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Insurance Appraiser Jobs in Baltimore, MD (NOW HIRING)

Supervising recruitment, training, performance appraisals, and conflict resolution * Completing ... Health Insurance * Simple (IRA) Requirements: * Flexible schedule and availability for nights ...

Our outstanding benefit package includes, life, medical, dental, and vision insurance, short-term ... Performance appraisals * Maintain a safe work environment for all employees and guests * Other ...

Our outstanding benefit package includes, life, medical, dental, and vision insurance, short-term ... Performance appraisals * Maintain a safe work environment for all employees and guests * Other ...

Our outstanding benefit package includes, life, medical, dental, and vision insurance, short-term ... Performance appraisals * Maintain a safe work environment for all employees and guests * Other ...

A solid understanding of appraisals, title reports and product guidelines * Experience utilizing ... Medical, dental, and vision insurance * Health Savings Account with employer contribution * 401(k) ...

A solid understanding of appraisals, title reports and product guidelines * Experience utilizing ... Medical, dental, and vision insurance * Health Savings Account with employer contribution * 401(k) ...

Showing results 41-60

Insurance Appraiser information

See Baltimore, MD salary details

$39.2K

$49.7K

$58.1K

How much do insurance appraiser jobs pay per year?

As of Aug 22, 2026, the average yearly pay for insurance appraiser in Baltimore, MD is $49,681.00, according to ZipRecruiter salary data. Most workers in this role earn between $44,700.00 and $54,600.00 per year, depending on experience, location, and employer.

What does an insurance appraiser do?

An Insurance Appraiser evaluates the value of damaged property, vehicles, or other insured items to determine the amount an insurance company should pay for a claim. They inspect the damaged property, review police or incident reports, consult with repair shops or contractors, and use specialized software to estimate repair or replacement costs. Insurance Appraisers play a key role in ensuring that claims are settled fairly and accurately according to the policy terms.

What does an insurance appraiser do?

An insurance appraiser assesses the value of an item to estimate the amount of appropriate coverage. Many individuals work in the auto insurance industry where they inspect a vehicle after an accident to determine the extent of the damage. In this career, you also confirm if a policy covers the costs of the claims. Your other responsibilities differ with the type of insurer. The work is full-time with much of it spent on-site or at automotive repair shops. Evening and weekend hours are commonplace. License requirements vary with the state. Staying current with the technology is imperative for accurate estimates no matter the field in which you work.

What are the key skills and qualifications needed to thrive as an insurance appraiser, and why are they important?

To thrive as an Insurance Appraiser, you need expertise in property or automotive damage assessment, a solid understanding of insurance policies, and typically a relevant bachelor's degree or equivalent experience. Familiarity with estimating software like CCC One, Audatex, or Mitchell, as well as state-specific appraiser licensing or certification, is often required. Strong analytical thinking, negotiation skills, and attention to detail help you deliver accurate, fair appraisals and communicate findings clearly. These skills are crucial for minimizing claim errors, ensuring customer satisfaction, and supporting the integrity of the claims process.

How do insurance appraisers typically interact with clients, repair shops, and insurance adjusters during the claims process?

Insurance Appraisers work closely with clients, repair shops, and insurance adjusters to assess vehicle or property damage and determine appropriate claim values. Daily responsibilities often involve inspecting damaged items, documenting findings, and communicating estimates to both clients and repair professionals. Effective collaboration ensures that repairs are accurate and costs are reasonable, while also addressing any questions or concerns from policyholders. Building strong relationships and maintaining clear, professional communication are key to resolving claims efficiently and fairly.

What is the difference between Insurance Appraiser vs Claims Adjuster?

