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Contract Life Insurance Agent Jobs in Spokane, WA

Lone Star Careers

Remote Life Insurance Agent

Spokane, WA · Remote

$69K - $150K/yr

Remote Insurance Representative | Flexible Schedule | Commission Only This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

HealthMarkets, Inc.

Insurance Agent

Spokane, WA · On-site

... your life. If youre an insurance agent with 4-5 years of experience, we want you. As an independent contractor licensed insurance agent with HealthMarkets, youll be collaborating with one of the ...

AgWest Farm Credit

Insurance Agent

Spokane, WA

$89K - $173K/yr

We are in search of an Insurance Agent I, II, or III to join our Washington Lending and Insurance ... Basic term life and AD&D insurance (fully paid for by the company) * Paid days off annually: 15 ...

Promoted2

Remote Insurance Agent

Spokane, WA · Remote

$60K - $110K/yr

Remote Insurance Sales Agent | $60k-$110k+ First Year | No Cold Calling Earn strong first-year ... Valid life insurance license (or willing to obtain - licensing guidance provided) * Strong ...

Pioneer Agency

Insurance Agent

Spokane Valley, WA · Remote

$50K - $75K/yr

We are a fast-growing insurance agency helping individuals and families with life, health, and retirement insurance solutions. We're looking for motivated people who want to build a career in the ...

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All JobsContract Life Insurance Agent JobsContract Life Insurance Agent Jobs in Spokane, WA

Contract Life Insurance Agent information

See Spokane, WA salary details

$18.2K

$90K

$146.6K

How much do contract life insurance agent jobs pay per year?

As of Sep 4, 2026, the average yearly pay for contract life insurance agent in Spokane, WA is $89,958.00, according to ZipRecruiter salary data. Most workers in this role earn between $58,100.00 and $123,400.00 per year, depending on experience, location, and employer.

What is a contract life insurance agent?

A Contract Life Insurance Agent is a professional who sells life insurance policies on behalf of an insurance company, typically working as an independent contractor rather than as a direct employee. These agents help clients choose appropriate life insurance coverage based on their needs and financial situations. As contractors, they often have flexible schedules and may represent multiple insurance carriers. Their responsibilities include prospecting for new clients, explaining policy options, and assisting with the application and claims process.

What are the key skills and qualifications needed to thrive as a contract life insurance agent?

To thrive as a Contract Life Insurance Agent, you need a strong understanding of insurance products, sales techniques, and state licensing as a basic qualification. Familiarity with customer relationship management (CRM) software, digital quoting platforms, and underwriting systems is typically required. Outstanding interpersonal skills, active listening, and self-motivation help agents build trust and effectively address client needs. These skills ensure agents can navigate complex products, comply with regulations, and achieve sales targets while fostering long-term client relationships.

What are some common challenges faced by contract life insurance agents, and how can they be overcome?

Contract life insurance agents often face challenges such as building a strong client base from scratch, managing fluctuating income, and staying up-to-date with changing products and regulations. To overcome these challenges, agents can focus on networking, leveraging referrals, and continuing professional education to enhance their knowledge and credibility. Additionally, establishing a consistent routine for prospecting and following up with clients can help maintain steady business growth and income stability.

What is the difference between Contract Life Insurance Agent vs Full-Time Life Insurance Agent?

AspectContract Life Insurance AgentFull-Time Life Insurance Agent
CredentialsLicensing required, no additional certifications necessarilyLicensing required, may pursue advanced certifications
Work EnvironmentIndependent, flexible schedule, often remote or on commissionOffice-based or field, regular hours, salaried or commission-based
Employer & Industry UsageWorks independently or with agencies on a contract basisEmployed by insurance companies or agencies full-time

Contract Life Insurance Agents typically operate independently with flexible hours and are paid on a commission basis, often working on a contract basis. Full-Time Life Insurance Agents are employed directly by insurance companies or agencies, with regular hours and benefits. Both roles require licensing, but contract agents usually have more flexibility and less job security compared to full-time agents.

Can being a contract life insurance agent be a side hustle?

Yes, contract life insurance agents often work independently and can pursue their role as a side hustle, provided they meet licensing requirements and manage their schedule accordingly. Many agents choose part-time work to supplement income while maintaining other employment or commitments.

What are the most commonly searched types of Life Insurance Agent jobs in Spokane, WA?

The most popular types of Life Insurance Agent jobs in Spokane, WA are:

What are popular job titles related to Contract Life Insurance Agent jobs in Spokane, WA?

For Contract Life Insurance Agent jobs in Spokane, WA, the most frequently searched job titles are:

What job categories do people searching Contract Life Insurance Agent jobs in Spokane, WA look for?

