school diploma or equivalent, a valid driver's license, and good communication skills. Some employers prefer candidates with experience in insurance, property inspection, or related fields, and may require knowledge of inspection tools or software. Certification is not always mandatory but can improve job prospects.

Is it hard to become a field inspector?

Becoming an insurance field inspector typically requires a high school diploma or equivalent, along with good communication and observational skills. Some positions may require a valid driver’s license and the ability to work independently in various environments. Certification is not always mandatory but can improve job prospects and credibility.

What are the key skills and qualifications needed to thrive in the Insurance Field Inspector position, and why are they important?

To thrive as an Insurance Field Inspector, you need strong analytical skills, attention to detail, and foundational knowledge of insurance policies or property assessment, often supported by relevant field experience or technical training. Familiarity with inspection software, digital cameras, and sometimes certifications like Adjuster Licensure or industry credentials is important for accurate documentation. Effective communication, time management, and problem-solving abilities help inspectors work independently while delivering prompt, clear reports. These skills and qualities are essential for ensuring thorough, reliable inspections that inform policy decisions and claims processing.

What is an Insurance Field Inspector job?

An Insurance Field Inspector assesses properties, vehicles, or businesses to evaluate risks for insurance companies. They inspect physical conditions, verify claims, take photographs, and complete reports. Their findings help insurers determine policy rates, coverage, and claims validity. The job requires attention to detail, good communication skills, and knowledge of insurance guidelines.

What are popular job titles related to Insurance Field Inspector jobs in Kentucky? For Insurance Field Inspector jobs in Kentucky, the most frequently searched job titles are:
What cities in Kentucky are hiring for Insurance Field Inspector jobs? Cities in Kentucky with the most Insurance Field Inspector job openings:
Infographic showing various Insurance Field Inspector job openings in Kentucky as of June 2026, with employment types broken down into 76% Full Time, 19% Part Time, and 5% Contract. Highlights an 91% Physical, 4% Hybrid, and 5% Remote job distribution, with an average salary of $45,496 per year, or $21.9 per hour.

Insurance Field Inspector

Derbyshire Field Services, Inc.

Owenton, KY • On-site

$35 - $65/hr

Contractor

This job post has expired 3 days ago. Applications are no longer accepted.


Job description

IMMEDIATE FLEXIBLE FIELD WORK – Louisville, Lexington Kentucky and Cincinnati Ohio

Primary coverage area is a 59 mile radius from Owenton Ky which would be part of Louisville, part of Lexington and the urban sprawl as you head north to Cincinnati Ohio


If you enjoy working independently, planning your own day, and producing consistent results, this opportunity is built for you. We are looking for at least one full time who wants as much business as they can handle and up to 2 part time to handle the overflow. This is a very dynamic opportunity for the right person.

Derbyshire Field Services is seeking disciplined Independent Contractors to complete exterior residential and commercial field inspections for national insurance carriers. Our inspectors are the eyes of the insurance companies we represent.

This role is focused on a 59 mile radius spread out from Owenton Kentucky which includes parts of Louisville, parts of Lexington and north as you head to Cincinnati Ohio

We are looking for a driven individual who values being on time, organized, and consistent. High performers who plan their routes well routinely complete 25 to 35 cases per day and build strong, steady income.

Who thrives here
You are a self starter who plans your day
You enjoy working alone and managing your own schedule
You take pride in finishing work correctly and on time
You are hungry to provide and grow
Veterans strongly encouraged to apply

About us
Derbyshire Field Services was founded with purpose. Our company exists in part to honor and support the survivors and the widow of a fallen officer who saved lives during a violent attack on our community in 2018. Discipline, service, and doing things the right way matter here.

What the work looks like
Exterior only property inspections
Residential and light commercial
Most cases do not require phone calls
Insureds are notified in advance by their insurance company
Route based work designed for efficiency

Training and support
Paid test cases during onboarding
One on one guided training to qualify for full field work
Live field support available when questions arise
Opportunities to expand territory and earnings based on performance

Requirements
Brief initial phone call before applying
Pass background check and drug test paid for by us
Reliable vehicle and practiced driving skills
Up to date smartphone
Willingness to use a selfie pole and measuring wheel which we guide you to obtain
Ability to work any hours with flexibility from Monday through Saturday between 8 am and 8 pm
Ability to submit work on time. Most cases are due within 14 days and some within 7 days

Compensation
Contract position
Typical earnings range $35 to $65 per hour based on productivity and cases completed per hour

Work location
On the road within a 59 mile radius of Owenton, KY.


With experience, opportunities to work in other areas of Kentucky and Ohio

If you want flexible work with real volume, clear expectations, and the ability to grow based on performance, schedule a short 15 minute introductory call so we can see if this is a good mutual fit.

Company Description

We are the eyes of the major national insurance companies helping them assess policy risk by our quality photos from our field visits!