AspectInsurance AppraiserClaims Adjuster
CredentialsInsurance licenses, certifications in appraisal or valuationInsurance licenses, claims handling certifications
Work EnvironmentIndependent evaluations, field inspections, office workField inspections, office assessments, customer interactions
Employer & IndustryInsurance companies, independent appraisal firmsInsurance companies, third-party claims services
Search & Comparison IntentUnderstanding valuation roles, appraisal processesClaims processing, settlement procedures

Insurance Appraisers focus on evaluating property damage and determining repair or replacement costs, often working independently or with appraisal firms. Claims Adjusters handle the overall claims process, investigating damages, negotiating settlements, and working directly with policyholders. While both roles require insurance licenses and involve damage assessment, their primary responsibilities and work environments differ.

Are insurance appraisers in demand right now?

Insurance appraisers are in steady demand due to ongoing needs for property and casualty assessments, especially as insurance claims increase after natural disasters or accidents. The role requires strong analytical skills and often certification, with employment opportunities available in insurance companies, adjusting firms, and independent consulting. Demand can vary by region and economic conditions but generally remains stable in the insurance industry.

Is it hard to get a job as an insurance appraiser?

Getting a job as an insurance appraiser can be competitive, often requiring relevant experience, industry knowledge, and sometimes certification such as the CAIP or AIC. Strong analytical skills and familiarity with claims adjusting and valuation tools can improve employment prospects, but entry may be easier with related experience in insurance or appraisal fields.

What are popular job titles related to Insurance Appraiser jobs in Baltimore, MD?

For Insurance Appraiser jobs in Baltimore, MD, the most frequently searched job titles are:

What job categories do people searching Insurance Appraiser jobs in Baltimore, MD look for?

The top searched job categories for Insurance Appraiser jobs in Baltimore, MD are:

What cities near Baltimore, MD are hiring for Insurance Appraiser jobs?

Cities near Baltimore, MD with the most Insurance Appraiser job openings:

Infographic showing various Insurance Appraiser job openings in Baltimore, MD as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 20% Part Time, and 5% Contract. Highlights an 90% Physical, 1% Hybrid, and 9% Remote job distribution, with an average salary of $49,681 per year, or $23.9 per hour.

Assistant Branch Manager - Dundalk, MD

M&T Bank

Dundalk, MD • On-site

Full-time

Re-posted 11 days ago


M&T Bank rating

7.9

Company rating: 7.9 out of 10

Based on 186 frontline employees who took The Breakroom Quiz

79th of 171 rated banks


Job description

Overview:
Assists branch management in administering and directing employee coaching, sales/business development, marketing, and operations of the branch. Serves as a foundation of building customer loyalty and growing and retaining customer relationships in the M&T branch system through modeling and coaching the Bank's sales process.
Plays key role in Relationship Management (customer assessments, profiling for sales opportunities, account opening and lead-focused outbound calling), Sales Process (profile/pre- call planning, outreach, appointment preparation, interaction/appointment, follow-up) and Risk Management (audit requirements, fraud prevention, Know Your Customer (KYC) and customer information profile (CIP)). Profiles customers to identify financial needs across all product and service lines, resolves service issues, and on a very limited basis, completes accurate and timely processing of teller transactions.
Primary Responsibilities:
  • Develop new customer relationships and expand and retain existing relationships by proactively identifying opportunities leveraging the portfolio management process and utilizing the fundamentals of the Bank's sales process to achieve personal sales and/or referral goals. Identify financial needs of customers and present all appropriate product and service options by working cooperatively with appropriate internal business partners. Build new customer relationships through frequent interactions with customers during the first 90 days of the relationship.
  • Proactively contact customers in assigned customer portfolio, as well as participate in branch sales promotions to support these efforts.
  • Exemplify and provide leadership in support of the Bank's guidelines for delivering and coaching exceptional customer experience including proactively greeting customers, smiling, using their name and ending each interaction (whether in person or phone) by saying "Thank you for banking with M&T, is there anything else I can do for you today (customer name)?". Maintain a professional manner to build customer confidence and trust.
  • Take ownership of account servicing and error resolution, including resolving complex customer problems and taking complete ownership of issues escalated by other Bankers, including exercising override authority based on specific situation. Follow-up on these issues as required to ensure timely and accurate resolution, and convert servicing situations to sales/referral opportunities.
  • Meet with customers entering the branch to assess and identify customers' immediate and long- term financial needs; present all appropriate options and complete the sale and/or referral of products and services as appropriate. Support branch in achieving its customer retention, acquisition and growth goals including Insurance revenue if appropriate.
  • Follow consumer/business banking guidelines for accuracy and proper new account handling and exception processing.
  • Maintain thorough knowledge of all procedures affecting branch activities to complete appropriate action as required by circumstance.
  • Project a positive image of M&T Bank within the community through involvement in local organizations.
  • Exemplify and ensure compliance with operational, security and control policies/procedures, preventing fraud and protecting customer assets.
  • Demonstrate teamwork by proactively assisting other branch colleagues when needed as well as actively participating, leading and contributing during Branch Team meetings.
  • Coach branch team on quality referral and sales generation (based on Insurance licensing designations) to support sales activities.
  • Supervise all branch operations in absence of Branch Manager. Assist branch management with new hires, including their training and coaching. Work with Branch Manager on new hires, resolving personnel problems, hiring, scheduling and monitoring expenses. Write and deliver performance appraisals or provide input to Branch Manager. Provide ongoing guidance and training to branch personnel on operating/platform problems, handling exceptions, adjustments, and sales.
  • May exercise usual authority of a manager concerning staffing, performance appraisals, promotions, salary recommendations, performance management and terminations.
  • Understand and adhere to the Company's risk and regulatory standards, policies and controls in accordance with the Company's Risk Appetite. Identify risk-related issues needing escalation to management.
  • Promote an environment that supports belonging and reflects the M&T Bank brand.
  • Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
  • Responsible for meeting and maintaining registration requirements under the Federal SAFE Act. Complete other related duties as assigned.

