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Independent Public Adjuster Jobs (NOW HIRING)

Allied Public Adjusters

Senior Estimator

Newport Beach, CA · On-site

$110K - $135K/yr

You'll independently scope, estimate, and defend property claims from investigation through final negotiation. At Allied Public Adjusters, our mission is a world where every property loss is settled ...

Allied Public Adjusters

Senior Estimator

Glendale, CA · On-site

$110K - $135K/yr

You'll independently scope, estimate, and defend property claims from investigation through final negotiation. At Allied Public Adjusters, our mission is a world where every property loss is settled ...

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Independent Public Adjuster information

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$64.5K

$82.5K

$98K

How much do independent public adjuster jobs pay per year?

As of Sep 9, 2026, the average yearly pay for independent public adjuster in the United States is $82,500.00, according to ZipRecruiter salary data. Most workers in this role earn between $73,500.00 and $91,500.00 per year, depending on experience, location, and employer.

What is the difference between Independent Public Adjuster vs Public Adjuster?

AspectIndependent Public AdjusterPublic Adjuster
CredentialsState licensing, insurance adjuster licensesState licensing, insurance adjuster licenses
Work EnvironmentWorks independently or as a contractorTypically employed by clients or as independent contractors
Employer & Industry UsageServes policyholders, works on insurance claimsServes policyholders, handles insurance claims

Both Independent Public Adjusters and Public Adjusters require similar credentials and work within the insurance claims industry. The main difference is that Independent Public Adjusters often operate independently or as contractors, while Public Adjusters may be employed directly by clients or firms. Both roles focus on advocating for policyholders during insurance claim processes.

How to get hired as an independent public adjuster?

To get hired as an independent public adjuster, you typically need to meet state licensing requirements, which often include completing pre-licensing education and passing an exam. Building experience in insurance claims, developing strong negotiation skills, and obtaining relevant certifications can improve job prospects. Establishing a network with insurance companies and contractors also helps in securing clients and job opportunities.

Is being an independent public adjuster worth it?

Independent public adjusters evaluate insurance claims and negotiate settlements on behalf of policyholders. The role can be financially rewarding with experience and licensing, but it requires strong negotiation skills, industry knowledge, and the ability to build client relationships. Income varies based on caseload and commissions, and the job often involves irregular hours and self-employment considerations.

What cities are hiring for Independent Public Adjuster jobs?

Cities with the most Independent Public Adjuster job openings:

What states have the most Independent Public Adjuster jobs?

States with the most job openings for Independent Public Adjuster jobs include:

What are popular job titles related to Independent Public Adjuster jobs?

For Independent Public Adjuster jobs, the most frequently searched job titles are:

Independent Public Adjuster jobs near you

Field Adjuster - Indianapolis/South Bend, IN (Local Only)

Remote

Universal Insurance Holdings, Inc.
Insurance Services • 1 - 5K employees
Learn more about Universal Insurance Holdings, Inc.external

$66K - $88K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 2 days ago

Job description

Know your rights

Inform yourself of your rights and responsibilities by reviewing the content provided in the list below.

  • Employment Eligibility (e-Verify):English & Spanish
  • Right to work:English/Spanish

It's fun to work in a company where people truly BELIEVE in what they're doing!

We're committed to bringing passion and customer focus to the business.

The Field Adjusters primary responsibility is to manage, investigate and resolve assigned property claims. This position is dedicated to providing customer service to policyholders by providing fair and timely resolutions of claims. The Field Adjuster understands insureds needs and provides advice in order to deliver appropriate solutions. The candidate for this position will need to live near Indianapolis or South Bend, Indiana.
The following are the usual, basic and essential functions of the position. These functions are not to be construed as an exhaustive list of all responsibilities, duties and skills required.
Essential Job Functions

  • Communicate with independent adjusters and other experts to gather information on claims
  • Negotiate and explain settlements with the insured and/or their representatives
  • Answer incoming telephone calls from agents, public adjusters, insureds, and other vendors
  • Review and analyze written information
  • Knowledge of multiple policy forms
  • Prepare reports based on the policy language
  • Prepare detailed estimates of the damage
  • Understanding of estimating software
  • Rely on training and guidance from management to plan and accomplish goals
  • Experience writing Property estimates using Xactimate or related software
  • Ability to climb on ladders to inspect roofs
  • Ability to carry a 40-pound ladder
  • Supports catastrophe operations as needed to include working extended hours during designated CATs

Required Knowledge, Skills & Ability

  • High School Diploma or GED
  • 2+ years property field adjusting experience
  • Working knowledge of Microsoft Office including Word, Excel and Outlook
  • Must possess Insurance License
  • Possession of other state license as required by management
  • Ability to work independently as well as a team player
  • Ability to multi-task
  • Computer savvy
  • Basic calculator skills
  • Working knowledge of ISO policies
  • Valid driver's license
  • Wrapped Company vehicle provided
  • Bilingual preferred

#ZR

Benefit Highlights

  • Industry leading medical, dental and vision insurance plan
  • 401(k) Retirement Plan with a company match of 100% on up to 5% of compensation (match is fully-vested immediately)
  • Generous PTO policy
  • Eligible for performance based bonuses

Apply