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Independent Health Insurance Agent Jobs (NOW HIRING)

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Independent Health Insurance Agent (1099-Contractor | Remote | Commission-Based) Stop writing policies and start building a business. As an independent contractor with Trove Group, you set your ...

Be Seen First

Independent Health Insurance Agent (1099-Contractor | Remote | Commission-Based) Stop writing policies and start building a business. As an independent contractor with Trove Group, you set your ...

Be Seen First

Independent Health Insurance Agent (1099-Contractor | Remote | Commission-Based) Stop writing policies and start building a business. As an independent contractor with Trove Group, you set your ...

Be Seen First

Independent Health Insurance Agent (1099-Contractor | Remote | Commission-Based) Stop writing policies and start building a business. As an independent contractor with Trove Group, you set your ...

Be Seen First

Independent Health Insurance Agent (1099-Contractor | Remote | Commission-Based) Stop writing policies and start building a business. As an independent contractor with Trove Group, you set your ...

Be Seen First

Independent Health Insurance Agent (1099-Contractor | Remote | Commission-Based) Stop writing policies and start building a business. As an independent contractor with Trove Group, you set your ...

Be Seen First

Independent Health Insurance Agent (1099-Contractor | Remote | Commission-Based) Stop writing policies and start building a business. As an independent contractor with Trove Group, you set your ...

As an independent contractor licensed insurance agent with HealthMarkets, youll be collaborating with one of the largest independent health insurance agencies in the US. Youll have the opportunity to ...

As an independent contractor licensed insurance agent with HealthMarkets, youll be collaborating with one of the largest independent health insurance agencies in the US. Youll have the opportunity to ...

As an independent contractor licensed insurance agent with HealthMarkets, youll be collaborating with one of the largest independent health insurance agencies in the US. Youll have the opportunity to ...

As an independent contractor licensed insurance agent with HealthMarkets, youll be collaborating with one of the largest independent health insurance agencies in the US. Youll have the opportunity to ...

As an independent contractor licensed insurance agent with HealthMarkets, youll be collaborating with one of the largest independent health insurance agencies in the US. Youll have the opportunity to ...

As an independent contractor licensed insurance agent with HealthMarkets, youll be collaborating with one of the largest independent health insurance agencies in the US. Youll have the opportunity to ...

As an independent contractor licensed insurance agent with HealthMarkets, youll be collaborating with one of the largest independent health insurance agencies in the US. Youll have the opportunity to ...

As an independent contractor licensed insurance agent with HealthMarkets, youll be collaborating with one of the largest independent health insurance agencies in the US. Youll have the opportunity to ...

As an independent contractor licensed insurance agent with HealthMarkets, youll be collaborating with one of the largest independent health insurance agencies in the US. Youll have the opportunity to ...

As an independent contractor licensed insurance agent with HealthMarkets, youll be collaborating with one of the largest independent health insurance agencies in the US. Youll have the opportunity to ...

As an independent contractor licensed insurance agent with HealthMarkets, youll be collaborating with one of the largest independent health insurance agencies in the US. Youll have the opportunity to ...

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Independent Health Insurance Agent information

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$59

How much do independent health insurance agent jobs pay per hour?

As of Jul 15, 2026, the average hourly pay for independent health insurance agent in the United States is $26.51, according to ZipRecruiter salary data. Most workers in this role earn between $20.19 and $30.53 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an Independent Health Insurance Agent, and why are they important?

To thrive as an Independent Health Insurance Agent, you need a thorough understanding of health insurance products, state licensing, and sales expertise. Familiarity with quoting software, CRM systems, and compliance platforms is essential, along with relevant certifications like a state health insurance license. Outstanding interpersonal skills, self-motivation, and ethical integrity help agents effectively build client relationships and trust. These skills and qualities enable agents to match clients with suitable coverage while navigating complex regulations and maintaining long-term business growth.

What is an Independent Health Insurance Agent?

