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Insurance Claim Adjuster Jobs in Colorado (NOW HIRING)

Eberl

Desk Adjuster

Lakewood, CO · On-site

$50K/yr

The Desk Adjuster manages the full lifecycle of assigned claims, serving as both the subject matter expert and primary point of contact for the insured. This includes claim review and prior history ...

Eberl

Desk Adjuster

Lakewood, CO

$50K/yr

The Desk Adjuster manages the full lifecycle of assigned claims, serving as both the subject matter expert and primary point of contact for the insured. This includes claim review and prior history ...

Cox Roofing

Inspection Specialist

Denver, CO · On-site

... insurance claim and helping the homeowner file a claim if applicable. * Creating comprehensive inspection reports to be submitted to the insurance adjuster and homeowner. * Coordinating with ...

Network Adjusters, Inc.

Claims Adjuster

Denver, CO · On-site

$85K/yr

Network Adjusters is seeking skilled insurance claims adjusters with experience in General ... All of our Claim Directors have extensive backgrounds working with major insurance carriers, giving ...

Network Adjusters, Inc.

Claims Adjuster

Denver, CO · On-site

$70K/yr

Network Adjusters is seeking experienced Claims Adjusters to handle Bodily Injury and Property ... All our Claim Directors have extensive backgrounds working with major insurance carriers, giving us ...

K&D Development

Be Seen First

Project Manager

Denver, CO · On-site

$60K - $65K/yr

Insurance Claim Division Reports to : Insurance Division Team (Nick & Stacy), Office Manager, COO, ... with adjusters throughout claims, manage detailed records of all claims activities and ...

AlphaStaffHCM

Injury Adjuster

Colorado Springs, CO · Hybrid

$57K - $77K/yr

The Injury Adjuster delivers a concierge‑level, best‑in‑class member experience through ... and claim adjudication * Familiarity with applicable case law and state insurance laws and ...

AlphaStaffHCM

Senior Property Adjuster

Denver, CO · Remote

$63K - $114K/yr

Adjusters recognize and empathize with members' life events, as appropriate. The Inside Senior ... Investigates claim damages by conducting research from various sources, including the insured ...

Munich Re

Seasonal CAT Adjuster

Arvada, CO

American Modern Insurance Group, Inc., a Munich Re company, is a widely recognized specialty ... Previous field property claim handling experience is required. Preferably experience field CAT ...

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All JobsInsurance Claim Adjuster JobsInsurance Claim Adjuster Jobs in Colorado

Insurance Claim Adjuster information

See Colorado salary details

$20.5K

$78.5K

$116.2K

How much do insurance claim adjuster jobs pay per year?

As of Aug 23, 2026, the average yearly pay for insurance claim adjuster in Colorado is $78,527.00, according to ZipRecruiter salary data. Most workers in this role earn between $50,500.00 and $105,200.00 per year, depending on experience, location, and employer.

What is an insurance claim adjuster?

Insurance claim adjusters are professionals who investigate insurance claims to determine the extent of the insuring company's liability. They review the details of a claim, inspect property damage or injuries, interview claimants and witnesses, and consult with relevant professionals such as medical experts or repair specialists. Their goal is to ensure the claim is valid, assess the appropriate payout, and help resolve the claim efficiently. Adjusters can work for insurance companies, third-party administrators, or as independent contractors.

What are the key skills and qualifications needed to thrive as an insurance claim adjuster?

To thrive as an Insurance Claim Adjuster, you need strong analytical skills, attention to detail, and a background in insurance or a related field, often supported by relevant licenses. Familiarity with claims management software, industry regulations, and sometimes specialized certifications like AIC are typical requirements. Excellent negotiation, communication, and customer service skills help adjusters resolve claims efficiently and build trust with policyholders. These abilities are crucial for accurately assessing claims, minimizing losses, and ensuring fair outcomes for both clients and insurers.

What are some typical challenges insurance claim adjusters face when handling complex claims?

Insurance Claim Adjusters often encounter challenges such as assessing ambiguous or incomplete documentation, managing tight deadlines, and navigating disputes between claimants and insurers. Complex claims may involve extensive investigation, coordination with multiple parties (such as legal teams, contractors, and medical professionals), and the need to interpret policy language accurately. Staying organized, maintaining clear communication, and demonstrating strong negotiation skills are essential to effectively resolve these cases and ensure fair outcomes.

What is the difference between Insurance Claim Adjuster vs Insurance Claims Examiner?

AspectInsurance Claim AdjusterInsurance Claims Examiner
Required CredentialsLicensing, sometimes certifications like AICLicensing, often similar certifications
Work EnvironmentField and office-based, investigating claimsPrimarily office-based, reviewing claims
Employer & Industry UsageInsurance companies, public adjustersInsurance companies, government agencies
Common Search & ComparisonYesYes

Insurance Claim Adjusters and Insurance Claims Examiners both work within the insurance industry, handling claims but with different focuses. Adjusters investigate and settle claims, often in the field, while Examiners review claims for accuracy and compliance in an office setting. Both roles require similar credentials and are essential in the claims process, but their daily tasks and work environments differ.

Is being an insurance claim adjuster worth it?

