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Independent Contractor Life Insurance Agent Jobs in Spokane, WA

HealthMarkets, Inc.

Insurance Agent

Spokane, WA · On-site

... your life. If you're an insurance agent with 4-5 years of experience, we want you. As an independent contractor licensed insurance agent with HealthMarkets, you'll be collaborating with one of the ...

HealthMarkets, Inc.

Insurance Sales Agent

Spokane, WA · On-site

... life. Never worked in the health insurance industry before? It's no problem. If you've got an ... as independent contractors and not as employees. HealthMarkets independent licensed insurance ...

Lone Star Careers

Remote Life Insurance Agent

Spokane, WA · Remote

$69K - $150K/yr

Remote Insurance Representative | Flexible Schedule | Commission Only This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

NACBA

Insurance Agent - Spokane, WA

Spokane, WA · On-site

$60 - $80/hr

Insurance Agents operate as independent contractors, representing American Family and its products ... Obtain Property and Casualty and Life insurance licenses * Ability to pass a motor vehicle ...

New

Promoted2

Remote Insurance Agent

Spokane, WA · Remote

$60K - $110K/yr

Valid life insurance license (or willing to obtain - licensing guidance provided) * Strong ... Background in remote or independent contracting roles * Leadership or team-building experience ...

AgWest Farm Credit

Insurance Agent

Spokane, WA

$89K - $173K/yr

We are in search of an Insurance Agent I, II, or III to join our Washington Lending and Insurance ... Basic term life and AD&D insurance (fully paid for by the company) * Paid days off annually: 15 ...

Pioneer Agency

Insurance Agent

Spokane Valley, WA · Remote

$50K - $75K/yr

We are a fast-growing insurance agency helping individuals and families with life, health, and ... Commission-based (independent contractor) with bonus opportunities Schedule: * Flexible hours * Set ...

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Independent Contractor Life Insurance Agent information

See Spokane, WA salary details

$18.2K

$90K

$146.6K

How much do independent contractor life insurance agent jobs pay per year?

As of Sep 8, 2026, the average yearly pay for independent contractor life insurance agent in Spokane, WA is $89,958.00, according to ZipRecruiter salary data. Most workers in this role earn between $58,100.00 and $123,400.00 per year, depending on experience, location, and employer.

What is an independent contractor life insurance agent?

An Independent Contractor Life Insurance Agent is a licensed professional who sells life insurance policies on behalf of one or more insurance companies but works independently rather than as an employee. These agents typically operate their own businesses, set their own schedules, and earn commissions based on the policies they sell. They help clients assess their life insurance needs, compare different policies, and guide them through the application process. Independent agents can offer a wider range of policy options since they are not tied to a single insurer.

What are the key skills and qualifications needed to thrive as an independent contractor life insurance agent?

To thrive as an Independent Contractor Life Insurance Agent, you need a solid understanding of insurance products, sales techniques, and typically must hold a state-issued life insurance license. Familiarity with customer relationship management (CRM) systems, quoting software, and digital marketing tools is highly beneficial. Exceptional interpersonal skills, self-motivation, and resilience help agents build trust and persist through sales challenges. These skills and qualities are crucial for effectively generating leads, closing sales, and maintaining long-term client relationships in a competitive industry.

What are some common challenges faced by independent contractor life insurance agents, and how can they be addressed?

Independent contractor life insurance agents often face challenges such as building a client base from scratch, managing inconsistent income, and staying current with industry regulations. To overcome these hurdles, agents can benefit from robust networking, ongoing professional development, and leveraging digital marketing strategies to reach potential clients. Additionally, joining reputable insurance agencies as an independent agent can provide access to training, lead generation resources, and mentorship, all of which can help smooth the path to success.

What is the difference between Independent Contractor Life Insurance Agent vs Insurance Broker?

AspectIndependent Contractor Life Insurance AgentInsurance Broker
CredentialsLicenses in life insurance, state-specific certificationsSame as agents; licenses required
Work EnvironmentIndependent, often self-employed, working with multiple insurersIndependent or employed, representing multiple insurers
Employer & Industry UsageWorks independently or as part of an agency, selling life insurance productsActs as an intermediary, advising clients and selling policies from various insurers

Both roles require similar licenses and certifications, with the main difference being that independent contractors typically work independently or for agencies, focusing on selling life insurance directly, while insurance brokers act as intermediaries, advising clients and offering products from multiple insurers. Understanding these distinctions helps in choosing the right career path or job search focus.

What are the most commonly searched types of Life Insurance Agent jobs in Spokane, WA?

The most popular types of Life Insurance Agent jobs in Spokane, WA are:

What are popular job titles related to Independent Contractor Life Insurance Agent jobs in Spokane, WA?

For Independent Contractor Life Insurance Agent jobs in Spokane, WA, the most frequently searched job titles are:

What job categories do people searching Independent Contractor Life Insurance Agent jobs in Spokane, WA look for?

The top searched job categories for Independent Contractor Life Insurance Agent jobs in Spokane, WA are:

What cities near Spokane, WA are hiring for Independent Contractor Life Insurance Agent jobs?

Cities near Spokane, WA with the most Independent Contractor Life Insurance Agent job openings:

Independent Contractor Life Insurance Agent jobs near you

Insurance Agent

HealthMarkets, Inc.

Spokane, WA • On-site

Contractor

Re-posted 7 days ago

Job description

Insurance Agent
Insurance Agent
Location: Spokane, Washington
Job Number HM2025-0880 Date posted 02/02/2025 Join Us
HealthMarkets Overview
If you're looking for an exciting opportunity where you can change people's lives and achieve financial success as an independent insurance agent, you've come to the right place. Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers agents the resources and support they need to grow their businesses and succeed in the industry, all while making a difference in people's lives.
And who are we? HealthMarkets is a technology-enabled health insurance agency delivering high-touch, customized health and supplemental insurance solutions to individuals, families and small businesses. Millions of Americans depend on us to help explore their insurance coverage options - and we're looking for independent insurance agents like you to help us continue that mission.
So, whether you're an experienced insurance agent looking for your next opportunity or are just starting out and looking for an opportunity to demonstrate your talents, HealthMarkets is the career move that can help change your life.
Job description
If you're an insurance agent with 4-5 years of experience, we want you. As an independent contractor licensed insurance agent with HealthMarkets, you'll be collaborating with one of the largest independent health insurance agencies in the US. You'll have the opportunity to grow a flourishing business, all while making a difference in people's lives.
Not only that, but HealthMarkets will offer you the resources you need to succeed. We'll give you access to leads, quoting tools, training resources, and more so you can focus on what you do best: selling. Contact us today and succeed on your terms with HealthMarkets.
48640-HM-0523
Disclaimer: Licensed Insurance Agents with HealthMarkets Insurance Agency are self-employed acting as independent contractors and not as employees. HealthMarkets independent licensed insurance agents shall for all purposes be deemed to be independent contractors and shall have no authority to act or represent themselves as an employee or partner of HealthMarkets Insurance Agency. An Independent licensed insurance agent with HealthMarkets is a commission only opportunity. HealthMarkets Insurance Agency, Inc., is licensed as an insurance agency nationwide except in MA. Not all agents are licensed to sell all products. Service and product availability may vary by state. 51934-HM-0326

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