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Indirect Auto Underwriter Jobs (NOW HIRING)

Indirect Auto Credit Analyst

Atlanta, GA ยท Remote

$27 - $32/hr

Indirect Auto Underwriter | Credit Analyst Schedule: 12:00 PM - 9:00 PM MT (weekends required) Location: Remote - MUST BE LOCATED IN: Colorado, Wyoming, Illinois, Texas, Arizona, Florida, Washington ...

You will manage all aspects of the indirect auto lending process--from underwriting and portfolio management to customer service and dealer support--while maintaining a strong focus on asset quality ...

Indirect Underwriter

Austin, TX ยท On-site

$70K - $82K/yr

The ideal candidate has a strong background in indirect auto lending, sound credit judgment, and ... Strong credit analysis and underwriting skills. * Knowledge of consumer lending regulations and ...

Indirect Underwriter

Austin, TX ยท On-site

$70K - $82K/yr

The ideal candidate has a strong background in indirect auto lending, sound credit judgment, and ... Strong credit analysis and underwriting skills. * Knowledge of consumer lending regulations and ...

If you have had proven success in your past career with auto financing and/or indirect lending ... As an Underwriter, you will assist members with their lending needs, providing information ...

$80 - $100/hr

As an Underwriter II in Chase Auto Indirect Originations Underwriting, you will review policy and pricing exceptions, support daily underwriting operations, and make timely credit decisions that help ...

If you have had proven success in your past career with auto financing and/or indirect lending ... As an Underwriter, you will assist members with their lending needs, providing information ...

Auto - Underwriter III

Tampa, FL ยท On-site

$100 - $125/hr

As an Underwriter III in Auto Finance, you will play a crucial role in reviewing policy and pricing ... Comprehensive knowledge of indirect loan, refinance, direct and lease programs, bank products, and ...

As a Underwriter I within PNC's Retail Bank Operations - Indirect Auto organization, you will be based in Phoenix, AZ or Pittsburgh, PA. The scope of Retail Bank Operations is impressively broad and ...

As an Underwriter III in Auto Finance, you will play a crucial role in reviewing policy and pricing ... Comprehensive knowledge of indirect loan, refinance, direct and lease programs, bank products, and ...

As an Underwriter III in Auto Finance, you will play a crucial role in reviewing policy and pricing ... Comprehensive knowledge of indirect loan, refinance, direct and lease programs, bank products, and ...

As an Underwriter III in Auto Finance, you will play a crucial role in reviewing policy and pricing ... Comprehensive knowledge of indirect loan, refinance, direct and lease programs, bank products, and ...

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Indirect Auto Underwriter information

See salary details

$32.5K

$78.9K

$139.5K

How much do indirect auto underwriter jobs pay per year?

As of Sep 8, 2026, the average yearly pay for indirect auto underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What is an indirect auto underwriter?

Indirect Auto Underwriters are finance professionals who evaluate and approve auto loan applications that are submitted to a lender through third-party sources, such as car dealerships. They assess the creditworthiness of applicants, review documentation, analyze risk, and ensure that loans comply with the lender's guidelines. Their work helps mitigate financial risk for lenders while facilitating auto financing for customers. Indirect auto underwriting is distinct from direct lending, as it involves working with intermediaries rather than borrowers directly.

What are the key skills and qualifications needed to thrive as an indirect auto underwriter?

To thrive as an Indirect Auto Underwriter, you need a solid understanding of credit analysis, risk assessment, and lending policies, typically supported by a degree in finance or a related field. Familiarity with loan origination systems, credit bureau reports, and underwriting software is essential for efficient evaluation. Strong analytical thinking, attention to detail, and effective communication skills help underwriters make sound decisions and collaborate with auto dealers. These competencies ensure accurate risk evaluation, regulatory compliance, and successful loan portfolio management.

What are some typical challenges faced by indirect auto underwriters when evaluating loan applications from dealerships?

Indirect Auto Underwriters often encounter challenges such as incomplete documentation, discrepancies in credit information, and pressure to process applications quickly due to dealership expectations. Balancing the need for thorough risk assessment with fast turnaround times can be demanding. Additionally, they must stay updated on lending regulations and adapt to changing market conditions, all while maintaining strong relationships with dealership partners. Collaboration with sales teams and clear communication with dealerships are essential to ensure both compliance and customer satisfaction.