An Independent Health Insurance Agent is a licensed professional who helps individuals, families, and businesses find and enroll in health insurance plans. Unlike agents who work for a specific insurance company, independent agents represent multiple insurers, allowing them to offer a wider range of policy options. They assist clients in comparing plans, explaining coverage details, and navigating enrollment processes. Independent agents also provide ongoing support for policy changes, renewals, and claims. Their goal is to match clients with the best coverage for their unique needs and budgets.

Do independent insurance agents make good money?

Independent health insurance agents can earn a variable income based on commissions from policy sales, with earnings often dependent on experience, sales skills, and the size of their client base. Successful agents who build a strong network and have good product knowledge can achieve high earnings, but income can fluctuate and is not guaranteed. Many agents work on a commission-only basis, which means income is directly tied to sales performance.

Is it worth becoming a health insurance agent?

Becoming an independent health insurance agent can be worthwhile for those interested in sales and customer service, as it offers flexibility and the potential for commission-based income. Success often depends on building a client base, obtaining necessary licenses, and staying informed about insurance products and regulations. It can be a viable career for individuals with strong communication skills and self-motivation.

Can I work as an independent insurance agent?

Yes, an independent health insurance agent can work independently by obtaining the necessary licenses, such as a health insurance license, and working as a self-employed agent or contractor. They typically sell policies from multiple insurance providers and may need to build their client base and manage their own schedule.

How do independent health insurance agents make money?

Independent health insurance agents earn commissions from insurance companies for selling policies to clients. They typically receive a percentage of the premium paid by the policyholder and may also earn renewal commissions for maintaining client accounts over time.

What are some common challenges Independent Health Insurance Agents face when building their client base?

Independent Health Insurance Agents often encounter challenges such as establishing trust with new clients, differentiating themselves from competitors, and staying up to date with frequently changing insurance regulations. Building a reliable client base requires consistent networking, proactive outreach, and excellent customer service skills. Many agents also invest time in community involvement and ongoing education to remain knowledgeable and foster long-term relationships with clients.
More about Independent Health Insurance Agent jobs
What cities are hiring for Independent Health Insurance Agent jobs? Cities with the most Independent Health Insurance Agent job openings:
What states have the most Independent Health Insurance Agent jobs? States with the most job openings for Independent Health Insurance Agent jobs include:
Infographic showing various Independent Health Insurance Agent job openings in the United States as of July 2026, with employment types broken down into 94% Full Time, 4% Part Time, and 2% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $55,151 per year, or $26.5 per hour.
Independent Health Insurance Agent

Independent Health Insurance Agent

Trove Group

Tuscon, AZ • Remote

Contractor

Posted 7 days ago

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Job description

Independent Health Insurance Agent (1099-Contractor | Remote | Commission-Based)

Stop writing policies and start building a business. As an independent contractor with Trove Group, you set your schedule, own your book, and earn commissions that grow with every client you retain. The harder you build, the more it compounds.

Trove Group is an FMO with over 2,000 contracted producers. We exist to give independent agents better access, better infrastructure, and a cleaner path to building a book of business worth owning.

What working with Trove gives you access to:

Access to our affiliate Lucie's Phase III Enhanced Direct Enrollment platform, which supports ACA enrollments and surfaces cross-sell opportunities into dental, vision, critical illness, and accident products within the same workflow
Competitive contract levels across nationally recognized carriers in ACA, ancillary, and supplemental lines.


Market and product resources to support your quoting and prospecting decisions
Your book of business stays yours, period.


Who succeeds in this role:

Agents who are serious about building something over time, not just earning a commission check
Self-starters who are comfortable running their own business without someone managing their calendar.


Compliance-minded producers who understand that long-term income in this industry is built on doing things right.


Licensed producers ready to work a 100% commission structure where earnings are tied directly to output.


What this role requires:

Active Life and Health insurance license (required)
Background in ACA, individual health, or ancillary sales preferred

Compensation:

Commission-based with earning potential that scales directly with your production. Top agents can reach six-figure income.

Company Description

Power up your book with national FMO scale and boutique agility. Get a direct line to top products in your area, a team that backs you up, and tech that delivers unmatchable insights.