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Insurance Claim Inspector Jobs in New York (NOW HIRING)

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Perform basic roof inspections (full training provided ... Explain roofing and insurance claim options. * Guide clients through the sales process.

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... basic roof inspections (training provided) • Meet with homeowners and discuss roofing solutions • Educate homeowners on the insurance claim process • Complete paperwork Requirements • ...

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Commercial Insurance Inspector- (Midwood, NY.)

New York, NY · On-site +1

$20.50 - $25.25/hr

Preferred experience in commercial insurance, real estate, inspection, construction, claim, loss control, underwriting, and/or fire and safety experience is a plus, but all interested candidates are ...

Commercial Insurance Inspector- (Midwood, NY.)

New York, NY · On-site +1

$20.50 - $25.25/hr

Preferred experience in commercial insurance, real estate, inspection, construction, claim, loss control, underwriting, and/or fire and safety experience is a plus, but all interested candidates are ...

Commercial Insurance Inspector- (Bronx, NY.)

New York, NY · On-site +1

$20.50 - $25.25/hr

Preferred experience in commercial insurance, real estate, inspection, construction, claim, loss control, underwriting, and/or fire and safety experience is a plus, but all interested candidates are ...

Commercial Insurance Inspector- (Bronx, NY.)

New York, NY · On-site +1

$20.50 - $25.25/hr

Preferred experience in commercial insurance, real estate, inspection, construction, claim, loss control, underwriting, and/or fire and safety experience is a plus, but all interested candidates are ...

Commercial Insurance Inspector- (Midwood, NY.)

New York, NY · On-site +1

$20.50 - $25.25/hr

Preferred experience in commercial insurance, real estate, inspection, construction, claim, loss control, underwriting, and/or fire and safety experience is a plus, but all interested candidates are ...

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Insurance Claim Inspector information

See New York salary details

$6

$21

$25

How much do insurance claim inspector jobs pay per hour?

As of Aug 1, 2026, the average hourly pay for insurance claim inspector in New York is $21.79, according to ZipRecruiter salary data. Most workers in this role earn between $19.71 and $24.18 per hour, depending on experience, location, and employer.

How to become an insurance claim investigator?

To become an insurance claim investigator, candidates typically need a high school diploma or equivalent, with some roles preferring post-secondary education or relevant experience in insurance, law enforcement, or investigations. Developing skills in interviewing, report writing, and using investigative tools is important, and obtaining certifications such as the Certified Insurance Fraud Investigator (CIFI) can enhance prospects. On-the-job training is common, and investigators often work in an office or field environment, sometimes requiring a valid driver's license for fieldwork.

What are some common challenges Insurance Claim Inspectors face during field assessments, and how can they be addressed?

Insurance Claim Inspectors often encounter challenges such as coordinating site visits with clients, gathering accurate documentation under time constraints, and managing difficult conversations with policyholders who may be under stress. To address these challenges, inspectors rely on strong organizational skills, clear communication, and adherence to standardized assessment protocols. Building rapport with clients and maintaining professionalism helps facilitate smoother inspections and ensures all necessary information is collected efficiently.

What does an Insurance Claim Inspector do?

An Insurance Claim Inspector is responsible for investigating and evaluating insurance claims to determine the extent of the insurance company’s liability. They inspect damaged property, interview claimants and witnesses, review police or medical reports, and prepare detailed reports on their findings. Their goal is to ensure that claims are legitimate and that settlements are accurate and fair according to policy terms. They play a crucial role in preventing insurance fraud and maintaining trust between the insurer and policyholders.

Is claim adjusting a dying field?

Claim adjusting is a stable profession within the insurance industry, with demand driven by property and casualty claims. While technology such as claims management software and automation tools are increasingly used, the need for human adjusters remains, especially for complex or disputed claims. Continuous training and certification can enhance job prospects in this evolving field.

Which claims adjusters make the most money?

Senior claims adjusters, especially those handling complex or high-value claims such as commercial or large-loss claims, tend to earn the highest salaries in the field. Adjusters with specialized certifications, extensive experience, and strong negotiation skills typically command higher pay. Geographic location and employer size can also influence earnings for claims adjusters.

How much does a claims adjuster make?

The average annual salary for a claims adjuster in Florida is approximately $60,000, but it can range from around $45,000 to over $80,000 depending on experience, certifications, and employer. Adjusters with specialized skills or advanced licenses may earn higher wages, and the role often involves fieldwork and detailed claim assessments.

What is the difference between Insurance Claim Inspector vs Insurance Adjuster?

