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Insurance Agent Base Pay Jobs in Arkansas (NOW HIRING)

We are hiring licensed insurance agents who are positive, persuasive, and have the drive to succeed ... Utilize knowledge base and training to accurately answer customer questions and sell appropriate ...

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Insurance Agent Base Pay information

What is the base pay for an insurance agent?

The base pay for an insurance agent refers to the fixed salary or hourly wage that an agent receives, excluding commissions or bonuses. This amount can vary widely depending on the employer, location, and level of experience. In the United States, the average base salary for insurance agents typically ranges from $35,000 to $50,000 per year, though some entry-level positions may start lower and experienced agents can earn more. Many insurance agents also earn commissions based on the policies they sell, which can significantly increase their total compensation.

What are some common challenges insurance agents face when working on a base pay structure?

Insurance agents working on a base pay structure often encounter challenges such as balancing the security of a consistent salary with the motivation to exceed sales targets for additional commissions. Another common challenge is managing a robust client pipeline while maintaining high-quality customer service, as performance is often closely monitored. Agents must also stay updated on changing insurance products and regulations, which can require ongoing training and adaptability. Success in the role often depends on strong interpersonal skills, persistence, and the ability to work both independently and as part of a sales team.

What are the key skills and qualifications needed to thrive as an insurance agent, and why are they important?

To thrive as an Insurance Agent, you need strong sales abilities, knowledge of insurance products and regulations, and often a state insurance license. Familiarity with customer relationship management (CRM) software and quoting systems is typically required. Excellent interpersonal communication, active listening, and problem-solving skills help agents build trust and tailor solutions for clients. These skills are crucial for meeting sales targets, ensuring client satisfaction, and maintaining compliance in a competitive industry.

What is the difference between Insurance Agent Base Pay vs Insurance Broker Base Pay?

AspectInsurance Agent Base PayInsurance Broker Base Pay
Required CredentialsLicensing, state-specific insurance licensesLicensing, state-specific insurance licenses
Work EnvironmentAgency offices, direct client interactionsIndependent or agency settings, client consultations
Employer & Industry UsageInsurance companies, agenciesIndependent, brokerage firms, agencies
Common Search & ComparisonYesYes

Insurance agent base pay typically refers to the fixed salary or hourly wage earned by agents working for insurance companies or agencies. Insurance brokers, while similar, often operate independently or through brokerage firms, earning commissions alongside any base pay. The main difference lies in their employment structure and client relationships, but both roles require similar licensing and work in comparable environments.

What cities in Arkansas are hiring for Insurance Agent Base Pay jobs?

Cities in Arkansas with the most Insurance Agent Base Pay job openings:

Infographic showing various Insurance Agent Base Pay job openings in Arkansas as of August 2026, with employment types broken down into 1% As Needed, 69% Full Time, 23% Part Time, and 7% Contract. Highlights an 93% Physical, 2% Hybrid, and 5% Remote job distribution.

Licensed Insurance Agent (Active License Required to Apply)

Aflac

Hot Springs, AR • On-site

$50K - $70K/yr

Full-time, Part-time

This job post has expired today. Applications are no longer accepted.


Aflac rating

7.2

Company rating: 7.2 out of 10

Based on 37 frontline employees who took The Breakroom Quiz

247th of 310 rated insurance


Job description

Your Next Chapter Starts Here

You’ve already earned your insurance license — now it’s time to put it to work with one of the most recognized names in the industry. Aflac gives licensed agents the freedom to grow their own business, backed by a trusted brand, proven products, and unmatched support. If you’re motivated, entrepreneurial, and ready to take control of your income, this is your opportunity to level up your insurance career.

Work Designation

What You’ll Do

As an Aflac Insurance Agent, you’ll work directly with business owners and HR teams to design supplemental insurance programs that protect employees from the unexpected expenses traditional health insurance doesn’t cover. You’ll have the independence to build lasting client relationships and recurring income streams — while helping businesses and their employees achieve real financial security.

Principal Duties & Responsibilities

Responsibilities include:

  • Sales, presentations, and enrollment support for worksite benefits
  • Strategic relationship-building with business owners and HR contacts
  • Marketing and lead generation to grow your client base
  • Providing expert guidance on supplemental insurance products
  • Managing renewals, claims follow-up, and ongoing client service

Requirements

  • Active state insurance license (Life and/or Health)
  • Prior experience in insurance, financial services, or related sales preferred
  • Entrepreneurial mindset and strong time management skills
  • Excellent communication and presentation abilities

Note: This role is only open to currently licensed insurance professionals. If you’re not yet licensed, please apply to our “Insurance Agent – Full Training Provided” position instead.

What’s in It for You
  • Unlimited earning potential: Commission, residuals, bonuses, and stock incentives
  • Brand power: Represent one of the world’s most ethical companies
  • Freedom and flexibility: You set your own schedule and define your success
  • Recognition and rewards: Stock bonus program, performance trips, and more
Compensation
  • Expected annual earnings: $50,000 – $70,000+ (commission-based with residuals, bonuses, and stock programs)
  • Job Types: Full-time, Part-time, Internship
Build Your Business, Your Way

You’ve done the hard work to become licensed — now join a company that helps you maximize it. With Aflac, you have the freedom to grow, the backing of a respected brand, and the satisfaction of helping others when they need it most.

This is not a salaried position. Aflac sales agents earn commissions, bonuses, residual income, and stock.
Aflac’s affiliation with the Value-Added Service providers is limited only to a marketing alliance, and Aflac and the Value-Added Service providers are not under any sort of mutual ownership, joint venture, or are otherwise related. Aflac makes no representations or warranties regarding the Value-Added Service providers and does not own or administer any of the products or services provided by the Value-Added Service providers. Each Value-Added Service provider offers its products and services subject to its own terms, limitations and exclusions. Services, Terms and conditions are subject to change and may be withdrawn at any time. The value-added services may not be available in all states, and benefits/services may vary by state.
The content within is for recruiting purposes only. This information is not approved to distribute to prospective insureds, to prospective accounts, or to use as a solicitation. Aflac sales agents are independent agents and are not Aflac employees.
Aflac’s family of insurers includes Aflac and/or Aflac New York, and/or Continental American Insurance Company and/or Continental American Life Insurance Company.
Aflac WWHQ | 1932 Wynnton Road | Columbus, GA 31999. Continental American Insurance Company | Columbia, SC.


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