Insurance claim adjusters evaluate insurance claims to determine coverage and settlement amounts, often requiring strong analytical skills and knowledge of insurance policies. The role offers a stable salary, opportunities for advancement, and typically involves office or field work, with some positions requiring licensing or certification. Job satisfaction depends on individual interests in claims processing and customer service, and the work environment can vary from routine to dynamic based on claim complexity.

Is it hard to become an insurance claim adjuster?

Becoming an insurance claim adjuster typically requires completing a state licensing exam, gaining knowledge of insurance policies and claims processes, and sometimes obtaining relevant certifications. The difficulty varies depending on individual background and preparation, but it generally involves studying insurance regulations and developing strong analytical skills.

Which insurance claim adjuster makes the most money?

Senior or specialized insurance claim adjusters, such as those handling complex or high-value claims, tend to earn the highest salaries in the field. Adjusters with advanced certifications, extensive experience, or working for large insurers generally have higher earning potential.

What are popular job titles related to Insurance Claim Adjuster jobs in Colorado?

For Insurance Claim Adjuster jobs in Colorado, the most frequently searched job titles are:

What job categories do people searching Insurance Claim Adjuster jobs in Colorado look for?

The top searched job categories for Insurance Claim Adjuster jobs in Colorado are:

What cities in Colorado are hiring for Insurance Claim Adjuster jobs?

Cities in Colorado with the most Insurance Claim Adjuster job openings:

Insurance Claim Adjuster jobs near you
Infographic showing various Insurance Claim Adjuster job openings in Colorado as of August 2026, with employment types broken down into 1% As Needed, 75% Full Time, 19% Part Time, 1% Temporary, and 4% Contract. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution, with an average salary of $78,527 per year, or $37.8 per hour.

Desk Adjuster

Eberl

Lakewood, CO • On-site

$50K/yr

Full-time

Re-posted 24 days ago

Job description


Position Summary:
The Desk Adjuster manages the full lifecycle of assigned claims, serving as both the subject matter expert and primary point of contact for the insured. This includes claim review and prior history, evaluating inspection documents, determining coverage, assessing and communicating damage, setting reserves, issuing payments, and reaching settlements. The individual in this role maintains full ownership of each claim, ensures ongoing follow-up, and adheres to all compliance requirements until the claim is fully resolved.
Key Responsibilities:
  • Investigate claims by verifying facts through policy review, endorsements, and interviews with insured parties and other relevant individuals, and write estimates or denial based on coverage determination.
  • Review documentation for completeness, accuracy, and compliance with carrier policies
  • Ensure all collected information is accurate and identify potentially fraudulent activity, following up on discrepancies
  • Set appropriate reserves and recommend reasonable and accurate claim payments in a timely manner
  • Adhere to carrier Service Level Objectives (SLOs) and claim closure requirements
  • Draft and deliver clear, professionally written correspondence, including claim-related letters and communications
  • Exercise sound judgment and critical thinking to resolve complex claim issues
  • Communicate effectively and promptly with insureds, claimants, and internal stakeholders in a courteous and professional manner
  • Maintain detailed, organized file documentation to support the claim; when needed, make revisions and/or collaborate on files
  • Serve as technical subject matter expert and support team members by sharing knowledge and assisting with workload when needed
  • Prepare and submit all required claim documentation in a timely manner.
  • Provide regular updates on claim status to management and leadership and escalate to management when necessary following established procedures.
  • Attend and participate in training sessions, team meetings, and projects as needed.
  • Deliver excellent customer service and maintain a high level of professionalism in all interactions.
  • Adhere to all applicable State Insurance Regulation requirements and other applicable laws, regulations, and standards
  • Assume personal responsibility for maintaining the requisite state license for the state(s) assigned.
  • Perform additional duties as assigned

Qualifications:
  • High School Diploma or equivalent
  • Minimum of two years' experience in claim handling, estimating, and policy interpretation required
  • Experience handling claims in the California market is a plus
  • Proficient with complex claims handling procedures preferred
  • Must have experience handling weather water and non-weather water perils
  • Must be familiar with water mitigation practices
  • Proficient in Xactimate, Snapsheet and Guidewire CMS experience is a plus.
  • Proficient in writing estimates over the phone and from various sources
  • Proficient computer skills with Microsoft Word, Excel, PowerPoint, and Adobe Acrobat
  • Experience with taking recorded statements is a plus
  • Strong focus on customer service.
  • Self-motivated, and critical thinker who can work independently and use sound judgment to solve problems
  • Strong written and verbal communication skills
  • High level of time management skills
  • Ability to multitask and quickly adapt to changing/conflicting priorities
  • Excellent attention to detail
  • Strong relationship building skills and ability to work well with others
  • Possess the requisite state license for the state(s) assigned.

Physical Activities and Requirements
Work involves prolonged periods sitting at a desk; continuously working on a computer using manual dexterity; operating office equipment, cell phone usage, walking, face to face discussions and web-based meeting participation. Continuously requires vision, hearing and communication.
Schedule Availability
Willingness to work a varied schedule, as needed; may require weekend work days and accommodation of occasional meetings and work activities scheduled outside normal business hours
Salary: $50,000 + commission

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