Insurance Benefits Representative (1099 Independent Contractor) Location: California (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...
Quick apply
Insurance Benefits Representative (1099 Independent Contractor) Location: California (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...
Insurance Benefits Representative (1099 Independent Contractor) Location: California (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...
Insurance Benefits Representative (1099 Independent Contractor) Location: California (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...
Insurance Benefits Representative (1099 Independent Contractor) Location: California (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...
Quick apply
Insurance Benefits Representative (1099 Independent Contractor) Location: California (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...
Insurance Benefits Representative (1099 Independent Contractor) Location: California (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...
Insurance Benefits Representative (1099 Independent Contractor) Location: California (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...
Insurance Benefits Representative (1099 Independent Contractor) Location: California (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...
Insurance Benefits Representative (1099 Independent Contractor) Location: California (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...
Insurance Benefits Representative (1099 Independent Contractor) Location: California (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...
Insurance Benefits Representative (1099 Independent Contractor) Location: California (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...
Insurance Benefits Representative (1099 Independent Contractor) Location: California (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...
Quick apply
Insurance Benefits Representative (1099 Independent Contractor) Location: California (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...
Benefits Representative
Sunnyvale, CA · On-site
$90K/yr
Insurance Benefits Representative (1099 Independent Contractor) Location: California (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...
Benefits Representative
Sunnyvale, CA · On-site
$90K/yr
Insurance Benefits Representative (1099 Independent Contractor) Location: California (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...
Insurance Benefits Representative (1099 Independent Contractor) Location: California (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...
Insurance Benefits Representative (1099 Independent Contractor) Location: California (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...
Insurance Benefits Representative (1099 Independent Contractor) Location: California (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...
Insurance Benefits Representative (1099 Independent Contractor) Location: California (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...
Insurance Benefits Representative (1099 Independent Contractor) Location: California (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...
Insurance Benefits Representative (1099 Independent Contractor) Location: California (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...
Benefits Representative
San Jose, CA · On-site
$90K/yr
Insurance Benefits Representative (1099 Independent Contractor) Location: California (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...
Benefits Representative
San Jose, CA · On-site
$90K/yr
Insurance Benefits Representative (1099 Independent Contractor) Location: California (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...
Insurance Benefits Representative (1099 Independent Contractor) Location: California (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...
Insurance Benefits Representative (1099 Independent Contractor) Location: California (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...
Benefits Representative
Fremont, CA · On-site
$90K/yr
Insurance Benefits Representative (1099 Independent Contractor) Location: California (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...
Benefits Representative
Fremont, CA · On-site
$90K/yr
Insurance Benefits Representative (1099 Independent Contractor) Location: California (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...
Benefits Representative
San Bernardino, CA · On-site
$90K/yr
Insurance Benefits Representative (1099 Independent Contractor) Location: California (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...
Benefits Representative
San Bernardino, CA · On-site
$90K/yr
Insurance Benefits Representative (1099 Independent Contractor) Location: California (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...
Insurance Benefits Representative (1099 Independent Contractor) Location: California (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...
Insurance Benefits Representative (1099 Independent Contractor) Location: California (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...
Benefits Representative
Ontario, CA · On-site
$90K/yr
Insurance Benefits Representative (1099 Independent Contractor) Location: California (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...
Benefits Representative
Ontario, CA · On-site
$90K/yr
Insurance Benefits Representative (1099 Independent Contractor) Location: California (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...
Benefits Representative
Los Angeles, CA · On-site
$90K/yr
Description Position at AMBA Insurance Benefits Representative (1099 Independent Contractor) Location: California (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed ...
Benefits Representative
Los Angeles, CA · On-site
$90K/yr
Description Position at AMBA Insurance Benefits Representative (1099 Independent Contractor) Location: California (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed ...
Benefits Representative
Hayward, CA · On-site
$90K/yr
Insurance Benefits Representative (1099 Independent Contractor) Location: California (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...
Benefits Representative
Hayward, CA · On-site
$90K/yr
Insurance Benefits Representative (1099 Independent Contractor) Location: California (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...
Insurance Benefits Representative (1099 Independent Contractor) Location: California (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...
Quick apply
Insurance Benefits Representative (1099 Independent Contractor) Location: California (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...
Insurance Benefits information
See California salary details
$15.66 - $17.19
8% of jobs
$17.19 - $18.72
0% of jobs
$18.72 - $20.25
1% of jobs
$20.25 - $21.78
6% of jobs
$22.04 is the 25th percentile. Wages below this are outliers.
$21.78 - $23.31
55% of jobs
$23.68 is the 75th percentile. Wages above this are outliers.
$23.31 - $24.84
19% of jobs
$24.84 - $26.38
3% of jobs
$26.38 - $27.91
1% of jobs
$27.91 - $29.44
2% of jobs
$29.44 - $30.97
2% of jobs
$30.97 - $32.50
2% of jobs
$15
$23
$32
How much do insurance benefits jobs pay per hour?
As of Sep 2, 2026, the average hourly pay for insurance benefits in California is $23.55, according to ZipRecruiter salary data. Most workers in this role earn between $22.07 and $23.70 per hour, depending on experience, location, and employer.
What are insurance benefits?