AspectInsurance Claim InspectorInsurance Adjuster
CredentialsTypically requires a high school diploma or equivalent; certifications like CPCU or AIC are beneficialRequires similar credentials; often holds adjuster licenses and certifications
Work EnvironmentField inspections at claim sites, offices, or homesFieldwork and office work, assessing damages and reviewing claims
Employer & IndustryInsurance companies, third-party inspection firmsInsurance companies, independent adjusting firms
Primary FocusInspecting property or vehicle damages to verify claimsEvaluating insurance claims to determine coverage and settlement

Both roles involve assessing damages and verifying claims, often requiring similar certifications. Insurance Claim Inspectors focus mainly on inspecting damages, while Insurance Adjusters evaluate entire claims for settlement. The roles are complementary within the insurance industry, with overlapping skills and work environments.

What are the key skills and qualifications needed to thrive as an Insurance Claim Inspector, and why are they important?

To thrive as an Insurance Claim Inspector, you need strong analytical skills, attention to detail, and a background in insurance, risk assessment, or a related field—often supported by relevant certifications or an associate’s degree. Familiarity with claims management software, digital inspection tools, and industry regulations is typically required. Excellent communication, negotiation, and organizational skills help inspectors effectively interact with clients and resolve claims efficiently. These skills and qualities are crucial for ensuring accurate claim evaluations, minimizing fraud, and delivering fair outcomes for both insurers and policyholders.
Infographic showing various Insurance Claim Inspector job openings in New York as of July 2026, with employment types broken down into 80% Full Time, 18% Part Time, 1% Temporary, and 1% Contract. Highlights an 88% Physical, 4% Hybrid, and 8% Remote job distribution, with an average salary of $45,331 per year, or $21.8 per hour.

New York, Field Claim Investigator

RC Services, LLC

Manhattan, NY • On-site

$25 - $50/hr

Full-time

This job post has expired 1 day ago. Applications are no longer accepted.


Job description

Field Claim InvestigatorAbout the Role

RC Services is seeking experienced and motivated Field Claims Investigators to support insurance claim investigations throughout New York. This is a great opportunity for individuals who thrive in fieldwork, enjoy investigative analysis, and can manage assignments independently.

In this role, you will conduct on-site investigations, gather evidence, interview involved parties, and produce professional reports to support claim evaluation and resolution.


Key Responsibilities

Field Investigation

  • Conduct thorough, multi-faceted insurance claim investigations in the field
  • Perform site inspections including photographs, video documentation, measurements, and scene diagrams
  • Locate and interview claimants, witnesses, and other involved parties
  • Obtain signed or recorded statements as needed

Evidence Gathering & Analysis

  • Collect and document relevant evidence to support claim determinations
  • Evaluate findings and provide clear, objective summaries and recommendations
  • Maintain sound judgment throughout investigations

Reporting & Documentation

  • Prepare and submit detailed, client-ready investigative reports
  • Provide timely status updates on all assigned cases
  • Ensure all assignments are completed in accordance with company standards and timelines


Qualifications

Required

  • Minimum of 3+ years of investigative experience (insurance, legal, or related field)
  • Reliable transportation and willingness to travel locally
  • Ability to work flexible hours, including evenings and weekends when needed


Preferred

  • Prior insurance claims investigation or adjusting experience
  • Knowledge of construction and prior construction claims adjusting or general construction experience
  • Basic understanding of NY Labor Laws 240(1) and 241(6)
  • Possess NYC Scaffolding Certification and SST card
  • Valid NY Independent Adjuster License
  • Strong observational, analytical, and problem-solving skills
  • Excellent written and verbal communication skills
  • High level of organization and time management
  • Proficiency in Microsoft Word, Excel, and basic technology systems
  • Active Adjuster License
  • Bilingual (Spanish)
  • Notary Public designation


Work Structure
  • Flexible scheduling
  • Field-based position (work performed on-site/in territory)


What Sets You Apart
  • Self-motivated and able to work independently
  • Detail-oriented with strong documentation skills
  • Professional, objective, and client-focused
  • Comfortable handling sensitive situations and field interactions


Why Join RC Services?

RC Services offers the opportunity to work on diverse and engaging assignments while maintaining the flexibility of contract work. You'll be part of a team that values accuracy, integrity, and high-quality investigative work.

RC Services, LLC is an Equal Opportunity Employer. We are committed to creating a diverse and inclusive workplace and do not discriminate on the basis of race, color, religion, sex, gender identity or expression, sexual orientation, national origin, age, disability, veteran status, or any other legally protected characteristic.