What is the difference between Indirect Auto Underwriter vs Auto Loan Processor?

AspectIndirect Auto UnderwriterAuto Loan Processor
CredentialsTypically requires a bachelor's degree and underwriting certificationsUsually requires a high school diploma or equivalent, with some industry-specific training
Work EnvironmentOffice setting, analyzing credit data and risk assessmentOffice setting, processing loan documents and verifying information
Employer & Industry UsageUsed by auto finance companies, dealerships, banksEmployed by lenders, dealerships, and financial institutions

The main difference between an Indirect Auto Underwriter and an Auto Loan Processor is their focus within the auto financing process. The Indirect Auto Underwriter evaluates credit risk and approves or denies loan applications, often working closely with dealerships. In contrast, the Auto Loan Processor handles the administrative tasks of processing approved loans, verifying documents, and ensuring compliance. Both roles are essential in auto lending but serve different functions within the industry.

More about Indirect Auto Underwriter jobs

What cities are hiring for Indirect Auto Underwriter jobs?

Cities with the most Indirect Auto Underwriter job openings:

What states have the most Indirect Auto Underwriter jobs?

States with the most job openings for Indirect Auto Underwriter jobs include:

What are popular job titles related to Indirect Auto Underwriter jobs?

For Indirect Auto Underwriter jobs, the most frequently searched job titles are:

Infographic showing various Indirect Auto Underwriter job openings in the United States as of September 2026, with employment types broken down into 1% As Needed, 73% Full Time, 22% Part Time, 3% Contract, and 1% Nights. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

Indirect Auto Credit Analyst

TEKsystems

Atlanta, GA โ€ข Remote

$27 - $32/hr

Contractor

Medical, Dental, Vision, Life, Retirement, PTO

Posted 26 days ago


Key responsibilities

  • Review and underwrite indirect auto loan applications from dealer and credit union channels

  • Make final credit decisions: approve, deny, or condition files for additional information

  • Communicate directly with dealers and credit union partners to resolve stipulations and negotiate loan terms


Job description

Indirect Auto Underwriter | Credit Analyst

Schedule: 12:00 PM โ€“ 9:00 PM MT (weekends required)

Location: Remote -

MUST BE LOCATED IN: Colorado, Wyoming, Illinois, Texas, Arizona, Florida, Washington, Georgia, Virginia, OR Hawaii

About the Role

Weโ€™re seeking an experienced Indirect Auto Underwriter to independently review, analyze, and decision auto loan applications sourced through dealerships and credit unions. In this role, youโ€™ll own credit decisions from start to finish while partnering closely with dealers and credit union representatives to maximize funding and approval rates. This position is ideal for underwriters who are confident decisionโ€‘makers and thrive in a fastโ€‘paced, highโ€‘volume environment.


Key Responsibilities
  • Review and underwrite indirect auto loan applications from dealer and credit union channels
  • Analyze credit bureaus, income calculations, debtโ€‘toโ€‘income (DTI), and loanโ€‘toโ€‘value (LTV) ratios
  • Make final credit decisions: approve, deny, or condition files for additional information
  • Communicate directly with dealers and credit union partners to resolve stipulations and negotiate loan terms
  • Document underwriting decisions clearly across multiple loan origination systems
  • Monitor dealer productivity and support improved lookโ€‘toโ€‘book and funding ratios
  • Send completed loan packages to credit unions for final funding
  • Support operational goals related to turnaround time, volume, and quality
  • Mentor junior Credit Analysts as needed

Required Qualifications
  • Minimum 2 years of true indirect auto underwriting experience with decisionโ€‘making authority
  • Strong experience breaking down credit bureaus, income calculations, LTV, and DTI
  • Handsโ€‘on experience with L360, CUDL, Ideal, Keystone Correlation, Loans PQ, and/or Meridian Link
  • Comfortable working weekends and late shifts (12 PM โ€“ 9 PM MT)
  • Strong documentation, communication, and relationshipโ€‘building skills

Education
  • High school diploma or equivalent required
  • Associateโ€™s or Bachelorโ€™s degree preferred

Why This Role
  • Full underwriting autonomy and decision authority
  • High visibility with credit unions and dealers
  • Opportunity to directly influence funding and capture rates
  • Fastโ€‘paced, resultsโ€‘driven environment with growth potential

Pay and Benefits

The pay range for this position is $27.00 - $32.00/hr.

Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. If eligible, the benefits available for this temporary role may include the following: โ€ข Medical, dental & vision โ€ข Critical Illness, Accident, and Hospital โ€ข 401(k) Retirement Plan โ€“ Pre-tax and Roth post-tax contributions available โ€ข Life Insurance (Voluntary Life & AD&D for the employee and dependents) โ€ข Short and long-term disability โ€ข Health Spending Account (HSA) โ€ข Transportation benefits โ€ข Employee Assistance Program โ€ข Time Off/Leave (PTO, Vacation or Sick Leave)

Workplace Type

This is a fully remote position.

Pay and Benefits

The pay range for this position is $27.00 - $32.00/hr.

Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. If eligible, the benefits available for this temporary role may include the following: โ€ข Medical, dental & vision โ€ข Critical Illness, Accident, and Hospital โ€ข 401(k) Retirement Plan โ€“ Pre-tax and Roth post-tax contributions available โ€ข Life Insurance (Voluntary Life & AD&D for the employee and dependents) โ€ข Short and long-term disability โ€ข Health Spending Account (HSA) โ€ข Transportation benefits โ€ข Employee Assistance Program โ€ข Time Off/Leave (PTO, Vacation or Sick Leave)

Workplace Type

This is a fully remote position.

Job Type & Location

This is a Contract to Hire position based out of Atlanta, GA.

Pay and Benefits

The pay range for this position is $27.00 - $32.00/hr.

Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. If eligible, the benefits available for this temporary role may include the following: โ€ข Medical, dental & vision โ€ข Critical Illness, Accident, and Hospital โ€ข 401(k) Retirement Plan โ€“ Pre-tax and Roth post-tax contributions available โ€ข Life Insurance (Voluntary Life & AD&D for the employee and dependents) โ€ข Short and long-term disability โ€ข Health Spending Account (HSA) โ€ข Transportation benefits โ€ข Employee Assistance Program โ€ข Time Off/Leave (PTO, Vacation or Sick Leave)

Workplace Type

This is a fully remote position.

Application Deadline

This position is anticipated to close on Aug 27, 2026.

About TEKsystems

We're partners in transformation. We help clients activate ideas and solutions to take advantage of a new world of opportunity. We are a team of 80,000 strong, working with over 6,000 clients, including 80% of the Fortune 500, across North America, Europe and Asia. As an industry leader in Full-Stack Technology Services, Talent Services, and real-world application, we work with progressive leaders to drive change. That's the power of true partnership. TEKsystems is an Allegis Group company.

The company is an equal opportunity employer and will consider all applications without regards to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.

About TEKsystems and TEKsystems Global Services

Weโ€™re a leading provider of business and technology services. We accelerate business transformation for our customers. Our expertise in strategy, design, execution and operations unlocks business value through a range of solutions. Weโ€™re a team of 80,000 strong, working with over 6,000 customers, including 80% of the Fortune 500 across North America, Europe and Asia, who partner with us for our scale, full-stack capabilities and speed. Weโ€™re strategic thinkers, hands-on collaborators, helping customers capitalize on change and master the momentum of technology. Weโ€™re building tomorrow by delivering business outcomes and making positive impacts in our global communities. TEKsystems and TEKsystems Global Services are Allegis Group companies. Learn more at TEKsystems.com.

The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.

San Francisco Fair Chance Ordinance: Pursuant to the San Francisco Fair Chance Ordinance, for all positions located in the city and county of San Francisco, we will consider for employment qualified applicants with arrest and conviction records.

Massachusetts Lie Detector: It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.

Use of Artificial Intelligence (AI): We may use Artificial Intelligence (AI) to support parts of our hiring process, including sourcing, screening, and evaluating candidates. AI helps assess applications and qualifications, but final decisions are made by our hiring team. By applying, you acknowledge and agree that your application may be reviewed using AI tools.


TEKsystems logo

About TEKsystems

Sourced by ZipRecruiter

We're partners in transformation. We help clients activate ideas and solutions to take advantage of a new world of opportunity. We are a team of 80,000 strong, working with over 6,000 clients, including 80% of the Fortune 500, across North America, Europe and Asia. As an industry leader in Full-Stack Technology Services, Talent Services, and real-world application, we work with progressive leaders to drive change. That's the power of true partnership. TEKsystems is an Allegis Group company.

Industry

It services

Company size

1,001 - 5,000 Employees

Headquarters location

Hanover, MD, US