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Insurance Claim Inspector Jobs in Arizona (NOW HIRING)

... claim outcomes. * Conduct virtual inspections, through utilization of approved vendors and tools to ... Chubb is a world leader in insurance. With operations in 54 countries, Chubb provides commercial ...

Senior Property Adjuster

Phoenix, AZ · Remote

$63K - $114K/yr

... inspection of loss. Key Responsibilities: * Proactively manages assigned claims caseload comprised ... Investigates claim damages by conducting research from various sources, including the insured ...

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Insurance Claim Inspector information

See Arizona salary details

$5

$18

$21

How much do insurance claim inspector jobs pay per hour?

As of Aug 8, 2026, the average hourly pay for insurance claim inspector in Arizona is $18.56, according to ZipRecruiter salary data. Most workers in this role earn between $16.78 and $20.62 per hour, depending on experience, location, and employer.

What are some common challenges insurance claim inspectors face during field assessments, and how can they be addressed?

Insurance Claim Inspectors often encounter challenges such as coordinating site visits with clients, gathering accurate documentation under time constraints, and managing difficult conversations with policyholders who may be under stress. To address these challenges, inspectors rely on strong organizational skills, clear communication, and adherence to standardized assessment protocols. Building rapport with clients and maintaining professionalism helps facilitate smoother inspections and ensures all necessary information is collected efficiently.

How do you become an insurance claim inspector?

To become an insurance claim inspector, candidates typically need a high school diploma or equivalent, with some roles preferring post-secondary education or relevant experience in insurance, construction, or appraisal. Certification programs in insurance adjusting or inspection can enhance job prospects, and strong attention to detail, communication skills, and knowledge of insurance policies are important for success in this role.

What does an insurance claim inspector do?

An Insurance Claim Inspector is responsible for investigating and evaluating insurance claims to determine the extent of the insurance company’s liability. They inspect damaged property, interview claimants and witnesses, review police or medical reports, and prepare detailed reports on their findings. Their goal is to ensure that claims are legitimate and that settlements are accurate and fair according to policy terms. They play a crucial role in preventing insurance fraud and maintaining trust between the insurer and policyholders.

What is the difference between Insurance Claim Inspector vs Insurance Adjuster?

AspectInsurance Claim InspectorInsurance Adjuster
CredentialsTypically requires a high school diploma or equivalent; certifications like CPCU or AIC are beneficialRequires similar credentials; often holds adjuster licenses and certifications
Work EnvironmentField inspections at claim sites, offices, or homesFieldwork and office work, assessing damages and reviewing claims
Employer & IndustryInsurance companies, third-party inspection firmsInsurance companies, independent adjusting firms
Primary FocusInspecting property or vehicle damages to verify claimsEvaluating insurance claims to determine coverage and settlement

Both roles involve assessing damages and verifying claims, often requiring similar certifications. Insurance Claim Inspectors focus mainly on inspecting damages, while Insurance Adjusters evaluate entire claims for settlement. The roles are complementary within the insurance industry, with overlapping skills and work environments.

What are the key skills and qualifications needed to thrive as an insurance claim inspector, and why are they important?

To thrive as an Insurance Claim Inspector, you need strong analytical skills, attention to detail, and a background in insurance, risk assessment, or a related field—often supported by relevant certifications or an associate’s degree. Familiarity with claims management software, digital inspection tools, and industry regulations is typically required. Excellent communication, negotiation, and organizational skills help inspectors effectively interact with clients and resolve claims efficiently. These skills and qualities are crucial for ensuring accurate claim evaluations, minimizing fraud, and delivering fair outcomes for both insurers and policyholders.
What are popular job titles related to Insurance Claim Inspector jobs in Arizona? For Insurance Claim Inspector jobs in Arizona, the most frequently searched job titles are:
What job categories do people searching Insurance Claim Inspector jobs in Arizona look for? The top searched job categories for Insurance Claim Inspector jobs in Arizona are:
What cities in Arizona are hiring for Insurance Claim Inspector jobs? Cities in Arizona with the most Insurance Claim Inspector job openings:
Infographic showing various Insurance Claim Inspector job openings in Arizona as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 20% Part Time, and 5% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $38,612 per year, or $18.6 per hour.

ESIS Senior Property Claims Specialist

Chubb

Phoenix, AZ • On-site

Full-time

Posted 8 days ago


Chubb rating

8.2

Company rating: 8.2 out of 10

Based on 66 frontline employees who took The Breakroom Quiz

141st of 303 rated insurance


Job description

We are seeking Senior Claim Specialists to join our Property Catastrophe Claims Team. The ideal candidate will have experience in handling personal and commercial property claims, particularly those related to natural disasters and catastrophic events. As part of our team, you will play a crucial role in assessing property damage, investigating claims, and providing excellent customer service to policyholders.