Scope of Responsibilities:
This position must have a sound working knowledge of the Branch Manager's responsibilities to act as back-up during the manager's absence. In addition to assisting the Branch Manager in management of the branch and its' staff and servicing existing customers, the primary focus of this position is to serve as key driver to grow the business through proactive identification of sales opportunities with customers to support achievement of annual branch sales goals. Once licensed, the position must maintain Insurance licensing minimum expectations as outlined in MTS Licensed Banker Academy document.
The position must stay current on operational, product and system changes/enhancements, as well as demonstrate good risk management decisions to assist the branch in managing preventable losses and reduce fraudulent activity. The position builds productive partnerships with appropriate areas of the Bank to ensure customer needs, service issues and employee issues are resolved timely and accurately.
Supervisory/ Managerial Responsibilities:
May have direct or indirect supervisory responsibility for branch staff.
Education and Experience Required:
Associate's degree and a minimum of 4 years' proven retail sales, call center, customer service and/or telesales experience or in lieu of a degree a combined minimum of 6 years higher education and/or work experience, including a minimum of 4 years' proven retail sales, call center, customer service and/or telesales experience.
Minimum of 1 year's supervisory and/or leadership experience.
Pertinent state Life/Accident and Health Insurance licensing required within 18 months of entry into position. Note: branch provides training for licensing within 6 months.
Excellent verbal communication and interpersonal skills. Proven ability to demonstrate exceptional customer service.
Strong organizational, time management, and prioritization skills. Demonstrated sales/business development experience and success.
Proficiency with personal computers as well as pertinent word processing, and spreadsheet software as well as email.
Ability to communicate and function professionally with all levels of personnel and business partners across the organization.
Education and Experience Preferred:
Bachelor's degree. Notary public license.
Licensed Life/Health Insurance Agent. Bi-Lingual based on branch needs.
Experience with Internet.
Fundamental understanding of branch profitability.
Physical Requirements:
Ability to stand for long periods of time. Prolonged use of hands and fingers.
Ability to lift light to heavy objects weighing 5 lbs. to 30 lbs. Ability to read fine print.
Ability to interact with customers in an open face-to-face work environment.
M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $28.60 - $47.66 Hourly (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.
Location
Dundalk, Maryland, United States of America

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