The top searched job categories for Contract Life Insurance Agent jobs in Spokane, WA are:

Contract Life Insurance Agent jobs near you
Infographic showing various Contract Life Insurance Agent job openings in Spokane, WA as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 20% Part Time, and 5% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $89,958 per year, or $43.2 per hour.

Entry-Level Life Insurance Agent

Gibbons Group

Spokane, WA • On-site

Other

Life

Posted 4 days ago

Job description

Entry-Level Life Insurance Agent | Remote | PT or FT Opportunity

Full Training | Mentorship | Licensing Assistance Available

Candidates Must Reside in the U.S.


About the Company

The Gibbons Group is committed to helping individuals and families protect what matters most through simplified issue life insurance solutions that include valuable living benefits.


Our mission is to make life insurance simple, accessible, and meaningful while providing motivated individuals with the training, mentorship, and support needed to build a successful career.


Position Overview

Are you looking for an opportunity where you can build a meaningful career while helping individuals and families protect their financial future?


The Gibbons Group is seeking motivated individuals who are interested in starting a career in the life insurance industry. As an Entry-Level Life Insurance Agent, you will learn how to connect with clients, understand their needs, and provide guidance on insurance solutions designed to help protect what matters most.


This opportunity is ideal for individuals who are driven, coachable, and ready to develop new skills in a supportive, performance-based environment.


No prior insurance experience is required. We provide licensing assistance, training, mentorship, and ongoing support to help you build the foundation needed for long-term success.


Key Responsibilities

  • Connect with prospective clients to learn about their needs and discuss life insurance solutions.
  • Build strong client relationships by providing professional guidance and support throughout the process.
  • Learn and apply company systems, processes, and product knowledge through training and mentorship.
  • Educate clients on available coverage options and help them understand solutions that may fit their goals.
  • Conduct client conversations and presentations in a professional and consultative manner.
  • Follow up with prospective clients and maintain consistent communication.
  • Develop sales, communication, and relationship-building skills while growing within the life insurance industry.
  • Participate in ongoing training, coaching, and professional development opportunities.
  • Maintain compliance with company policies, ethical standards, and applicable insurance guidelines.


Qualifications

  • No previous insurance experience required; training and licensing assistance are available for qualified candidates.
  • Strong communication and interpersonal skills with the ability to build trust and connect with others.
  • Self-motivated with a willingness to learn and develop new professional skills.
  • Positive attitude with a strong work ethic and commitment to personal growth.
  • Ability to work independently while following company training, systems, and processes.
  • Comfortable communicating with clients through phone, email, and virtual platforms.
  • Interest in helping individuals and families protect their financial future.
  • Must be willing and able to obtain a life insurance license.


What We Offer

  • Licensing assistance and guidance to help you begin your career in the life insurance industry.
  • Comprehensive training and ongoing mentorship to develop your product knowledge, communication skills, and sales abilities.
  • A supportive team environment focused on learning, growth, and professional development.
  • Flexible remote work environment with the ability to manage your schedule.
  • Performance-based compensation with uncapped earning potential.
  • Daily pay opportunities based on production.
  • Opportunities for advancement and continued growth within the organization.


Compensation & Business Structure

This is a 1099 Independent Contractor opportunity.

  • Compensation is 100% commission-based with uncapped earning potential.
  • Performance-based incentives are available based on individual production and results.
  • Income is based on your activity, dedication, and success.
  • This opportunity provides the ability to build valuable sales and client relationship skills while developing a career in the life insurance industry.


Our Core Values

At The Gibbons Group, our core values guide how we serve our clients, support our team, and approach our work every day.

  • Integrity: We believe in doing the right thing and maintaining honesty, professionalism, and ethical standards in everything we do.
  • Growth: We are committed to continuous learning, personal development, and helping our team members improve their skills.
  • Teamwork: We believe collaboration, encouragement, and support are essential to building a successful organization.
  • Commitment: We are dedicated to helping families protect their financial futures while supporting our team members in reaching their goals.
  • Excellence: We strive to provide exceptional service, maintain professionalism, and create a positive experience for every client and team member.


Why Join The Gibbons Group?

At The Gibbons Group, we believe that the right training, support, and dedication can help individuals build meaningful careers while making a positive impact on the lives of others.


We provide the tools, guidance, and mentorship needed to help motivated individuals develop their skills, grow professionally, and build a successful future in the life insurance industry.


If you are ready to learn, grow, and take the next step toward a rewarding career helping families protect what matters most, we would love the opportunity to connect with you.

Apply