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Independent Contractor Owning Mortgage Jobs (NOW HIRING)

Far Inspections

1099 Field Occupancy Scout

Rugby, ND · On-site

$25 - $35/hr

Apply HERE Only FAR Inspections is actively seeking a reliable independent contractor to perform residential mortgage inspections in Pierce County, North Dakota and surrounding communities. If you ...

512Financial

Mortgage Loan Closer

Houston, TX · Remote

Our client is seeking a seasoned mortgage professional to independently manage residential mortgage ... If you're an experienced Mortgage Loan Closer who enjoys owning the closing process, solving ...

512Financial

Mortgage Loan Closer

Houston, TX · Remote

Our client is seeking a seasoned mortgage professional to independently manage residential mortgage ... If you're an experienced Mortgage Loan Closer who enjoys owning the closing process, solving ...

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Independent Contractor Owning Mortgage information

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$394

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$2.1K

How much do independent contractor owning mortgage jobs pay per week?

As of Sep 6, 2026, the average weekly pay for independent contractor owning mortgage in the United States is $1,089.33, according to ZipRecruiter salary data. Most workers in this role earn between $721.15 and $1,211.54 per week, depending on experience, location, and employer.

What is the difference between Independent Contractor Owning Mortgage vs Mortgage Broker?

AspectIndependent Contractor Owning MortgageMortgage Broker
CredentialsTypically requires licensing, such as NMLS, and industry experienceRequires licensing, NMLS, and often additional certifications
Work EnvironmentOperates independently, often from home or office, managing own clientsWorks with multiple lenders, often in an office setting or remotely
Employer/Industry UsageSelf-employed or contracted within the mortgage industryEmployed or contracted to connect clients with lenders
Search/Comparison IntentUnderstanding independent mortgage ownership and contractingComparing mortgage brokerage roles and responsibilities

In summary, an Independent Contractor Owning Mortgage operates independently, managing their own clients and licensing, while a Mortgage Broker acts as an intermediary between clients and lenders, often working within a brokerage firm. Both roles require licensing and industry knowledge but differ in work setup and client management.

What cities are hiring for Independent Contractor Owning Mortgage jobs?

Cities with the most Independent Contractor Owning Mortgage job openings:

What are the most commonly searched types of Owning Mortgage jobs?

The most popular types of Owning Mortgage jobs are:

Independent Contractor Owning Mortgage jobs near you

Mortgage Originator Commercial Real Estate NO EXPERIENCE REQUIRED

Pelican Realty Capital

Raleigh, NC • On-site

Full-time

Re-posted 9 days ago

Key responsibilities

  • Originate commercial real estate loans and residential 1-4 unit mortgage loans.

  • Generate new business through networking, referrals, prospecting, and relationship building, and develop relationships with clients and referral partners.

  • Analyze borrower financing needs, collect documentation, submit loan files for processing, and maintain communication with borrowers throughout the financing process.

Job description

We are seeking a motivated, self-driven Mortgage Loan Originator to join our growing direct lending platform. This is an excellent opportunity for someone with limited or no experience sales professional or mortgage originator looking to build a strong pipeline while offering clients a wide range of financing solutions. Company provides leads and opportunity to learn from senior brokers and work on team deals. 
As a Direct Lender, we provide competitive financing for both Commercial Real Estate (CRE) and Residential 1–4 Unit properties. This position is  1099 commission-only, and offers unlimited earning potential. 
No mortgage license is required for this position.
For licensed or soon to be licensed real estate brokers, we offer commercial real estate training for aspiring brokers or support to seasoned brokers.  We offer in house leads and access to industry leading software for research and development. 
Responsibilities
  • Originate commercial real estate loans & Sales, including:
    • Multifamily
    • Office
    • Retail
    • Industrial
    • Mixed-use
    • Hospitality
    • Self-storage
    • Land and development
  • Originate residential 1–4 unit mortgage loans.
  • Generate new business through networking, referrals, prospecting, and relationship building.
  • Develop relationships with commercial real estate investors, developers, brokers, Realtors®, business owners, and referral partners.
  • Analyze borrower financing needs and recommend appropriate loan products.
  • Collect preliminary borrower documentation and submit complete loan files to processing.
  • Maintain regular communication with borrowers throughout the financing process.
  • Meet or exceed monthly production goals.
  • Build and maintain a strong referral network.
  • Stay informed on lending guidelines, loan products, and market trends.
Qualifications
  • Previous mortgage, commercial lending, banking, real estate, or sales experience preferred.
  • Strong communication, relationship-building, and negotiation skills.
  • Self-motivated with an entrepreneurial mindset.
  • Ability to work independently in a remote environment.
  • Excellent organizational and time management skills.
  • Basic computer proficiency and familiarity with CRM systems is a plus.
  • Commercial lending experience is preferred but not required.
Compensation
  • 1099 Independent Contractor
  • Commission Only
  • Unlimited earning potential with no commission cap.
  • Performance-based compensation.
Benefits
  • Fully remote position—work from anywhere in the United States.
  • Direct access to a broad range of commercial and residential loan products.
  • Support from experienced processing and operations staff.
  • Fast underwriting and closing through a direct lending platform.
  • Flexible schedule.
  • Opportunity to build a long-term, high-income mortgage business.
Ideal Candidate
The ideal candidate is a motivated sales professional who enjoys building relationships, generating new business, and helping borrowers secure financing solutions. Whether your background is in commercial real estate, residential mortgages, banking, or business development, this opportunity provides the tools and support needed to build a successful lending career with unlimited income potential.