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Insurance Agent Base Pay Jobs in Silver Spring, MD

Unifi

Prospect Dispatch Agent - BWI

Baltimore, MD

General information Job Title Prospect Dispatch Agent - BWI Date Friday, June 12, 2026 Entity Prospect International Airport Services State Maryland City Baltimore Base Pay Rate: $ 17.00 Full/Part ...

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All JobsInsurance Agent Base Pay JobsInsurance Agent Base Pay Jobs in Silver Spring, MD

Insurance Agent Base Pay information

See Silver Spring, MD salary details

$25.8K

$67.2K

$125.6K

How much do insurance agent base pay jobs pay per year?

As of Jul 16, 2026, the average yearly pay for insurance agent base pay in Silver Spring, MD is $67,218.00, according to ZipRecruiter salary data. Most workers in this role earn between $46,000.00 and $79,600.00 per year, depending on experience, location, and employer.

What is the base pay for an insurance agent?

The base pay for an insurance agent refers to the fixed salary or hourly wage that an agent receives, excluding commissions or bonuses. This amount can vary widely depending on the employer, location, and level of experience. In the United States, the average base salary for insurance agents typically ranges from $35,000 to $50,000 per year, though some entry-level positions may start lower and experienced agents can earn more. Many insurance agents also earn commissions based on the policies they sell, which can significantly increase their total compensation.

What is the difference between Insurance Agent Base Pay vs Insurance Broker Base Pay?

AspectInsurance Agent Base PayInsurance Broker Base Pay
Required CredentialsLicensing, state-specific insurance licensesLicensing, state-specific insurance licenses
Work EnvironmentAgency offices, direct client interactionsIndependent or agency settings, client consultations
Employer & Industry UsageInsurance companies, agenciesIndependent, brokerage firms, agencies
Common Search & ComparisonYesYes

Insurance agent base pay typically refers to the fixed salary or hourly wage earned by agents working for insurance companies or agencies. Insurance brokers, while similar, often operate independently or through brokerage firms, earning commissions alongside any base pay. The main difference lies in their employment structure and client relationships, but both roles require similar licensing and work in comparable environments.

What are some common challenges insurance agents face when working on a base pay structure?

Insurance agents working on a base pay structure often encounter challenges such as balancing the security of a consistent salary with the motivation to exceed sales targets for additional commissions. Another common challenge is managing a robust client pipeline while maintaining high-quality customer service, as performance is often closely monitored. Agents must also stay updated on changing insurance products and regulations, which can require ongoing training and adaptability. Success in the role often depends on strong interpersonal skills, persistence, and the ability to work both independently and as part of a sales team.

What are the key skills and qualifications needed to thrive as an Insurance Agent, and why are they important?

To thrive as an Insurance Agent, you need strong sales abilities, knowledge of insurance products and regulations, and often a state insurance license. Familiarity with customer relationship management (CRM) software and quoting systems is typically required. Excellent interpersonal communication, active listening, and problem-solving skills help agents build trust and tailor solutions for clients. These skills are crucial for meeting sales targets, ensuring client satisfaction, and maintaining compliance in a competitive industry.
What are popular job titles related to Insurance Agent Base Pay jobs in Silver Spring, MD? For Insurance Agent Base Pay jobs in Silver Spring, MD, the most frequently searched job titles are:
What job categories do people searching Insurance Agent Base Pay jobs in Silver Spring, MD look for? The top searched job categories for Insurance Agent Base Pay jobs in Silver Spring, MD are:
What cities near Silver Spring, MD are hiring for Insurance Agent Base Pay jobs? Cities near Silver Spring, MD with the most Insurance Agent Base Pay job openings:
Insurance Agent Base Pay jobs near you

Life Insurance Sales Agent

New York Life - Metro DC

Bethesda, MD

$120K/yr

Full-time

Posted 7 days ago

New

Job description

Looking for a chance to achieve new career heights on a dedicated, compassionate team of successful insurance agents? Our insurance agency is expanding and needs the help of a life insurance agent to grow our list of prospective clients and onboard new clients. Our ideal candidate is great with people, a naturally talented salesperson, and harbors incredible customer service skills and a passion for helping those in need. You’ll have an opportunity to help a thriving insurance team succeed and make a tangible difference in our clients’ lives every day. If this sounds like a job you’d love, apply now!Compensation:

$75,000 - $120,000 yearly


Responsibilities:
  • Develop a prospective customer base and advertise our insurance products through referrals, cold calling, networking, and other marketing strategies to secure new business
  • Aid policyholders with the insurance claims process while supervising the progress of current insurance claims
  • Determine new customers’ insurance needs, desires, insurance risk, prior coverage, and financial standing via booked consultations to ensure the best client experience possible
  • Ensure all contracting paperwork is up to date while maintaining databases, records, and bookkeeping
  • Provide warm and professional customer service while onboarding new clients and maintain existing clients, including booking appointments, inquiry response, insurance eligibility, claim submissions questions concerning billing and insurance policies

Qualifications:
  • Familiarity with the Microsoft Office suite
  • Background in the health insurance or life insurance industries preferred
  • Must have graduated high school or received GED, a Bachelor’s degree is desired
  • Active Life & Health insurance license is a strong bonus
  • Customer service or experience as a sales representative are highly valued

About Company

New York Life Insurance Company is one of the most respected and financially strong institutions in the industry, with over 175 years of history. At New York Life, we are committed to helping individuals, families, and businesses build long-term financial security through personalized insurance and financial solutions. We focus on developing high-performing professionals by providing comprehensive training, mentorship, and support, including licensing for Life, Health, and Securities.

What We Offer:

  • Structured training and mentorship
  • Licensing support and career development
  • Access to a broad range of financial solutions
  • Flexible work environment with strong income potential
  • Clear path to leadership opportunities


  • Fortune 2024: World's Most Admired Companies
  • Forbes 2024: America's Best Employers for Diversity
  • Seramount: 2024 Best Companies for Multicultural Women.
  • Over $1.2 trillion LIFE INSURANCE PROTECTION IN FORCE. Includes term, whole, and universal life