Insurance benefits refer to the financial protections and services provided under an insurance policy. These benefits can include coverage for medical expenses, disability income, life insurance payouts, or property damage repairs, depending on the type of insurance. The purpose of insurance benefits is to reduce the financial burden on individuals or families when unexpected events occur. Coverage details, limits, and eligibility vary by policy and provider, so it’s important to review your plan documents carefully. Understanding your insurance benefits can help you make informed decisions about your health, finances, and overall well-being.
What are some common challenges faced by professionals working in insurance benefits roles?
Professionals in Insurance Benefits often encounter challenges such as staying up to date with frequently changing regulations, managing complex claims or benefits packages, and effectively communicating plan details to clients or employees. The role can also involve handling sensitive personal information, requiring strong attention to detail and confidentiality. Additionally, balancing the needs of clients with policy limitations can be demanding, but it provides opportunities to develop problem-solving and customer service skills.
What are the key skills and qualifications needed to thrive as an insurance benefits specialist, and why are they important?
To thrive as an Insurance Benefits Specialist, you need a solid understanding of insurance products, claims processes, and relevant regulations, often supported by a degree in business or a related field. Familiarity with benefits administration software, claims management systems, and certifications like CEBS (Certified Employee Benefit Specialist) are typically valuable. Strong communication, attention to detail, and problem-solving skills set top performers apart in this role. These competencies ensure accurate benefits administration, compliance, and excellent customer support for clients and employees.
What is the difference between Insurance Benefits vs Claims Adjuster?
| Aspect | Insurance Benefits | Claims Adjuster |
|---|---|---|
| Primary Role | Designing and managing employee benefit packages | Evaluating insurance claims and determining payouts |
| Required Credentials | Certifications in HR or benefits administration | Licenses in insurance adjusting, relevant certifications |
| Work Environment | Office settings, HR departments | Fieldwork, office, or remote |
| Industry Usage | Human resources, employee benefits | Insurance companies, claims departments |
Insurance Benefits professionals focus on creating and managing employee benefit plans, while Claims Adjusters evaluate insurance claims to determine coverage and payouts. Both roles require knowledge of insurance policies, but their daily tasks and work environments differ significantly.
What are the most commonly searched types of Insurance Benefits jobs in California?
The most popular types of Insurance Benefits jobs in California are:
What are popular job titles related to Insurance Benefits jobs in California?
For Insurance Benefits jobs in California, the most frequently searched job titles are:
What job categories do people searching Insurance Benefits jobs in California look for?
The top searched job categories for Insurance Benefits jobs in California are:
What cities in California are hiring for Insurance Benefits jobs?
Cities in California with the most Insurance Benefits job openings:
Job description
Insurance Benefits Representative (1099 Independent Contractor) About AMBA
Location: California (statewide, any city)
Compensation: Commission plus bonuses
Schedule: Self-managed with full-time effort required for success
Compensation: Commission plus bonuses
Schedule: Self-managed with full-time effort required for success
For more than 65 years, AMBA has served retired public servants by providing access to supplemental insurance benefits not typically included in traditional retirement plans. We partner with more than 450 associations across all 50 states and Canada, representing over 44 million members, including educators, first responders, veterans, healthcare workers, and trade professionals.
In California, AMBA is the exclusive endorsed provider for the California Retired Teachers Association and the Retired Public Employees Association of California, giving direct access to their members and communities.
Why Partner with AMBA
- Proven Systems: Build your business using established sales processes, strong carrier relationships, and a trusted national brand.
- Leads You Can Count On: Receive no-cost leads through exclusive association endorsements. Success in this role requires consistent outbound calling, follow-up, and persistence.
- Purpose-Driven Work: Help protect the financial security and peace of mind of retirees who spent their careers serving others.
- Entrepreneurial Independence: You manage your own schedule and daily activities. A consistent full-time effort is essential to generate income and long-term success.
- Comprehensive Support: Access to licensing guidance, structured onboarding resources, self-branded marketing materials, product education, sales coaching, and business planning tools to support independent agents at every stage of growth.
- Meet virtually or in person with association members to assess needs and recommend appropriate supplemental insurance solutions.
- Educate clients through one-on-one consultations, seminars, webinars, and/or group presentations.
- Utilize a consultative sales approach to assist retirees in protecting their health, income, and legacy, including retirement-focused solutions like Fixed Indexed Annuities.
- Participate in ongoing training, mentorship, and business planning to continuously improve performance and results.
This opportunity may be a strong fit if you have:
- An entrepreneurial mindset and a self-starter approach
- Comfort with phone-based outreach, follow-up, and virtual appointments
- Strong communication and relationship-building skills
- A commitment to providing ethical, high-quality service
- A Life and Health insurance license or willingness to obtain one prior to onboarding
- Motivation to grow income through a performance-based compensation model
- Performance-based commissions with advanced payouts and lifetime vesting
- No income cap. Typical first-year earnings range from $65,000 to $80,000 for agents who maintain consistent activity, with top agents earning $90,000 or more in year one
- Monthly performance bonuses and travel incentives
- Ongoing onboarding, sales training, and mentorship
- Access to experienced local leadership, a dedicated Sales Support team, and onboarding specialists focused on your success
Apply today to explore a partnership with AMBA and build a purpose-driven insurance business serving retirees who rely on trusted guidance.
About AMBA
Sourced by ZipRecruiter
Industry
Insurance services
Company size
501 - 1,000 Employees
Headquarters location
Austin, TX, US