Responsibilities: 

  • Manage personal and commercial property claims for CAT response and contingency support.
  • Ensure thorough investigations with prompt identification of available coverages, recovery potential, fraudulent claim indicators, and loss exposure amounts. 
  • Utilize cost effective tools and resources, including evolving transformative digital technology options, to enhance client experiences and improve accuracy in claim outcomes. 
  • Conduct virtual inspections, through utilization of approved vendors and tools to assess and adjust a variety of personal and commercial property claim types. 
  • Effectively control the use, work product, and expenses when retaining any outside vendors.
  • Maintain proactive action plans with utilization of effective diary practices that advance claims to accurate and timely resolution. 
  • Establish and maintain accurate and timely reserves, claim data, and file documentation throughout the life of the claim. 
  • Effectively evaluate relevant claim facts, contract language, and supporting documentation to make appropriate claim determinations and drive successful recovery outcomes.
  • Adhere to all statutory and regulatory fair claims practices.
  • Develop and maintain strong business relationships with internal and external customers.
  • Successfully contribute to delivery of the team's goals, objectives, and results.
  • Provide superior client service while supporting workload surges in various business need areas, working weekends and/or extra hours on weekdays as needed. 
  • Complete desk re-inspections, subro reviews, and other duties as required.
Chubb is a world leader in insurance. With operations in 54 countries, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance, and life insurance to a diverse group of clients. The company is distinguished by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength, underwriting excellence, superior claims handling expertise and local operations globally.

At Chubb, we are committed to equal employment opportunity and compliance with all laws and regulations pertaining to it. Our policy is to provide employment, training, compensation, promotion, and other conditions or opportunities of employment, without regard to race, color, religious creed, sex, gender, gender identity, gender expression, sexual orientation, marital status, national origin, ancestry, mental and physical disability, medical condition, genetic information, military and veteran status, age, and pregnancy or any other characteristic protected by law. Performance and qualifications are the only basis upon which we hire, assign, promote, compensate, develop and retain employees. Chubb prohibits all unlawful discrimination, harassment and retaliation against any individual who reports discrimination or harassment.
  • Full knowledge of personal and commercial insurance contracts, investigation techniques, legal requirements, and insurance regulations. 
  • An aptitude for evaluating, analyzing, and interpreting information.
  • Excellent verbal and written communication skills.
  • Innovative thinker with ability to multi-task, prioritize, and stay organized to meet objectives.
  • Superior customer service skills, including strong ability to demonstrate empathy.
  • Prior experience handling complex claims with large exposures.
  • Demonstrated ability to successfully operate in multiple systems handling various claim types, while readily adapting to transformative practices and changes in technology. 
  • Ability to work well both independently and in effectively partnering with others to meet objectives in a team supportive environment. 
  • A 4-year college degree and / or demonstrated proficiency in property claim handling is required. 
  • Must be able to work extended weekdays, weekends, and extended hours during peak periods.
  • Must have ability to secure the Property and Casualty Adjusters license within 6 months of employment.

ESIS, a Chubb company, provides claim and risk management services to a wide variety of commercial clients. ESIS' innovative best-in-class approach to program design, integration, and achievement of results aligns with the needs and expectations of our clients' unique risk management needs. With more than 70 years of experience, and offerings in both the U.S. and globally, ESIS provides one of the industry's broadest selections of risk management solutions covering both pre- and post-loss services.

The pay range for the role is $78,000 to $112,000. The specific offer will depend on an applicant's skills and other factors. This role may also be eligible to participate in a discretionary annual incentive program.  Chubb offers a comprehensive benefits package, more details on which can be found on our careers website.  The disclosed pay range estimate may be adjusted for the applicable geographic differential for the location in which the position is filled.


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About Chubb

Sourced by ZipRecruiter

Chubb is the world's largest publicly traded property and casualty insurer. With operations in 54 countries, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance to a diverse group of clients. We are a unique global organization with a culture of individuals passionately committed to our respective crafts. With underwriting at our core, each of us contributes to providing the best insurance coverage and service to our clients. Our highly collaborative, inclusive nature helps us drive better business outcomes through diversity of background, experiences, insights and values.

Industry

Insurance services

Company size

10,000+ Employees

Headquarters location

Warren, NJ, US